
Albert A. Fox, CFP®, CIMA®
At Fox, Penberthy & Dehn at Morgan Stanley, quality of personalized service is the fundamental principle that drives everything we do. Therefore, our practice is limited to a select number of clients and their families, so we may deliver the dedicated time, attention and service they each deserve. You'll find that whatever your goals are, we are committed to the following core tenets:
EXPERIENCE
Our team offers wisdom gained from decades of collective experience working with affluent families to help them solve problems. We focus on helping people whose lives are in transition; specifically, individuals retiring from a Fortune 500 company, business owners selling their business, as well as those managing a life-changing event like the loss of a spouse or a divorce.
INSIGHT
Our experience and insight help map out innovative, forward-thinking strategies designed to achieve your specific objectives. We are committed to professional development, having earned a number of advanced industry certifications and designations. This enables us to remain on the forefront of the most effective strategies, while continually striving to create a more powerful client experience.
ACTION
Even the best strategy can be ineffective without focused, decisive action. That's why our custom-created recommendations are clearly outlined with rationale and action steps. To help your strategy stay on track, we set timelines and meet with you regularly to measure progress and make any necessary adjustments.
When you invite us into your life to care about you and your family's future, we take that trust very seriously. It is this openness that facilitates a high level of clarity and guidance. In return, you'll spend less time worrying about your finances, and more time doing those things that matter most to you.
Your Tailored Plan
We believe wealth management should take into consideration your "real world," everyday challenges. Our solutions-based methodology looks closely at your income, your spending habits, your liabilities and tax matters, as well as your planned giving strategies, your living trusts and your wealth transfer goals.
The development of your customized wealth management plan sets in motion a series of activities and systems designed to help ensure measurable performance and make any adjustments needed to accommodate any changing conditions or demands that may evolve over time.
An Understanding of Your World
We start by engaging in a series of conversations to fully understand your financial life, its history and your vision of the future.
Our sole purpose is to take your goals and make them our mission. If it's important to you, then it's important to us. By clearly understanding your world, we can develop a course of action that aligns with your values and your vision.
Navigating Your Progress To Goals
Our recommendations are driven by your current and future goals, whether you need liquidity to meet ongoing expenses, growth to ensure your quality of life remains intact in retirement or legacy-planning strategies to ensure your assets passes to the people and organizations you care about most.
Whatever your life plan, we set in motion the actions to help take you there, while measuring outcomes each step of the way. Over time, we may suggest changes intended to ensure your strategy remains on track and is aligned your personal definition of financial success.