James Colosi
My Mission Statement
My Story and Services
James graduated from Rowan University where he received a degree in Finance. He holds the firm’s Financial Planning Specialist designation, which helps him better serve clients in planning for both their short- and long-term goals throughout their lives. Since joining the team, James has had experience working with a wide array of clients from young successful professionals, to seasoned public executives.
He currently lives in Hoboken, New Jersey where he can enjoy views of New York City, as well as being a quick drive away from his family in his hometown of Manasquan along the jersey shore. Outside of the office he loves to play golf and is an avid baseball fan. He is also passionate about giving back to the community, and spending time with his friends and family.
NMLS#: 2735257
How We Work Together
The hallmark of my wealth management process is a longstanding commitment to building customized solutions from the ground up. A goals-based approach leads to strategies that are not only designed to reach specific financial targets, but are reflective of who you are and how you intend to share your wealth with others.
We begin with an informal discussion to understand your financial concerns and determine how we can add value. If we agree to move forward, I will schedule our next meeting and request important financial information.
We continue the dialogue by fostering an in-depth conversation where I can learn about the values that shape your decisions and identify any unique circumstances. I will also review the documents you've prepared and define your main priorities.
I utilize proprietary financial planning tools to develop a personalized and detailed plan with recommendations to help you grow and preserve your wealth.
In this step, I will present appropriate strategies that are designed to work together to achieve your goals. Upon your approval, we go over the investment recommendations and begin to implement the additional strategies we've discussed. These often encompass risk management and estate planning.
Committed to premium service, we focus on developing a relationship that provides special value to you and your family. As we begin to execute each strategy, we'll set up tools so you have immediate access to your account information. And because markets and personal needs evolve over time, we set up ongoing meetings to ensure your plan remains on schedule to achieve your goals.
Portfolio Management
Portfolio management is a core competency for James. His hands-on approach aims to remove unnecessary layers — and unnecessary fees — while offering clients greater sophistication, transparency, and customization in their investment approach.
A Foundation Built on Experience
With deep institutional backgrounds and top firm designations, James and his team have the intellectual capital, discipline, and firsthand experience to help even the most discerning clients design smarter, more resilient investment strategies.
Whether we are managing core equity allocations, evaluating concentrated positions, or sourcing differentiated opportunities through Morgan Stanley's industry-leading alternative investments platform, we bring a high-level, research-driven perspective to every portfolio we build.
Why "In-House" Matters
- Efficiency — Because we manage portfolios in-house, our clients do not pay third-party management fees on the strategies we construct and implement.
- Alignment — Along with greater clarity around pricing, our approach leaves no incentive to recommend high-fee products that do not serve our clients' goals.
- Transparency — When clients call, they speak directly to the team who built the portfolio and can explain exactly what is happening and why.
Comprehensive by Design
Performance, though important, is only one piece of the puzzle. Planning matters. Taxes matter. Liquidity matters. Timing, structure, and risk management matter. That is precisely the kind of complexity we are built for — bringing a comprehensive, solutions-based mindset shaped by decades in institutional equity markets and high-net-worth wealth management. We integrate the full financial picture, from equity concentration to tax exposure into a personalized strategy designed to reflect each client's unique objectives.
Alternatives Deep Dive
James has extensive experience in Alternative Investments. He provides individuals and institutions access to world-class investment strategies spanning private equity, real assets, private credit, hedge funds, and digital assets. These strategies may deliver differentiated sources of return relative to traditional equity and fixed-income investments, as well as offer the potential for tax efficiency. The many potential benefits that alternatives can provide you include:
• Diversification of holdings, you would not be heavily exposed in any one risk area
• Volatility reduction
• Mitigation of tax liabilities
• Cash flow and income benefits
With over 45 years of experience and $180 billion in client assets invested in alternatives, Morgan Stanley Wealth Management is a renowned industry leader in this asset class. Individuals and institutions have access to exclusive offerings, preeminent fund managers, and creative investment opportunities spanning:
• Private Equity
• Private Credit
• Real Estate / Real Assets
• Hedge Funds
• Digital Assets
• Tax-Advantaged Strategies
Alternatives are investments that go beyond traditional stocks and bonds. What this means to you is they can open doors for additional and exclusive investment opportunities, lower volatility, and advantages for greater yields and returns. This includes:
• Expanding your wealth-building opportunities
• Portfolio diversification
• Lower Volatility
• Potential for greater tax-efficiency
Alternative strategies, such as those focused on hedge funds, private capital, and real assets, have long been appealing as a potential source of higher yields, lower volatility, and returns uncorrelated with stocks and bonds. Still, such strategies are typically reserved for institutional and ultra-high-net-worth investors, which have been out of reach for many individuals. The good news is working with Morgan Stanley, you have access to a host of these innovative investment vehicles.
In today's environments where traditional investing can be very standardized, alternative investments can play an important strategic role in certain portfolios. They can help diversify a portfolio and serve as an inflation hedge, as well as provide potential income. Here are six strategies that can guide your thinking on alternative investing in the near to intermediate term.
Tools to Simplify Your Financial Planning Needs
Morgan Stanley's suite of Modern Wealth Management Tools allows advisors to offer more customized and comprehensive advice than anywhere else. These tools' ease of use allows for a more in-depth view of a client's financial life to be taken, resulting in better service and more well-rounded advice.
James wants your financial journey to be as streamline as possible. If you should have any questions about the usage, enrollment, benefits, or functionalities involved with any of the below tools, please do not hesitate to reach out to James or the team. We look forward to speaking with you.
- No Cash Management Fees
- Exceptional Access and Value
- Comprehensive Protection
- Seamless Digital Experience
Our digital experiences make it easy to manage your money 24/7, from your desktop, tablet or phone. Clients with a Financial Advisor can enjoy the freedom to manage their wealth on their own devices while collaborating with their Morgan Stanley team. It's accessibility at its finest.
Managing multiple financial accounts across different firms can be complicated. With Morgan Stanley Online, you can link your non-Morgan Stanley accounts and analyze your cash flow all in one place.
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
eAuthorizations allows you to approve transactions electronically and securely on Morgan Stanley Online and the Morgan Stanley Mobile App.
Because you manage your investments with Morgan Stanley, you now have a better way of managing your cash needs with a CashPlus Brokerage Account.
As a Morgan Stanley client, you have access to Spending & Budgeting tools to help you manage your cash flow across all of your accounts at Morgan Stanley, as well as those held at outside financial institutions. These tools, available on MSO and the Morgan Stanley App, allow you to track spending patterns using cash flow, income and expense analysis.
Client Service Team
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
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