About Our Team

The Emerald team at Morgan Stanley is driven by a shared passion for wealth management, rooted in building long-term, trusted relationships with clients and simplifying complex financial landscapes. With a holistic, relationship-driven approach, the team focuses on understanding clients' financial objectives, family dynamics, and long-term aspirations. This comprehensive perspective allows them to deliver integrated solutions that evolve alongside their clients through every stage of life. The team's commitment to trust, judgment, and a long-term perspective is evident in their dedication to serving clients with care, discretion, and continuity. They prioritize proactive planning, efficient execution, and a clear understanding of how each decision fits into the broader financial picture, helping clients feel confident in their financial futures.

The team's diverse backgrounds and extensive experience in global finance and cross-border markets enable them to offer a unique blend of local understanding and global wealth considerations. With a strong operational foundation and a focus on disciplined portfolio construction and risk management, they are well-equipped to anticipate complexities and design strategic, practical solutions. The team's commitment to their clients is reflected in their highly personalized service model, which emphasizes continuity, precision, and accountability. By serving as long-term partners and trusted advisors, they help clients navigate life transitions, manage risk, and achieve their financial goals with clarity and purpose. The team's dedication to their clients' best interests is matched by their passion for community engagement and personal growth, values that naturally carry into their work with families and business owners.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

THE MORGAN STANLEY ADVANTAGE

At Morgan Stanley Wealth Management, exclusive access to vast resources, combined with our unique capabilities, gives our team the means to support our client's goals at every stage in their lives.

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    Cash Management and Lending Solutions

    At Morgan Stanley, we offer unique cash management and lending solutions to complement your investments and help simplify your finances.

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    Financial Planning

    Morgan Stanley Financial Planning can show you a comprehensive snapshot of your finances. We can help you create a wealth plan that's adaptable to the different stages of your life using our award winning tools- Goals Planning System (GPS) and LifeView.

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    Tax Management Services

    Morgan Stanley Total Tax 365 offers a full spectrum of tax-efficient solutions to help mitigate the tax drag on your portfolio—so you can keep more of what you earn and improve after-tax returns.

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    Family Office Capabilities

    When it comes to providing institutional-level support for your family office, scale matters. Our offering aims to bring together specialized investment services and operational support to enhance your life and legacy.

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    Solutions for Business Owners and Entrepreneurs

    Creating and building a successful business, as well as deciding when to depart is rarely just about money. It is a rigorous process with complicated details that come with many personal and financial considerations. Our team provides value by knowing which questions to ask and bringing relevant tools to the table when you are planning for your next steps.

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    Best-In-Class Cybersecurity

    Morgan Stanley proactively defends our systems and monitors our digital landscapes to anticipate issues before they arise and responds appropriately when they do. The Firm is actively supporting a multitude of layers of security.

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WEALTH MANAGEMENT BUILT AROUND YOU

Our practice is built on the development of deep and enduring relationships and the delivery of comprehensive wealth management services. We work with a broad range of clients who value and respect the advice we provide for them in seeking the achievement of their goals.

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    International Clients

    Global investors face unique challenges managing significant wealth. I work closely with you to craft tailored solutions to address your unique needs and aspirations while connecting you with the vast resources of Morgan Stanley.

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    Families

    Whether you're starting a family, funding a child's education or addressing health care needs, We can work with you to create a roadmap to your future and help you achieve—and protect—your goals.

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    Entrepreneurs

    We offer strategic financial planning to support both your business growth and personal wealth management. This includes guidance on balancing your business and personal financial goals, with a focus on succession planning and exit strategies for long-term success and financial security.

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    Ultra-High-Net-Worth Clients

    We offer bespoke wealth management services, including estate planning and philanthropy, tailored to your unique needs. Investment strategies are implemented to preserve and grow your substantial wealth across generations, contributing to a lasting legacy.

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    The Next Generation of Wealth

    Gaining significant wealth at a young age presents a unique set of challenges. We help prepare the next generation from both an emotional and wealth management perspective to be able to confront challenges, take advantage of financial opportunities, and acquire the skills to take on new roles.

PERSONALIZED SOLUTIONS

Our investment strategies utilize Morgan Stanley's many resources and are customized to help give each client what they want, and need, at every stage of their financial life through retirement, taking into consideration taxes, estate planning and any other goals they have.

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    Alternative Investments

    Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income—while maintaining a goals-based approach for asset allocation.

    Innovative Strategies
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    Separately Managed Accounts

    A selection of professionally managed portfolios to align with your goals and risk tolerance, with access to institutional pricing and zero fee index SMAs.

    SMA Insights
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    Morgan Stanley Portfolio Solutions

    Portfolios that harness Morgan Stanley's industry-leading advice, resources and risk management—calibrated to your specific goals.

    Portfolio Solutions
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    Donor Advised Funds

    A solution that may help you execute planned giving, offer an efficient way to donate complex and illiquid assets, and simplify charitable giving reporting while potentially mitigating taxes. Bring philanthropy into your wealth plan and help amplify the impact of your giving through the Morgan Stanley Global Impact Funding Trust (MS GIFT).

    MS Gift
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    Award Winning Advisory Platform

    Manage your investments within a holistic advisory relationship and take advantage of integrated tax, risk management and estate planning benefits across your entire wealth strategy—backed by leading insights and one of the financial industry's most comprehensive, multi-award-winning advisory platform.

    Portfolio Risk Platform
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    Morgan Stanley CashPlus Brokerage Account

    Designed as a modern alternative to banking with the capabilities to help you access, move, and manage cash when you need it while enjoying exclusive benefits.

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RESEARCH AND DIGITAL TOOLS

As a Morgan Stanley client, you have access to a suite of digital tools and resources aimed at helping you manage your finances with greater ease.

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    Morgan Stanley Online

    Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.

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    Insights and Ideas

    Our clients benefit from access to the intellectual capital of our Global Investment Committee, a group of leading market thinkers uniquely dedicated to providing high-quality, industry-leading investment ideas to Wealth Management clients.

    Morgan Stanley Research
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    Total Wealth View

    Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, as well as a complete view of your assets and liabilities whether they are held at Morgan Stanley or elsewhere.

    Link Your External Accounts
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    Digital Vault

    Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.

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    Wealth Education

    As part of our commitment to empowering the next generation of wealth, we have a vast library of financial literacy resources. Financial literacy means being equipped with the knowledge to help make smart financial decisions during every stage of your life.

    Financial Literacy Resources
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    Thoughts on the Market Podcast

    Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.

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Location

200 S Biscayne Blvd
14th Floor
Miami, FL 33131
US
Direct:
(786) 491-7313(786) 491-7313

Meet Costa Candia Mavignier Schuery

About Me

With a career spanning over 15 years in the financial services industry, Carolina brings a wealth of global experience and a holistic approach to wealth management. Carolina's journey began with an internship at HSBC Bank in São Paulo, Brazil, which ignited her interest in global finance. She further honed her skills in London and Singapore, focusing on investment solutions for clients with complex, cross-border needs. Now based in Miami, Carolina leverages her extensive background to deliver comprehensive, thoughtful wealth-management solutions tailored to each client's unique financial life. Fluent in English, Portuguese, and Spanish, she is adept at navigating the intricacies of international markets. Outside of her professional life, Carolina enjoys spending time with her family, exploring the outdoors, and indulging in her love for cooking and reading. Her commitment to her clients is mirrored in her personal life, where she values the simple, meaningful moments shared with loved ones.
Securities Agent: NJ, WI, MA, NC, IN, CA, HI, MD, DE, WA, NY, TX, IL, CT, PA, NV, FL, VA; General Securities Representative; Investment Advisor Representative

About Me

With over 30 years of experience in the financial services industry, beginning in Brazil, Monica brings a wealth of knowledge and a unique perspective to her role as a Financial Advisor. Her career started in banking, where she managed personal, private, and commercial accounts, gaining a comprehensive understanding of diverse financial needs. Transitioning to wealth advisory, she has spent the past two decades advising families on complex global wealth decisions from an international, offshore perspective. Monica is known for her highly personal, relationship-driven approach, taking the time to understand clients' financial goals, family dynamics, and decision-making styles. Her dual onshore and offshore experience allows her to bridge local and global wealth considerations effectively. Fluent in Portuguese, English, and Spanish, Monica is deeply committed to her clients' long-term interests. Outside of work, she values her role as a mother, maintaining a close relationship with her daughter, who is currently attending college in New York.
Securities Agent: WA, CA, NC, FL, WI, NY, DE, NJ, IL, CT, IN, NV, MD, HI, VA, TX, PA, MA; General Securities Representative; Investment Advisor Representative

About Me

With a career in financial services beginning in 2008, Nicole brings a wealth of experience to the Emerald Team at Morgan Stanley. Specializing in advising high-net-worth and ultra-high-net-worth families, Nicole is adept at navigating complex, cross-border financial landscapes, particularly across Latin America, Europe, and the United States. Fluent in English and Portuguese, with advanced proficiency in Spanish, Nicole is committed to providing disciplined, personalized financial guidance that aligns with clients' long-term goals and family dynamics. Her approach is highly relationship-driven, focusing on trust, discretion, and cultural understanding. Based in Miami, Nicole values the city's dynamic, international environment, which complements their global perspective. Outside of work, Nicole is dedicated to community engagement and values family, education, and long-term security, principles that naturally extend into their professional practice. Holding a BS in Economics from UFJF and an MBA and Master’s in Finance from Florida International University, Nicole continues to pursue ongoing professional education to stay current in the ever-evolving financial landscape.
Securities Agent: WI, MD, MA, PA, VA, CT, WA, NJ, NC, HI, DE, CA, TX, NY, NV, IN, FL, IL; General Securities Representative; Investment Advisor Representative
Wealth Management
Global Investment Office

Portfolio Insights

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
A Simple Six-Step Retirement Checkup
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A Simple Six-Step Retirement Checkup

Checking in on your retirement plan may make a lot of sense, especially when market volatility arises.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
Rational Investing in an Age of Uncertainty
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Rational Investing in an Age of Uncertainty

When it comes to investing, even the most savvy of us fall prey to bias and emotional trades. So what triggers should you watch for?

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
529 Plans: A Powerful Tool to Save for Education
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529 Plans: A Powerful Tool to Save for Education

Though education costs continue to climb, starting to save and invest early can make a difference.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Donor Advised Funds: A Smart Way to Manage Your Giving

There's more to charitable giving than you may realize. Here's one method that may be a tax-efficient way to give and can help maximize your impact.
Ready to start a conversation? Contact Costa Candia Mavignier Schuery today.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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6Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

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7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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8Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

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The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)