About Us

Our Team

The Ardito and McCarrick Group is a Wealth Management team headquartered in Riverhead and Melville, NY.  We area a five member senior advisory team that formed with the goal of developing and implementing personalized wealth management strategies for individuals, business owners, and corporate executives. The senior members of the team, Louis Ardito, Thomas McCarrick and Michael McCarrick, have over 60 years of experience in the financial industry and utilize their vast knowledge and experience to help realize their client’s financial objectives. In addition to their personal acumen, the Ardito and McCarrick Group will leverage the broad resources and intellectual capital at Morgan Stanley in implementing wealth management strategies in a cost efficient manner. 

Our Mission

It is our mission to exceed our clients' expectations in our commitment to their financial success and happiness.  Our ultimate goal is to create and preserve wealth and earn our clients' trust and confidence while building lifelong relationships.  We will do so by providing a broad range of investment products and services with unparalleled personal customer service with a focus in doing so in a cost effective manner.  We will at all times maintain the highest levels of ethics, integrity and professionalism while we commit to being integral parts of the communities we work with.
Services Include
  • Wealth Management1
  • Financial Planning2
  • Retirement Planning3
  • Fixed Income4
  • Cash Management5
  • Estate Planning Strategies6
  • Qualified Retirement Plans7
Check the background of Our Firm and Investment Professional on FINRA's BrokerCheck.*

Our Process

The Ardito and McCarrick Group utilize a four-step process to help their clients achieve their financial goals while managing the associated risks:

1. Establish objectives: We will help clients define their various financial goals and ensure that both the client and advisory team understand and prioritize their importance

2. Set strategies: Once the client’s goals are defined, we will then work with them to develop a personalized wealth management plan based upon their time horizon, risk tolerance, and any other pertinent factors. Utilizing this plan, we will then create a disciplined and well thought out strategy designed to help the client attain their objectives while helping to limit their risk.

3. Implement recommendations: Following the wealth management plan and investment strategy developed with the client, we will carefully implement our recommendations.

4. Review progress: During regularly scheduled meetings, we will review and re-evaluate the client’s needs and concerns, and recommend any changes we may feel are necessary. We feel it is important to carefully and consistently assess the progress of the portfolio and modify the wealth management plan as you advance towards your goals.

    Our Values

    There are six core values that we strive to provide throughout the wealth management process:

    1. Organization: We will help you bring order to your financial life by assisting you in getting your financial house in order. This includes everything from your investments and estate planning needs to your household cash flow for routine expenses.

    2. Accountability: We will help you complete your financial commitments by helping you prioritize your goals, showing you the necessary steps to achieve said goals, and regularly reviewing your progress towards their achievement.

    3. Objectivity: We will provide insight garnered from both our extensive experience and Morgan Stanley's award winning research team to help you make informed, well thought out decisions. Furthermore, we are committed to helping you avoid making emotionally driven decisions which can be quite damaging during periods of turmoil.

    4. Proactive: We will work with you to anticipate your life transitions and take any measures necessary to help ensure you are financially prepared. It is during these periods of change that your wealth management plan will be especially helpful.

    5. Education: During any decision making process, we will take the time to carefully explain the various options, as well as the benefits and risks associated with each choice.

    6. Collaboration: We will attempt to help you achieve financial wellbeing by working in concert with you, not just for you. In order to make this possible, we will take the time to clearly understand the client’s background, philosophy, needs and objectives. We view wealth management as a collaborative process that will require hard work, careful planning, and most importantly, trust.

      Location

      611 E Main St
      Riverhead, NY 11901
      US
      Direct:
      (631) 548-4025(631) 548-4025

      Meet Ardito and McCarrick Team

      About Me

      Securities Agent: AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, MA, MD, ME, MI, MN, NC, NH, NJ, NM, NV, NY, OH, PA, RI, SC, TN, VA, WA, WI; Investment Advisor Representative; BM/Supervisor; General Securities Representative

      About Me

      Securities Agent: AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, MA, MD, ME, MI, MN, NC, NH, NJ, NM, NV, NY, OH, PA, RI, SC, TN, VA, WA, WI; Investment Advisor Representative; General Securities Representative

      About Me

      Securities Agent: AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, MA, MD, ME, MI, MN, NC, NH, NJ, NM, NV, NY, OH, PA, RI, SC, TN, VA, WA, WI; Investment Advisor Representative; BM/Supervisor; General Securities Representative
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      Retirement

      Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
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      • IRA Plans
      • Retirement Income Strategies
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      • Annuities
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      • Wealth Planning
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      • Long Term Care Insurance
      • Special Needs Planning
      • Trust Services
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      • Corporate Pension Funds
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      Ready to start a conversation? Contact Ardito and McCarrick Team today.
      Market Information Delayed 20 Minutes
      1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.

      3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

      4Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.

      5Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

      Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

      6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

      7Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in writing by Morgan Stanley and/or as described at www.morganstanley.com/disclosures/dol . Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

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      The securities/instruments, services, investments and investment strategies discussed in this material may not be suitable for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

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