About Todd Gutkin
Todd Gutkin is a Senior Vice President, Financial Advisor, Corporate Retirement Director, Financial Wellness Director, Senior Investment Management Consultant, Senior Portfolio Manager, and a Workplace Advisor - Equity Compensation with The Intersect 360 Group at Morgan Stanley.
As a Corporate Retirement Director (CRD), Todd Gutkin concentrates on plan design and implementation of 401(k), Defined Benefit Plans and Non-Qualified Deferred Compensation Programs.
Todd earned his CRD designation after advanced training and examination, focusing exclusively on the corporate retirement plan marketplace. The curriculum involves in-depth study of plan design, investment strategy, plan administration, plan sponsors' fiduciary issues, and other related retirement topics. Todd is a CRD in New York City. Less than 2% of Morgan Stanley's advisors qualified for this prestigious designation as of December 2023.
Todd offers plan sponsors extensive experience, knowledge, and guidance with Plan Evaluation and Design, Vendor Selection, Investment Reviews, Fee benchmarking, Educating Plan Participants on such topics critical to retirement, and more.
Todd achieved his Chartered Retirement Plans Specialist (CRPS®) credential in 2011, which is awarded by the College for Financial Planning for advisors focused on creating, implementing, and supporting retirement plans for businesses. The core areas of focus include IRAs, plans for small businesses, defined contribution plans, defined benefit plans and plan sponsors' fiduciary issues.
In addition, Todd earned the Chartered Retirement Planning Counselor (CRPC®) credential in 2014, the result of a comprehensive program which helps financial advisors gain knowledge and experience on the entire retirement planning process, including pre - and post- retirement needs, distinctive tax and estate planning strategies for a retiree, and more.
Prior to joining Morgan Stanley in 2009, Todd worked for Merrill Lynch as a Vice President within the Corporate Benefits and Institutional Services team for 12 years, focusing on the small to mid-size retirement market. Todd currently resides in Morristown, NJ with his wife Lynn and their three children.
Securities Agent: WI, CA, VT, VA, CT, CO, SD, NY, MO, KY, DE, WY, SC, PA, OH, IL, IA, OR, NV, GA, IN, UT, WA, TX, MD, AL, NH, HI, MN, MI, ME, MA, RI, NJ, KS, DC, AZ, WV, NC, FL; General Securities Representative; Investment Advisor Representative; Managed Futures