Steve Lucas
Managing Director, Wealth Management, Financial Advisor, Executive Financial Services Director, Senior Portfolio Management Director
Phone:
(301) 961-2643(301) 961-2643
Capitol Bridge Group at Morgan Stanley
Direct:
(301) 961-2643(301) 961-2643
Toll-Free:
(800) 745-4503(800) 745-4503
Our Mission Statement
Helping you approach the next chapter in your financial life with greater clarity and confidence
Our Story
They say practice makes perfect – the more you do something, the better you get at it. At the Capitol Bridge Group, we are committed to excellence and we practice it every day. We bring meaningful experience and credentials to difficult financial decisions striving to put you in a position to lead yourself, your family, corporations, foundations and endowments. We listen closely to understand which personal and financial goals are most important to you – and then seek to exceed them. We provide unbiased, informed, proactive advice to our clients to help them accomplish their goals. We connect with each client frequently, following a rigorous process. As a result, our clients feel confident that we are there to help them through every financial decision.
Services Include
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
OUR ACCOMPLISHMENTS
Developing a trusted relationship with your financial advisor doesn’t happen overnight. It must be built from the ground up—week by week, month by month, year by year. This is where we stand out—in our willingness to invest whatever time and energy is needed to fully understand you and your finances, and to propose holistic solutions to your objectives.
Morgan Stanley - Steve Lucas
Morgan Stanley's Presidents Club: 2013, 2017, 2018, 2022, 2023, 2024, 2025, and 2026
Morgan Stanley's Masters Club: 2016, 2019, 2020 & 2021
Morgan Stanley announced that Steve Lucas, a Financial Advisor, has been promoted to Managing Director.
Morgan Stanley's Masters Club: 2016, 2019, 2020 & 2021
Morgan Stanley announced that Steve Lucas, a Financial Advisor, has been promoted to Managing Director.
Morgan Stanley - Mark Langner
Morgan Stanley announced that Mark Langner, a Financial Advisor, has been promoted to First Vice President.
Morgan Stanley - Briggs Ethridge
Morgan Stanley's Pacesetters Club: 2024, 2025, and 2026
Morgan Stanley announced that Briggs Ethridge, a Financial Advisor, has been promoted to Vice President.
Morgan Stanley announced that Briggs Ethridge, a Financial Advisor, has been promoted to Vice President.
Morgan Stanley - Hannah Scheps
Morgan Stanley announced that Hannah Scheps, a Wealth Management Associate, has been promoted to Assistant Vice President.
Working With You
At Morgan Stanley, we believe that identifying financial solutions begins with a solid understanding of each client's situation, goals, objectives and risk tolerance. We follow a disciplined process that allows us to work with you to craft a solution that helps meet your individual needs. This process aligns our efforts with your interests, providing a road map focused on what is most important to you.
Equity Compensation Overview
For most of our clients, wealth building begins at work. Helping you make the most of your compensation and the benefits you receive through your employer may help you reach your financial goals more quickly. The Capitol Bridge Group at Morgan Stanley is a team of financial professionals who can help you make what might be the most monumental financial decision of your lifetime. We think it's important to consider and discuss the following:
Equity Compensation Helps You Meet Your Goals
Helping you understand how your equity compensation works can allow us to more effectively integrate your equity award into your broader financial plan and use it to meet your goals.
Read more
Diversifying Company Equity Holdings
Equity compensation can be a valuable part of your compensation, but as you accumulate company stock over time, including in your 401(k), it may become a disproportionate share of your total portfolio and net worth. If the value of that stock declines—for any reason—your net worth could take a major hit. That’s why it’s a good idea to consider diversifying.
Read here
Tax Considerations with Equity Compensation
To make the most of your equity compensation, you will need to know the tax impact of your equity awards. The type of equity compensation and the length of time you hold the actual shares underlying the award will determine the tax treatment of your equity compensation. Having a strategy to minimize these taxes will allow you to keep more of the equity compensation you’ve earned.
Learn more
Understanding RSUs and PSUs
Restricted Stock Units (RSUs) are a promise to deliver shares of company stock to the holders upon vesting. Performance Stock Units (PSUs) are similar to RSUs, but their vesting schedule may be based solely or in addition to on predetermined measures of performance. The employee is not required to pay for the shares when shares are awarded or when they vest. Understanding your RSUs and PSUs are critical when implementing a plan.
Understand Your Equity Award Plan
The Basics Of Stock Options
Stock options are a potentially valuable benefit that gives employees the right – but not the obligation – to purchase shares of their company at a fixed price, known as the strike price or exercise, within a set period of time. We will help you find the best way to exercise your options.
Learn more
Qualified Small Business Stock (QSBS)
In this primer, we outline the planning necessary to allow QSBS investors to maximize their after-tax returns.
Qualified Small Business Stock (QSBS)Investor Resources
We believe financial education leads to better insights into our investment strategy and discipline, and ultimately, better long-term decisions. As a result, we are committed to providing you with important information about managing your wealth more effectively in today’s global markets.
We have assembled the following resources that reinforce the fundamental tools, investment strategies and concepts of our practice. We’ve provided links to these materials and hope you’ll return often to learn more about the tools and topics that impact your overall wealth.
We have assembled the following resources that reinforce the fundamental tools, investment strategies and concepts of our practice. We’ve provided links to these materials and hope you’ll return often to learn more about the tools and topics that impact your overall wealth.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn more about Morgan Stanley Online
On The Markets Research Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Click here for the most recent “On the Markets” Report
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn more about Total Wealth View
Tax-Managed Strategies: It's Not What You Earn, It's What You Keep
Investors should consider maximizing "tax alpha," or the potential value created by the effective tax management of investments. One way to do so is through separately managed accounts (SMAs) that can employ strategies such as index replication, tax-loss harvesting, optimal timing of potential gains and customization.
Learn more here
Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages of working with our planning technology in reaching your financial goals.
Learn more about our Planning Tools
Morgan Stanley CashPlus
Access your cash anytime and anywhere with a Morgan Stanley CashPlus Account, the next generation of cash management at Morgan Stanley. CashPlus allows you to easily manage your cash on the go with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn more about CashPlus
Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform is powered by BlackRock's Aladdin risk engine, a state-of-the-art, innovative risk engine used by several of the world’s largest institutional asset managers, providing you with comprehensive risk analytics and a sophisticated view of the risk/return dichotomy across your financial portfolios. This helpful tool can assist you in making educated investment decisions with increased confidence.
Learn more about the Portfolio Risk Platform
Family Office Resources
Family Office Resources (FOR) is a helpful resource that provides specialized technical expertise to ultra-high net worth advisors and clients across a broad range of family wealth management issues.
Learn more about Family Office ResourcesLocation
7500 Old Georgetown RD
10th Floor
Bethesda, MD 20814
US
Direct:
(301) 961-2643(301) 961-2643
Toll-Free:
(800) 745-4503(800) 745-4503
555 California St
35th Floor
San Francisco, CA 94014
US
Meet Capitol Bridge Group
Mark Langner
First Vice President, Financial Advisor, Workplace Advisor – Equity Compensation
Phone:
(415) 955-1581(415) 955-1581
Phone:
(415) 984-6524(415) 984-6524
Hannah Scheps
Assistant Vice President, Financial Planning Analyst
Phone:
(301) 961-1810(301) 961-1810
Will Gardner
Registered Client Relationship Analyst
Phone:
(301) 961-3324(301) 961-3324
Nicholas Givan
Client Relationship Analyst
Phone:
(301) 961-1813(301) 961-1813
About Steve Lucas
Steve Lucas is a Managing Director, Financial Advisor and Executive Financial Services Director at Morgan Stanley. For more than two decades, he has helped corporate executives, business owners, entrepreneurs and affluent families navigate the complexities of wealth. Since joining Morgan Stanley immediately after graduating from the University of Maryland with a degree in Finance, Steve has built his practice around one simple philosophy: exceptional advice is built on trust, communication and long term relationships.
Steve works with clients whose financial lives extend well beyond investment management. He specializes in helping executives navigate equity compensation and concentrated stock positions, advising business owners before and after liquidity events, and guiding affluent families through the complexities of retirement, tax efficient investing, estate and legacy planning. His goal is to simplify complex financial decisions and provide clients with the clarity and confidence to pursue their long term objectives.
Steve believes the best investment decisions are made within the context of a comprehensive financial plan. Rather than focusing solely on portfolios, he works closely with clients to coordinate every aspect of their financial lives, helping them make informed decisions as their goals, families and circumstances evolve. Through proactive communication and a highly personalized approach, Steve strives to ensure every recommendation supports each client’s broader financial objectives.
Outside the office, Steve enjoys giving back to his community as a youth baseball coach, where he teaches teamwork, resilience and sportsmanship while coaching his two sons’ teams. An avid runner, he has completed 15 marathons, including the Boston and New York City Marathons, along with 13 half marathons. Whether working with clients or coaching on the field, Steve is guided by the same principles of preparation, discipline and long term commitment.
Steve works with clients whose financial lives extend well beyond investment management. He specializes in helping executives navigate equity compensation and concentrated stock positions, advising business owners before and after liquidity events, and guiding affluent families through the complexities of retirement, tax efficient investing, estate and legacy planning. His goal is to simplify complex financial decisions and provide clients with the clarity and confidence to pursue their long term objectives.
Steve believes the best investment decisions are made within the context of a comprehensive financial plan. Rather than focusing solely on portfolios, he works closely with clients to coordinate every aspect of their financial lives, helping them make informed decisions as their goals, families and circumstances evolve. Through proactive communication and a highly personalized approach, Steve strives to ensure every recommendation supports each client’s broader financial objectives.
Outside the office, Steve enjoys giving back to his community as a youth baseball coach, where he teaches teamwork, resilience and sportsmanship while coaching his two sons’ teams. An avid runner, he has completed 15 marathons, including the Boston and New York City Marathons, along with 13 half marathons. Whether working with clients or coaching on the field, Steve is guided by the same principles of preparation, discipline and long term commitment.
Securities Agent: AZ, VA, PR, NC, MT, MN, ID, CT, CO, SC, NV, NH, AR, HI, DE, NY, MI, WA, TX, KS, IA, PA, MD, GA, OR, LA, IL, CA, AL, OH, NM, NJ, MA, IN, VT, UT, TN, MS, FL, DC; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279014
CA Insurance License #: 0H93865
NMLS#: 1279014
CA Insurance License #: 0H93865
About Mark Langner
Mark has a unique niche that has made him a valued source of information and guidance to dynamic start-up companies and their entrepreneurial executives. As a Morgan Stanley-credentialed Dedicated Equity Plan Specialist, he helps prepare his clients for major liquidity events that can generate significant and life-changing wealth. These events range from IPOs and corporate acquisitions to share buyback offers and exercise of employer stock options.
Mark honed his extensive knowledge of the challenges faced by his clients through years of experience. After graduating from Brandeis University, he worked as a consultant to a number telecommunications firms, focusing on early data services such as x.25 and EDI networking. In the 1990s, after seeing his first Netscape browser, he moved to San Francisco to be closer to the companies that were emerging around data networking and the Internet. As a research analyst with Hambrecht & Quist and JP Morgan, he identified and covered the Datacom and Internet Infrastructure companies that underpinned the biggest technological revolution since the invention of the PC. As an investment banking executive, he worked with start-up companies to develop business plans, secure funding and take their businesses to the next level.
Mark joined Morgan Stanley in 2013 and leveraged his knowledge of the wealth creation process to help clients navigate the life changing decisions they are often forced to make around start-up equity, often under severe time constraints. He remains based in San Francisco within easy reach of the companies and executives who rely on him for sound, personalized advice. When not advising clients, he spends as much time as he can with his three high school and college age children.
Mark honed his extensive knowledge of the challenges faced by his clients through years of experience. After graduating from Brandeis University, he worked as a consultant to a number telecommunications firms, focusing on early data services such as x.25 and EDI networking. In the 1990s, after seeing his first Netscape browser, he moved to San Francisco to be closer to the companies that were emerging around data networking and the Internet. As a research analyst with Hambrecht & Quist and JP Morgan, he identified and covered the Datacom and Internet Infrastructure companies that underpinned the biggest technological revolution since the invention of the PC. As an investment banking executive, he worked with start-up companies to develop business plans, secure funding and take their businesses to the next level.
Mark joined Morgan Stanley in 2013 and leveraged his knowledge of the wealth creation process to help clients navigate the life changing decisions they are often forced to make around start-up equity, often under severe time constraints. He remains based in San Francisco within easy reach of the companies and executives who rely on him for sound, personalized advice. When not advising clients, he spends as much time as he can with his three high school and college age children.
Securities Agent: NJ, CA, WA, MD, MS, MN, MA, HI, GA, AZ, NY, DE, AL, TN, KS, IL, AR, VT, MT, ID, FL, UT, CO, OR, SC, PR, PA, NH, MI, DC, VA, TX, NV, NC, IN, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 1372307
CA Insurance License #: 0K03282
NMLS#: 1372307
CA Insurance License #: 0K03282
About Briggs Ethridge
Briggs has been around Wealth Management since he was born. His father was in the industry for over 30 years and some of his earliest memories are going into his office and looking through research reports. By the time he reached High School, he had already began interning for his father’s practice. Born and raised in Tiburon, California, he attended St. Ignatius College Prepatory where he played basketball and football. While at SI he founded and ran the Investment Club and was a member of the 200 Hour Club for community service.
He went on to graduate from the University of Mississippi with a degree in Economics. Briggs interned with multiple firms within Wealth Management and Corporate Finance. While in college he co-founded an emerging water purification company developing an innovative and economical product to serve the 1 in 10 people in the world without clean water. He secured funding for the business from the school’s Rebel Venture Capital Fund.
After graduation, Briggs worked with a pre seed start up running their finances, forecasting, and assisting with the creation of pitch decks to secure financing. Combining his love for wealth management and passion for entrepreneurship he began his career as a Financial Advisor with Morgan Stanley where he focuses on founders and early employees at start-up companies. With Morgan Stanley he focuses on assisting clients understand their financial needs, plan for the future, and make sure they are able to reach their goals. With an emphasis on equity compensation, he focuses on mitigating the risk of concentrated positions and minimizing potential tax liabilities.
Outside of work, he enjoys basketball, golf, and playing his guitar or piano.
Briggs has been included as a member of the Pacesetter's Club since 2023.
He went on to graduate from the University of Mississippi with a degree in Economics. Briggs interned with multiple firms within Wealth Management and Corporate Finance. While in college he co-founded an emerging water purification company developing an innovative and economical product to serve the 1 in 10 people in the world without clean water. He secured funding for the business from the school’s Rebel Venture Capital Fund.
After graduation, Briggs worked with a pre seed start up running their finances, forecasting, and assisting with the creation of pitch decks to secure financing. Combining his love for wealth management and passion for entrepreneurship he began his career as a Financial Advisor with Morgan Stanley where he focuses on founders and early employees at start-up companies. With Morgan Stanley he focuses on assisting clients understand their financial needs, plan for the future, and make sure they are able to reach their goals. With an emphasis on equity compensation, he focuses on mitigating the risk of concentrated positions and minimizing potential tax liabilities.
Outside of work, he enjoys basketball, golf, and playing his guitar or piano.
Briggs has been included as a member of the Pacesetter's Club since 2023.
Securities Agent: AZ, WA, TX, SC, FL, AR, WY, UT, RI, CT, TN, NY, NV, NJ, NH, VA, OR, NM, MI, PR, IL, HI, AL, KY, VT, KS, CO, PA, NC, MS, MA, OH, MT, MN, IN, CA, MD, ID, GA, DE, DC; General Securities Representative; Investment Advisor Representative
NMLS#: 2187145
NMLS#: 2187145
About Hannah Scheps
As a Financial Planning Analyst, Hannah is dedicated to helping clients achieve their financial goals through personalized, comprehensive solutions. She works closely with clients to understand their unique needs, offering guidance across all aspects of the planning process. By combining her knowledge of wealth management and her operational expertise, she ensures a seamless experience, from strategy development to execution. Hannah collaborates closely with other team members to deliver holistic solutions, empowering clients to make informed decisions and pursue their financial aspirations with confidence.
Hannah has seven years of wealth management experience, starting her career in 2018 as a Client Service Associate with the Capitol Bridge Group, where she managed the operational and administrative aspects of client relationships.
A graduate of the University of Kent in Canterbury, England, Hannah holds a bachelor's degree in business. Originally from Middleburg, Virginia, she now resides in Chevy Chase, Maryland. Passionate about travel, Hannah enjoys immersing herself in new cultures, and in her spare time, she also enjoys wine tasting and horseback riding.
Hannah has seven years of wealth management experience, starting her career in 2018 as a Client Service Associate with the Capitol Bridge Group, where she managed the operational and administrative aspects of client relationships.
A graduate of the University of Kent in Canterbury, England, Hannah holds a bachelor's degree in business. Originally from Middleburg, Virginia, she now resides in Chevy Chase, Maryland. Passionate about travel, Hannah enjoys immersing herself in new cultures, and in her spare time, she also enjoys wine tasting and horseback riding.
About Will Gardner
As a Client Relationship Analyst, Will partners closely with Financial Advisors to support and enhance the client experience. Serving as a key point of contact, he assists with account inquiries, transaction requests, and ongoing service needs while helping support the advisory team in delivering thoughtful, personalized investment solutions. He also has a strong interest in emerging technologies, particularly the use of artificial intelligence to improve efficiency and create value for clients.
Will previously gained wealth management and regulatory experience through internships at The Glenmede Trust Company and FINRA, where he supported portfolio and planning initiatives, regulatory compliance, and technology-focused projects.
Raised in Kensington, Maryland, Will attended Walter Johnson High School before graduating from Wesleyan University with degrees in Economics and Psychology. At Wesleyan, he was a tight end on the football team, winning two NESCAC championships, and served as Co-President of the Wesleyan Investment Group as well as Philanthropy Chair for Delta Kappa Epsilon Fraternity. Will holds his SIE, Series 7, and Series 66 licenses.
Will enjoys staying involved in the local community, where he played a role in the launch of BabyCat Brewery, still bartending there on occasion. Outside of work, Will can be found golfing or playing pickleball. He has a passion for international travel, exploring new foods, working-out, and spending time with friends and family.
Will previously gained wealth management and regulatory experience through internships at The Glenmede Trust Company and FINRA, where he supported portfolio and planning initiatives, regulatory compliance, and technology-focused projects.
Raised in Kensington, Maryland, Will attended Walter Johnson High School before graduating from Wesleyan University with degrees in Economics and Psychology. At Wesleyan, he was a tight end on the football team, winning two NESCAC championships, and served as Co-President of the Wesleyan Investment Group as well as Philanthropy Chair for Delta Kappa Epsilon Fraternity. Will holds his SIE, Series 7, and Series 66 licenses.
Will enjoys staying involved in the local community, where he played a role in the launch of BabyCat Brewery, still bartending there on occasion. Outside of work, Will can be found golfing or playing pickleball. He has a passion for international travel, exploring new foods, working-out, and spending time with friends and family.
About Nicholas Givan
Nicholas Givan is a Client Relationship Analyst with the Capitol Bridge Group at Morgan Stanley, having joined the firm in July of 2026. Nicholas values the direct impact Wealth Management has on clients’ lives, helping people understand their finances and move closer to their goals drives his purpose in his career. He is excited to continue learning about financial services. He has passed the SIE exam and is currently studying for the series 7 and 66 exams.
Nicholas graduated from Georgetown University, with a bachelor’s degree in Sociology and a minor in Economics. At Georgetown, he was a two-time captain of the Track and Field team and a two-time NCAA East Regional qualifier. Nicholas also served as the Recording Secretary of his chapter of Alpha Phi Alpha, the first intercollegiate, Black, Greek-letter fraternity.
Nicholas grew up in Woodbridge, New Jersey and currently resides in Washington DC. He enjoys sports, nature, and exercise. Outside of work, you can find him at DC run clubs or working on his golf game.
Nicholas graduated from Georgetown University, with a bachelor’s degree in Sociology and a minor in Economics. At Georgetown, he was a two-time captain of the Track and Field team and a two-time NCAA East Regional qualifier. Nicholas also served as the Recording Secretary of his chapter of Alpha Phi Alpha, the first intercollegiate, Black, Greek-letter fraternity.
Nicholas grew up in Woodbridge, New Jersey and currently resides in Washington DC. He enjoys sports, nature, and exercise. Outside of work, you can find him at DC run clubs or working on his golf game.
Contact Steve Lucas
Contact Mark Langner
Contact Briggs Ethridge
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Maria Tashjian
Private Banker
About Maria Tashjian
Maria Tashjian is a Private Banker serving Morgan Stanley Wealth Management offices in Maryland.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maria began her career in financial services in 2006, and joined Morgan Stanley in 2010. Prior to being promoted to Private Banker in 2021, Maria served as the Associate Private Banker supporting Wealth Management offices in Virginia.
Maria is a graduate of the University of Massachusetts, where she received a Bachelor of Science in Management and a Master of Business Administration. She lives in Fairfax, Virginia with her family. Outside of the office, Maria enjoys spending time with her family and volunteering for local community organizations.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maria began her career in financial services in 2006, and joined Morgan Stanley in 2010. Prior to being promoted to Private Banker in 2021, Maria served as the Associate Private Banker supporting Wealth Management offices in Virginia.
Maria is a graduate of the University of Massachusetts, where she received a Bachelor of Science in Management and a Master of Business Administration. She lives in Fairfax, Virginia with her family. Outside of the office, Maria enjoys spending time with her family and volunteering for local community organizations.
NMLS#: 1500388
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
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Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Capitol Bridge Group today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
