Daniel J. Kay
My Mission Statement
My Story and Services
Daniel Kay began his journey in wealth management in 1995, marking the inception of a career spanning over three decades. Alongside his team of adept financial professionals at Morgan Stanley, he has leveraged the firm's global resources to provide exceptional service to clients.
At the heart of our ethos lies a commitment to teamwork. Through the amalgamation of diverse talents and resources, we formulate informed strategies that optimize financial well-being, preserve wealth, and propel clients toward their financial aspirations. Our expertise, honed through practical experience and continuous education, empowers us to proactively navigate the ever-evolving business and economic terrain.
Acknowledging the dynamic nature of today's economy, we prioritize keeping our clients informed and equipped for various possibilities. We strive to ensure that clients are deeply engaged in our processes, fostering a comprehensive understanding of the concepts we discuss together. Our dedication extends to educating clients, empowering them to make informed and prudent decisions about their financial future.
Simplifying Complexity: Our clients are the focal point of every decision we make. Leveraging years of collective experience in financial services, we cater to individuals and families leading multifaceted lives with limited time for financial planning. Consequently, we often provide counsel on significant financial decisions across business and personal domains. With our expertise and extensive experience, we deliver seamless, efficient advice, granting clients more time to relish the benefits of their wealth.
Our Commitment to Research and Knowledge: Research underpins our investment decisions. While acknowledging that investments carry inherent risks, we understand that success in navigating market fluctuations demands a robust plan, a level-headed approach, and a focus on long-term goals. Employing a rigorous investment methodology, we align client portfolios with their best interests, ensuring a strategic approach to wealth management.
NMLS#: 1672635
SOLUTIONS FOR HIGH-NET-WORTH INDIVIDUALS AND FAMILIES
I offer a holistic approach towards managing wealth by simplifying the often complex lives of high-net-worth individuals and their families. As your primary advisor, we'll coordinate an internal team of multi-disciplinary professionals on your behalf to deliver a full suite of solutions and strategies.
I design and provide a comprehensive review of asset allocation with respect to risk tolerance, return expectations, tax treatment, security concentration, and other considerations required by the client based on their financial circumstance.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
Morgan Stanley Smith Barney LLC ("Morgan Stanley"), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
In addition to my extensive experience in complex lending transactions, I can provide access to a range of cash management and lending solutions to help complement your overall investment strategy through our private banking group,
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
My experience in credit markets coupled with Morgan Stanley's intellectual capital and skilled trading partners allow us to provide our clients with bond portfolios that are designed to align their cash flow objectives with their liquidity needs.
Whether in the accumulation phase, nearing or already in retirement, I offer a complete review of retirement and taxable assets with respect to income needs to help determine appropriate investment and savings strategies.
I have access to a team of dedicated internal wealth strategists that focus on reviewing existing trust and estate plans to help simplify the process of achieving your goals and how you'd wish to have your assets continue to serve your family and/or philanthropic endeavors.
In addition to estate planning, I offer analysis of existing insurance policies to identify potential opportunities to improve cost or coverage and determine if there are gaps in protecting your beneficiaries.
PURSUING YOUR GOALS TOGETHER
I've developed a strong and active practice that includes a broad range of clients who need professional guidance from managing life-changing events and retirement planning to financing major acquisitions and achieving philanthropic goals.
My mission is to provide quality strategies customized to your needs. My goal is to be your primary source of financial advice. To this end, I concentrate my efforts on developing long-term relationships through a commitment to quality client service.
We'll take time to fully understand you, your family, and your goals when it comes to leaving a legacy you can be proud of. Whether you're funding education, managing insurance risks, or looking to purchase a home i'll consider all your objectives beyond retirement planning when building your financial roadmap.
Using your life goals as our compass, I'll leverage the resources of Morgan Stanley to create a risk-balanced asset allocation and portfolio management strategy to help guide you towards success.
I'll pair extensive investment research with planning analysis to provide prudent and proactive advice with the goal of encompassing changes that may impact our approach such as with personal circumstances and the financial environment.
I'll maintain an open, ongoing dialogue to share metrics around your portfolio and the capital markets environment. Ultimately, I'll measure your progress towards your planning goals of comfort, success, and well-being into and throughout retirement.
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
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Awards Disclosures
