William M Hiden, CFP®
Managing Director, Wealth Management, Financial Advisor, Alternative Investments Director, Family Wealth Director, CERTIFIED FINANCIAL PLANNER®
Phone:
(205) 969-7015(205) 969-7015
Double Oak Wealth Management Group at Morgan Stanley
William M Hiden, CFP®Hollis N Gieger Jr., CFP®Stuart T PattonCharles E NorwoodBraxton A Weimer, CFP®Tom BrownCaroline Fuerniss, CFP®
Direct:
(205) 969-7000(205) 969-7000
Toll-Free:
(855) 336-3820(855) 336-3820
Our Mission Statement
To help affluent investors and their families protect and grow their wealth, while carefully considering risk and potential reward
Double Oak Wealth Management Group
At Double Oak Wealth Management Group, we have assembled a team of highly experienced professionals dedicated to serving the complex wealth management needs of affluent investors, with a multi-generational focus on asset growth and preservation. We are dedicated to delivering to clients the wisdom that experience brings.
Our service model is focused on achieving your goals, whether that is delivering a well-thought-out portfolio allocation with institutional money managers, providing generational wealth planning to your family, or providing for sufficient cash flow in retirement. Together as a team, we offer the experience, credentials, and skills that help enable us to implement a plan that will be focused on achieving your desired outcome.
You should expect from us a lead financial advisor that is intimately familiar with your goals, your family, your risk profile, and your portfolio. Our process is one in which we will initially discover your objectives and risk tolerance, propose a personalized plan that seeks to accomplish your objectives, implement our agreed upon strategy, and then regularly monitor progress toward your goals. We are wholly transparent in our relationships; and make each client fully aware of the income tax implications of our advice.
We will be proactive in engaging with your CPA and attorney, or other team members that you wish to be involved in your financial life. You will also have a client service associate who will be assigned to your relationship, and we will have a Private Banker who is familiar with your family balance sheet, should you need access to financing of any type.
Our process is designed to deliver a seamless, transparent and well-thought-out strategy to your financial needs that can be adapted as the circumstances in your life evolve.
Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC.
Our service model is focused on achieving your goals, whether that is delivering a well-thought-out portfolio allocation with institutional money managers, providing generational wealth planning to your family, or providing for sufficient cash flow in retirement. Together as a team, we offer the experience, credentials, and skills that help enable us to implement a plan that will be focused on achieving your desired outcome.
You should expect from us a lead financial advisor that is intimately familiar with your goals, your family, your risk profile, and your portfolio. Our process is one in which we will initially discover your objectives and risk tolerance, propose a personalized plan that seeks to accomplish your objectives, implement our agreed upon strategy, and then regularly monitor progress toward your goals. We are wholly transparent in our relationships; and make each client fully aware of the income tax implications of our advice.
We will be proactive in engaging with your CPA and attorney, or other team members that you wish to be involved in your financial life. You will also have a client service associate who will be assigned to your relationship, and we will have a Private Banker who is familiar with your family balance sheet, should you need access to financing of any type.
Our process is designed to deliver a seamless, transparent and well-thought-out strategy to your financial needs that can be adapted as the circumstances in your life evolve.
Private Bankers are employees of Morgan Stanley Private Bank, National Association, Member FDIC.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Awards & Certifications
In our unwavering commitment to helping clients achieve their investment goals, members of the Double Oak Wealth Management Group at Morgan Stanley have been awarded the following industry recognitions and certifications:
2024 Barron's Top 250 Private Wealth Management Teams
Barron’s publishes an annual ranking of the top private wealth management teams. The teams are ranked on a variety of factors, including their size and shape, their regulatory records and credentials of their members, and the resources they have at their disposal to serve their client bases.
(Source: Barron's (Awarded May 2024). Data compiled by Barron's based on time period from Jan 2023-Dec 2023. https://mgstn.ly/3WD0yje)
(Source: Barron's (Awarded May 2024). Data compiled by Barron's based on time period from Jan 2023-Dec 2023. https://mgstn.ly/3WD0yje)
2023 & 2024 Forbes Best-In-State Wealth Management Teams
The Forbes/SHOOK Best-In-State Wealth Management Teams list features groups of experienced wealth managers who have proven track records of success according to SHOOK Research, which uses quantitative and qualitative data, including interviews, to rank teams. The Double Oak Wealth Management Group is proud to have been selected in 2023 & 2024.
2023 & 2024 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2023 & 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
2023 & 2024 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2023 & 2024). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Forbes Best-In-State Wealth Advisors
The Double Oak Wealth Management team has had representation on Forbes’ list of Best-In-State Wealth Advisors since 2018, the year the list was first produced. The Forbes ranking , developed by SHOOK Research, is based on an algorithm of qualitative criteria, gained through telephone, virtual and in-person due diligence interviews, and quantitative data. Hollis Gieger has been recognized in 2018-2023; Charlie Norwood in 2018, 2020, 2021, and 2023; Billy Hiden in 2019, 2021, 2022, 2023, and Stuart Patton in 2019-2023.
2018-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
2018-2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Barron’s Top 1,200 Financial Advisors
Barron’s publishes an annual ranking of top financial advisors, with data such as assets under management, revenue produced, compliance record, quality of practice, and philanthropic work. Billy Hiden has been recognized in 2020 and 2021.
2020-2021 Barron's Top 1,200 Financial Advisors: State-by-State(formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2020-2021). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2020-2021 Barron's Top 1,200 Financial Advisors: State-by-State(formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (Awarded 2020-2021). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
Alternative Investments Director
Out Alternative Investment Directors have significant experience with Alternative Investments at Morgan Stanley and have completed coursework with the Chartered Alternative Investment Analyst (CAIA) Association. This internal designation attests to in-depth knowledge of our expansive alternatives platform and the suite of products available to our clients. As alternative investments are a differentiating offering that we bring to many of our clients, Double Oak has several Alternative Investment Directors: Billy Hiden, Hollis Gieger, Charlie Norwood, Braxton Weimer, and Tommy Brown.
Certified Financial Planner (CFP®)
Our CFP® professionals– Billy Hiden, Hollis Gieger, Braxton Weimer, and Caroline Fuerniss—have studied and trained to take a holistic approach in analyzing your full financial life and in crafting a personalized financial plan and investment strategy. This certification also requires a commitment to ethical standards when providing advice to clients, which means that we put your best interest first.
Learn More Here
Family Wealth Director
Family Wealth Directors, having earned a designation that only approximately 5% of Morgan Stanley advisors hold (as of December 2023), have access to Family Office Resources to provide our high-net-worth clients with a truly differentiated experience. Billy Hiden holds this title, and through him, all advisors on our team have access to services for their clients.
The term "Family Office Resources" is being used as a term of art and not to imply that Morgan Stanley and/or its employees are acting as a family office pursuant to Investment Advisers Act of 1940.
The term "Family Office Resources" is being used as a term of art and not to imply that Morgan Stanley and/or its employees are acting as a family office pursuant to Investment Advisers Act of 1940.
Chartered Financial Analyst (CFA®)
The CFA® designation is most respected among certifications for investment management professionals, from research analysts to portfolio managers. The certification requires a minimum of three years of study to complete the sequence of rigorous exams. Will Wykle, Double Oak’s Director of Investments, is a CFA charterholder.
Learn More HereWhat You Can Expect
While the strategies and solutions we provide are broad in scope, our approach is tailored to specific needs. We deliver the personalized attention you expect, as we build a structured plan focused on achieving your financial goals.
Risk Identification and Management
Life's risks can manifest themselves in many ways --from loss of life to loss of health - and have the potential to impair the efficiency of a thoughtfully developed plan. We proactively help address these concerns in a number of ways, ranging from insurance reviews to liquidity strategies.
Longevity Planning
Given extended life expectancy, we help tailor allocation and income distribution strategies to help you preserve assets, whether they are held at Morgan Stanley or other firms. This includes advice on 401(k) plan assets, life insurance and long-term care plans.
Legacy Planning
Delivering an estate to the next generation or favorite charity requires more attention than families often commit. Coordinating with outside estate tax professionals, we align estate planning goals with the appropriate asset titling and beneficiary designation requirements, while incorporating tax minimization strategies to help enhance results.
Asset Growth and Preservation
Asset management aims to achieve the best possible investment returns that are consistent with your level of risk. We offer a wide range of strategies that apply long-held investment principles to help your assets appreciate appropriately. We embrace conflict-free decision making within a cost-effective structure.
Lifestyle Management
We pay particular attention to the timing of milestone events, as well as spending patterns to offer you a set of lifestyle guidelines that help assure your retirement - and other key goals - are not compromised. We understand that the needs of corporate executives are different than those of business owners and will offer strategies specific to your personal situation.
Comprehensive Financial Planning
Regardless of what stage your life is in - moving ahead in your career, enjoying retirement, or somewhere in between - as your Financial Advisors, we can help you work towards your financial goals.
Using a suite of tools that includes goal-specific analysis, we can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
We can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources and provides a baseline for future discussions.
Using a suite of tools that includes goal-specific analysis, we can work with you to create a realistic, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
We can create your personal roadmap to help achieve and protect your goals — a framework that makes the connection between your life goals and your financial resources and provides a baseline for future discussions.
Tax Efficiency
Factoring the impact of taxes into your investment decisions can help you keep more of your hard-earned money, both now and in the future.
Read More Here
Manage Debt
We thoroughly review your mortgage, car loans, credit cards, and any other debts that you may have in order to help determine where you can potentially save on interest and create a timeline for your debt payments by prioritizing which ones should be paid off first.
Insurance
We take an extremely close look at your financial profile to decipher what type(s) of insurance most fit your needs and determine if your current insurance policies are best suited for you and your goals.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Retirement
Leading up to and through retirement, Double Oak Wealth Management helps you identify the income strategies aligned with your needs and help ensures that you are on track towards your financial goals.
Alternatives for Diversification from Traditional Markets
Many of our clients look to alternative investments to enhance returns, reduce volatility, manage taxes, and generate income. Morgan Stanley offers a suite of comprehensive strategies, diverse talent, and global resources to offer investment opportunities to eligible investors.
https://www.morganstanley.com/what-we-do/wealth-management/alternative-investments/
https://www.morganstanley.com/what-we-do/wealth-management/alternative-investments/
Real Assets
Real Assets are tangible assets that derive their value from their own intrinsic and inherent qualities.
Absolute Return Assets
Absolute Return assets seek to achieve a targeted return independent of any benchmark or other standard.
Equity Hedge Assets
Equity Hedge assets seek to hedge the equity exposure and are usually negatively correlated with equities.
Equity Return Assets
Equity Return assets seek to return above-average equity returns through more complex strategies, i.e., equity long/short and event driven/credit strategies.
Private Investments
Investments in private companies, or investment vehicles that aim to provide higher-than-market returns through a longer-term, Illiquid investment strategy.
Location
3500 Colonnade Parkway
Suite 200
Birmingham, AL 35243
US
Direct:
(205) 969-7000(205) 969-7000
Toll-Free:
(855) 336-3820(855) 336-3820
Meet Double Oak Wealth Management Group
Hollis N Gieger Jr., CFP®
Executive Director, Financial Advisor, CERTIFIED FINANCIAL PLANNER®, Alternative Investments Director
Phone:
(205) 969-7094(205) 969-7094
Stuart T Patton
Executive Director, Wealth Management, Financial Advisor, Senior Portfolio Management Director
Phone:
(334) 270-2615(334) 270-2615
Charles E Norwood
Executive Director, Financial Advisor, Family Wealth Advisor, Alternative Investments Director, Lending Specialist, Certified Exit Planning Advisor™ (CEPA)
Phone:
(205) 969-7095(205) 969-7095
Tom Brown
First Vice President, Financial Advisor, Alternative Investments Director, Portfolio Manager, Lending Specialist
Phone:
(205) 969-7076(205) 969-7076
Braxton A Weimer, CFP®
First Vice President, Financial Advisor, CERTIFIED FINANCIAL PLANNER®, Alternative Investments Director, Portfolio Manager
Phone:
(205) 969-7035(205) 969-7035
Caroline Fuerniss, CFP®
Associate Vice President, Financial Advisor, CERTIFIED FINANCIAL PLANNER®
Phone:
(205) 969-7016(205) 969-7016
Will Wykle, CFA
First Vice President, Investment Consultant
Phone:
(205) 969-7047(205) 969-7047
Susan Barnes
Assistant Vice President, Group Director
Phone:
(205) 969-7058(205) 969-7058
Roanne Norris
Portfolio Associate
Phone:
(334) 270-2611(334) 270-2611
Suzie Gogan
Senior Client Service Associate
Phone:
(205) 969-7066(205) 969-7066
Sue Yarbrough
Senior Client Service Associate
Phone:
(205) 969-7057(205) 969-7057
Gage Young
Senior Registered Client Service Associate
Phone:
(205) 969-7014(205) 969-7014
Emma Begley
Financial Planning Analyst
Phone:
(205) 968-6926(205) 968-6926
About William M Hiden
“Initially I entered the financial services industry as a result of my interest in investments and the stock market. What keeps me in this business are the relationships I have built with clients and their families.”
Billy has a long history of helping guide clients and their families with investment planning, retirement planning, and broad aspects of wealth management. He has significant experience addressing the complex needs of high-net-worth clients. He holds a CERTIFIED FINANCIAL PLANNER™ certification designation and has been designated a Morgan Stanley Family Wealth Director, a designation earned by approximately 5% of Financial Advisors in the firm as of December 2024. Billy has been recognized as a Top 1200 Advisor by Barron’s (2020, 2021) and as one of Forbes’ Best-In-State Wealth Advisors (2019, 2021, 2022, 2023).
He holds a BS in Economics from Washington and Lee University and completed an MBA at the University of Alabama. Billy is a member of the Estate Planning Council of Birmingham.
Billy and his wife Pat have two children and one grandchild. Billy has served as past president of The Birmingham Golf Association and is active in his church where he has served on the Finance Committee and as Senior Warden of the Vestry.
2020-2021 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (2020-2021). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2019, 2021, 2022, 2023 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (2019-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Billy has a long history of helping guide clients and their families with investment planning, retirement planning, and broad aspects of wealth management. He has significant experience addressing the complex needs of high-net-worth clients. He holds a CERTIFIED FINANCIAL PLANNER™ certification designation and has been designated a Morgan Stanley Family Wealth Director, a designation earned by approximately 5% of Financial Advisors in the firm as of December 2024. Billy has been recognized as a Top 1200 Advisor by Barron’s (2020, 2021) and as one of Forbes’ Best-In-State Wealth Advisors (2019, 2021, 2022, 2023).
He holds a BS in Economics from Washington and Lee University and completed an MBA at the University of Alabama. Billy is a member of the Estate Planning Council of Birmingham.
Billy and his wife Pat have two children and one grandchild. Billy has served as past president of The Birmingham Golf Association and is active in his church where he has served on the Finance Committee and as Senior Warden of the Vestry.
2020-2021 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barrons.com (2020-2021). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
2019, 2021, 2022, 2023 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (2019-2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: OH, KY, NC, IL, VA, PA, CO, TX, OR, GA, MA, FL, CA, NY, LA, IN, AR, MI, MD, DE, AL, SD, AZ, OK, MO, IA, DC, WA, TN, SC, NV, MS; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1279345
NMLS#: 1279345
About Hollis N Gieger Jr.
“While practicing as a CPA, I helped entrepreneurs develop and sell very successful businesses, but many of them failed to be as diligent in managing their wealth beyond the sale. I transitioned to financial services as I saw a need to help entrepreneurs effectively plan and manage the financial resources that they created through their hard work and creativity.”
As a Certified Financial Planner™ (CFP®) with more than 40 years of experience advising high net worth families, Hollis is focused on building customized financial solutions that address each client’s specific circumstances. His background as a practicing CPA (retired) prior to entering the wealth management business provided him with broad tax and estate planning knowledge to guide his planning advice. Hollis is also an Alternative Investments Director at Morgan Stanley, a designation reserved only for those individuals who have been identified with the firm as having the experience in a particular field.
His focus on serving clients has earned him a spot on Forbes' first-ever list of America's Top Wealth Advisors, distinguishing him as one of Alabama's top-performing advisors in 2018-2023.
Hollis completed a B.S. in Commerce and Business Administration with a major in Accounting from the University of Alabama graduating with honors. While at Alabama, he also played on the university’s golf team.
Hollis is involved in many local civic and business organizations, and currently serves on the President’s Cabinet at the University of Alabama. Hollis has been married to his wife Karla for more than 30 years and they have two grown children. In his free time, Hollis enjoys playing golf and traveling with family.
2018-2023 Forbes America's Top Wealth Advisors
Source: Forbes.com (2018-2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of the year the award was issued.
As a Certified Financial Planner™ (CFP®) with more than 40 years of experience advising high net worth families, Hollis is focused on building customized financial solutions that address each client’s specific circumstances. His background as a practicing CPA (retired) prior to entering the wealth management business provided him with broad tax and estate planning knowledge to guide his planning advice. Hollis is also an Alternative Investments Director at Morgan Stanley, a designation reserved only for those individuals who have been identified with the firm as having the experience in a particular field.
His focus on serving clients has earned him a spot on Forbes' first-ever list of America's Top Wealth Advisors, distinguishing him as one of Alabama's top-performing advisors in 2018-2023.
Hollis completed a B.S. in Commerce and Business Administration with a major in Accounting from the University of Alabama graduating with honors. While at Alabama, he also played on the university’s golf team.
Hollis is involved in many local civic and business organizations, and currently serves on the President’s Cabinet at the University of Alabama. Hollis has been married to his wife Karla for more than 30 years and they have two grown children. In his free time, Hollis enjoys playing golf and traveling with family.
2018-2023 Forbes America's Top Wealth Advisors
Source: Forbes.com (2018-2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of the year the award was issued.
Securities Agent: NY, NC, NE, IN, TX, MS, MO, LA, VA, SC, AL, KY, IL, HI, TN, GA, FL, AZ, AR, OR, MD, IA, DC, MA, DE, CO, NV, OK, MI, CA, WA, SD, PA; General Securities Representative; Investment Advisor Representative
NMLS#: 1275766
NMLS#: 1275766
About Stuart T Patton
“I have always considered it an honor to provide personal, comprehensive financial advice that impacts individuals, families, and businesses for future success. I value the trusted relationships we build that lead us to the investment strategies that are right for each family.”
After building a business foundation practicing as a CPA (retired), Stuart has worked in the Montgomery office at Morgan Stanley for over 40 years. It is the client relationships that drive his enthusiasm for the profession. His investment acumen has earned him the designation of Senior Portfolio Management Director and Financial Planning Specialist. He has also been recognized as a Forbes Best-in-State Wealth Advisor (2019-2023). He served as the Manager of the Montgomery Branch from 2009-2014 and was awarded Producing Manager of the Year honors in 2012 for the Complex.
Stuart has a BS in Accounting from Auburn University. He is an active member of the First Baptist Church of Montgomery, where he has served in a number of leadership roles including Deacon, Bible Fellowship Teacher, and as a Foundation Board member. He also believes in giving back to the community. He serves as a Past President of the Montgomery Lion’s Club, the Jimmy Hitchcock Memorial Award, and the Blue Gray All Star Football Classic. He has also been a United Way Campaign and Montgomery Food Bank volunteer.
Stuart is originally from Atlanta and has lived in Alabama since 1978. He and his wife, Susan, have two grown sons and five grandchildren. He enjoys fishing, the beach, and attending college ball games.
2019-2023 Forbes Best-in-State Wealth Advisors
Source: Forbes.com (2019-2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in June of year prior to the issuance of the award.
After building a business foundation practicing as a CPA (retired), Stuart has worked in the Montgomery office at Morgan Stanley for over 40 years. It is the client relationships that drive his enthusiasm for the profession. His investment acumen has earned him the designation of Senior Portfolio Management Director and Financial Planning Specialist. He has also been recognized as a Forbes Best-in-State Wealth Advisor (2019-2023). He served as the Manager of the Montgomery Branch from 2009-2014 and was awarded Producing Manager of the Year honors in 2012 for the Complex.
Stuart has a BS in Accounting from Auburn University. He is an active member of the First Baptist Church of Montgomery, where he has served in a number of leadership roles including Deacon, Bible Fellowship Teacher, and as a Foundation Board member. He also believes in giving back to the community. He serves as a Past President of the Montgomery Lion’s Club, the Jimmy Hitchcock Memorial Award, and the Blue Gray All Star Football Classic. He has also been a United Way Campaign and Montgomery Food Bank volunteer.
Stuart is originally from Atlanta and has lived in Alabama since 1978. He and his wife, Susan, have two grown sons and five grandchildren. He enjoys fishing, the beach, and attending college ball games.
2019-2023 Forbes Best-in-State Wealth Advisors
Source: Forbes.com (2019-2023). Data compiled by SHOOK Research LLC based on 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: CA, IL, NY, AL, AK, WA, SD, DE, MS, KY, AZ, VA, TN, SC, OK, MN, MI, MD, MA, TX, NV, IN, FL, DC, AR, OR, MO, LA, CO, NC, IA, PA, NM, GA; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1255745
NMLS#: 1255745
About Charles E Norwood
"Growing up around a family-owned business, I know that business owners and professionals take a very “hands-on” approach to running their companies - but can find it challenging to delegate the management of their personal financial assets. I find it fulfilling to spend my career helping successful businesspeople and professionals plan for their best financial future. I have learned in life and in business to focus on what you are good at, and surround yourself with a support group that sets you up for success.”
As a Family Wealth Advisor, Charlie focuses on delivering comprehensive, family-centric wealth management to generations of families. He helps them communicate about money and values, share their goals, and develop strategies to grow and protect wealth. With this knowledge, Charlie has been serving high-net-worth families for over 15 years. He acquired the Investment Management Consultant (IMC), Alternative Investments Director, and Family Wealth Advisor (FWA) designations to better guide his clients in this endeavor.
Charlie's focus on serving clients has earned him a spot on Forbes' first-ever list of America's Top Wealth Advisors, distinguishing him as one of Alabama's top-performing advisors in 2018, 2020, 2021, and 2023.
A graduate of the University of Alabama at Birmingham, Charlie earned a B.A. in Economics. He is a member of the Cathedral Church of the Advent along with his wife Kelley and their children, son Ellis, and daughters Sellers and Louise. In his free time, Charlie enjoys golf, fishing, and traveling.
2018, 2020, 2021, 2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018, 2020, 2021, 2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
As a Family Wealth Advisor, Charlie focuses on delivering comprehensive, family-centric wealth management to generations of families. He helps them communicate about money and values, share their goals, and develop strategies to grow and protect wealth. With this knowledge, Charlie has been serving high-net-worth families for over 15 years. He acquired the Investment Management Consultant (IMC), Alternative Investments Director, and Family Wealth Advisor (FWA) designations to better guide his clients in this endeavor.
Charlie's focus on serving clients has earned him a spot on Forbes' first-ever list of America's Top Wealth Advisors, distinguishing him as one of Alabama's top-performing advisors in 2018, 2020, 2021, and 2023.
A graduate of the University of Alabama at Birmingham, Charlie earned a B.A. in Economics. He is a member of the Cathedral Church of the Advent along with his wife Kelley and their children, son Ellis, and daughters Sellers and Louise. In his free time, Charlie enjoys golf, fishing, and traveling.
2018, 2020, 2021, 2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018, 2020, 2021, 2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: KY, TX, LA, AR, OK, IA, AL, NE, MI, IL, DC, IN, VA, MO, MN, GA, FL, SC, CO, SD, PA, MS, MD, DE, WA, TN, OR, NV, MA, CA, NY, AZ, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 1279107
NMLS#: 1279107
About Tom Brown
“I have always had a passion for investments and Wall Street. Combining that passion with serving others makes this the best job in the world.”
Tommy focuses on working with high net worth clients to help grow and protect their wealth. He advises families with various risk profiles and goals. From working with family foundations to setting up college savings accounts for their children, Tommy incorporates a range of investment strategies to meet each client’s specific circumstances. He has gained a vast knowledge in trusts and has helped many clients preserve wealth for generations.
He joined the Double Oak Wealth Management Group at Morgan Stanley in June 2019. Prior to that, Tommy worked at a local firm’s Asset Management Group as an Investment Analyst helping advisors tailor portfolios and doing due diligence on investment managers.
Tommy received his B.S. in Finance from the University of Alabama in 2012. He is an active member of Cahaba Park Presbyterian Church. Tommy and his lovely wife Becca have two children, Tartt and Anne Reynolds. In his free time, you can find Tommy on the golf course or hunting and fishing with his clients and friends.
Tommy focuses on working with high net worth clients to help grow and protect their wealth. He advises families with various risk profiles and goals. From working with family foundations to setting up college savings accounts for their children, Tommy incorporates a range of investment strategies to meet each client’s specific circumstances. He has gained a vast knowledge in trusts and has helped many clients preserve wealth for generations.
He joined the Double Oak Wealth Management Group at Morgan Stanley in June 2019. Prior to that, Tommy worked at a local firm’s Asset Management Group as an Investment Analyst helping advisors tailor portfolios and doing due diligence on investment managers.
Tommy received his B.S. in Finance from the University of Alabama in 2012. He is an active member of Cahaba Park Presbyterian Church. Tommy and his lovely wife Becca have two children, Tartt and Anne Reynolds. In his free time, you can find Tommy on the golf course or hunting and fishing with his clients and friends.
Securities Agent: VA, PA, NC, DC, TX, FL, CA, AZ, MD, KY, IA, AL, DE, AR, WA, SC, IN, IL, OR, OK, MO, SD, NY, MI, LA, CO, TN, GA, NV, MS, MA; General Securities Representative; Investment Advisor Representative
NMLS#: 1933031
NMLS#: 1933031
About Braxton A Weimer
“I honestly believe that there are few professions that can have the same type of impact in people’s lives that we can offer. I believe there is no greater feeling than working with clients to help them achieve their goals.”
Prior to joining Morgan Stanley in 2009, Braxton spent five years in banking as a Credit Officer specializing in risk management. Braxton practices goals-based wealth management to thoughtfully create customized strategies based on the clients’ objectives, while taking into account risk mitigation, liability management, and changing economic conditions. Braxton regularly reviews portfolios with clients to make sure that their plans are on track to meet their goals, including education planning, saving for retirement, and preserving wealth for future generations. Braxton has been recognized by Morgan Stanley as a member of the Pacesetters Club. He also was the recipient of the Alabama Complex Leadership Award. Braxton earned a Bachelor’s degree in Finance at Auburn University in 2004.
Within the community, Braxton has served as a board member for The Metro YMCA and for Medical Outreach Ministries. He was a founding member of the Junior Executive Board of the Montgomery Museum of Fine Arts and is a Torchbearers Leadership Class Graduate. Braxton moved to the Birmingham area in 2015 with his wife Megan and their three daughters, Caroline, Avery, and Hannah.
Prior to joining Morgan Stanley in 2009, Braxton spent five years in banking as a Credit Officer specializing in risk management. Braxton practices goals-based wealth management to thoughtfully create customized strategies based on the clients’ objectives, while taking into account risk mitigation, liability management, and changing economic conditions. Braxton regularly reviews portfolios with clients to make sure that their plans are on track to meet their goals, including education planning, saving for retirement, and preserving wealth for future generations. Braxton has been recognized by Morgan Stanley as a member of the Pacesetters Club. He also was the recipient of the Alabama Complex Leadership Award. Braxton earned a Bachelor’s degree in Finance at Auburn University in 2004.
Within the community, Braxton has served as a board member for The Metro YMCA and for Medical Outreach Ministries. He was a founding member of the Junior Executive Board of the Montgomery Museum of Fine Arts and is a Torchbearers Leadership Class Graduate. Braxton moved to the Birmingham area in 2015 with his wife Megan and their three daughters, Caroline, Avery, and Hannah.
Securities Agent: VA, DC, PA, NV, WA, SC, KY, IA, AZ, MA, IN, MO, AR, NC, IL, LA, CO, OR, TX, SD, MS, GA, FL, DE, CA, OK, MD, AL, TN, NY, MI; General Securities Representative; Investment Advisor Representative
NMLS#: 1339311
NMLS#: 1339311
About Caroline Fuerniss
“I am grateful to work with families that, being conscious of the power that their wealth affords them, seek to be thoughtful and purposeful with their finances. To support clients in that stewardship is a privilege.”
Caroline is committed to a seamless client experience, working to build solid financial futures through sound financial planning. As a CERTIFIED FINANCIAL PLANNER, Caroline works with clients to create long-term financial plans that are individually tailored to help meet each client’s financial goals, risk profiles, and impact objectives. Caroline adds a unique and valuable perspective to the Double Oak Wealth Management Group. Through thorough and thoughtful analysis, Caroline works to help ensure that her client’s financial decisions are, collectively and independently, creating positive changes for her clients, their families, and the people and causes they most value.
Caroline was appointed to Birmingham’s MS Leadership Class of 2017. She currently is a member of the Ballet Guild of Birmingham. She has also served in leadership roles with the Crisis Center (Board Treasurer, Junior Board President), Birmingham’s Botanical Gardens (Junior Board) and Rotaract (Investment Committee). Prior to joining Morgan Stanley, Caroline studied at the University of Virginia as an Echols Scholar. Wahoowa! She and her husband, Jim, are members of the Cathedral Church of the Advent. Caroline is constantly trying to free up more storage on her phone to accommodate new podcasts and photos of her daughters, Nell and Margaret. She also enjoys reading, and while her “to-read” list is a few years long, she is always looking for good book recommendations.
Caroline is committed to a seamless client experience, working to build solid financial futures through sound financial planning. As a CERTIFIED FINANCIAL PLANNER, Caroline works with clients to create long-term financial plans that are individually tailored to help meet each client’s financial goals, risk profiles, and impact objectives. Caroline adds a unique and valuable perspective to the Double Oak Wealth Management Group. Through thorough and thoughtful analysis, Caroline works to help ensure that her client’s financial decisions are, collectively and independently, creating positive changes for her clients, their families, and the people and causes they most value.
Caroline was appointed to Birmingham’s MS Leadership Class of 2017. She currently is a member of the Ballet Guild of Birmingham. She has also served in leadership roles with the Crisis Center (Board Treasurer, Junior Board President), Birmingham’s Botanical Gardens (Junior Board) and Rotaract (Investment Committee). Prior to joining Morgan Stanley, Caroline studied at the University of Virginia as an Echols Scholar. Wahoowa! She and her husband, Jim, are members of the Cathedral Church of the Advent. Caroline is constantly trying to free up more storage on her phone to accommodate new podcasts and photos of her daughters, Nell and Margaret. She also enjoys reading, and while her “to-read” list is a few years long, she is always looking for good book recommendations.
Securities Agent: NV, AL, WA, SC, KY, IN, DC, CA, AR, TN, PA, LA, IA, SD, OK, NC, MT, MI, DE, MS, MA, CO, AZ, MO, MD, GA, VA, NY, TX, OR, IL, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 1312706
NMLS#: 1312706
About Roanne Norris
An experienced professional in the financial services industry since 1981, Roanne began her career with Robinson-Humphrey, a predecessor firm to Morgan Stanley, and has been with the firm ever since. She is a Portfolio Associate and holds her Series 7 and 66 licenses. Roanne plays an integral role in client engagement, administrative duties, servicing accounts and helps to maintain the operations process for Stuart. She is experienced in servicing client needs and enhancing the client experience; delivering the exceptional service that Stuart and his team have come to enjoy.
About Gage Young
Gage, an Opelika, AL, native, graduated from Auburn University with a degree in Communication, and minors in English and Applied Mathematics. While at Auburn, he gained valuable experience through the Disney College Program at Walt Disney World and completed a fellowship with the Alabama House of Representatives' Ways and Means Committee during their Spring 2020 session.
A passionate sports enthusiast, Gage enjoys playing in recreational leagues and is a dedicated fan of the Boston Red Sox and Los Angeles Lakers. Outside of work Gage enjoys hiking with his dog, Gene, and traveling. Gage serves on the Board of Down Syndrome Alabama and is passionate about community volunteering.
In 2020, Gage relocated to Birmingham, starting his career at Peachtree Planning before joining Morgan Stanley, where he has now worked for 2 years. He is dedicated to delivering high-quality client service, and prides himself on his focus and efficiency.
A passionate sports enthusiast, Gage enjoys playing in recreational leagues and is a dedicated fan of the Boston Red Sox and Los Angeles Lakers. Outside of work Gage enjoys hiking with his dog, Gene, and traveling. Gage serves on the Board of Down Syndrome Alabama and is passionate about community volunteering.
In 2020, Gage relocated to Birmingham, starting his career at Peachtree Planning before joining Morgan Stanley, where he has now worked for 2 years. He is dedicated to delivering high-quality client service, and prides himself on his focus and efficiency.
About Emma Begley
Emma attended Birmingham-Southern College as The Rushton Scholar and graduated magna cum laude in 2022. She majored in Mathematical Finance and Business Management while being active in Chi Omega, Honor Council, and the Orientation Group. She was also a member of Omicron Delta Kappa and Sigma Beta Delta.
Emma has over 2 years of experience as an investment management research analyst. She is a Level III Candidate in the CFA Program.
Emma grew up in Longmont, Colorado and outside of work, she enjoys traveling, running, reading, playing pickleball, snowboarding, and cooking
Emma has over 2 years of experience as an investment management research analyst. She is a Level III Candidate in the CFA Program.
Emma grew up in Longmont, Colorado and outside of work, she enjoys traveling, running, reading, playing pickleball, snowboarding, and cooking
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The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Brandon Marsh, CPWA®
Financial Planning Director, Vice President
Kurtis Grant
planning Associate
About Brandon Marsh
Brandon Marsh, CPWA® is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Alabama, Arkansas, and the Florida Panhandle. Brandon is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Brandon began his career in financial services as a financial analyst upon graduating from college and joined Morgan Stanley in 2014. His career in the financial services industry spans more than 21 years, during which time he has held roles in various aspects of the industry, including fixed income, asset liability, portfolio management, and derivative experience. Brandon’s scope of experience lends delivering guidance and skilled focus to clients on a variety of areas of financial planning concerns.
Brandon holds an undergraduate degree in Business Administration. As a FINRA registered representative, he holds Series 7, 63, and 65 licenses. Brandon has earned a CPWA (Certified Private Wealth Advisor) designation, awarded by the Investments & Wealth Institute. Brandon lives in Birmingham, Alabama with his wife Hayley and two sons Paul and Walton. He enjoys time spent with family, fishing with his boys, coaching sports teams, and scouts.
Brandon began his career in financial services as a financial analyst upon graduating from college and joined Morgan Stanley in 2014. His career in the financial services industry spans more than 21 years, during which time he has held roles in various aspects of the industry, including fixed income, asset liability, portfolio management, and derivative experience. Brandon’s scope of experience lends delivering guidance and skilled focus to clients on a variety of areas of financial planning concerns.
Brandon holds an undergraduate degree in Business Administration. As a FINRA registered representative, he holds Series 7, 63, and 65 licenses. Brandon has earned a CPWA (Certified Private Wealth Advisor) designation, awarded by the Investments & Wealth Institute. Brandon lives in Birmingham, Alabama with his wife Hayley and two sons Paul and Walton. He enjoys time spent with family, fishing with his boys, coaching sports teams, and scouts.
About Kurtis Grant
Kurtis Grant is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, he will evaluate various alternatives and their potential outcomes to help clients confidently choose the appropriate course of action. Kurtis provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from West Virginia University and received the Financial Planning Specialist® designation from the College for Financial Planning. Kurtis is originally from Herndon, VA and currently resides in Alpharetta, GA.
He earned his undergraduate degree from West Virginia University and received the Financial Planning Specialist® designation from the College for Financial Planning. Kurtis is originally from Herndon, VA and currently resides in Alpharetta, GA.
Wealth Management
From Our Team
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
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Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
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- Long Term Care Insurance
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Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
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Financial Planning for Life After Selling a Business
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Double Oak Wealth Management Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
