Jake Rodriques, CFP®, QPFC

Todd Gutkin is an Institutional Consulting Director and Corporate Retirement Director with Graystone Consulting – New York, NY – Penn Plaza where Todd has over 28+ years of experience focusing on 401(k) Retirement Plans, Defined Benefit and Nonqualified Deferred Compensation Programs. He leads a well-respected team that focuses on providing a white-glove experience for employees and employers. Todd and his team assist with plan evaluation and design, vendor selection, investment review, fee and plan benchmarking and participant education on topics critical to retirement planning.

Todd began his financial services career in 1997 at Merrill Lynch, where he identified a need for higher-touch service and advice in the underserved corporate and institutional retirement plan markets. Todd joined Morgan Stanley in 2009 and earned his Corporate Retirement Director (CRD) designation after completing advanced training and examination, focusing exclusively on the corporate retirement plan marketplace. The CRD curriculum involves in-depth study of plan design, investment strategy, plan administration, fiduciary issues and other retirement topics. Todd also holds the Chartered Retirement Plans Specialist^® (CRPS^®) and Nonqualified Plan Consultant (NQPC™) credentials, as well as the Financial Wellness Director, Senior Investment Management Consultant, and Workplace Advisor—Equity Compensation designations.

Todd currently resides in Morristown, NJ with his wife, Lynn, and their three children. Outside of work, Todd enjoys playing softball, attending his children's sporting events, traveling and volunteering for various organizations in his community.

Todd Gutkin and The Graystone Consulting, New York, NY, Penn Plaza Team have been recognized for our commitment to our clients and our experience through the following awards:

· 2025 - 2026 PLANADVISER Top Retirement Adviser.
[Source: planadviser.com (Awarded 2025-2026). Data compiled by ISS Media during the period from 1/1 – 12/31 of the year preceding the award.]

· 2025 - 2026 NAPA Top DC Advisor Teams.
[Source: napa-net.org (Awarded 2025-2026) Data compiled by NAPA based on self-reported assets under advisement as of Dec 31 of the year prior to year the award was given.]

· 2023-2026 Forbes Best-In-State Wealth Management Teams.
[Source: Forbes.com (Awarded 2023-2026). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.]

Securities Agent: IL, IA, NV, OR, GA, WI, WA, TX, MD, AL, NH, HI, VT, VA, TN, CT, CO, MN, MI, ME, MA, RI, NJ, KS, DC, AZ, WV, NC, FL, CA, UT, IN, SD, NY, MO, KY, DE, WY, SC, PA, OH; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279579
CA Insurance License #: 4024010

Pierce joined Morgan Stanley as a Virtual Engagement Associate in 2019, after two years at Merrill Lynch as a Financial Advisor. Since moving to Wealth Management in 2021, his responsibilities include administrative, operational and issue support resolutions, along with relationship management.

Pierce is a graduate of Rutgers University, with a degree in Economics and a minor in Human Resource Management. Pierce and his fiancée currently reside in Hoboken, New Jersey, and enjoy traveling, golfing and spending time with their families.

Elizabeth Harrigan is an Institutional Consulting Associate with Graystone Consulting – New York, NY - Penn Plaza where she is responsible for all aspects of account administration for institutional clients. Her duties include investment oversight, benchmarking, impact reporting, plan design, plan implementation, reporting & documentation, committee meeting coordination, project execution, plan sponsor support, recordkeeping support, plan level financial wellness, participant education. as well as assisting clients and their consultants with special projects and requests.

Elizabeth joined Morgan Stanley in 2021, and she holds Series 7, Series 63, and Series 65 securities licenses. In 2025, Elizabeth earned the Nonqualified Plan Consultant* (NQPC™*) credential.

Prior to joining the Graystone Consulting team, Elizabeth worked within Morgan Stanley at Work, supporting over 40 Financial Advisors and teams within the firm who focus on Retirement Plans and Stock Plans. This experience allowed her to gain insights into corporate sponsored Employee Benefit Programs, and a wealth of knowledge in developing and delivering participant education and financial wellness programs for corporate clients. Prior to joining the firm, she co-founded a U.S.- based manufacturing and retail company that was successfully transitioned to new ownership.

Elizabeth currently resides in Westchester, NY with her daughter. Outside of work, Elizabeth enjoys spending time with her family and friends, attending her daughter’s sporting events, and volunteering for various organizations in her local community.

*This role cannot solicit or provide investment advice.

Seth Coren has been at Morgan Stanley for 27 years, and has earned the titles of Managing Director, Private Wealth Advisor, as well as Family Wealth Director. Seth is the leading Private Wealth Advisor on a team of professionals who advises both private clients and institutions. The private wealth team has decades of experience advising those of significant financial means address the complex challenges of managing their wealth. The team is strategically focused on the intersection of Wealth Management and the Workplace, working closely with team Institutional Consulting lead, Todd Gutkin, to design executive engagement programs to help deliver elevated MSWM educational content, support, and resources to our corporate clients.

Seth and team have received numerous national recognitions for their achievements, including Forbes and Barron’s. In recognition of his experience, Seth has frequently been invited to share his perspectives on wealth management topics with both Morgan Stanley colleagues and industry peers. The team includes five CFP^® professionals, two CFA charter holders, two Corporate Retirement Directors, and four Chartered Retirement Plan Specialists.

In recent years, Seth has reconnected with his passion for bridging Japan and US relations, leaning into the Strategic Alliance between Morgan Stanley and Mitsubishi UFJ Financial Group (MUFG) MUFG and Morgan Stanley Enhance Global Strategic Alliance | Morgan Stanley. Since 2017, he has represented Morgan Stanley Wealth Management at six education sessions in Japan for Financial Advisors at Morgan Stanley affiliates. Seth’s experience in Japan has created a rare niche for team in the Japanese client segment, with bilingual/bicultural support for Morgan Stanley’s full offering to both Private Wealth and corporate clients. The team includes three Japanese speakers.

Seth holds a B.A. from Duke University in Comparative Area Studies and a minor in Japanese. He played two years of club baseball at Duke and participated in three NCAA wrestling matches in Cameron Indoor Stadium.

Seth served as President of PSLL-NYC from 2017-2023, offering year-round baseball and softball programming to over 600 children on the East Side of Manhattan-- a community institution since 1956. In 2021, Seth was recognized for his stewardship by industry non-profit Invest in Others, Inc., specifically for his significant expansion of girls’ softball programming and dedication to Little League’s Challenger Division, for participants of all abilities.

In New York, he frequently represents Morgan Stanley at Japan Society, the nation’s premier institution for connecting Japanese arts, culture, and business to a US audience. The 2025 ‘Summer of Ichiro’ created unique opportunities to highlight baseball as a critical force in US-Japan diplomacy, culminating with the launch of the Yakyu Baseball exhibit in Cooperstown, NY at the National Baseball Hall of Fame and Museum. As a proud supporter of the exhibit, Seth is (temporarily) ‘enshrined’ near Babe Ruth at the exhibit.



2018-2025 Forbes Best-in-State Wealth Advisors
Source: Forbes.com (Awarded 2018-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

2023-2025 Forbes Best-In- State Wealth Management Teams
Source: Forbes.com (Awarded 2023-2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.

2023 Barron's Top 1,200 Financial Advisors: State-by-State
Source: Barron's.com (March 2023). Data compiled by Barron's based on time period from Sept 2021 - Sept 2022.

https://www.morganstanley.com/disclosures/awards-disclosure.html

Scott joined Morgan Stanley in 2012. He has 23 years of experience in the financial services industry having worked on both the buy- and sell- sides of Wall Street as an equity analyst and investor.

Scott leads The Intersect 360 Group’s investment team. He is responsible for security and manager research and selection, as well as portfolio and risk management.

Prior to joining Morgan Stanley, Scott worked as an equity analyst at Millennium Management LLC, a global investment management company. Before that he spent four years at Endeavour Capital Advisors, a long/short equity financial services sector fund, where he was responsible for the firm’s bank research and investments. Scott spent the first part of his career as a Managing Director and analyst in the equity research department of Bear Stearns & Co. Inc. He graduated from the University of Michigan in 1995 with a Bachelor of Business Administration degree. Scott is a CFA charterholder since 2000.

Amanda joined Morgan Stanley in 2007 in Atlanta, Georgia, and has over 18 years of experience in wealth management. She is a CFA^®* charterholder and a CFP^®* professional. Amanda is responsible for relationship management, financial planning, and strategic partnership management.

Amanda graduated from Texas A&M University in 2004, and holds a Bachelor of Business Administration in Finance. After many years in Manhattan, she and her husband Chris relocated to Houston, where they reside with their daughters Allison and Caroline. Amanda is an active member in the community, volunteering primarily via her children’s school PTO and sports teams. In her spare time, she enjoys playing tennis, cooking, and most of all, time with her family.

*This role cannot solicit or provide investment advice

Michael is a Wealth Management Associate at Morgan Stanley. He joined the firm in 2010 and brings over 15 years of wealth management experience to the team. Michael earned his CERTIFIED FINANCIAL PLANNER™ certification* in 2017. He has worked in several areas within wealth management at Morgan Stanley including Institutional Investment Consulting, Financial Planning, and the Advisory sales desk.

Michael is responsible for supporting the team with financial planning, investment manager and fund analysis, performance reporting, and cultivating meaningful relationships with both clients and employees of the firm.

Michael is a graduate of Fairfield University with a degree in Finance and a minor in Mathematics. He currently resides in Morris Plains, NJ with his wife and daughter and enjoys traveling, playing golf, and fitness.

*This role cannot solicit or provide investment advice

Shatavia joined Morgan Stanley in 2005 and brings over 20 years of experience to the team. She began her career as a Service Associate in Branch Operations. Her responsibilities on the team include administrative, operational and issue support resolution.

She attended Macon State College and is the proud mother of her daughter Myeh. Her hobbies include spending time with family, traveling and photography.

Kevin joined Morgan Stanley in 2019 after five years at Merrill Lynch. He is a CERTIFIED FINANCIAL PLANNER™ (CFP^®)* and has 10+ years of experience in the Wealth Management industry.

Kevin is a Financial Planning Specialist*, Charted Retirement Planning Counselor (CRPC^®)*, Chartered Retirement Plans Specialist (CRPS^®)*, and supports the team as a relationship manager and financial planner.

He graduated from Rutgers University in 2014 with a Bachelor’s degree in Economics and currently resides in New Jersey with his wife and daughter. They enjoy traveling, skiing, and spending time at the Jersey Shore with their families.

*This role cannot solicit or provide investment advice

Christian joined Morgan Stanley in 2022 as Client Service Associate. Originally from Los Angeles, he graduated from the University of Southern California in 2022 with a Bachelor of Science degree in Business Administration and an emphasis in Finance. Christian holds Series 7 and Series 66 licenses, and is now a Registered Client Service Associate.
Christian moved to the East Coast in 2022, and currently resides in Manhattan. He enjoys spending time with family and friends, playing golf, skiing, and cheering on his USC Trojans!

Tyler began his career with Morgan Stanley in 2023 and joined The Intersect 360 Group in 2025 as a Wealth Management Analyst, focusing on business and investment strategy. He started his professional journey in the Morgan Stanley Wealth Management Rotational Analyst Program, gaining valuable experience with the Portfolio Construction and Cross Asset Strategy Team in the Global Investment Office, as well as the Field and Client Business Development team in Investment Solutions. After completing his final rotation with The Intersect 360 Group, Tyler found his full-time role there.

Before joining Morgan Stanley, Tyler graduated from the University of Wisconsin-Madison with a major in Economics and a certificate in Digital Studies. He currently resides in Manhattan, where he enjoys spending time with family and friends, playing sports such as hockey and golf, and supporting his favorite New York sports teams—the Rangers, Jets, Knicks, and Yankees—as well as the Wisconsin Badgers.