Senior Vice President, Financial Advisor, Portfolio Management Director, Financial Planning Specialist
Phone:
(973) 236-3622(973) 236-3622
Gottlieb/Horowitz Group at Morgan Stanley
Direct:
(973) 236-3622(973) 236-3622
Our Mission Statement
Helping clients with their personalized investment and financial strategies
Our Story
Steven Gottlieb and Spencer Horowitz relationship started over 15 years ago and has only grown since. While Steven was working as a successful advisor, Spencer was working as a high school student. Spencer had a fascination for the markets which Steven continued to nurture and mentor.
As Spencer went on to college and eventually became a golf Professional Steven continued to serve his clients and grow the practice. Eventually the two would be reconnected as Spencer decided to leave golf and join Morgan Stanley in Atlanta.
Steven was once again giving Spencer advice, but now as a advisor himself. In 2020 the pair decided to join forces so that their clients could receive the best possible service.
As Spencer went on to college and eventually became a golf Professional Steven continued to serve his clients and grow the practice. Eventually the two would be reconnected as Spencer decided to leave golf and join Morgan Stanley in Atlanta.
Steven was once again giving Spencer advice, but now as a advisor himself. In 2020 the pair decided to join forces so that their clients could receive the best possible service.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
300 Campus Drive
Florham Park, NJ 07932
US
Direct:
(973) 236-3622(973) 236-3622
Meet Gottlieb/Horowitz Group
About Steven I Gottlieb
Securities Agent: TX, CA, TN, CO, RI, NJ, NH, MS, MD, IN, IL, OR, ME, LA, KS, SC, NV, MA, FL, VT, VA, AK, WA, NM, MI, WV, PA, OH, DE, AZ, NC, MT, DC, AL, OK, NY, GA, CT; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1279168
NMLS#: 1279168
About Spencer Horowitz
Spencer Horowitz is a Financial Advisor at Morgan Stanley. Spencer helps business owners, corporate executives, and high-net-worth families with portfolio management, comprehensive wealth planning, pre-liquidity planning, and retirement planning.
Spencer received his Bachelor of Science from the Florida State University College of Business. Upon graduation, he pursued a career as a professional golfer. After a few years of playing and teaching at some of the top golf courses around the country he made a career change into Wealth Management.
Spencer started his career in Wealth Management at E*TRADE working with both families and active traders. In 2018 Spencer joined Morgan Stanley as a financial advisor and has since been recognized by Morgan Stanley as a Pacesetter Member. He holds both Series 7, 63 and Series 66 licenses.
Spencer utilizes the unparalleled resources of Morgan Stanley as well as his team’s vast experience and intellectual capital to help clients find solutions to their complex financial needs. He has developed his skills working in several capacities at Morgan Stanley, including as a financial planner, analyst, and advisor. These diverse roles allow him to draw from several perspectives when crafting a financial strategy for clients. Whether he’s working with a C-suite executive, a multigenerational family, or a business owner, Spencer believes firmly in the importance of developing both short and long-term financial goals, and he is particularly committed to providing education and advisory across generations to prepare young people for financial success.
In his free time, Spencer is an avid golfer, an active member at Temple Emanu-El, and enjoys going to the beach. He currently resides in Atlanta with his wife Madison.
Spencer received his Bachelor of Science from the Florida State University College of Business. Upon graduation, he pursued a career as a professional golfer. After a few years of playing and teaching at some of the top golf courses around the country he made a career change into Wealth Management.
Spencer started his career in Wealth Management at E*TRADE working with both families and active traders. In 2018 Spencer joined Morgan Stanley as a financial advisor and has since been recognized by Morgan Stanley as a Pacesetter Member. He holds both Series 7, 63 and Series 66 licenses.
Spencer utilizes the unparalleled resources of Morgan Stanley as well as his team’s vast experience and intellectual capital to help clients find solutions to their complex financial needs. He has developed his skills working in several capacities at Morgan Stanley, including as a financial planner, analyst, and advisor. These diverse roles allow him to draw from several perspectives when crafting a financial strategy for clients. Whether he’s working with a C-suite executive, a multigenerational family, or a business owner, Spencer believes firmly in the importance of developing both short and long-term financial goals, and he is particularly committed to providing education and advisory across generations to prepare young people for financial success.
In his free time, Spencer is an avid golfer, an active member at Temple Emanu-El, and enjoys going to the beach. He currently resides in Atlanta with his wife Madison.
Securities Agent: NV, LA, DE, RI, VA, CO, SC, OK, NH, GA, FL, DC, AK, VT, PA, MT, MS, ME, MD, MA, IN, WV, NJ, KS, AZ, MI, IL, WA, TX, TN, OR, NY, NC, CT, CA, AL, OH, NM; General Securities Representative; Investment Advisor Representative
NMLS#: 1827770
NMLS#: 1827770
About Lisa Vizzone
Lisa Vizzone is a Portfolio Associate with the Gottlieb Horowitz Group and has spent over 20 years providing superior client service. Highly detail-oriented, she is dedicated to the administration and management of complex client service issues while providing a World-Class service experience.
Lisa began her career as a Sales Assistant at Merrill Lynch in 1982, after she graduated from Kean University with a B.S. degree in Finance. She later joined Smith Barney and began working with Steven Gottlieb in 2005. She has been an integral part of the team for 17 years. Lisa holds her Series 7 and Series 66 security licenses and has obtained the Morgan Stanley designation of Portfolio Associate.
Lisa currently resides with her family in Roseland and enjoys spending summers at the Jersey shore, swimming and cooking for family and friends.
Lisa began her career as a Sales Assistant at Merrill Lynch in 1982, after she graduated from Kean University with a B.S. degree in Finance. She later joined Smith Barney and began working with Steven Gottlieb in 2005. She has been an integral part of the team for 17 years. Lisa holds her Series 7 and Series 66 security licenses and has obtained the Morgan Stanley designation of Portfolio Associate.
Lisa currently resides with her family in Roseland and enjoys spending summers at the Jersey shore, swimming and cooking for family and friends.
Contact Steven I Gottlieb
Contact Spencer Horowitz
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact Gottlieb/Horowitz Group today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
