Jason Longlet, CERTIFIED FINANCIAL PLANNER®, Alternative Investments Director
First Vice President, Financial Advisor
Phone:
(907) 263-5716(907) 263-5716
Kenneth Hatch, QPFC
First Vice President,
Wealth Advisor,
Insurance Planning Director,
Workplace Advisor - Equity Compensation
Direct:
(907) 263-5727(907) 263-5727
My Mission Statement
Collaborating in long term advisory relationships with individuals, families, and small businesses by combining over 45 years of experience with state of the art resources and the global reach of Morgan Stanley. Our priority is increasing confidence by designing, implementing, and monitoring investment strategies based on your goals and values.
Helping You Get To Where You Want To Go
Where are you financially? Where do you want to go and when do you want to get there? How will changes in your life affect your personal financial journey?
For more than 40 years, I've helped clients and their families create roadmaps that aim to guide them to their ultimate destinations with greater confidence. I work to be a resource to these individuals for investment advice, but the roadmaps I provide go well beyond their portfolios.
As a Morgan Stanley Financial Advisor, I offer access to thought leadership and experienced professionals who can help you with:
- Retirement planning strategies
- Legacy planning to help leave a meaningful legacy to your loved ones
- Managing assets to help care for an aging parent
- Cash Management and lending solutions
As our relationship grows, you can look to me for financial guidance that encompasses both sides of your personal balance sheet and virtually every aspect of your financial life.
Contact me today to schedule an appointment and explore the possibility of working together to pursue your financial goals.
Services Include
Securities Agent: SD, VA, NY, ID, FL, CA, SC, PA, KY, IL, NM, NE, MD, LA, KS, DC, AK, RI, OH, IN, HI, NV, NJ, NC, MT, WI, WA, NH, MS, MO, IA, CO, TN, MI, MA, CT, MN, ME, GA, AL, UT, TX, OR, AZ; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1290649
NMLS#: 1290649
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Creating Your Financial Roadmap
When I first meet with a prospective client, I generally don't focus on his or her tax returns or recent financial statements. Rather, I try to determine whether we share values and like each other enough to establish what I hope will be a long and satisfying relationship.
Once we agree to proceed, I employ a goals-based financial planning process that can helps us
- Identify your most important goals
- Quantify the cost of each of these goals
- Review current finances and projected future sources of income
- Determine whether you have a gap or a surplus in your ability to pusuethe goals you articulated
At this point, I create a plan that aims to serve as a roadmap that is intended to help you pursue your goals within your timeframe.
As an Investment Management Consultant, I have extensive experience analyzing investment management organizations for performance, consistency, organizational excellence and other critical criteria. Once I develop an asset allocation for each of your objectives, I typically implement your investment strategy through Morgan Stanley's platform that can provide access to vast resources.
Beyond investing, I have the ability to summon firm resources who can help us with your estate planning strategies, manage your liabilities and pursue other complex financial objectives.
HELPING YOU HIT A HOMERUN
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2550 Denali Street
Suite 1700
Anchorage, AK 99503
US
Direct:
(907) 263-5727(907) 263-5727
Fax:
(907) 263-5725(907) 263-5725
Meet My Team
Brian Cook, Alternative Investments Director
Vice President, Financial Advisor
Phone:
(907) 263-5718(907) 263-5718
Aimee Woodley
Wealth Management Associate
Phone:
(907) 263-5722(907) 263-5722
Alexander Yang
Senior Client Service Associate
Phone:
(907) 263-5701(907) 263-5701
About Jason Longlet
Revised Statement
Jason’s practice at Morgan Stanley is dedicated to guiding clients through life’s transitions and bridging the gap between financial challenges and aspirations. He takes pride in collaborating with clients on financial planning and wealth management strategies to support their financial and life goals.
Well-versed in the latest technologies, Jason is committed to understanding his clients’ values and goals. Through an in-depth discovery process and ongoing communication, he creates a customized wealth management plan that reflects both personal and professional objectives. Jason ensures that his clients understand the strategies behind each recommendation, keeping them informed and actively involved in pursuing their financial success.
Born and raised in Southcentral Alaska, Jason graduated from the University of Alaska Anchorage and remains active on several community boards. He resides in Eagle River with his wife and two children, where they enjoy many outdoor adventures as a family.
Jason’s practice at Morgan Stanley is dedicated to guiding clients through life’s transitions and bridging the gap between financial challenges and aspirations. He takes pride in collaborating with clients on financial planning and wealth management strategies to support their financial and life goals.
Well-versed in the latest technologies, Jason is committed to understanding his clients’ values and goals. Through an in-depth discovery process and ongoing communication, he creates a customized wealth management plan that reflects both personal and professional objectives. Jason ensures that his clients understand the strategies behind each recommendation, keeping them informed and actively involved in pursuing their financial success.
Born and raised in Southcentral Alaska, Jason graduated from the University of Alaska Anchorage and remains active on several community boards. He resides in Eagle River with his wife and two children, where they enjoy many outdoor adventures as a family.
Securities Agent: TX, NM, NE, MN, LA, KY, SD, MI, CT, CA, AZ, NV, GA, VA, NY, NH, KS, WA, OR, NC, MT, DC, AK, SC, ID, IA, FL, WI, RI, OH, HI, CO, PA, ME, MA, IL, UT, MS, MD, AL, TN; General Securities Representative; Investment Advisor Representative
CA Insurance License #: 0l57002
CA Insurance License #: 0l57002
About Brian Cook
Brian is a distinguished financial advisor with the Last Frontier Group at Morgan Stanley in Anchorage, Alaska. He focuses on corporate cash management, retirement planning, and introducing new investment ideas to his clients. Brian is dedicated to crafting bespoke financial strategies that aim to empower both businesses and families to achieve enduring financial goals. Since joining Morgan Stanley in 2018, he has committed himself to delivering insightful guidance across a spectrum of financial topics, ensuring that clients receive the experienced support they need to navigate their unique financial journeys.
Serving clients throughout Alaska and across the United States, Brian enjoys the opportunity to travel for work, engaging with diverse clients and their needs. His extensive experience in the sales and marketing industry, where he adeptly managed a team of sales representatives, has provided him with a profound understanding of client relations and strategic planning.
Brian earned his Bachelor of Business Administration in Marketing and Management from the University of Alaska Anchorage. He is relentless in his pursuit of knowledge, continually enhancing his expertise within the financial sector. Beyond his professional endeavors, he is deeply committed to serving his community, volunteering with Urban Hearts, a local homeless outreach organization, where he holds the position of Treasurer on the Board of Directors.
A proud resident of Alaska since 1999, Brian makes his home in Wasilla with his wife, Kali, and their daughters, Lucy and Aurelia. The family cherishes their time together, exploring the breathtaking landscapes of Alaska on scenic road trips. Brian takes great pleasure in engaging in landscape projects around their home, enjoying the satisfaction of hands-on work. Additionally, he enjoys outdoor activities, including running, kayaking, snowboarding, and ATVing, reflecting his dedication to an adventurous lifestyle amidst the stunning backdrop of the Last Frontier.
Serving clients throughout Alaska and across the United States, Brian enjoys the opportunity to travel for work, engaging with diverse clients and their needs. His extensive experience in the sales and marketing industry, where he adeptly managed a team of sales representatives, has provided him with a profound understanding of client relations and strategic planning.
Brian earned his Bachelor of Business Administration in Marketing and Management from the University of Alaska Anchorage. He is relentless in his pursuit of knowledge, continually enhancing his expertise within the financial sector. Beyond his professional endeavors, he is deeply committed to serving his community, volunteering with Urban Hearts, a local homeless outreach organization, where he holds the position of Treasurer on the Board of Directors.
A proud resident of Alaska since 1999, Brian makes his home in Wasilla with his wife, Kali, and their daughters, Lucy and Aurelia. The family cherishes their time together, exploring the breathtaking landscapes of Alaska on scenic road trips. Brian takes great pleasure in engaging in landscape projects around their home, enjoying the satisfaction of hands-on work. Additionally, he enjoys outdoor activities, including running, kayaking, snowboarding, and ATVing, reflecting his dedication to an adventurous lifestyle amidst the stunning backdrop of the Last Frontier.
Securities Agent: NH, AK, PA, NY, MT, MS, VA, NV, RI, NM, HI, TX, SC, OK, OH, IA, MI, CA, SD, ID, GA, AZ, NE, MD, LA, KY, AL, TN, MN, ME, CO, WI, UT, NC, MA, IL, WA, KS, FL, DC, CT, OR; General Securities Representative; Investment Advisor Representative
About Aimee Woodley
Morgan Stanley 2020- Present
Graduated Chugiak HS 2002
Graduated UAA 2008 Computer Information and Office Systems
Graduated UAA 2020 Marketing Major
Graduated Chugiak HS 2002
Graduated UAA 2008 Computer Information and Office Systems
Graduated UAA 2020 Marketing Major
About Alexander Yang
Morgan Stanley 2012 - Present
Graduated Bartlett HS 2010
Graduated UAA 2015 Economics Major
Graduated Bartlett HS 2010
Graduated UAA 2015 Economics Major
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Andrew Downey
Associate Private Banker
Managing Director, Wealth Management, Financial Advisor, Senior Institutional Consultant, Family Wealth Director, Workplace Advisor – Equity Compensation
Douglas M. Jarrard, CFA, CAIA
Managing Director, Wealth Management, Financial Advisor, Alternative Investments Director, Senior Portfolio Management Director, Senior Institutional Consultant
Executive Director, Financial Advisor, Senior Portfolio Management Director, Workplace Advisor – Equity Compensation
Scott McCoy, CFP®
Managing Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director, Corporate Cash Investment Director, International Client Advisor
Liza Aronson
Planning Associate
About Andrew Downey
Andrew Downey is an Associate Private Banker serving Morgan Stanley Wealth Management offices in Oregon, Idaho, Montana, Alaska, and
Washington.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Andrew began his career in financial services in 2003 and joined Morgan Stanley in 2025 as an Associate Private Banker. Prior to joining the firm, he was a Relationship Manager at the First Republic Bank/J.P. Morgan Chase.
Andrew is a graduate of Portland State University, where he received a Bachelor of Science in Accounting. He lives with his family in Forest
Grove, Oregon. Outside of the office, Andrew enjoys watching his kids sporting events, golfing, and wine tasting with his wife in the Willamette Valley.
Washington.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Andrew began his career in financial services in 2003 and joined Morgan Stanley in 2025 as an Associate Private Banker. Prior to joining the firm, he was a Relationship Manager at the First Republic Bank/J.P. Morgan Chase.
Andrew is a graduate of Portland State University, where he received a Bachelor of Science in Accounting. He lives with his family in Forest
Grove, Oregon. Outside of the office, Andrew enjoys watching his kids sporting events, golfing, and wine tasting with his wife in the Willamette Valley.
NMLS#: 1027096
About Liza Aronson
Liza Aronson is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, she collaborates with clients to discover and define the goals that matter most to them. Leveraging state of the art technology, she will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Liza provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
She earned her undergraduate degree from the University of Colorado Boulder and received the Financial Planning Specialist® designation from the College for Financial Planning. Liza is originally from Greensboro, North Carolina and currently resides in New York, New York.
She earned her undergraduate degree from the University of Colorado Boulder and received the Financial Planning Specialist® designation from the College for Financial Planning. Liza is originally from Greensboro, North Carolina and currently resides in New York, New York.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Wealth Management Financial Advisors can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Wealth Management Financial Advisors can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account.
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- Annuities
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- Traditional Investments
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Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Kenneth Hatch today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
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Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan's investment options and the historical investment performance of these options, the Plan's flexibility and features, the reputation and expertise of the Plan's investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state's own Qualified Tuition Program. Investors should determine their home state's tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
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Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
