Christopher Birozes

I provide comprehensive financial advice to high-net-worth individuals and families. By taking the time to get to know my clients, I understand what makes their situation unique. Through a well-thought-out investment strategy, I help clients navigate complex financial issues such as tax planning, estate planning, and risk management.

I offer customized financial advice and support to high-level executives. My financial guidance ranges from investment management, estate planning, retirement planning, and executive compensation packages, including stock options and other forms of equity compensation.

Businesses trust me to help them design, implement, and manage their employee retirement plans. I provide guidance on investment options, plan design, and advise businesses on how to communicate the benefits of their retirement plans to their employees. By offering ongoing support, adjustments, and management of plan expenses, I help ensure the plan remains effective over time.

My team and I offer guidance to individuals, families, and organizations interested in making charitable donations or establishing foundations. We help create philanthropic strategies on behalf of our clients that align with their values and goals. Additionally, we provide advice on and access to tax-efficient giving strategies, such as donor-advised funds or charitable trusts.

It's never too early to prepare for retirement. I help my clients navigate a wide scope of retirement issues by estimating retirement expenses, determining retirement income needs, and creating a retirement savings plan. In addition, I work to optimize any Social Security benefits and manage retirement account distributions.

For wealthy individuals, it can be especially challenging to budget, save, and invest efficiently. I work closely with my clients to develop a custom plan that addresses the specific needs they have for themselves and their families. Once the plan is in motion, I check in regularly to ensure that they are on track to reach their goals.

LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, integrated strategy that incorporates the various aspects of an individual's financial life, including investments and cash management needs.

Fill out the questionnaire to get started talking with us about creating a personalized strategy for your long-term goals.

Building wealth is a means to an end. Taxes can eat up a significant portion of your assets upon withdrawal. Therefore, it's vital to look at your entire portfolio and coordinate liquidation to help reduce the impact of taxes and potentially improve investment results.

The decisions you make today can help you save for years to come. Use the resources found in the link below to help get started.

There's a chance your portfolio may be at risk, but how you manage that risk is what matters.

Portfolio Risk Platform – Powered by Aladdin is a risk management platform that provides comprehensive risk estimation and reporting across a broad range of asset classes and security types. This platform provides both an overview and a detailed view to better enable risk to be effectively monitored and managed.

One way to manage savings is by using Morgan Stanley's Spending and Budgeting tool. These tools help advisors monitor client cash flows across both internal and external accounts. It also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.

Estate planning is the process of making arrangements to pass down wealth and assets after a person's death. Creating an estate plan early is crucial as it ensures that your wishes are precisely reflected in your estate plan. Proper estate planning gives careful consideration to your future plans, preferences and goals.

Ultra-high net worth individuals and families often have unique and complex planning needs. Here at Morgan Stanley, we have a variety of Family Office Resources that can assist our family office clients in assessing and coming up with solutions to their goals; no matter how complex they may be.

Employee Stock Options (ESOs) give an employee the right - not the obligation - to purchase company shares at a fixed, predetermined price. ESOs typically have a vesting period, during which the employee must remain with the company to be able to exercise the options.

Another form of equity compensation, RSUs represent a promise by the company to issue shares of stock to an employee. When granted RSUs, they do not receive any actual shares of stock. They are instead awarded a number of units that represent the right to receive shares at a specified point in the future, and they tend to vest over a period of time.

An optional benefit offered by certain companies that allows employees to purchase company stock at a discounted price. ESPPs typically operate through payroll deductions, where employees contribute a portion of their salary to purchase company stock. They can be either qualified or non-qualified, each having different tax treatment.

The countdown to Tax Day has begun. Here are some steps you can take as the deadline approaches.

Tax-efficient investing techniques may help you lower your tax burden and increase your long-term wealth.

Taking steps to minimize the impact of taxes on your retirement portfolio can help you enjoy more of your nest egg.

Whether you want to donate to charity or invest in a loved-one's future, there are tax‐aware ways to make your giving go further.