Katie Reed
Senior Private Banker
Elizabeth Peterson, CFP®, CRPS®
Associate Vice President,
Financial Advisor,
Insurance Planning Director
Direct:
(253) 597-7583(253) 597-7583
Toll-Free:
(800) 533-5660(800) 533-5660
My Mission Statement
My practice is founded on building and nurturing trust, and on integrity focused to help you achieve your long term financial goals as you stay organized and in control
Welcome
MY COMMITMENT TO YOU
I strive to distinguish myself by the questions I ask and the relationships I nurture rather than by the products I recommend. As your experienced Financial Advisor, I help you build financial freedom, maintain that wealth, and depending on your wishes, pass it to your heirs, or philanthropic endeavors. To enhance your experience, I draw upon Morgan Stanley’s resources.
MY PHILOSOPHY
The first guideline of financial advice is not about stocks, bonds, mutual funds, insurance products or markets.
Such knowledge is essential, but it’s secondary to knowing my client. My role as your advisor is to ensure all areas of your financial goals and objectives are addressed and continually reviewed. Further, I will help you navigate through virtually all the financial information that you may be bombarded with to determine what is valuable and what is not. I seek to provide proper asset allocation with quality strategic moves to potentially take advantage of current market conditions.
My practice is founded on trust and integrity and focused on helping you achieve your long-term financial goals.
WELCOMING NEW CLIENTS
Whether you have been thinking about seeking advice or would like a second opinion, I would be happy to schedule time to introduce myself and talk about what’s important to you. Please reach out to me if you’d like to start a conversation, there is no cost or obligation.
I strive to distinguish myself by the questions I ask and the relationships I nurture rather than by the products I recommend. As your experienced Financial Advisor, I help you build financial freedom, maintain that wealth, and depending on your wishes, pass it to your heirs, or philanthropic endeavors. To enhance your experience, I draw upon Morgan Stanley’s resources.
MY PHILOSOPHY
The first guideline of financial advice is not about stocks, bonds, mutual funds, insurance products or markets.
Such knowledge is essential, but it’s secondary to knowing my client. My role as your advisor is to ensure all areas of your financial goals and objectives are addressed and continually reviewed. Further, I will help you navigate through virtually all the financial information that you may be bombarded with to determine what is valuable and what is not. I seek to provide proper asset allocation with quality strategic moves to potentially take advantage of current market conditions.
My practice is founded on trust and integrity and focused on helping you achieve your long-term financial goals.
WELCOMING NEW CLIENTS
Whether you have been thinking about seeking advice or would like a second opinion, I would be happy to schedule time to introduce myself and talk about what’s important to you. Please reach out to me if you’d like to start a conversation, there is no cost or obligation.
Securities Agent: ID, AZ, CA, CO, NV, NY, OR, TX, VA, WA; General Securities Representative; Investment Advisor Representative
NMLS#: 1272998
NMLS#: 1272998
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Biography
Elizabeth is a caring and experienced Financial Advisor in Tacoma, Washington. With an energetic and positive attitude, Elizabeth empowers clients with financial knowledge to help them achieve new levels of success. She enjoys building long-term relationships and has significant knowledge about various types of insurance, specifically long-term care. She takes the time to help clients understand the intricate details of their finances, so they can make smart decisions about their wealth.
Experience
Elizabeth began her career in financial services in 1994 as a teller at Bank of America. Committed to excellent service, she took on more and more responsibility. This led to new opportunities, including Assistant Vice President, Assistant Manager in the Banking Center, a Personal Banker and a Premier Client Manager within their Investment Banking Division. Her knowledge in banking and lending services has been a great asset, enabling her to provide a more comprehensive and in-depth financial planning experience for her clients. She joined Morgan Stanley in 2009 and has been a valuable member of the firm ever since.
Elizabeth Peterson is a CERTIFIED FINANCIAL PLANNER™ and a Chartered Retirement Plans Specialist ℠, CRPS®. She helps guide her clients on the growth and preservation of their assets, while seeking to provide for current income and cash flow needs. Her comprehensive process focuses on articulating each client’s needs, goals and challenges. This information then serves as the foundation for the development and implementation of a custom financial plan.
Click here to listen to Elizabeth's "Hidden Costs of Aging" Radio SegmentElizabeth Peterson is a CERTIFIED FINANCIAL PLANNER™ and a Chartered Retirement Plans Specialist ℠, CRPS®. She helps guide her clients on the growth and preservation of their assets, while seeking to provide for current income and cash flow needs. Her comprehensive process focuses on articulating each client’s needs, goals and challenges. This information then serves as the foundation for the development and implementation of a custom financial plan.
Commitment to Community
Elizabeth is a strong believer in giving back, actively volunteering at several nonprofit organizations. She is a member of the South End Coalition, promoting and providing health and wellness services to seniors. She served five years as a Board member of Team Survivor Northwest, a local organization providing health education and fitness programs to female cancer survivors, where she chaired, coordinated, and procured for their largest annual fundraiser. Elizabeth also volunteers at her local Food Bank, handing out food at the holidays.
Click here to listen to Elizabeth's "5 Mistakes Investors Make in a Market Sell-off" Radio SegmentFamily and Interests
Growing up in a military family, Elizabeth has lived all over the country, including North Dakota, Oklahoma, Texas, and California. She made the decision to move to western Washington at the age of 19. Today, she lives in Bonney Lake with her husband, Graham, and their Australian Shepherd, Harper. Together, they enjoy road trips down the Washington and Oregon coastline to California. Elizabeth and Graham also enjoy all types of music – country, pop, and rock – and love to attend local concerts. They also have fun cheering on the Seattle Seahawks and the local WHL hockey team, the Thunderbirds.
Welcoming New Clients
Whether you have been thinking about seeking advice or would like a second opinion, I would be happy to schedule time to introduce myself and talk about what’s important to you. Please reach out to me by email or by phone if you’d like to start a conversation.
Disclaimer: Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Disclaimer: Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Working With You
There are many decisions that need to be made over the course of your lifetime.
The WHY
I work with my clients striving to educate, to remind, to keep organized and to simplify their financial life. It can be stressful to learn about Social Security, Medicare, and tax law changes if you are on your own. It’s time consuming to coordinate with your accountant, your attorney, and a financial advisor. My passion is to be my clients’ quarterback; running the plays and changing on the fly as needed.
Discuss and Identify What You Want to Accomplish with Your Money
We start the process by creating a plan to help meet your goals. We analyze current and future cash flow and coordinate various income sources. I act as a personal assistant by maintaining financial notes and notifying you of action to be taken on time-sensitive matters.
Risk Management
An important step in working with you is Identifying your risk tolerance. We have tools for deep dive analysis to assess portfolio investment risk for current and prospective clients. We continually monitor and modify as appropriate due to how important it is to help preserve assets in market downturns in an effort to meet financial goals. Insurance is an important element of risk management which is why I have completed our firms Insurance Accreditation Program and hold the Insurance Planning Director designation thereby well versed in Life insurance, Long Term Care insurance as well as Disability Income, and Captive Insurance for business owners.
Disclaimer:
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Disclaimer:
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Investment Management
My focus is spending time with my clients to be sure they know the “why” of the investments they own and the “how” these investments are monitored and changed to potentially take advantage of opportunities given the current economic and market conditions. Quarterly performance and financial planning meetings is how we track our progress to goals.
The Extra Mile
In addition to your financial picture, I also help with:
• Facilitating intergenerational communications; mediate family planning meetings
• Helping instill your vision and philosophy in your children
• Offering financial guidance to your children, parents, and others closest to you
• Providing guidance on external financial assets, e.g., 401(k)s, deferred compensation and employee stock ownership plans, assets and liabilities, etc.
• Evaluating financial aspects of job offers
• Acting as sounding board for any issue or concern
• Facilitating intergenerational communications; mediate family planning meetings
• Helping instill your vision and philosophy in your children
• Offering financial guidance to your children, parents, and others closest to you
• Providing guidance on external financial assets, e.g., 401(k)s, deferred compensation and employee stock ownership plans, assets and liabilities, etc.
• Evaluating financial aspects of job offers
• Acting as sounding board for any issue or concern
Suite of Services
Click here to learn more about the services I offerAreas of Focus
There are many aspects to a holistic wealth management plan. Below are common areas of focus for my clients. If you have questions about these or other topics, please reach out to start a conversation.
Divorce
Relationship transitions are overwhelming. Dealing with the impact of divorce needs emotional and financial support. I provide both for my clients by putting together a plan to be nice, take control, to make it work, and to have a long view.
Philanthropy
Many people want to give back to organizations that are important to them. There are several things to consider when thinking about giving back. Clients often want guidance in considering charitable gifts of Non-Cash Assets. And for business owners, gifts of closely held businesses. This short video highlights how you can approach giving.
Estate Planning Strategies
Estate planning can be unsettling. Whether you have been named executor or you want to select and prepare YOUR executor, I work with my clients to be organized and prepared in advance while considering tax implications. Wouldn’t you want a systematic approach to address concerns about estate administration strategies to help ensure your family’s security?
Retirement and Financial Planning
It has been said that money doesn’t buy Happiness. My personal addition….But it sure buys choices!!
For those who WANT choices, give me a call, or send me an email. Let’s make sure that you and yours have all the choices you could ever want. Take it from me, a person given love + tools, not given money, earning a regular person’s income……Ordinary people can build extraordinary wealth!
For those who WANT choices, give me a call, or send me an email. Let’s make sure that you and yours have all the choices you could ever want. Take it from me, a person given love + tools, not given money, earning a regular person’s income……Ordinary people can build extraordinary wealth!
Location
1301 A Street
Suite 300
Tacoma, WA 98402
US
Direct:
(253) 597-7583(253) 597-7583
Toll-Free:
(800) 533-5660(800) 533-5660
Fax:
(253) 597-2744(253) 597-2744
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Wilson Calansingin
Associate Private Banker
Andrea Paradise, CFP®
Financial Planning Director, Vice President
About Katie Reed
Katie Reed is a Senior Private Banker serving Morgan Stanley Wealth Management offices in Washington.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Katie began her career in financial services in 2002, and joined Morgan Stanley in 2017 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Katie is a graduate of the University of Washington, where she received a Bachelor of Arts in Economics. She lives in Seattle, Washington with her spouse. Outside of the office, Katie enjoys volunteering her time with various organizations which support women, food accessibility, and animals. She also enjoys traveling, Washington Husky football, and spending time with family and friends.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Katie began her career in financial services in 2002, and joined Morgan Stanley in 2017 as a Private Banker. Prior to joining the firm, she was a Wealth Management Banker at Merrill Lynch.
Katie is a graduate of the University of Washington, where she received a Bachelor of Arts in Economics. She lives in Seattle, Washington with her spouse. Outside of the office, Katie enjoys volunteering her time with various organizations which support women, food accessibility, and animals. She also enjoys traveling, Washington Husky football, and spending time with family and friends.
NMLS#: 652641
About Wilson Calansingin
Wilson Calansingin is an Associate Private Banker serving Morgan Stanley Wealth Management offices in Washington State.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Wilson began his career in financial services in 2006, and joined Morgan Stanley in 2021 as an Associate Private Banker. Prior to joining the firm, he was a Premier Banker at Wells Fargo Bank, N.A.
Wilson is a graduate of Ateneo de Manila University, where he received a Business Management degree with a focus in Finance. He lives in Tacoma, Washington. Outside of the office, Wilson enjoys golfing.
Associate Private Bankers partner with Private Bankers and Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Wilson began his career in financial services in 2006, and joined Morgan Stanley in 2021 as an Associate Private Banker. Prior to joining the firm, he was a Premier Banker at Wells Fargo Bank, N.A.
Wilson is a graduate of Ateneo de Manila University, where he received a Business Management degree with a focus in Finance. He lives in Tacoma, Washington. Outside of the office, Wilson enjoys golfing.
NMLS#: 711776
About Andrea Paradise
Andrea Paradise, CFP® is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Washington state. She is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Andrea began her career in Financial Services in 1992 and joined Morgan Stanley in 2022. Just prior to her current position, she worked at Wells Fargo Private Bank as a Wealth Planner for Ultra High Net Worth clients.
Andrea graduated from the University of Washington with a Bachelor’s in English and holds her Certified Financial Planner® designation. She lives in Tacoma, Washington with her husband and is a member of the Tacoma Estate Planning Council and South Sound Planned Giving Council. Outside of work, Andrea loves running and travel, and is a mentor in the University of Washington Tacoma School of Business Milgard Women’s Initiative.
Andrea began her career in Financial Services in 1992 and joined Morgan Stanley in 2022. Just prior to her current position, she worked at Wells Fargo Private Bank as a Wealth Planner for Ultra High Net Worth clients.
Andrea graduated from the University of Washington with a Bachelor’s in English and holds her Certified Financial Planner® designation. She lives in Tacoma, Washington with her husband and is a member of the Tacoma Estate Planning Council and South Sound Planned Giving Council. Outside of work, Andrea loves running and travel, and is a mentor in the University of Washington Tacoma School of Business Milgard Women’s Initiative.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact Elizabeth Peterson today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
