Marci Coots, ChFC®*
Senior Registered Associate
Phone:
(502) 394-4010(502) 394-4010
Barry Blalock
Vice President,
Financial Advisor
Direct:
(502) 394-4032(502) 394-4032
My Mission Statement
A comprehensive approach to wealth planning that encompasses your entire financial journey and legacy.
My Story and Services
As your Financial Advisor, Barry Blalock can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together, he can help you to preserve and grow your wealth. You will have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Originally from Louisville, Barry attended the University of Louisville and extended his studies at University of Georgia’s Terry College of Business and Bellarmine University to focus on deepening his knowledge in Advanced Financial Planning. Several years before his career in Wealth Management, Barry was involved in founding a Fast-Casual Restaurant startup in Boulder, CO.
For the last decade, Barry worked for one of America’s largest Banks customizing bespoke investment strategies for some of the region’s wealthiest clients. His focus there was connecting clients to a portfolio of strategic credit and lending products, tactical equity and fixed income portfolios, net worth, cash flow and income planning scenarios, as well as tailored insurance planning to offset taxes created from experiencing large inheritances or extended healthcare scenarios.
When not working closely with clients, you can find him with his wife and their four children running to a swim practice, round of golf or out to their property in Finchville to Fly Fish, Hike and Ride Horses. They are parishioners at both St. Margaret Mary Catholic Community and Sojourn East on Rudy Lane. Barry is a Director for Race for Aftercare, a Charitable Foundation that allocates capital to enhance the retirement outcomes of both Racing Thoroughbreds and Jockeys once their careers have ended. He also sits on the Board of Directors for Douglass Hills Swim & Dive Team and sponsors several Charity Events throughout the year to bring awareness to issues important to this community.
Originally from Louisville, Barry attended the University of Louisville and extended his studies at University of Georgia’s Terry College of Business and Bellarmine University to focus on deepening his knowledge in Advanced Financial Planning. Several years before his career in Wealth Management, Barry was involved in founding a Fast-Casual Restaurant startup in Boulder, CO.
For the last decade, Barry worked for one of America’s largest Banks customizing bespoke investment strategies for some of the region’s wealthiest clients. His focus there was connecting clients to a portfolio of strategic credit and lending products, tactical equity and fixed income portfolios, net worth, cash flow and income planning scenarios, as well as tailored insurance planning to offset taxes created from experiencing large inheritances or extended healthcare scenarios.
When not working closely with clients, you can find him with his wife and their four children running to a swim practice, round of golf or out to their property in Finchville to Fly Fish, Hike and Ride Horses. They are parishioners at both St. Margaret Mary Catholic Community and Sojourn East on Rudy Lane. Barry is a Director for Race for Aftercare, a Charitable Foundation that allocates capital to enhance the retirement outcomes of both Racing Thoroughbreds and Jockeys once their careers have ended. He also sits on the Board of Directors for Douglass Hills Swim & Dive Team and sponsors several Charity Events throughout the year to bring awareness to issues important to this community.
Securities Agent: CO, WV, OH, IN, CA, NC, KY, DC, FL, IL, MO, MN, TX, MI, MD, KS; General Securities Representative; Investment Advisor Representative
NMLS#: 1141055
NMLS#: 1141055
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
A Glimpse Into My Investment Philosophy
In providing investment guidance to my clients, I adhere to a philosophy centered on long-term wealth preservation and growth. I prioritize understanding each client's financial goals, risk tolerance, and time horizon to tailor investment strategies that align with their unique needs. Emphasizing diversified portfolios, quality assets, and disciplined risk management, I aim to cultivate sustainable wealth over time. Transparency, communication, and ongoing education form the cornerstone of my client-centric approach, working to ensuring informed decision-making for all my clients.
Over The Long Term, The S&P Has Grown Despite Negative Events
Despite facing numerous negative events and economic downturns over the years, the S&P has demonstrated remarkable resilience and sustained growth, reflecting the underlying strength and resilience of the U.S. economy, it’s innovative ability, and diversified nature. Being able to ride the emotional highs and lows is not always possible for investors and speaks to the importance that I can bring to your long term financial strategy as someone you can consult during these times.
What Drives Markets?
As a market participant, it’s important to understand what’s driving the moves in the market in the short-term (0-2 years). When you own a stock, it’s a piece of ownership in a company, but many investors don’t understand that the S&P 500, or “the market” you hear about on the news, is actually a futures market. What does that mean? Retail and Institutional Investors are attempting to figure out where the market will be 1, 6, 12, 18 months from now. One way they do that is by incorporating companies earnings and outlook in the next year to piece together where the market could end up. It's a collective effort to forecast the trajectory of the market.
The S&P 500’s Return Distribution
Historically, the S&P 500 has yielded positive returns in 76% of the years since 1926 (See Chart). Such resilience underscores this foundational pillar—that maintaining a long-term perspective in equity investments can be a powerful approach to wealth creation, despite short-term market fluctuations.
Market Timing Can Be A Costly Strategy
Timing the market can be tempting, but it's notoriously difficult to consistently predict short-term fluctuations. Instead, staying invested through market cycles allows investors to capture the long-term growth potential of the market while avoiding the pitfalls of trying to time entry and exit points, possibly leading to more stable and reliable returns over time.
The Need to Save Early: Time Is Money!
With each of my clients I underscore the importance of harnessing the power of compounding, emphasizing how consistent reinvestment of returns had the potential to exponentially grow wealth over time. By recognizing and leveraging this fundamental principle, my clients can work towards capitalizing on the snowball effect of compounded returns to build substantial wealth for the future.
INSIGHTS & INFORMATION
Here at Morgan Stanley, we strive to make complex financial ideas more digestible so that our clients understand what is being done on their behalf to plan for their financial future. I am a firm believer of giving my clients as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets
Click HereThe Rules of Housing Affordability Have Changed
Although mortgage rates are beginning to ease, the number of home sales is expected to languish for now.
Click HereAre You Prepared for Tax Day?
The countdown to Tax Day has begun. Here are some strategies to consider as the deadline approaches.
Click HereA FINANCIAL PLAN MADE FOR YOU
In the past, financial planning used to be a relatively uncomplicated process that focused on wealth accumulation and a shift towards conservative investment vehicles to provide retirees with stable retirement income and principal stability. However, in today's rapidly changing world, financial planning has become more complex, particularly when it comes to turning a lifetime of savings into sustainable income for individuals who are living longer, healthier, and more active lives.
I understand that navigating the current financial landscape can be daunting. That’s why I prioritize listening to my clients' needs, concerns, and objectives to provide personalized and attentive service. My aim is to empower you to make confident financial decisions and secure your financial future.
Whatever your financial goal, you can count on me to help you with a strategy that is:
I understand that navigating the current financial landscape can be daunting. That’s why I prioritize listening to my clients' needs, concerns, and objectives to provide personalized and attentive service. My aim is to empower you to make confident financial decisions and secure your financial future.
Whatever your financial goal, you can count on me to help you with a strategy that is:
1. Personal:
My approach is tailored to meet your unique financial needs and goals, and I am dedicated to your progress. I am committed to providing personalized guidance and support to help you achieve financial success.
2. Flexible:
My services are designed to be adaptable to the evolving circumstances of your life and the shifting nature of your priorities as time progresses.
3. Comprehensive:
I offer an extensive suite of investment products and services that are specifically designed to cater to your unique financial needs, while providing exclusive benefits that are tailored to our esteemed relationship.
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that’s adaptable to the different stages of your life using our award winning tools- Goals Planning System (GPS) and LifeView.
Morgan Stanley Goals-Based Wealth Management
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk PlatformMORGAN STANLEY'S SUITE OF DIGITAL TOOLS
Digital technology has become increasingly intertwined with the way individuals communicate, consume information, travel, and transact financially. As a leading provider in the industry, our suite of digital tool offerings is specifically designed to optimize every aspect of your financial life, providing you with a seamless and convenient experience. Below, I outline a few of these innovative solutions that exemplify our commitment to excellence in meeting our clients' needs.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started Today
eDelivery
Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.
Enroll TodayPortfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk PlatformLocation
4969 US Highway 42
Suite 1200
Louisville, KY 40222
US
Direct:
(502) 394-4032(502) 394-4032
Meet My Team
About Marci Coots, ChFC®*
You, who and what is most important to you, drives all that Marci does to help us stay focused on your horizon as we map your family financial journey and navigate risks as you view them. Listening to you, understanding your unique needs, empowering you with knowledge and resources, and working with you in appropriate decisions, Marci coordinates our communication by phone, email, online and through Morgan Stanley’s extensive reporting systems and platforms. Together, we help you review your current financial picture, build strategies to map your vision of your future, and focus on what matters most to you and those important to you.
Marci earned the Chartered Financial Consultant (ChFC®) designation from the American College of Financial Services through studying advance financial planning, including income and expense budgeting, retirement planning, estate and legacy planning, special needs, wealth management, insurance, and more. Advance financial planning informs our communication as we empower you with the resources and knowledge to address your income needs, choose the most efficient paths for distribution, and help preserve and protect your wealth for those important to you. As you encounter the forks in your path, proposing the “what ifs” helps us help you decide how to save for your child’s education, when to retire, what options you have for social security income, what is the most efficient source of funds for your needs, and how much to set aside for unexpected detours. Through mapping your current position, pointing our compass toward the horizon you envision, and recalculating our path as your life’s terrain changes, we maintain focus on what and who is most important to you.
Thank you is the greatest reward Marci believes she can earn. In her over 15 years of financial services experience, Marci has learned from some of the most knowledgeable advisors at some of the largest financial services firms, in some of the most challenging market environments. Marci is honored for the opportunity Morgan Stanley provides to expand and improve the positive impact we have on the lives of our clients, our families, and our community.
Disclaimer: *This role cannot solicit or provide investment advice.
Marci earned the Chartered Financial Consultant (ChFC®) designation from the American College of Financial Services through studying advance financial planning, including income and expense budgeting, retirement planning, estate and legacy planning, special needs, wealth management, insurance, and more. Advance financial planning informs our communication as we empower you with the resources and knowledge to address your income needs, choose the most efficient paths for distribution, and help preserve and protect your wealth for those important to you. As you encounter the forks in your path, proposing the “what ifs” helps us help you decide how to save for your child’s education, when to retire, what options you have for social security income, what is the most efficient source of funds for your needs, and how much to set aside for unexpected detours. Through mapping your current position, pointing our compass toward the horizon you envision, and recalculating our path as your life’s terrain changes, we maintain focus on what and who is most important to you.
Thank you is the greatest reward Marci believes she can earn. In her over 15 years of financial services experience, Marci has learned from some of the most knowledgeable advisors at some of the largest financial services firms, in some of the most challenging market environments. Marci is honored for the opportunity Morgan Stanley provides to expand and improve the positive impact we have on the lives of our clients, our families, and our community.
Disclaimer: *This role cannot solicit or provide investment advice.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Blair Patteson, CFP®
Managing Director, Private Wealth Management, Private Wealth Advisor, Family Wealth Director, Alternative Investments Director
Hannah Sledd, CFP®
Financial Planning Director, Vice President
About Hannah Sledd
Hannah Sledd is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Tennessee, Kentucky, and West Virginia. She is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Hannah began her career in financial services in 2012 and joined Morgan Stanley in 2022. She is passionate about helping others achieve their financial goals through collaborative planning. Hannah began her work as an independent advisor with an Atlanta firm in 2012, worked on an elite trading team at E*TRADE in 2013, and then joined JP Morgan in 2014. For nearly four years, she helped advisors develop and implement financial plans for their high-net-worth clientele before leaving to lead mergers and acquisitions for an international software company. After that, Hannah has worked as a financial advisor in Nashville and Atlanta.
Hannah graduated from the University of Alabama, where she earned a bachelor’s degree in Finance with a concentration in Investment Management and holds her Certified Financial Planner® designation. Hannah lives in Nashville, Tennessee. Outside of work, she enjoys yoga, hiking, and travelling.
Hannah began her career in financial services in 2012 and joined Morgan Stanley in 2022. She is passionate about helping others achieve their financial goals through collaborative planning. Hannah began her work as an independent advisor with an Atlanta firm in 2012, worked on an elite trading team at E*TRADE in 2013, and then joined JP Morgan in 2014. For nearly four years, she helped advisors develop and implement financial plans for their high-net-worth clientele before leaving to lead mergers and acquisitions for an international software company. After that, Hannah has worked as a financial advisor in Nashville and Atlanta.
Hannah graduated from the University of Alabama, where she earned a bachelor’s degree in Finance with a concentration in Investment Management and holds her Certified Financial Planner® designation. Hannah lives in Nashville, Tennessee. Outside of work, she enjoys yoga, hiking, and travelling.
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact Barry Blalock today.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)
