Richard Fitzburgh
Managing Director, Wealth Management, Financial Advisor
Phone:
(212) 401-0587(212) 401-0587
Fitzburgh/McGuire at Morgan Stanley
Direct:
(212) 401-0587(212) 401-0587
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Services
Business Planning
We can help you by sharing our experience in helping other business owners just like you. We have ideas and strategies to help you grow or sell your business.
Financial Planning
Your goals, assets, liabilities and other important information are gathered and analyzed. We then use our perspective and experience with other unique clients like you to make recommendations on spending, giving and living.
Professional Portfolio Management
We can address the needs of high net worth individuals and institutional clients, creating customized investment strategies, portfolios and solutions. We will work closely with you to understand your needs while maintaining the focus and discipline necessary to guide your portfolio in the most challenging market cycles.
Alternative Investments
Our team pursues a broad range of strategies in diverse markets and geographies, focusing on private equity, private credit, real estate, infrastructure, managed futures and more.
Retirement Planning
This is paramount in ensuring a successful retirement. We bring intense focus on this process. You have worked hard to get where you are. Now it is time to help you live the retirement you have always dreamed of.
Municipal Bonds
We seek to private you with long term income and capital preservation by investing in high-quality, investment grade, tax exempt bonds, using a top-down process that aims to deliver a predictable source of tax exempt income.
Working With You
Step 1: Introductory Meeting
Our relationship begins with an initial discussion aimed towards getting to know you, your lifestyle, and your future goals.
Step 2: Discovery Meeting
During the discovery meeting, we will work together to establish your financial goals by reviewing your current financial situation and developing a suitable risk tolerance that will ultimately help you achieve the financial outcome you envision for yourself.
Step 3: Financial Plan
Financial plans map out essential factors that play into your financial success. Examining all relevant financial information provides a holistic asset allocation analysis for all of your accounts ensuring a comprehensive financial plan.
Step 4: Action Items / Next Step
After the creating of the financial plan, we will follow up with you regarding my analysis and recommendations.
Step 5: Implementation
Implementation focuses on creating prospective strategies custom designed for your specific needs. Recommended changes could include logistics, tax impact, asset allocation adjustments, and saving and benefit modifications.
Step 6: Monitoring & Performance Tracking
Finally, I will be constantly monitoring your assets and analyzing your performance tracking data to ensure your financial expectations are being met and adjusted accordingly. We will keep a high degree of communication with you to make sure your concerns and requests are always addressed.
What Makes Us Different
While we provide excellent service to our clients, our dedication to the client experience goes far beyond Financial Advising. As a team, we create interesting and innovate client exclusive events that can only be accessed by working with our group. Despite recent market conditions and global pandemic scares, we still plan our creating unique events to reciprocate the trust and appreciation that our clients have shown us during these difficult times.
If this type of client appreciation interests you, then learn more about our upcoming and past events below.
If this type of client appreciation interests you, then learn more about our upcoming and past events below.
Past: Conference Call with Andrew Slimmon
We are hosting a Conference Call on March 14th 2024. Featuring a presentation by Andrew Slimmon, Managing Director at Morgan Stanley Investment Management. The purpose of the call is to discuss the outlook for the market, inflation/interest rates and asset allocation.
Invitation & DetailsPast: Art Basel 2023 - Private Dinner at Carbone
We hold yearly events at Art Basel, showcasing some of the most cherished modern and contemporary artworks over the course of the weekend. In 2023, one of our events was a private dinner at Carbone.
Invitation & DetailsPast: INVESTMENT CONFERENCE | at The Univsersity Club In NYC
Please Join us a the University Club in NYC on October 24th.
Registration starts at 8am and the conference will start at 8:30am. We will have amazing speakers throughout the day until 2:30-3pm followed by cocktails.
Please see the invitation below with more details to follow.
Click here for detailsRegistration starts at 8am and the conference will start at 8:30am. We will have amazing speakers throughout the day until 2:30-3pm followed by cocktails.
Please see the invitation below with more details to follow.
Past: CONFERENCE CALL | With Federated Hermes
We are hosting a conference call on Thursday August 3rd, 2023, at 4:30PM (EST) with Jared Hoff, Senior Portfolio Manager and Daniel Casey, Senior VP at Federated Hermes.
The purpose of the call is to discuss the overview of Federated Hermes.
Click here for detailsThe purpose of the call is to discuss the overview of Federated Hermes.
Past: CONFERENCE CALL | Market Outlook with Lisa Shalett
We are hosting a conference call on Thursday July 20th, 2023, at 3PM (EST) with Lisa Shalett, Chief Investment Officer and Head of the Global Investment Office for Morgan Stanley Wealth Management.
The purpose of the call is to discuss the outlook for the market, inflation/interest rates and asset
allocation.
Click here for detailsThe purpose of the call is to discuss the outlook for the market, inflation/interest rates and asset
allocation.
Past: CONFERENCE CALL | Stock Market Outlook for 2023 with Marshfield Associates
We are hosting a conference call on Wednesday, May 17th at 4:30 PM (EST) with Christopher Niemczewski, Managing Principal, Marshfield Associates
Click here for detailsPast: CONFERENCE CALL | WHY INVEST IN BOTH TAX FREE AND TAXABLE BONDS NOW?
We are hosting a conference call on Thursday, May 11th at 4:30 PM (EST) with Matthew Gastall, Head of WM Municipal Research, Morgan Stanley and Daryl Helsing, Vice President and Fixed Income Strategist, WM Global Investment Office, Morgan Stanley.
The purpose of the call is to discuss why invest in both tax free and taxable bonds now.
Click here for detailsThe purpose of the call is to discuss why invest in both tax free and taxable bonds now.
Henri Matisse: The Cut-Outs at the MoMA
Our clients were offered to exclusive opportunity to privately tour the Museum of Modern Art with Sophie Matisse, Henri Matisse's granddaughter and respected artist, followed by a private dinner.
French Consulate Dinner
Located in the iconic six story Italian Renaissance-style townhouse on 5th Ave, NYC, our clients were invited to a private dinner to celebrate the architecture and stylistic ideals located within this piece of history.
Annual Investment Conferences
We host yearly investment conferences that cover a number of topics, ranging from NYC real estate, interest rates, debt markets, and much more. We also bring in a number of keynote speakers to provide insight on each of these topics. We typically end each event with a tasting or cocktail party.
Art Basel
We hold a yearly art exposition, showcasing some of the most cherished modern and contemporary artworks over the course of the weekend. Each year, our event begins at the duplex penthouse overlooking the ocean at Faena, Miami. We explore art over the course of cocktail parties, yacht trips, and exclusive access to a Miami mansion.
Resources for You
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Morgan Stanley Online
When you sign up for MSO, you can conveniently and securely manage your account online or on the mobile app.
Click here to learn more
Road to Retirement
Whatever lifestyle you envision for retirement, it’s essential to plan ahead so that your retirement savings will last.
Click here to learn more
Lifeview
Lifeview is our financial planning software. It helps define what you want out of life, so we can create a financial framework to bring these goals to fruition.
Click here to learn more
5 Things You May Not Know About 529s (But Should)
They're tax friendly, flexible and available to anyone. Yet, 529 education savings plans are still underused. Here are five things that parents, grandparents and anyone hoping to get a leg up on college costs need to know.
Click here to learn more
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access and convenient connectivity.
5 Ways to Spring-Clean Your Finances
A lot can pile up over a year, or just a season. Here are five tips to help you tidy up, declutter and organize your finances this spring.
Click here to learn more
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Click here to learn more
Frontier Technology
Technological innovations that could disrupt and transform industries are rapidly emerging. Discover the breakthroughs, both underway and just on the horizon, and the monumental changes that may result for investors, businesses and economies.
Click here to learn moreLocation
55 East 52nd Street 10th
Floor 11
New York, NY 10055
US
Direct:
(212) 401-0587(212) 401-0587
Meet Fitzburgh/McGuire
Phone:
(212) 401-0588(212) 401-0588
Jesus Medina
Senior Client Service Associate
Camilla Estevao Davis
Client Service Associate
About Richard Fitzburgh
Prior to becoming a Managing Director, Richard was a Managing Director at RBC Wealth Management. Richard has been honored by numerous publications as one of the top wealth managers in the industry. During his time at RBC, Richard was recognized as Financial Times "Top 400 Financial Advisors" in 2016 and 2017, Forbes "Best in State Wealth Advisors" in 2019, 2020 and 2021, and Who's Who Worldwide in 2002 and 2003. When coming to Morgan Stanley, Richard and his team brought a combined 45+ years of Financial Advising experience. It is this experience that allows the Fitzburgh McGuire Group to work closely with their clients to provide a holistic financial planning process. Richard also works with a broad range of trust and estate attorneys in order to generate comprehensive estate planning strategies.
Richard takes a full-service approach with his clients. This includes assisting them with insurance needs, lending solutions, asset-protection trusts and sophisticated tax strategies as part of their overall wealth planning. The team also places an emphasis on servicing clients in professional money management arena. Richard works extensively with corporations as well—building 401(k) plans, ESOPs, developing pension and profit-sharing options and defined benefit plans. He regularly collaborates with Morgan Stanley’s top investment bankers on client strategies.
Over time, Richard developed a series of events that help distinguish his practice from others. These include an annual investment conference solely for his clients featuring well-known economic professionals with valuable perspectives on global topics. Other events focus on art and culture, notably the tremendously successful Art Basel Miami art fair, which connects clients with interest in the arts to internationally renowned artists—providing three days of insider experiences at this venue.
Outside of work, he is an active member of the community and an advocate for gender equality, founding "The Foundation For Gender Equality" as well as sitting on the United Nations Conference "A Call to Action for Gender Equality" in 2016.
(2019-2021) Forbes Best-In- State Wealth Advisors
Source: Forbes.com (2019-2021). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
(2016 and 2017) Financial Times Top 400 Financial Advisors
Source: FT.com (2016 and 2017) Data compiled by Financial Times based on a 12-month period concluding in Dec of the year prior to the issuance of the award. For criteria & methodology, go to FT.com
Richard takes a full-service approach with his clients. This includes assisting them with insurance needs, lending solutions, asset-protection trusts and sophisticated tax strategies as part of their overall wealth planning. The team also places an emphasis on servicing clients in professional money management arena. Richard works extensively with corporations as well—building 401(k) plans, ESOPs, developing pension and profit-sharing options and defined benefit plans. He regularly collaborates with Morgan Stanley’s top investment bankers on client strategies.
Over time, Richard developed a series of events that help distinguish his practice from others. These include an annual investment conference solely for his clients featuring well-known economic professionals with valuable perspectives on global topics. Other events focus on art and culture, notably the tremendously successful Art Basel Miami art fair, which connects clients with interest in the arts to internationally renowned artists—providing three days of insider experiences at this venue.
Outside of work, he is an active member of the community and an advocate for gender equality, founding "The Foundation For Gender Equality" as well as sitting on the United Nations Conference "A Call to Action for Gender Equality" in 2016.
(2019-2021) Forbes Best-In- State Wealth Advisors
Source: Forbes.com (2019-2021). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
(2016 and 2017) Financial Times Top 400 Financial Advisors
Source: FT.com (2016 and 2017) Data compiled by Financial Times based on a 12-month period concluding in Dec of the year prior to the issuance of the award. For criteria & methodology, go to FT.com
Securities Agent: CT, LA, GA, CO, VA, PA, TX, SC, RI, NY, WA, VT, UT, NJ, OR, NH, IL, WI, OH, MI, AZ, MA, MO, MD, MS, ME, MN, NC, DE, FL, CA, DC, KS; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1686867
NMLS#: 1686867
About R. Samuel McGuire
R. Samuel McGuire is a financial advisor for high-net-worth individuals and corporations. Sam holds the CERTIFIED FINANCIAL PLANNER™ certification. He and his team offer comprehensive planning in a needs-based, client-driven manner through a full-service approach by utilizing his experience, professional network, and the exceptional resources offered at Morgan Stanley.
He implements the team's vast knowledge in financial planning, money management, hedge funds, private equity investments, fixed income, wealth management/estate services and insurance planning, securities based lending, as well as individual and corporate retirement plans. Sam’s practice includes extensive work with corporations to design and implement retirement planning, including 401(k), Profit Sharing Plans and Defined Benefit Plans. . Additionally, he does a great deal of work with insurance, including life insurance, disability insurance and long-term care insurance.
Sam takes a full-service approach to working with his clients through the use of wealth management planning and estate planning services, and works closely with many trust and estate attorneys. The Fitzburgh McGuire Group have distinguished themselves by assisting clients with unique services related to art and collectibles as an investment. For example, Sam and his team host a number of art events featuring some of the industry’s most prominent professionals. He and his team work with some of the nation’s top museums, auction houses and galleries to provide forums and events for his clients that highlight distinguished art experts. Some of the more notable museums, galleries, and auction houses they have worked with include: The Museum of Modern Art (MOMA), the Beyeler Museum (Basel, Switzerland), the Museum of Contemporary Art (MCA in Chicago), as well as top auction houses including Sotheby’s, Christie’s and Bonhams. He is also involved with events at the Art Basel Fairs, Scope Fair, Frieze Fair and the Armory Show. Outside of work, Sam enjoys art, history, and spending time with his family
He implements the team's vast knowledge in financial planning, money management, hedge funds, private equity investments, fixed income, wealth management/estate services and insurance planning, securities based lending, as well as individual and corporate retirement plans. Sam’s practice includes extensive work with corporations to design and implement retirement planning, including 401(k), Profit Sharing Plans and Defined Benefit Plans. . Additionally, he does a great deal of work with insurance, including life insurance, disability insurance and long-term care insurance.
Sam takes a full-service approach to working with his clients through the use of wealth management planning and estate planning services, and works closely with many trust and estate attorneys. The Fitzburgh McGuire Group have distinguished themselves by assisting clients with unique services related to art and collectibles as an investment. For example, Sam and his team host a number of art events featuring some of the industry’s most prominent professionals. He and his team work with some of the nation’s top museums, auction houses and galleries to provide forums and events for his clients that highlight distinguished art experts. Some of the more notable museums, galleries, and auction houses they have worked with include: The Museum of Modern Art (MOMA), the Beyeler Museum (Basel, Switzerland), the Museum of Contemporary Art (MCA in Chicago), as well as top auction houses including Sotheby’s, Christie’s and Bonhams. He is also involved with events at the Art Basel Fairs, Scope Fair, Frieze Fair and the Armory Show. Outside of work, Sam enjoys art, history, and spending time with his family
Securities Agent: KS, WI, MD, MS, SC, NH, OH, OR, VT, NC, PA, WA, UT, VA, MI, RI, MA, LA, GA, FL, DE, IL, DC, CT, CO, CA, AZ, ME, NY, MN, MO, TX, NJ; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1562098
NMLS#: 1562098
About Jesus Medina
Jesús has extensive experience in finance, specializing in investment management and brokerage services in the United States. He began his career in the financial services industry over 12 years ago, holding various roles within wealth management, including Financial Advisor and Branch Supervisor. In April 2018, he joined the Fitzburgh McGuire Group, which later transitioned to Morgan Stanley from RBC Wealth Management, where he now serves as a Senior Client Service Associate.
Based in New York City, Jesús is a key member of the FM Investment Group, working closely with clients to analyze portfolios, generate detailed performance reports, and provide daily advisory support. He plays an active role in municipal bond trading, assisting in trade execution, constructing laddered bond portfolios, and identifying bond swap opportunities to enhance tax efficiency. Additionally, he helps clients navigate alternative investments, offering access to private equity, hedge funds, exchange funds, and private credit.
Jesús also collaborates with SMA (Separately Managed Account) managers, ensuring clients benefit from tailored equity investment strategies. Beyond portfolio management, he is instrumental in organizing major industry events, including an annual investment conference in New York featuring top financial leaders and a series of art and cultural events at Art Basel Miami. He also helps coordinate an exclusive investment conference that brings together renowned economic professionals to discuss global financial trends.
Originally from Lima, Peru, Jesús has spent many years in the United States, building his career and expertise in the financial sector. He currently resides in New York City, where he enjoys playing chess, competing in and casually playing soccer, and is an avid motorsports enthusiast who actively participate in motocross events . He holds the Series 7 license and is working towards obtaining the Series 66.
Based in New York City, Jesús is a key member of the FM Investment Group, working closely with clients to analyze portfolios, generate detailed performance reports, and provide daily advisory support. He plays an active role in municipal bond trading, assisting in trade execution, constructing laddered bond portfolios, and identifying bond swap opportunities to enhance tax efficiency. Additionally, he helps clients navigate alternative investments, offering access to private equity, hedge funds, exchange funds, and private credit.
Jesús also collaborates with SMA (Separately Managed Account) managers, ensuring clients benefit from tailored equity investment strategies. Beyond portfolio management, he is instrumental in organizing major industry events, including an annual investment conference in New York featuring top financial leaders and a series of art and cultural events at Art Basel Miami. He also helps coordinate an exclusive investment conference that brings together renowned economic professionals to discuss global financial trends.
Originally from Lima, Peru, Jesús has spent many years in the United States, building his career and expertise in the financial sector. He currently resides in New York City, where he enjoys playing chess, competing in and casually playing soccer, and is an avid motorsports enthusiast who actively participate in motocross events . He holds the Series 7 license and is working towards obtaining the Series 66.
About Camilla Estevao Davis
Camilla joined the Fitzburgh McGuire group in November 2022, as a Client Service Associate. She provides support to the team and its clients. Camilla has over 7 years of experience in the investments industry, previously she worked at Bank Bradesco as a Registered Equity Sales Assistant and at Atalanta Sosnoff as a Research Assistant.
Originally born in Brazil, Camilla is bilingual (Portuguese and English). Currently she holds Series 7 and 63 licenses.
Originally born in Brazil, Camilla is bilingual (Portuguese and English). Currently she holds Series 7 and 63 licenses.
Contact Richard Fitzburgh
Contact R. Samuel McGuire
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Fitzburgh/McGuire today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Municipal bonds may not be appropriate for all investors. Income generated from an investment in a municipal bond is generally exempt from federal income taxes. Some income may be subject to state and local taxes and to the federal alternative minimum tax. Capital gains, if any, are subject to tax.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and its Financial Advisors and Private Wealth Advisors do not provide any tax/legal advice. Consult your own tax/legal advisor before making any tax or legal-related investment decisions.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
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Awards Disclosures
CRC 6491812 (04/2024)
