Forte/Gaynor Wealth Management Group

Our goal is simple: to serve as your primary advisor and grow with you through all of life’s stages.  The Forte/Gaynor Wealth Management Group was formed in 2002.  We are a Santa Fe based multi-generational wealth management team serving families, businesses and non-profits throughout the country.  Our team of professionals provides a comprehensive approach encompassing investments, financial planning, estate and legacy planning strategies to help meet your specific needs.  We serve our clients with integrity.  We are one of the few Morgan Stanley teams, nationally, with two Family Wealth Directors.  The designation grants our team unique access to an exceptional group of wealth management professionals across our firm in various specialty areas providing additional value to our clients.  This distinction, along with the other certifications acquired by team members, demonstrates our extensive knowledge in comprehensive wealth management strategies and dedication to lifelong learning.
Services Include
  • 529 Plans1
  • Professional Portfolio Management2
  • Estate Planning Strategies3
  • Financial Planning4
  • Philanthropic Services
  • Endowments and Foundations5
  • Business Succession Planning6
  • Cash Management7
  • Lending Products
  • Alternative Investments8
  • LGBT Planning Services
  • Planning for Education Funding9
  • Planning for Individuals with Special Needs10
  • Life Insurance11
  • Long Term Care Insurance12
  • Annuities13
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Community Involvement

Giving back to the community is important to the Forte/Gaynor Group.  Please see below for the various non-profit boards we currently serve:

A. Charles Forte:
Aspen Santa Fe Ballet - Secretary
Santa Fe Opera


Deborah Gaynor:
National Jewish Health - Council of National Trustees
Portfolio Management Institute - Executive Board of Governors
Santa Fe Botanical Garden - Finance Committee
The Lensic Performing Arts Center - Finance Committee


Dotti Graviet:
Santa Fe Mountain Center - Treasurer, Finance Committee and Development Committee

Working With You

WORKING WITH YOU

Our team’s objective is to provide exceptional personal attention and service while delivering customized advice to successfully integrate your life, wealth and goals.

Our collaborative approach is an interactive wealth planning process that begins with listening.  We want to get to know you and your goals through in-depth conversations.  Perhaps your primary goal is an independent and dignified retirement, your family’s financial wellbeing, philanthropy and your legacy, or some combination of these.  Whatever your priority, together we will create a plan tailored to your specific needs.  We recognize that all plans must remain flexible, therefore, we schedule regular meetings to review your portfolio, as well as important changes to your life.

    Location

    150 Washington Ave
    Suite 301
    Santa Fe, NM 87501
    US
    Direct:
    (505) 988-7750(505) 988-7750
    Toll-Free:
    (800) 757-3830(800) 757-3830

    Meet Forte/Gaynor Wealth Management Group

    About Me

    A professional in the financial services industry since 1977, Charles began his career with Merrill Lynch in November of 1977. After forming the Forte/Gaynor Group with Deborah Gaynor in 2001, they moved their team to Morgan Stanley in 2008 to take advantage of the breadth of investment and research services available.  
     
    As one of approximately 700 advisors at Morgan Stanley who achieved the prestigious Family Wealth Director designation, Charles and Deborah met stringent quantitative and qualitative requirements set by the firm.  They successfully completed the rigorous program, positioning the team as an alternative to a family office.
     
    Charles sets the long-term direction of the team’s investment strategy and concentrates on securities selection, risk control and asset allocation for the team’s discretionary investment strategies.

    Born and raised in Albuquerque, New Mexico, Charles has lived in Santa Fe since 1976.  He earned his Bachelor of Science degree in Chemistry at the New Mexico Institute of Mining and Technology and Bachelor of Arts degree in Accounting from the University of Albuquerque.  He completed the Certified Portfolio Manager certification from Columbia University in May, 2011.

    When out of the office, he enjoys exercising, reading and remodeling his home.  Charles also serves as Secretary for the Aspen Santa Fe Ballet and is a board member of the Santa Fe Opera.  He is past President of Visiting Nurse Services and past Treasurer of the Santa Fe Chamber Music Festival.
    Securities Agent: TX, NM, WY, VT, VA, UT, TN, SC, PA, OR, OK, NY, NV, NJ, NE, NC, MI, ME, MD, MA, IN, IL, ID, GA, FL, DC, CO, CA, AZ, AL; Managed Futures; Transactional Futures/Commodities; General Securities Representative; BM/Supervisor; Investment Advisor Representative
    NMLS#: 1294088

    About Me

    Deborah began her career in financial services as an estate planning specialist with a concentration in the areas of estates, trusts, tax and estate design.  In 1983, she left Arizona and moved to New Jersey as an Estate Planning Specialist at Merrill Lynch.  During her time at Merrill Lynch, she designed and reviewed over 1,000 legal documents and estate plans for the clients of financial advisors in 18 offices.

    She moved to Santa Fe in 2001 and formed the Forte/Gaynor Group with Charles Forte at Merrill Lynch.  In 2008, she and Charles moved their practice and team to Morgan Stanley.  Her emphasis includes portfolio management, estate tax planning  strategies and philanthropic designs for individuals and their families. 

    In August 2015, Deborah and Charles earned their Family Wealth Director accreditation; a rigorous, advanced study in wealth management covering such topics as closely held businesses, family wealth dynamics, restricted stock, unique insurance needs and wealth management for higher net-worth clients.  There are approximately 700 financial advisors at Morgan Stanley who have earned this designation.

    Deborah’s professional credentials include Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) from The American College in Bryn Mawr, Pennsylvania.   She received her Bachelor of General Studies Degree and Master’s Degree from Kent State University.

    Since moving to Santa Fe, Deborah has been involved in the community as:

    - President of the Santa Fe chapter of Business and Professional Women,
    - Treasurer and board member of The Lensic,
    - Treasurer and board member of the Santa Fe Botanical Garden.
    - Executive Board of Governors – Portfolio Management Institute
     
    Deborah is a triathlete, and competes in several local and national triathlons each year.  When not working or training, she plays piano and tours the southwest with her husband in their vintage and performance cars.
    Securities Agent: TX, NM, WY, VT, VA, UT, TN, SC, PA, OR, OK, NY, NV, NJ, NE, NC, MI, ME, MD, MA, IN, IL, ID, GA, FL, DC, CO, CA, AZ, AL; General Securities Representative; Investment Advisor Representative
    NMLS#: 1269812

    About Me

    Dotti’s many roles in the financial services industry began in 1989 in the Santa Fe office Merrill Lynch.  She moved with the team to Morgan Stanley in 2008 and over the years, has developed essential skills and knowledge in many areas of the investment business.  She provides many services for the Forte/Gaynor Wealth Management Group at Morgan Stanley, specifically related to the team’s portfolio analysis, technical reporting, and company research.

    Formerly a Wealth Management Associate, in 2015 she was selected to enter the Financial Advisor program.  Her experience and this new role allow her to provide support to the team on complex and technical matters regarding clients’ investment, estate, trust, retirement, and insurance strategies as well as introducing our financial services to our clients’ children and parents.  Her client centered focus has led her to acquire additional skills which have been especially helpful for those who find themselves in a life changing transition.

    Dotti has lived in Santa Fe since 1978.  Her adult children now have children of their own.  Her son graduated with his Bachelor’s Degree in Electronic and Computer Engineering Technology and is now a computer programmer with a Fortune 500 company.  Her daughter was an Early Childhood Teacher until she became a mother.

    Serving our community is of great importance to Dotti, especially when it involves youth.  Over the years her children provided countless volunteer opportunities.  She is especially proud of her involvement with one of Santa Fe’s charter schools.  Dotti spent several years serving as President of the school’s foundation, assisting in the early stages of its development. 

    She currently serves as Treasurer for the board of the Santa Fe Mountain Center, whose mission is to transform lives and strengthen communities through personal discover and social change among youth and families.  She also serves on their Finance Committee and Development Committee.
    Securities Agent: TX, NM, WY, WA, VT, VA, UT, TN, SC, PA, OR, OK, NY, NV, NJ, NE, NC, MN, MI, ME, MD, MA, IN, IL, ID, GA, FL, DC, CO, CA, AZ, AL, AK; Managed Futures; General Securities Representative; Investment Advisor Representative
    NMLS#: 1433357

    About Me

    Bernadette has multifaceted responsibilities all of which are centered on providing extraordinary client service.  Among her many contributions to the team, she coordinates the group’s overall day-to-day operations, and implements computer-based business management systems that increase efficiency in handling client requests and service matters.  Her capabilities in this position are greatly appreciated by all who experience her professional demeanor and rapid execution of requests.

    Additionally, in her new role as Portfolio Associate, she provides essential technical support for the management of our various investment portfolios; from tracking bond prices to calculating stock values.

    A Santa Fe native, Bernadette, formerly was a manager with Wells Fargo Bank and worked for Merrill Lynch.  After five years with Merrill Lynch, she joined the Forte/Gaynor Team when they moved their practice to Morgan Stanley.  She has her accounting certificate from DeVry Technical Institute in Phoenix and has attended Santa Fe Community College to work on her computer science degree.  

    In addition to raising her daughter, Bernadette is a former coach for basketball, softball and little league baseball. She still remains a dedicated sports fanatic and enjoys reading historical fiction.

    About Me

    Brandon Gonzales joined the Forte/Gaynor Wealth Management Group at Morgan Stanley in July 2016. In his role as Registered Client Service Associate, he coordinates the administrative details for new relationships, provides service for our existing clients, and ensures a smooth client-centric experience for everyone.  

    Brandon holds his Bachelor of Arts degree in Sociology from Occidental College in Los Angeles. He brings to the team his experience working with nonprofit organizations on their event programming and communications initiatives, in addition to his experience working in the hospitality industry. 

    Of his many interests, he enjoys getting outdoors, traveling, and participating in the performing arts.

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    On the Markets

    Retirement

    Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
    • 401(k) Rollovers
    • IRA Plans
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    • Retirement Plan Participants
    • Annuities
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    • Wealth Planning
    • Traditional Investments
    • Alternative Investments
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    Family

    Creating customized financial strategies for the challenges that today's families face.
    • Estate Planning Strategies
    • 529 Plans / Education Savings Planning
    • Long Term Care Insurance
    • Special Needs Planning
    • Trust Services
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    1Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.

    2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be suitable for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

    3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

    4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

    5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

    6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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    8Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are suitable only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

    9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

    10Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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    12Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

    13Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.

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