Our Story and Services

Frederick J. Fifield VI and Sara G. Langholz Rivas, have over sixty years of combined experience in the financial services industry, and are dedicated to delivering access to cash management services and wealth management strategies to individuals and families. As your family wealth planning office we’ll work alongside you helping to ensure you attain your goals and fulfill your dreams and chosen legacy.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

INVESTOR RESOURCES

Here are linked resources with the latest insight and information available to be better informed in the current marketplace.
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    Wealth Education for the Next Generation
    Join us as we continue this exciting journey into the world of finance and wealth education. At Morgan Stanley, we believe that knowledge is the key to unlocking future success, and we’re excited to share our thought leadership and experience with you!
    Register Here
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    GIC On The Markets
    The Global Investment Committee's Michael Wilson provides insightful commentary on the markets while covering key areas to help investors with the financial landscape.
    Read The Latest Report
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    The GIC Weekly
    The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
    Read The Latest Report
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    Thoughts on the Market Podcast
    Join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
    Check Out The Latest Episode
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    What Should I Do With My Money?
    A podcast where real people get real answers from Financial Advisors to their most important questions about money.
    Check Out The Latest Episode
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    Morgan Stanley Ideas Podcast
    The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology, and beyond.
    Check Out The Latest Episode
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    2025 Income Tax Tables
    Please view the following attachment to find the 2025 federal tax tables.
    Learn More
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    Reserved Living & Giving
    Reserved Living & Giving is a tiered complimentary loyalty program that rewards Morgan Stanley's most valued clients. Members can enjoy special discounts and timely insights to support them at home and beyond.
    Learn More

Managing Your Money In The 21st Century

We offer a comprehensive suite of tools to manage your wealth more effectively in today's busy world. We are happy to assist you in signing up for any of these services.
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    Morgan Stanley Online
    Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
    Learn More
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    Total Wealth View
    Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
    Learn More
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    Online Security Center
    At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
    Learn More
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    E-Delivery
    E-Delivery, allows you to securely save, print, send, and receive documents at any time from both Morgan Stanley Online and the Morgan Stanley Mobile App.
    Learn More
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    Digital Vault
    Easily and conveniently manage and share life’s most important documents, such as wills, deeds and estate plans, as well as financial statements and tax filings. Digital Vault allows for easy document sharing, convenient access, and encrypted files.
    Learn More
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    E-Authorization
    With eAuthorization, you no longer need to sign a paper Letter of Authorization (LOA) to authorize a wire transfer request.
    Learn More

Planning For Both Your Indivdual and Family's Financial Needs & Goals

Through each stage of your financial life, we can help assist you in managing the complexity of it all.
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    Certified Financial Planner® (CFP®)
    CFP® professionals have met extensive training and experience requirements, and commit to CFP Board's ethical standards that require them to put their clients interest first.

    Frederick Fifield holds this designation.
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    Family Governance
    It is crucial to have a solid framework for decision-making, or a family governance structure, especially in the case of an ultra-high net worth family involved in a common operation, such as managing a family business, running a family office, or simply investing together as a family.
    Learn More
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    Tax Management
    The tax decisions you make today can help you save for years to come. There are many tax smart strategies for your financial plan.
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    Trust & Estate Planning
    We are with you every step of the way. We analyze your tax and estate structures so that their characteristics are accurately incorporated in the asset allocation analysis performed for our clients.
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    Philanthropic Planning
    Your set of philanthropic objectives is as personal as your vision of a better world. Determining your objectives, however, can be challenging when there are so many worthy causes with so many unmet needs.
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    Intergenerational Wealth Planning
    Our familial team dynamic enables us to carry a various number of specialties. We understand family wealth, and we are experienced for every stage of life. Obstacles are a part of life, and we can help you create a financial plan with those seatbacks in mind.
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    Wealth Education
    Financial Literacy means being empowered with the knowledge to make smart financial decisions during every stage of life. Discussing family finances is always important, but not always easy. Starting the conversation is a key step in long-term wealth planning.
    Learn More
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    Goal Planning System (GPS)
    Goals Planning System (GPS) is Morgan Stanley’s own integrated planning tool. Built on the Firm’s intellectual capital and capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is “On Track” to achieving their financial goals.
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    Spending and Budgeting Tool
    One way to manage savings is by using Morgan Stanley’s Spending and Budgeting tool. These tools help advisors monitor client cash flows across both internal and external accounts. It also tracks spending patterns and produces an income and expense analysis to help clients achieve their goals by adjusting their spending behavior when necessary.
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    Aladdin - Intelligent Risk Management
    The Portfolio Risk Platform integrates the leading risk analytics engine into Morgan Stanley Wealth Management's platform to improve the quality, transparency, and efficiency of the end to end risk management processes for the Firm and our Clients.
    Learn More
Photo 1: Happy Pizza Day!
Photo 2: Sara and her grandson Waylon. CRC 4174398
Photo 3: Sara's Sister for Small Business Day! CRC 4056903
Photo 4: Jay's Brother for Small Business Day! CRC 4051046
Photo 5: Zeke, enjoyed the Halloween spirit entertaining some residents at a care facility in Altoona, Iowa.
Photo 6: In honor of US Marine Corps Birthday (11/10) and Veterans Day (11/11) here is a photo of Sara's husband, Airman Laurence L. Rivas Jr, MSGT (retired)
Photo 7: Happy Coffee Day!
Photo 8: Happy school Picture Day!

Location

1080 Jordan Creek Pkwy
Ste 400N
West Des Moines, IA 50266
US
Direct:
(515) 283-7068(515) 283-7068

Meet Capitol View Group

About Frederick J Fifield VI

Frederick Fifield is a Vice President, Family Wealth Advisor at the Capitol View Group at Morgan Stanley. With over thirty years of experience in the financial services industry, Frederick is dedicated to delivering family wealth management and investment management consulting services to his clients.

A graduate of University of Iowa, Frederick received his Bachelor and Master’s Degree in Financial Management. Since joining the firm, he’s earned designations as a Family Wealth Advisor, Certified Financial Planner, Certified Divorce Financial Analyst®, and Investment Management Consultant

Frederick grew up in Minneapolis, but currently resides in Windsor Heights with his wife, Dori, and their three sons. An avid cyclist, Frederick looks forward to RAGBRAI every year. When he’s not spending time with his family or riding his bike, Frederick enjoys playing pickleball, reading, and vacationing at the beach.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field
Securities Agent: SC, PA, MI, AZ, IA, FL, CA, WA, OR, NV, MN, KY, CO, WI, IL, HI, VA, TN, ND, MO, TX, OH, NY, NC, DC, AR, NM; General Securities Principal; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1301217

About Sara G. Langholz Rivas

Sara Rivas is a Financial Advisor with Capitol View Group at Morgan Stanley. She utilizes her 29 years of financial services industry experience to provide comprehensive wealth management strategies to her clients. She brings a long history of high-level service to her wealth team and her daily tasks include monitoring portfolios, providing private banking services, securities trading, and client reviews.

Sara started her financial services career with Brenton Banks, Inc. in 1996 and joined Morgan Stanley in 2000. In her time here, Sara has supported the firm in a variety of ways, impacting many parts of the business such as operational support, serving as a peer coach for client service associates across the Midwest, supporting multiple wealth advisors, and recently moving from a Financial Planning Associate to a Financial Advisor.

Sara grew up in southern Iowa and studied architecture at Iowa State University. She now lives in Pleasant Hill with her husband and five children, and enjoys being active in adult and youth ministries at her church, swimming, kayaking, games & puzzles and attending her children’s, bowling tournaments, soccer matches, art shows, Bible quizzes and band performances.

Securities Agent: CA, WA, MO, VA, TN, OR, HI, CO, SC, OH, MN, MI, KY, WI, PA, NM, GA, FL, TX, AZ, NC, IL, IA, AR, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1842851
Securities Agent: CA, WA, MO, VA, TN, OR, HI, CO, SC, OH, MN, MI, KY, WI, PA, NM, GA, FL, TX, AZ, NC, IL, IA, AR, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1842851

The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships

About Eric Townsend

Eric Townsend is a Private Banker serving Morgan Stanley Wealth Management offices in Iowa, Nebraska, and Missouri.

Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.

Eric began his career in financial services in 1992, and joined Morgan Stanley in 2017. His professional experience includes more than 25 years as both a Financial Advisor and Private Banker.

Eric is a graduate of the University of Texas at Dallas, where he received a Bachelor of Science in Economics and Finance. He and his family live in Urbandale, Iowa. When not in the office, Eric donates his time to Habitat for Humanity, St Jude Children’s Research Hospital and ChildServe, an organization dedicated to improving the health and well-being of children through clinical, home, and community-based programs and services.
NMLS#: 1112130

About Sarah Ott

Sarah Ott, CFP® is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth
Management offices in the St. Louis area. She is responsible for helping Financial Advisors with their clients'
and prospects' financial planning needs.

Sarah began her career in Financial Services in 2014 and joined Morgan Stanley in 2022. Prior to
her current position, she was a Financial Advisor and Director of Financial Planning Operations at
Thrivent Financial.

Sarah graduated from Saint Louis University with a Bachelor of Science in Business Administration
and holds her Certified Financial Planner® designation. Outside of work, Sarah enjoys traveling with
her family, trying new restaurants, volunteering at her church, and attending concerts and sporting
events.

Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of
which may create a different type of relationship with different obligations to you. Please visit us at
http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Wealth Management
Global Investment Office

Portfolio Insights

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Are You Prepared for Tax Day?
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Are You Prepared for Tax Day?

The countdown to Tax Day has begun. Here are some strategies to consider as the deadline approaches.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.

Mosaic

Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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A Change of Greenery

Houseplants add oxygen, flair, and warmth year-round, and the right one in the right space can do just as much for a room as any painting or side table.
Ready to start a conversation? Contact Capitol View Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures
CRC 6491812 (04/2024)