David A Roe

One way to manage savings is by using Morgan Stanley's Spending and Budgeting tool. This tool helps advisors monitor client cash flows across both internal and external accounts it also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.

Goals Planning System (GPS) is Morgan Stanley's own integrated planning tool. Build on the Firm's intellectual capital and capabilities. GPS is an intuitive and efficient platform used to quickly assess whether a client is "On Track" to achieving their financial goals.

The Portfolio Risk Platform integrates the leading risk analytics engine into Morgan Stanley Wealth Management's platform to improve the quality, transparency, and efficiency of the end to end risk management process for the Firm and our Clients.

Morgan Stanley Financially Fit is a program for you and your family, available from your Morgan Stanley Financial Advisor. Whether you’re teaching your children to make a budget today or helping them develop skills to manage wealth in the future, we know how difficult it can be
to educate and inspire the youth of a new generation to become financially responsible adults.
Through an innovative online financial education program—designed for children in grade four all the way into adulthood—this program introduces important financial concepts.

We are dedicated to building deep and caring relationships with you and your family. The bond we form is fundamental to our mission and it is our hope that it spans generations. Our goal is to be the last financial advisory team you will ever need.

Investment strategy is one of the most critical services we provide. We leverage our experience and relationships to source innovative strategies from the most knowledgeable investment minds in the business. As an individual investor, you benefit from the market insights and rigorous due diligence that drive our institutional relationships. We also have extensive experience with the Firm’s Alternatives platform and share our insights with you.

From planning to execution, every step of our results-driven process is designed to ensure a clear and consistent experience for every client. As the adage goes: “The devil is in the details.” We are committed to being your single point of contact for all things financial. Our detailed process begins with a thorough financial plan to understand your goals, dreams and concerns, which in turn, drives the solutions needed for your customized wealth management plan.

Retirement assets, equity compensation and insurance policies should not be managed as separate entities, but as vital components of your overall financial picture. As an experienced financial advisory team, we take a holistic approach to wealth management. All of your assets – including the benefits you receive from your employer – will be integrated to help ensure they are working together to meet your overall goals.