Craig Champagnie
Private Banker
James Coleman
Financial Advisor,
Financial Planning Specialist
Direct:
(212) 893-6595(212) 893-6595
My Mission Statement
To serve as a trusted partner in preserving, growing, and transferring wealth, helping families and founders create financial clarity for today and the future.
My Story and Services
James Coleman is a Financial Advisor with the Marathone Group at Morgan Stanley, a $1.5 billion dollar advisory group based in New York City, where he works with company executives, founders, venture capital investors, and multi-generational families to help them grow, preserve, and structure their wealth.
James focuses on building long term, tax aware strategies that align investment management, planning, and coordination across a client's full financial picture. His approach emphasizes clarity, discipline, and thoughtful decision making through period of growth, transition, and liquidity.
James began his career in financial services in San Francisco, where he started at Merrill Lynch. In 2019, he joined Morgan Stanley to better service his clients with the depth of resources, platform capabilities, and institutional investment solutions the firm provides.
In 2022, James joined The Marathone Group, where he works closely with clients navigating concentrated equity, private investments, liquidity events, and complex family planning needs, while serving as a central point of coordination among attorneys, accountants, and other professional advisors.
James brings a detail oriented and analytical mindset to every client relationship, with a strong emphasis on risk management, tax efficiency, and long term outcomes.
He earned his B.A. degree in Finance from the University of Mississippi. James is currently based in New York City and works with clients across the country.
Outside of work, he enjoys rooting for the New York Yankees, New York Giants, and Ole Miss sports teams. He enjoys spending time with his family, traveling, skiing, and enjoying live music.
James focuses on building long term, tax aware strategies that align investment management, planning, and coordination across a client's full financial picture. His approach emphasizes clarity, discipline, and thoughtful decision making through period of growth, transition, and liquidity.
James began his career in financial services in San Francisco, where he started at Merrill Lynch. In 2019, he joined Morgan Stanley to better service his clients with the depth of resources, platform capabilities, and institutional investment solutions the firm provides.
In 2022, James joined The Marathone Group, where he works closely with clients navigating concentrated equity, private investments, liquidity events, and complex family planning needs, while serving as a central point of coordination among attorneys, accountants, and other professional advisors.
James brings a detail oriented and analytical mindset to every client relationship, with a strong emphasis on risk management, tax efficiency, and long term outcomes.
He earned his B.A. degree in Finance from the University of Mississippi. James is currently based in New York City and works with clients across the country.
Outside of work, he enjoys rooting for the New York Yankees, New York Giants, and Ole Miss sports teams. He enjoys spending time with his family, traveling, skiing, and enjoying live music.
Services Include
- Professional Portfolio ManagementFootnote1
- Wealth PlanningFootnote2
- Alternative InvestmentsFootnote3
- Cash Management and Lending ProductsFootnote4
- Financial PlanningFootnote5
- Estate Planning StrategiesFootnote6
- Donor Advised Funds
- Planning for Individuals with Special Needs and their Families
- Retirement PlanningFootnote7
Securities Agent: OR, OK, OH, NY, AK, AL, AR, AZ, CA, CO, CT, ND, NE, NH, NJ, NM, NV, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, WY, WV, WI, WA, VT, VI, VA, UT, TX, TN, SC, RI, PR, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 1769820
NMLS#: 1769820
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Strategic Wealth Guidance for Builders and Innovators
As a founder, your personal wealth is often deeply connected to your company's trajectory, your equity ownership, and your long-term liquidity opportunities. Our job is to help you navigate each stage with clarity, discipline, and a forward-looking plan that protects what you've built while giving you the freedom to scale your next chapter.
We work closely with founders from early-stage ventures to late-stage, pre-IPO, and post-liquidity companies, offering a coordinated framework that aligns your personal balance sheet with the evolution of your business.
We work closely with founders from early-stage ventures to late-stage, pre-IPO, and post-liquidity companies, offering a coordinated framework that aligns your personal balance sheet with the evolution of your business.
Equity & Ownership Strategy
Your ownership stake is often your largest asset. We help you:
- Evaluate concentration risk
- Structure tax-efficient hedging or diversification strategies
- Analyze exercise decisions for ISOs/NSOs
- Plan around 83(b) elections and AMT implications
- Understand secondary market opportunities and timing
- Private shares lending
- Evaluate concentration risk
- Structure tax-efficient hedging or diversification strategies
- Analyze exercise decisions for ISOs/NSOs
- Plan around 83(b) elections and AMT implications
- Understand secondary market opportunities and timing
- Private shares lending
Pre-Liquidity Planning
A liquidity event should be a strategic decision, not a reactive one. We support you in:
- Scenario modeling around potential acquisition or IPO outcomes
- Building pre-transaction tax strategies
- Coordinating with your attorneys, accountants, and investment bankers
- Establishing trusts or entities that optimizes after-tax outcomes
- Preparing investment frameworks before cash hits your account
- Scenario modeling around potential acquisition or IPO outcomes
- Building pre-transaction tax strategies
- Coordinating with your attorneys, accountants, and investment bankers
- Establishing trusts or entities that optimizes after-tax outcomes
- Preparing investment frameworks before cash hits your account
Post-Liquidity Roadmap
Once liquidity is achieved, we help founders transition from operator to long-term wealth owner by:
- Structuring a diversified investment pan
- Replacing Income previously tied to the business
- Establishing sustainable withdrawal strategies
- Building multi-generational planning structures
- Allocating toward impact or philanthropic goals if relevant
- Structuring a diversified investment pan
- Replacing Income previously tied to the business
- Establishing sustainable withdrawal strategies
- Building multi-generational planning structures
- Allocating toward impact or philanthropic goals if relevant
A Planning Approach Built for Founder
1. Complexity, Simplified: We connect your business balance sheet with your personal financial life, eliminating the fragmentation that founders often deal with
2. Tax-Aware, Data Driven: Every recommendation incorporates tax-efficient timing, projection models, and sensitivity analysis
3. Liquidity Options, Evaluated: Strategically We help you weigh primary vs. secondary liquidity, dilution impact, valuation risk, and timing
4. Full Coordination with Your Team: We integrate your legal, tax, investment banking, and estate professional to build one cohesive strategy
2. Tax-Aware, Data Driven: Every recommendation incorporates tax-efficient timing, projection models, and sensitivity analysis
3. Liquidity Options, Evaluated: Strategically We help you weigh primary vs. secondary liquidity, dilution impact, valuation risk, and timing
4. Full Coordination with Your Team: We integrate your legal, tax, investment banking, and estate professional to build one cohesive strategy
Your Vision. Our Framework.
You've invested your life into building something meaningful. Our role is to help you grow, protect, and structure your wealth so that every chapter that follows is intentional, flexible, and aligned with your long-term goals.
Strategic Financial Solutions for Venture Firms and the Companies They Build
Venture capital firms and their portfolio companies face unique challenges: Irregular cash flows, rapid scaling needs, complex cap tables, recruiting competitiveness, and heightened fiduciary responsibilities. We provide a coordinated framework that supports both the GP level and the operating companies you back, helping ensure financial stability, employee retention, and long-term growth.
Cash Management
Efficient treasury management is critical for both VC firms and their portfolio companies. We help enhance yield, strengthen liquidity planning, and streamline operations through:
- Dedicated treasury management accounts with competitive short-term yields
- Institutional liquidity strategies designed to preserve capital while enhancing return
- Cash segmentation for operating, reserve, and strategic needs
- Streamlined workflows for capital calls, distributions, and payroll
- Integration with existing banking, treasury, and accounting systems
Our objective is to help venture-backed companies extend runway, stabilize cash flow, and maintain flexibility through each funding round.
- Dedicated treasury management accounts with competitive short-term yields
- Institutional liquidity strategies designed to preserve capital while enhancing return
- Cash segmentation for operating, reserve, and strategic needs
- Streamlined workflows for capital calls, distributions, and payroll
- Integration with existing banking, treasury, and accounting systems
Our objective is to help venture-backed companies extend runway, stabilize cash flow, and maintain flexibility through each funding round.
Investment Banking & M&A Advisory
We provide access to institutional-level transaction support through trusted partners and internal resources, helping portfolio companies navigate capital raising, strategic transactions, and liquidity events:
- Credit Financing & Venture Debt: Introductions to leading venture lenders, capital structure reviews, and guidance on debt sizing and terms
- Boutique M&A Partners: Connections to sector-specialized M&A advisors for buy-side and sell-side needs
- IPO & Late-Stage Readiness: Resources for governance, financial reporting, lock-up planning, and post-IPO liquidity strategy
- Strategic Transaction Support: Insights on valuation, deal structure, secondary liquidity options, and timing considerations
- Credit Financing & Venture Debt: Introductions to leading venture lenders, capital structure reviews, and guidance on debt sizing and terms
- Boutique M&A Partners: Connections to sector-specialized M&A advisors for buy-side and sell-side needs
- IPO & Late-Stage Readiness: Resources for governance, financial reporting, lock-up planning, and post-IPO liquidity strategy
- Strategic Transaction Support: Insights on valuation, deal structure, secondary liquidity options, and timing considerations
Equity Administration & Cap Table Support
Equity is often the most valuable currency for fast-growing companies. We help founders, executives, and employees navigate their equity with clarity and discipline:
- Strategic partnership with Carta and Morgan Stanley at Work
- Support for secondary transactions and private shares lending
- Comprehensive Reporting
- Cloud-Based Collaboration
- Digital Stock Certificates
- Guidance on option grants, RSU's, ISOs, and NSOs
- 83(b) election education for employees and executives
We equip companies with education and tools so equity becomes a retention strategy and not a source of confusion or unexpected tax exposure.
- Strategic partnership with Carta and Morgan Stanley at Work
- Support for secondary transactions and private shares lending
- Comprehensive Reporting
- Cloud-Based Collaboration
- Digital Stock Certificates
- Guidance on option grants, RSU's, ISOs, and NSOs
- 83(b) election education for employees and executives
We equip companies with education and tools so equity becomes a retention strategy and not a source of confusion or unexpected tax exposure.
Financial Seminars & Employee Education
Portfolio companies that invest in employee financial wellness see stronger retention, especially high-growth environments where compensation often includes equity. We offer tailored financial education programs, including:
- Equity compensation workshops
- Understanding ISOs, NSOs, RSUs, and vesting
- Tax planning sessions for employees at different income levels
- Market updates, budgeting frameworks, and long-term savings strategies
- 1:1 financial consultations for key employees or executives
- Equity compensation workshops
- Understanding ISOs, NSOs, RSUs, and vesting
- Tax planning sessions for employees at different income levels
- Market updates, budgeting frameworks, and long-term savings strategies
- 1:1 financial consultations for key employees or executives
401(k) & Retirement Plan Solutions
A Competitive retirement benefit is essential for attracting top talent in a scaled startup environment. We offer institutional-quality retirement plan design tailored to venture-backed companies:
- Full 401(k) plan design and implementation
- Low-cost investment menus leveraging Morgan Stanley research - Fiduciary and compliance support
- Employee education on long-term investing and contribution strategies
- Plan benchmarking and fee analysis
- Full 401(k) plan design and implementation
- Low-cost investment menus leveraging Morgan Stanley research - Fiduciary and compliance support
- Employee education on long-term investing and contribution strategies
- Plan benchmarking and fee analysis
Preserving, Growing, and Transferring Wealth Across Generations
For families with meaningful wealth, complexity increases with success. Multiple generations, concentrated assets, operating businesses, private investments, and evolving family dynamics all require a coordinated, long-term approach. We work with multi-generational families to provide disciplined investment strategy, thoughtful planning, and clear governance, helping ensure wealth serves its intended purpose today and for generations to come.
Our role is to serve as a steady, strategic partner, helping families navigate change, preserve flexibility, and maintain alignment as circumstances evolve. Our approach integrates investment management with estate planning, tax strategy, and family coordination to create clarity and continuity across generations.
Our role is to serve as a steady, strategic partner, helping families navigate change, preserve flexibility, and maintain alignment as circumstances evolve. Our approach integrates investment management with estate planning, tax strategy, and family coordination to create clarity and continuity across generations.
Investment Strategy & Portfolio Oversight
- Customized asset allocation across public and private markets
- Management of concentrated stock positions through option hedging strategies
- Alternative investments and private capital opportunities
- Multi account coordination across trusts, entities, and family members
- Direct indexing, tax aware portfolio construction, and ongoing rebalancing
- Management of concentrated stock positions through option hedging strategies
- Alternative investments and private capital opportunities
- Multi account coordination across trusts, entities, and family members
- Direct indexing, tax aware portfolio construction, and ongoing rebalancing
Estate, Trust & Legacy Planning
- Coordination with estate attorneys on trust structures and governance
- Lifetime gifting strategies and inter generational wealth transfers
- Planning around estate, gift, and generation skipping taxes
- Charitable giving strategies and family philanthropy planning
- Liquidity planning to support estate obligations
- Will
- Beneficiary Designations
- Lifetime gifting strategies and inter generational wealth transfers
- Planning around estate, gift, and generation skipping taxes
- Charitable giving strategies and family philanthropy planning
- Liquidity planning to support estate obligations
- Will
- Beneficiary Designations
Family Governance & Coordination
- Family balance sheet consolidation and reporting
- Support for family meetings and long term planning discussions
- Education for next generation family members
- Defined roles for trustees, decision makers, and advisors
- Ongoing coordination with legal, tax, and accounting teams
- Support for family meetings and long term planning discussions
- Education for next generation family members
- Defined roles for trustees, decision makers, and advisors
- Ongoing coordination with legal, tax, and accounting teams
Tax Aware Planning
- Strategic realization of gains and losses
- Planning around income timing and distributions
- Coordination of investment and estate strategies
- Multi year tax projection analysis
- Planning around income timing and distributions
- Coordination of investment and estate strategies
- Multi year tax projection analysis
Family Office Resources & Lifestyle Services
- Open Architecture, Multi-Custodian Reporting (Assets, Liabilities, Performance, Tax)
- Institutional Consulting & Outsourced CIO
- Exclusive Private Investment Access
- MS Family Office Network Access
- Concierge & Lifestyle Services
- Institutional Consulting & Outsourced CIO
- Exclusive Private Investment Access
- MS Family Office Network Access
- Concierge & Lifestyle Services
Risk Management
- Property, Casualty & Umbrella Insurance
- Life, Accident & Health Insurance
- Equity Hedging Strategies
- Volatility Monitoring
- Life, Accident & Health Insurance
- Equity Hedging Strategies
- Volatility Monitoring
Location
399 Park Ave 12th
Fl
New York, NY 10022
US
Direct:
(212) 893-6595(212) 893-6595
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Colin Brady, CFP®
Financial Planning Director, Vice President
Mary Beth Powers
Trust Specialist
About Craig Champagnie
Craig Champagnie is a Private Banker serving Morgan Stanley Wealth Management offices in New York.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Craig began his career in financial services in 2005, and joined Morgan Stanley in 2017 as an Associate Private Banker. Prior to joining the firm, he was a Private Client Banker, Business Banker, and Branch Manager at the JP Morgan Chase Bank.
Craig is a graduate of the The State University of New York, Stony Brook, where he received a Bachelor of Arts in Economics. He lives in Wantagh, New York with his family. Outside of the office, Craig donates his time to The SIFMA Foundation. He enjoys fitness training and playing golf, football and basketball.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Craig began his career in financial services in 2005, and joined Morgan Stanley in 2017 as an Associate Private Banker. Prior to joining the firm, he was a Private Client Banker, Business Banker, and Branch Manager at the JP Morgan Chase Bank.
Craig is a graduate of the The State University of New York, Stony Brook, where he received a Bachelor of Arts in Economics. He lives in Wantagh, New York with his family. Outside of the office, Craig donates his time to The SIFMA Foundation. He enjoys fitness training and playing golf, football and basketball.
NMLS#: 626539
About Colin Brady
Colin Brady is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management office at 399 Park Ave in New York City. He is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Colin began his career in financial services in 2011 and joined Morgan Stanley in 2022. Prior to his current position, he spent the last 5 years working as a Wealth Management Advisor with TIAA. In his time at TIAA, he advised clients in various financial planning needs such as retirement, asset management, income generation, estate & legacy planning, and charitable giving.
Colin graduated from Pace University and holds his Certified Financial Planner® designation. Colin lives in Stewart Manor, New York with his wife, Lauren, and his son, Liam. Outside of work, Colin enjoys spending time with his family, cooking and golfing.
Colin began his career in financial services in 2011 and joined Morgan Stanley in 2022. Prior to his current position, he spent the last 5 years working as a Wealth Management Advisor with TIAA. In his time at TIAA, he advised clients in various financial planning needs such as retirement, asset management, income generation, estate & legacy planning, and charitable giving.
Colin graduated from Pace University and holds his Certified Financial Planner® designation. Colin lives in Stewart Manor, New York with his wife, Lauren, and his son, Liam. Outside of work, Colin enjoys spending time with his family, cooking and golfing.
About Mary Beth Powers
Mary Beth Powers is Executive Director and Trust Specialist for Morgan Stanley covering the New York Metro region, responsible for presenting Morgan Stanley’s third-party trustee partner platform to Morgan Stanley Wealth Management Financial Advisors, clients and prospects. Leveraging the capabilities of our trust company partners, Mary Beth assists to identify appropriate fiduciary solutions, which are essential to the management, preservation and transfer of accumulated wealth. This process includes coordination with the client’s financial, legal and tax advisors to ensure proper trust planning implementation.
Mary Beth has worked in the trust and estate services industry for over thirty years, primarily handling trust new business opportunities. Before joining Morgan Stanley, Mary Beth spent ten years as a senior vice president and regional trust specialist with Citigroup Trust in NYC.
Mary Beth received a Bachelor of Science from Seton Hall University, South Orange, New Jersey and is Series 7 and 63 licensed. She resides with her husband and family in Blauvelt, New York.
Mary Beth has worked in the trust and estate services industry for over thirty years, primarily handling trust new business opportunities. Before joining Morgan Stanley, Mary Beth spent ten years as a senior vice president and regional trust specialist with Citigroup Trust in NYC.
Mary Beth received a Bachelor of Science from Seton Hall University, South Orange, New Jersey and is Series 7 and 63 licensed. She resides with her husband and family in Blauvelt, New York.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trusts, estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley does not accept appointments, nor will it act as a trustee, but it will provide access to trust services through an appropriate third-party corporate trustee.
Trusts are not necessarily appropriate for all clients. There are risks and considerations which may outweigh any potential benefits. Establishing a trust will incur fees and expenses which may be substantial. Trusts often incur ongoing administrative fees and expenses such as the services of a corporate trustee, attorney, or tax professional.
Trust services are provided by third parties who are not affiliated with Morgan Stanley. Neither Morgan Stanley nor its affiliates are the provider of such trust services and will not have any input or responsibility concerning a client’s eligibility for, or the terms and conditions associated with these trust services. Neither Morgan Stanley nor its affiliates shall be responsible for any advice or services provided by the unaffiliated third parties. Morgan Stanley or its affiliates may participate in transactions on a basis separate from the referral of clients to these third parties and may receive compensation in connection with referrals made to them.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact James Coleman today.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
