Denarius Group at Morgan Stanley

We will begin with a conversation where we gain better understanding of what is important to you, your family, and your legacy. We will learn about your financial needs and goals that shape your decisions and identify any challenges and circumstances unique to your situation.

Next, we will review your current and future financial situation, determine the likelihood of reaching your goals and address any potential shortfalls or the impact of unexpected life events.

We will present a tailored plan with specific strategies designed to achieve your particular goals. Upon your approval, we will set into motion a course of action that strives to align your values and vision

We will oversee your performance towards your goals through ongoing calls and meetings. We will adjust your financial plan as need when your circumstances change to ensure you are on track towards your goals.

We work with domestic clients across a wide range of financial needs, providing personalized strategies for wealth growth, retirement planning and risk management. Our deep understanding of the local market enables us to offer tailored solutions that align with your unique goals and financial situations.

As an international team, we are familiar with the investment challenges and opportunities that are unique to your part of the world. With our diverse specializations, we harness the extensive capabilities to help you address your specific goals.

Ultra-high net worth families require sophisticated planning and tailored advice to manage their wealth effectively. We provide comprehensive wealth management services that aligns with the unique needs and goals of your family.

We serve the next generation, including young professionals and emerging business leaders, who are seeking to build and manage their wealth for the future. Our approach combines innovative strategies with personalized guidance to help you navigate the complex financial landscape in achieving your evolving goals.

As business owners, you have devoted your career to building your enterprise. In supporting your successful business running, we provide specialized guidance on the financial aspects on both sides of the balance sheet, including employer stock concentration, tax-efficient divesting, 10b5-1, philanthropic, estate and tax planning.

We specialize in helping entrepreneurs manage the complexities of wealth creation, from business growth to personal financial planning. Our tailored strategies support both the expansion of your enterprises and the long-term security of your personal wealth.

Wealth management brings virtually all the dimensions of your life together. We use our analysis and experience to develop a customized plan for you to help you build, preserve or grow your wealth.

Our team offers customized structured products to provide tailored solutions for risk management and enhance returns. Along with that, we will help you navigate these complex instruments to meet your specific investment goals and optimize portfolio performance.

Alternative investments describe a spectrum of strategies that cannot be accessed through traditional fixed income and equity markets. Our guidance helps you navigate these complex assets, to help diversify and enhance your portfolio performance.

Alternative investments are often speculative and include a high degree of risk. Investors can lose all or a substantial amount of their investment. They may be highly illiquid, can engage in leverage, short-selling and other speculative practices that may increase volatility and the risk of loss, and may be subject to large investment minimums and initial lock-ups. They may involve complex tax structures, tax inefficient investing and delays in distributing important tax information. They may have higher fees and expenses that traditional investments, and such fees and expenses can lower the returns achieved by investors.

Our experience in bond selection seeks to help your portfolio generate steady income while managing risk. With careful analysis and a focus on your financial objectives, we will guide you navigate the bond market to maximize returns.

Bonds are subject to interest rate risk. When interest rates rise, bond prices fall; generally the longer a bond's maturity, the more sensitive it is to this risk. Bonds may also be subject to call risk, which is the risk that the issuer will redeem the debt at its option, fully or partially, before the scheduled maturity date. The market value of debt instruments may fluctuate, and proceeds from sales prior to maturity may be more or less than the amount originally invested or the maturity value due to changes in market conditions or changes in the credit quality of the issuer. Bonds are subject to the credit risk of the issuer. This is the risk that the issuer might be unable to make interest and/or principal payments on a timely basis. Bonds are also subject to reinvestment risk, which is the risk that principal and/or interest payments from a given investment may be reinvested at a lower interest rate.

With our strong experience in equity investment, our team aims to provide tailored strategies designed to help you build a diversified portfolio of stocks and equity-based assets aligned with your long-term financial goals.

By better understanding your current situation, we help you create a powerful vision of your financial future by leveraging goal analysis, retirement income, debt analysis and special circumstances

We invite you to listen to the replay of an insightful discussion held on Thursday, January 30, featuring Lisa Shalett, Morgan Stanley Wealth Management Chief Investment Officer, and Cathie Wood, Founder of ARK Invest.

This event focused on how disruptive technologies are reshaping industries, driving economic growth, and transforming business models. Tune in to explore the transformative impacts of technological advancements on our world.

With perspectives on the forces shaping the market, join Morgan Stanley's Chief Investment Officer and Chief Equity Strategiest as he and his colleagues discuss their viewpoints regarding the latest trends in the financial marketplace.

Join us on a session that will explore the critical importance of financial planning in achieving personal financial goals, whether it involves acquiring a dream home, starting a family, embarking on a desired vacation, or ensuring a secure retirement. This similar will focus on how strategic financial planning can empower our next generation.

Register Today for Money & Saving: Financial Planning and Why It Matters to Me on Monday May 5, from 3:00 - 4:00 p.m. CST.

1. Log into your account via Morgan Stanley Online
2. Click the Accounts tab
3. Select the Documents tab
4. Go to the Statement drop-down tab
5. Select Tax Documents and download them