Stephanie Tchong, CFA®
Vice President, Wealth Management Associate
Phone:
(949) 809-1281(949) 809-1281
Derrick Gin, ChFC®
Executive Director,
Financial Advisor
Direct:
(949) 809-1280(949) 809-1280
My Mission Statement
Helping you achieve your goals and leave a lasting legacy using a highly personalized wealth management approach
My Story and Services
With 24 years of experience in the financial industry, Derrick has built his business by developing deep relationships with his clients and their families. He focuses on understanding each client’s individual needs and desires, and designs investment strategies to help achieve their goals. Derrick’s approach is centered around the understanding that the old ways of cookie cutter asset allocation plans don’t necessarily meet everyone’s unique needs.
Derrick is surrounded by an experienced team that provides clients a concierge level of service. This enables him to help clients by thoughtfully planning around their needs and wants for the future. The team takes pride in embodying a culture that really embraces the human aspect of the financial advising business.
Derrick graduated from the University of California, San Diego with a dual BA in Economics and Political Science. He is married and has three children who are all active in academics and sports. Outside of work you can find Derrick coaching his children on the soccer and baseball fields or staying active by playing golf and tennis. He is also a longtime member of Mariners Church and a frequent donor to organizations such as working wardrobes.
Derrick is surrounded by an experienced team that provides clients a concierge level of service. This enables him to help clients by thoughtfully planning around their needs and wants for the future. The team takes pride in embodying a culture that really embraces the human aspect of the financial advising business.
Derrick graduated from the University of California, San Diego with a dual BA in Economics and Political Science. He is married and has three children who are all active in academics and sports. Outside of work you can find Derrick coaching his children on the soccer and baseball fields or staying active by playing golf and tennis. He is also a longtime member of Mariners Church and a frequent donor to organizations such as working wardrobes.
Securities Agent: CA, CO, CT, DE, HI, IL, MA, MT, NV, NJ, NM, NY, NC, PA, SC, TN, TX, WA, WI; General Securities Representative; Investment Advisor Representative
CA Insurance License #: 0D25236
CA Insurance License #: 0D25236
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
WHO WE WORK WITH
Our practice is built on the development of deep and enduring relationships and the delivery of comprehensive wealth management services. We work with a broad range of clients who value and respect the advice we carefully cultivate for them in seeking the achievement of their goals.
Families
Whether you're starting a family, funding a child's education or addressing health care needs, we'll work with you to create a roadmap to your future and help you achieve—and protect—your goals.
Business Owners
Building a successful business, as well as deciding when to depart, is rarely just about money. The process is rigorous, the details are complicated, and the decisions are frequently an unexpected mix of personal and financial considerations. We help business owners navigate these complex choices by creating a financial plan to help ensure the best outcome for founders, families and businesses.
Ultra High Net Worth Individuals
We deliver a full range of expertise to help address different aspects of your financial life to mitigate taxes, transfer wealth, enhance philanthropic impact, reduce family conflict, and manage the affluent lifestyle.
International Clients
Global investors face unique challenges managing significant wealth. We work closely with you to craft tailored solutions to address your unique needs and aspirations while connecting you with the vast resources of Morgan Stanley.
PLANNING FOR YOUR FAMILY'S FINANCIAL NEEDS
We deliver a full range of expertise and resources to help address different aspects of your financial life. We help clients mitigate taxes, transfer wealth and manage the affluent lifestyle.
Estate Planning
We work with you to explore factors that are relevant to existing or future estate structures. We will discuss different tax and estate planning strategies and collaborate with your external tax and legal advisors to create a plan that reflects your desires during and after your lifetime.
Family Office Capabilities
When it comes to providing institutional-level support for your family office, scale matters. Our offering aims to bring together specialized investment services and operational support to enhance your life and legacy.
Tax Management Services
Sound investment advice is only the first step in a financial plan. We believe in taking a holistic approach to your finances and taking into consideration the tax implications of your portfolio can help maximize returns. Using Morgan Stanley's Total Tax 365 platform we implement tax-efficient investing to help minimize the impact taxes have on your returns.
Wealth Education
Financial literacy means being equipped with the knowledge to help make smart financial decisions during every stage of your life. No matter your current priorities, a strong financial literacy foundation can help you meet your goals.
RESEARCH AND DIGITAL TOOLS
As a Morgan Stanley client, you have access to a suite of digital tools and resources aimed at helping you manage your finances with greater ease.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, as well as a complete view of your assets and liabilities whether they are held at Morgan Stanley or elsewhere.
2025 Tax Tables
For help filing your taxes this year, we have published the 2025 tax tables for your reference. Please click the link below to view them.
Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
THE MS ADVANTAGE
At Morgan Stanley Wealth Management, exclusive access to vast resources, combined with our unique capabilities, gives us the means to support your goals at every stage in your life.
Cash Management and Lending Solutions
At Morgan Stanley, we offer unique cash management and lending solutions to complement your investments and help simplify your finances.
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that's adaptable to the different stages of your life using our award winning tools- Goals Planning System (GPS) and LifeView.
Cybersecurity
Safeguarding your assets and information is one of our highest priorities, but you also have a critical role to play. Check out our collection of practical takeaways and best practices from our cybersecurity professionals, then explore a few of the ways we help protect you.
Insights and Advice
My clients benefit from access to the intellectual capital of our Global Investment Committee, a group of leading market thinkers uniquely dedicated to providing high-quality, industry-leading investment ideas to Wealth Management clients.
Location
1901 Main Street
Ste 700
Irvine, CA 92614
US
Direct:
(949) 809-1280(949) 809-1280
Meet My Team
Winnie Luu
Registered Client Service Associate
Phone:
(949) 809-1282(949) 809-1282
About Stephanie Tchong
With 20+ years of experience in the financial industry, Stephanie has gained valuable knowledge working in various capacities spanning asset management, private banking and institutional advising. Throughout her career, Stephanie has seen firsthand how powerful good financial guidance can be and how overwhelming things can get without it. Stephanie’s approach to wealth management is centered around providing support and knowledge for clients, ultimately empowering them to make financial decisions with confidence.
Having grown up in Hong Kong and now living in the United States, Stephanie brings a global perspective to financial planning that values both long-term discipline and adaptability. Stephanie is fluent in Cantonese, Mandarin and English and works with clients from a variety of backgrounds. She takes pride in her ability to simplify complex financial language and communicate it to clients in ways that make sense to them. Stephanie, above all, is driven by truly making a difference in the lives of those she supports by prioritizing client relationships over transactions. Stephanie also holds the Certified Financial Analyst (CFA®) designation.
Stephanie graduated from the University of Michigan where she studied Business Administration with a concentration in Finance and Accounting. Outside of work, Stephanie loves to travel and has been to 20 different countries. On the weekends she can be found on the baseball fields watching her two sons who both play travel baseball. She is also a big sports fan and follows the Michigan Wolverine’s football and basketball programs as well as the LA Rams. Stephanie and her husband are supporters of the Boys and Girls Clubs of Central Orange Coast by donating and participating in charity events every year.
Having grown up in Hong Kong and now living in the United States, Stephanie brings a global perspective to financial planning that values both long-term discipline and adaptability. Stephanie is fluent in Cantonese, Mandarin and English and works with clients from a variety of backgrounds. She takes pride in her ability to simplify complex financial language and communicate it to clients in ways that make sense to them. Stephanie, above all, is driven by truly making a difference in the lives of those she supports by prioritizing client relationships over transactions. Stephanie also holds the Certified Financial Analyst (CFA®) designation.
Stephanie graduated from the University of Michigan where she studied Business Administration with a concentration in Finance and Accounting. Outside of work, Stephanie loves to travel and has been to 20 different countries. On the weekends she can be found on the baseball fields watching her two sons who both play travel baseball. She is also a big sports fan and follows the Michigan Wolverine’s football and basketball programs as well as the LA Rams. Stephanie and her husband are supporters of the Boys and Girls Clubs of Central Orange Coast by donating and participating in charity events every year.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Derrick Gin today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
