MY STORY AND SERVICES

Throughout her 30-year career, Jennifer has advised individuals and institutions on asset allocation and investment manager selection, traded fixed income securities, managed a branch office and helped high net worth clients create and implement comprehensive wealth management strategies. She has been named one of Forbes Best-in-State Wealth Advisors and to Forbes List of America's Top Women Wealth Advisors every year since 2019, most recently in 2026.

Jennifer and her team provide the strategies and solutions clients need to prepare for the financial objectives and challenges that occur with each milestone in life. At the core is a commitment to a high level of personalized service founded on responsiveness and efficient complex problem-solving.
As a Strategic Partner at Morgan Stanley, Jennifer works closely with Morgan Stanley Financial Advisors who seek out The Pelican Bay Group for their investment management capabilities and strategic partnerships. She takes pride in the fact that her team maintains strategic relationships with more than 1900 Financial Advisors, as of December 2025.

Jennifer began her financial services career while still in college at the University of Pittsburgh. Several years later, she was managing the Pittsford, NY branch of a Morgan Stanley predecessor firm. Today, she interacts with a wide variety of Pelican Bay Group clients, including executives, institutions and high net worth families.
A frequent speaker at industry conferences, Jennifer served as a member of the Consulting Group Advisory Board, having been a former Co-Chairperson. In 2017, Jennifer was one of 17 women to be named a MAKER at Morgan Stanley for contributions as an innovator, groundbreaker, and advocate within the Wealth Management Division. Jennifer is the current Chair of the Investment Committee for the Stephen Gaynor School as well as a Trustee. She is also a member of the Economic Club of New York.

In addition to the BA in Economics she earned at Pitt. Jennifer received an MBA from University of Massachusetts and Certified Investment Management Analyst® certification from The Wharton School at The University of Pennsylvania. She is the current Chair She resides in New York City and is the proud mother of a 13-year-old son.

Education and Licensing:

  • BA - Economics, 1992 University of Pittsburgh
  • CIMA - Certified Investment Management Analyst
  • MBA - 2011 UMass Amherst
  • Series 3 - National Commodity Futures
  • Series 63 - Uniform State Exam
  • Series 65 - Investment Advisory Agent
  • Series 7 - General Securities Representative
  • Series 8 - General Securities Sales Supervisor

Associations:

  • Co-Chair - Consulting Group Advisory Counsel at Morgan Stanley
  • Member - Investment Management Consultants Association (IMCA)
  • Member - Portfolio Management Institute Member - The Economic Club of New York
  • Service Member - American Bankers Association

Honors:

  • Director's Advisory Group - Smith Barney
  • Forbes Best-In-State Wealth Advisors 2026, 2025, 2024, 2023, 2022, 2021, 2020, 2019
  • Forbes Top Women Wealth Advisors Best-In-State 2026, 2025, 2024, 2023, 2022
  • Fobres Top Women Wealth Advisors 2021, 2020, 2019
  • MAKERS Award Recipient 2017

Forbes Best-In-State Wealth Advisors Source: Forbes.com (Awarded 2026, 2025, 2024, 2021). Data compiled by SHOOK Research LLC based on 12-month time period concluding in June of year prior to the issuance of the award.

Forbes Top Women Wealth Advisor Best-In-State Source: Forbes.com (Awarded 2026, 2025, 2024, 2023, 2022). Data compiled by SHOOK Research LLC based on 12-month time period concluding in June of year prior to the issuance of the award.

Forbes Top Women Wealth Advisors Source: Forbes.com (Awarded 2021, 2020, 2019). Data compiled by SHOOK Research LLC based on 12-month time period concluding in June of year prior to the issuance of the award.

Services Include
Securities Agent: MT, NH, SD, VA, PA, WV, CT, GA, IL, MI, WY, WI, WA, VT, UT, TX, TN, SC, RI, PR, OR, OK, OH, NY, NV, NM, NJ, NE, ND, NC, MS, MO, MN, ME, MD, MA, LA, KY, KS, IN, ID, IA, HI, FL, DE, DC, CO, CA, AZ, AR, AL, AK, VI; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1282404
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Our Suite of Services

As Wealth Grows, so does its complexities and the resources needed to manage it effectively. We leverage our experience and relationships to deliver innovative strategies that are tailored to your needs. We look forward to speaking with you to understand your challenges, so we may map out a strategy to achieve your particular priorities and goals.
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    Wealth Management
    Wealth Management brings all the dimensions of your life together. We listen carefully to understand the connection across your personal life, your family, your career and your legacy goals to develop a comprehensive strategy that is uniquely yours.
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    Retirement Planning
    One of our key areas of focus is helping you prepare for and thrive in retirement. From IRAs to RMDs, we manage the complexities of your comprehensive retirement plan assets, helping you easily transition to the next phase of your life with security and confidence.
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    Professional Portfolio Management
    Managing an investment portfolio should be a consultative, disciplined process that balances your attitudes about investing with careful analysis of the financial markets. Working together, we create a customized strategy that applies long-held investment principles to help your assets appreciate appropriately or generate cash-flow or income as you require.
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    Alternative Investments
    Morgan Stanley's Global network affords us the ability to offer suitable clients a wide array of alternative investments to consider - from private equities and exchange funds to hedge funds and real estate investments. Our recommendations are based on your own goals and your tolerance for investment risk.
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    Cash Management Services
    Creating adequate cash flow and securing liquidity are the day-to-day aspects of implementing a financial strategy. We help you meet your personal cash management and borrowing needs, while thinking strategically about how specific approaches may affect current and long-term costs and taxes.
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    Estate Planning & Philanthropic Strategies
    Delivering an estate to the next generation or favorite charity requires more attention than families often realize. We coordinate with your estate and tax professionals to align your legacy goals with the appropriate asset tilting and beneficiary designation requirements, incorporating best practices to help enhance results.

RESOURCES FOR ULTRA-HIGH NET WORTH ESTATE PLANNING

Everyone with investable assets requires the fundamentals of wealth management – financial planning, an investment portfolio, and management of a personal balance sheet.

These are services we provide to every client, however; individuals and families with $10 million or more in assets (which we define as “ultra-high net worth”) have additional considerations, which are an important part of our service. See a handful of resources for these clients below.
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    Our Estate Planning Toolkit
    View our Estate Planning Toolkit to learn more about estate planning and how we can support you.
    Read Here
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    Wealth Transfer Brochure
    Learn more about Wealth Transfer Planning by viewing the Wealth Transfer Brochure below.
    Learn More Here
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    Gifting the Estate Tax Exemption While Maintaining Access
    The gift and estate tax exemption amount is $12.92 million in 2023. Many clients wish to use the exemption but are concerned with maintaining control of the funds and maintaining access should they need it.
    Learn More Here
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    Spousal Lifetime Access Trusts (SLAT) Illustration
    View the presentation below to learn more about Spousal Lifetime Access Trusts and how they may be useful for specific situations.
    Learn More Here
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    Concentrated Position Toolkit
    The concentrated position toolkit assists in curating and navigating an expansive suite of extensive resources to address concentrated positions.
    Learn More Here
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    Helping Maximize Your Equity Compensation
    Learn how executives can define a strategy that efficiently navigates the complexities of equity awards to help achieve their personal financial goals.
    Learn More Here

Planning For Your Family Wealth Needs

Family Office Resources (FOR) provides specialized technical expertise to ultra-high net worth clients across a broad range of family wealth management issues. Below are pertinent resources that illustrate Morgan Stanley Family Office Resources capabilities.

The term “Family Office Resources” is being used as a term of art and not to imply that Morgan Stanley and/or its employees are acting as a family office pursuant to Investment Advisers Act of 1940.
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    Family Office Resources (FOR) Overview
    As your family grows and your wealth increases, you may face more subtle and profound wealth management issues. As the demands of your family grow and evolve, you will likely need professionals who have expanded capabilities.
    Learn More Here
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    Philanthropy Management
    Philanthropy Management supports individuals, families, corporate and private foundations, and nonprofit
    organizations by offering a suite of services to help define and realize clients’ charitable missions.
    Learn More Here
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    Family Office Resources Generalists
    The Family Office Resources (FOR) Generalists help clients and their Financial Advisors curate and navigate resources so clients can make complicated decisions confidently. A methodical and comprehensive process that incorporates and distinguishes among structural, behavioral and investment decisions leads to the creation of integrated, holistic and customized solutions.
    Learn More Here
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    Estate Planning Strategies
    Our experienced professionals are available to discuss various tax, trust and estate strategies with you
    and your advisors, help facilitate the implementation of those strategies, and focus on the integration of your
    investment plans. A key first step is to understand what trust, tax and estate structures and planning are in place and frame it pictorially in a trust map to understand how assets might flow from one generation to the next.
    Learn More Here
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    Donor Advised Funds
    While many individuals and families have a deep commitment to philanthropy, charitable giving is not limited to those with significant wealth. Donor advised funds (DAFs) are among the easiest and most tax-advantaged ways to give to charity for donors across the spectrum of wealth.
    Learn More Here
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    Trust Services
    Our trustee platform is “open architecture,” meaning that we provide you with access and ability to select an
    appropriate third-party corporate trustee for your trust account. Trust Specialists, within Morgan Stanley,
    analyze client trust documents and situations and then suggest a fiduciary solution for your needs and goals.
    Learn More Here

Awards and Recognitions

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    Barron's Top 250 Private Wealth Management Teams 2025, 2024
    Source: Barron's.com (Awarded May 2025, 2024) Data compiled by Barron's based on 12-month time period concluding in December of year prior to the issuance of the award.
    About the Award
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    Forbes Best-In-State Wealth Advisors 2026, 2025, 2024, 2023, 2022, 2021, 2020, 2019
    Source: Forbes.com (Awarded 2026, 2025, 2024, 2023, 2022, 2021, 2020, 2019). Data compiled by SHOOK Research LLC based on 12-month time period concluding in June of year prior to the issuance of the award.
    About the Award
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    Forbes Top Women Wealth Advisor Best-In-State 2026, 2025, 2024, 2023, 2022
    Source: Forbes.com (Awarded 2026, 2025, 2024, 2023, 2022). Data compiled by SHOOK Research LLC based on 12-month time period concluding in June of year prior to the issuance of the award.
    About the Award
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    Top Wealth Advisor Mom by Working Mother Magazine and Shook research 2019, 2020, 2021
    2019, 2020, 2021 Working Mother Magazine & SHOOK Research's Top Wealth Advisor Moms
    Source: Workingmother.com (Awarded October 2019, 2020, 2021). Data compiled by SHOOK Research LLC based on 12-month period concluding in Mar of the year the award was given.
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    Morgan Stanley MAKER 2017
    MAKERS is an initiative dedicated to celebrating the stories of leaders who are drivers and champions of women’s achievement.

WORKPLACE FINANCIAL BENEFITS WITH MORGAN STANLEY AT WORK

Our mission is to help your company elevate your workplace financial benefits—helping you to attract and retain top talent. Our end-to-end solutions support your company and employees at any stage of growth through a powerful combination of modern technology, insightful guidance, and dedicated service.

    Equity Solutions

    Equity ownership is a powerful motivator. Streamline equity management through our leading-edge technology and provide global audit-ready reporting and insights, alongside customizable participant experiences to engage and educate your employees on how to make the most of their benefits. Our global solutions support private and public companies at any stage of growth.

    • Equity Administration and Financial Reporting
    • Liquidity Events
    • 409A Valuation Services and Cap Table Management

    Learn more
    Retirement

    For your employees, retirement is more than a date in the future—it's a milestone that takes time, hard work, and the right tools. Through our consultative process, we strive to assist with the management of your fiduciary responsibilities and risk, simplify plan management, and help you improve retirement readiness for your employees.

    • Defined Contribution Consulting
    • Solutions-Oriented Plans
    • Fiduciary Investment Oversight

    Learn more
    Deferred Compensation

    Access a range of Nonqualified Deferred Compensation plan services or pick the ones that best fit your needs. We provide recordkeeping and plan design, portfolio construction services, and plan education for your executive talent. We help you determine the appropriate plan design and inform a funding strategy through a needs-based assessment and consultative approach.

    Services include:

    • Recordkeeping and Plan Design
    • Portfolio Construction
    • Wealth Management Services
    Learn more
    Executive Services

    Our dedicated team provides concierge-level support for your executives' equity compensation plans, from 10b5-1 trading plans to form filing related to Rule 144 transactions, to access to wealth management and tax-optimization strategies, so helping them navigate their complex financial needs with greater confidence and certainty:

    • Equity Compensation Services
    • Equity Award Analysis
    • Specialized Solutions
    Learn more
    Saving and Giving

    Saving and Giving benefits can make a real difference in your employees' lives as they can support the things that matter most to them—like saving for education and repaying student loans. Show that you are committed to your employees' priorities with leading-edge solutions that help them chart a path toward financial well-being.

    • College Savings
    • Student Loan Repayment and Refinancing
    • Charitable Giving
    Learn more
    Financial Wellness

    We offer Financial Wellness with every solution we provide. Through a powerful combination of education, digital tools and guidance, Financial Wellness is designed to address the unique needs of your employees and empower their financial journey at every stage. Give your employees the confidence to take charge of their finances.

    • Financial Education
    • Digital Tools
    • Financial Guidance

    Learn more

Location

55 East 52nd Street 10th
Fl
New York, NY 10055
US
Direct:
(212) 603-6158(212) 603-6158
Toll-Free:
(800) 243-0211(800) 243-0211
Fax:
(212) 765-1057(212) 765-1057

Awards and Recognition

Forbes Best-In-State Wealth Advisors
​2019-2026 Forbes Best-In- State Wealth Advisors Source: Forbes.com (Awarded 2019-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Forbes Top Women Wealth Advisors Best-In-State
2022-2026 Forbes Top Women Wealth Advisors Best-In-State Source: Forbes.com (Awarded 2022-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in September of year prior to the issuance of the award.
Forbes America's Top Wealth Advisors
2019-2021 Forbes America's Top Wealth Advisors Source: Forbes.com (Awarded 2019-2021). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of the year the award was issued.
Barron's Top 250 Private Wealth Management Teams
2024-2026 Barron's Top 100 Private Wealth Management Teams (formerly referred to as Barron's Top 100 Private Wealth Management Teams, Barron's Top 50 Private Wealth Management Teams, Barron's Top 50 Private Wealth Advisory Teams) Source: Barrons.com (Awarded April 2024-2026). Data compiled by Barron's based on 12-month period concluding in Dec of the year prior to the issuance of the award.
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Wealth Management
From My Desk

The Pelican Bay Group Q1 Market Commentary

Learn More about The Pelican Bay Group Q1 Market Commentary
View All Documents
Wealth Management
Global Investment Office

Portfolio Insights

Read More about On the Markets
Read "On the Markets"
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Equity Compensation

Helping you make the most of your equity awards and better understand how it may fit into your larger financial picture – today and tomorrow.

  • Vesting events
  • Option expirations
  • Restricted stock units
  • Tax implications

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
Learn More about Retirement
A Simple Six-Step Retirement Checkup
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A Simple Six-Step Retirement Checkup

Checking in on your retirement plan may make a lot of sense, especially when market volatility arises.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Learn More about Investing
Iran Conflict: Seven Takeaways for Investors
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Iran Conflict: Seven Takeaways for Investors

Prolonged conflict with Iran could lead to higher oil prices, hotter inflation and greater market uncertainty.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Learn More about Family
529 Plans: A Powerful Tool to Save for Education
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529 Plans: A Powerful Tool to Save for Education

Though education costs continue to climb, starting to save and invest early can make a difference.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Learn More about Business Planning
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Learn More about Philanthropy
Donor Advised Funds: A Smart Way to Manage Your Giving
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Donor Advised Funds: A Smart Way to Manage Your Giving

There's more to charitable giving than you may realize. Here's one method that may be a tax-efficient way to give and can help maximize your impact.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
Learn More about Financial Wellness
The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
Ready to start a conversation? Contact Jennifer Hartmann today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

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