S. McClay "Clay" Yonce, Jr.
Financial Advisor,
Executive Director
Direct:
(978) 739-9696(978) 739-9696
My Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
My Story and Services
I provide comprehensive wealth management advice and services to a select group of clients including leaders of industry, entrepreneurs, family business owners, franchisees, and guardians of family wealth. I am a professional with notable education and experience. My clients have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform, and a full spectrum of investment resources. My clients value:
My integrity, intelligence, and intensity:
• I am my clients’ wealth management advisor and advocate
My direct approach:
• I do not waste their time on "theory"
• I build a tailored strategy around my clients’ financial positions, risk tolerance, and goals
• I coordinate specialists from Morgan Stanley and other firms to offer customized, fee-sensitive services and solutions
Exceptional service:
• I am a professional dedicated to responsibly and expertly over-servicing a select number of clients
• I provide constant attention to, and concern for, the details that keep their wealth management plans and investments on track
• I help simplify their wealth management affairs
I place a high value on my clients and their confidence in me -- as expressed by the significant wealth they entrust to my guidance. My investment solutions are unconstrained by asset classes or by geographic markets -- providing opportunities to preserve and grow capital in all economic environments. And my service is attentive and all-encompassing.
My integrity, intelligence, and intensity:
• I am my clients’ wealth management advisor and advocate
My direct approach:
• I do not waste their time on "theory"
• I build a tailored strategy around my clients’ financial positions, risk tolerance, and goals
• I coordinate specialists from Morgan Stanley and other firms to offer customized, fee-sensitive services and solutions
Exceptional service:
• I am a professional dedicated to responsibly and expertly over-servicing a select number of clients
• I provide constant attention to, and concern for, the details that keep their wealth management plans and investments on track
• I help simplify their wealth management affairs
I place a high value on my clients and their confidence in me -- as expressed by the significant wealth they entrust to my guidance. My investment solutions are unconstrained by asset classes or by geographic markets -- providing opportunities to preserve and grow capital in all economic environments. And my service is attentive and all-encompassing.
Securities Agent: VA, MA, CT, DC, WY, TX, IL, OR, NC, CA, WA, NJ, FL, DE, SC, NY, NH; General Securities Representative; Investment Advisor Representative
NMLS#: 1401574
NMLS#: 1401574
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
My Experience
Clay Yonce began his investment career in 1999 and has been in the industry for over 20 years. Graduating cum laude from Yale University in 1986 with a Bachelors of Arts degree in American Studies, he continued his education at Harvard Business School, earning his MBA in 1992. He has been with Morgan Stanley for over a decade providing wealth management advice. Serving a limited number of clients including leaders of industry, entrepreneurs, family business owners, franchisees, and guardians of family wealth, Clay acts as his clients’ advisor and advocate by building tailored strategies around their financial positions, risk tolerance, and goals.
Clay began his career at Bain & Company (Boston) working as a management consultant to Fortune 500 companies. He also worked for several years at General Mills (Minneapolis) as a Marketing Manager where he planned and executed marketing activities for several Big G Cereal brands. Clay then transitioned into the financial industry as a Director at Deutsche Bank, Alex Brown’s Private Wealth Management group. This diverse set of experiences, coupled with Morgan Stanley’s vast resources, allow Clay to coordinate with specialists from within and outside the firm to offer customized services to affluent individuals, families, and organizations. Clay provides constant attention to, and concern for, the details that keep his clients’ wealth management plans and investments on track and simplify their financial affairs.
Clay is very active in his community. He is a Corporate Trustee of the Trustees of Reservations, a non-profit land conservation organization dedicated to preserving natural and historic sites in the Commonwealth of Massachusetts. He also volunteers with the alumni associations of his alma maters and other organizations in his community.
Clay lives on Boston’s “North Shore” with his wife, children, and dogs where they enjoy a variety of social, cultural, recreational and athletic interests.
Clay began his career at Bain & Company (Boston) working as a management consultant to Fortune 500 companies. He also worked for several years at General Mills (Minneapolis) as a Marketing Manager where he planned and executed marketing activities for several Big G Cereal brands. Clay then transitioned into the financial industry as a Director at Deutsche Bank, Alex Brown’s Private Wealth Management group. This diverse set of experiences, coupled with Morgan Stanley’s vast resources, allow Clay to coordinate with specialists from within and outside the firm to offer customized services to affluent individuals, families, and organizations. Clay provides constant attention to, and concern for, the details that keep his clients’ wealth management plans and investments on track and simplify their financial affairs.
Clay is very active in his community. He is a Corporate Trustee of the Trustees of Reservations, a non-profit land conservation organization dedicated to preserving natural and historic sites in the Commonwealth of Massachusetts. He also volunteers with the alumni associations of his alma maters and other organizations in his community.
Clay lives on Boston’s “North Shore” with his wife, children, and dogs where they enjoy a variety of social, cultural, recreational and athletic interests.
Education
• Clay received his Bachelor of Arts Degree from Yale University in 1986 (Cum Laude).
• Clay continued his education at Harvard University, receiving his M.B.A in 1992.
• Clay continued his education at Harvard University, receiving his M.B.A in 1992.
Digital Tools
Morgan Stanley's suite of Modern Wealth Management Tools allows advisors to offer customized and comprehensive advice. These tools' ease of use allows for a more in-depth view of a client's financial life to be taken, resulting in better service and more well-rounded advice.
Morgan Stanley Online and MSMobile
Morgan Stanley Online (MSO) has a variety of features beyond viewing your account balance and activity that you should take advantage of.
FEATURES
eAuthorizations: an enhanced way to authorize transactions with one click on Morgan Stanley Online and the Morgan Stanley Mobile App
eDelivery: reduces paper documents sent by mail and can protect your personal information from getting into the hands of identity thieves.
Managing your everyday finances such as paying bills online, sending money or transferring funds.
Morgan Stanley OnlineFEATURES
eAuthorizations: an enhanced way to authorize transactions with one click on Morgan Stanley Online and the Morgan Stanley Mobile App
eDelivery: reduces paper documents sent by mail and can protect your personal information from getting into the hands of identity thieves.
Managing your everyday finances such as paying bills online, sending money or transferring funds.
Asset Aggregation
We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind. We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Asset AggregationThe ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind. We've launched a new tool that allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind.
Goal Planning System
GPS helps clients define what they want out of life, and then creates a financial framework to bring these goals to life.
Client Benefits
A Plan Designed to Achieve Goals: A holistic Goals Planning System approach to Wealth Management can help tailor an investment framework that considers key aspects of a client's life, such as retirement age, healthcare costs, home buying, cash management, legacy needs, and potential withdrawal strategies.
Embedded Investment Strategy to Help Clients Get on Track: Once goals are assessed, various investment proposals are considered to help clients get on track in accordance with their risk tolerance. The new tools will link to the latest asset allocation models, research and ideas and facilitate the Financial Advisor in providing advice right where it's needed.
Track Progress to Goals: Using goals as a benchmark, the investment strategy is continuously evaluated to ensure clients are on track.
Stay Flexible as Goals Change: As circumstances and goals change, Financial Advisors can help adjust priorities and introduce additional solutions.
GPS VideoClient Benefits
A Plan Designed to Achieve Goals: A holistic Goals Planning System approach to Wealth Management can help tailor an investment framework that considers key aspects of a client's life, such as retirement age, healthcare costs, home buying, cash management, legacy needs, and potential withdrawal strategies.
Embedded Investment Strategy to Help Clients Get on Track: Once goals are assessed, various investment proposals are considered to help clients get on track in accordance with their risk tolerance. The new tools will link to the latest asset allocation models, research and ideas and facilitate the Financial Advisor in providing advice right where it's needed.
Track Progress to Goals: Using goals as a benchmark, the investment strategy is continuously evaluated to ensure clients are on track.
Stay Flexible as Goals Change: As circumstances and goals change, Financial Advisors can help adjust priorities and introduce additional solutions.
Digital Vault
Keeping important documents and financial records organized and readily available is one the best gifts you can give those you love. In the event of catastrophe or serious illness, disability or death, your Family Records Organizer can immediately provide vital, timely information to both your family and professional advisors. The Digital Vault on Morgan Stanley Online and the Mobile App allows you and your clients to build a central, shared document library where all documents are stored using encryption.
Digital VaultLocation
35 Village Rd
Ste 601
Middleton, MA 01949
US
Direct:
(978) 739-9696(978) 739-9696
Fax:
(617) 478-6575(617) 478-6575
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact S. McClay "Clay" Yonce, Jr. today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
