My Story

As our team’s Senior Consultant, Andrew has more than 32 years of institutional consulting experience, covering Defined Contribution plans. He has been a senior partner with The Wilshinsky Group since his arrival at the firm in 1999 and is responsible for the design, strategy, and implementation of all the group’s corporate retirement plans, both qualified and non-qualified.

Before joining the firm, Andrew was a partner at KAP planning, a boutique financial planning group within AXA. Andrew has appeared on the Bloomberg Financial News network and spoken before many organizations, including the New York Society of CPAs. He has been to Forbes’ list of Best-in-State Wealth Advisor for 2018, 2019, 2020,2021 and 2023.

Andrew serves on the Board of the American Friends of Hebrew University and on the Board of Building Together, a nonprofit that fosters partnerships among Israelis and Palestinians who seek to build tangible projects together that increase trust and quality of life. He is a graduate of Babson College.

Disclaimer:
2018, 2019, 2020,2021 and 2023 Forbes Best-In- State Wealth Advisors
Source: Forbes.com (Awarded 2018, 2019, 2020,2021 and 2023). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Services Include
Securities Agent: OH, NV, GA, FL, CT, MN, MD, TN, RI, PR, VA, UT, ME, MA, CO, VT, NC, MT, MI, IL, DE, AZ, WY, NJ, DC, WI, TX, NY, NH, CA, PA, OR; General Securities Representative; Investment Advisor Representative
NMLS#: 1265085
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

Working With You

I work with even the most complex financial portfolios. I’m also well versed in both family and business dynamics—important elements in many financial issues.

In addition, I have a deep understanding of market trends and the global economic landscape. I can give you objective, understandable advice, so you can invest with confidence.
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    Step 1: Get to Know Each Other
    In our first few conversations, I am going to take the time to discover what is important to you and your family, and understand your financial situation.
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    Step 2: Assess Your Finances
    Together, we will then analyze your current financial positions, gather key data points and documents to develop a holistic view of your current financial standing.
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    Step 3: Develop Your Plan
    Using the information we learned about you, we will develop a personalized financial plan using proprietary tools and insights from Morgan Stanley.
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    Step 4: Implement Your Financial Plan
    Once we create your financial plan, we will help you implement tactics that can allow us to ensure we remain on track towards achieving your goals, including providing you access to Morgan Stanley's Digital Tools and establishing ongoing check-ins.
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    Step 5: Develop Ongoing Service
    Our relationship won't end one your financial plan is put in action. As your financial advisor, I will schedule regular meetings to monitor your progress and apply a strict due diligence process to evaluate investment performance.

My Clients

In servicing client, I adhere steadfastly to Morgan Stanley Graystone Consulting’s dedicated approach that is predicated on deep discovery of client’s goals, values, preferences and intended outcomes, both personal and financial. I also lever my seventeen years of experience in investment advisory and twenty plus years in industry, mostly in executive leadership in the management consulting field.

My goal is to deliver to my clients the full breath of Morgan Stanley’s unapparelled research, investment platform and wealth management solutions.
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    Entrepreneurs
    I have decades of experience helping successful entrepreneurs navigate changes in their business environments through market cycles and prepare for post-exit stewardship of their wealth. My intent is to ensure they seize opportunities for their companies and personal wealth and mitigate market risks.
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    Business Executives
    I help business executives manage their cash flow during career transitions, plan for retirement, diversify concentrated stock positions, and prepare for wealth transfer to their families.
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    Nonprofits
    As an investment advisor to nonprofit institutions I draw upon my extensive experience working with philanthropic families, foundations and endowments over the past 25 years. Having served of several nonprofit boards, I am well versed in mission-driven grant-making, mission-aligned investing, and best practices in nonprofit investment and financial governance.

Awards and Recognition

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    Named to Forbes’ List as Best-in-State Wealth Advisor:
    • 2018
    • 2019
    • 2020
    • 2021
    • 2023
    • 2024
    • 2025


    2018, 2019, 2020, 2021, 2023, 2024, 2025 Forbes Best-In- State Wealth Advisors
    Source: Forbes.com (Awarded 2018-2021, 2023, 2024, 2025). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
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    PLANADVISER Top 100 Retirement Plan Advisers:
    • 2017
    • 2018
    • 2019
    • 2020
    • 2021

    2017, 2018, 2019, 2020, 2021 PLANSPONSOR Top Retirement Advisors (fornerly referred to as Top 100 Reitrement Advisors)
    Source: planadviser.com (Awarded May 2017-2021) Data compiled by ISS Media based on responses to PLANADVISER survey as of Jan/Feb of the year the award was given.
    Learn More
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    NAPA Top DC Advisor (Team Ranking):
    • 2017
    • 2018
    • 2019
    • 2020
    • 2021
    • 2022
    • 2024
    • 2025

    2017, 2018, 2019, 2020, 2021, 2022 & 2024, 2025 NAPA's Top Retirement Plan Advisors Under 40 (Aces) (previously referred to as NAPA's Top Retirement Plan Advisors Under 40 (Young Guns))
    Source: Source: napa-net.org (Awarded 2017, 2018, 2019, 2020, 2021, 2022, 2024, 2025) Data compiled by NAPA from Aug of the year prior to the award – Aug of the year the award was given.
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    Top 400 Financial Advisor by the Financial Times
    • 2015
    • 2016

    2015, 2016 Financial Times 400 Top Financial Advisors
    Source: ft.com. Data compiled by the Financial Times based the following time periods:
    Awarded 2015; data 9/30/13 - 9/30/14
    Awarded 2016; data 9/30/13 - 9/30/15
    Learn More
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    Forbes Best-In-State Wealth Management Teams
    In both 2024 and 2025, the Wilshinsky Group was recognized on the Forbes Best-In-State Wealth Management Teams ranking.

    2024, 2025 Forbes Best-In-State Wealth Management Teams
    Source: Forbes.com (Awarded 2024, 2025) Data compiled by SHOOK Research LLC based 12-month time period concluding in March of year prior to the issuance of the award.

Philanthropy Experience

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    Building Together
    Andrew co-founded and serves on the Board of Building Together. Building Together is a nonprofit that fosters connections between Palestinians and Israelis who seek to build tangible projects that increase trust and quality of life. In the United States, Building Together brings together people of all different religious backgrounds to foster connection, teach dignity and support the organization's work in the Middle East.
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    Babson College Alumni Club of New York
    As an Alum of Babson College, Andrew supports the Babson College Alumni Club of New York. Through his work, Andrew coordinated and plans high end events in New York City for Babson College alumni in the Tri-State Area.
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    American Friends of Hebrew University
    Andrew serves on the Board of American Friends of Hebrew University, which is a national, nonprofit organization that strives to connect the passions of Americans to the Hebrew University of Jerusalem.

Client Service Team

    Joseph Notarfrancesco
    Phone:
    (212) 643-5792(212) 643-5792
    Email:Joseph.Notarfrancesco@morganstanley.com
    Securities Agent: NY, AZ, SC, RI, NM, NE, GA, FL, AL, NJ, MD, KS, IA, DE, VT, TX, NC, HI, CO, NH, MS, IL, AK, WA, TN, ME, DC, WY, MN, KY, VI, PR, OH, MA, CA, AR, UT, WI, SD, IN, CT, PA, NV, MT, MO, MI, WV, VA, OR, ID; General Securities Representative; Investment Advisor Representative
    NMLS#: 1312562
    Joel Lejarde - Portfolio Associate
    Andrew Bernstein
    Phone:
    (646) 473-2160(646) 473-2160
    Glen Macdonald
    Securities Agent: PR, CA, VT, TX, FL, SC, OH, NJ, NC, MA, UT, OR, MI, LA, AZ, AR, WA, OK, NY, NH, IL, NM, NE, ID, DC, NV, MS, MN, ME, WY, TN, PA, MO, IN, GA, CO, VA, RI, MT, DE, WI, KS, IA, WV, MD, CT; General Securities Representative; Investment Advisor Representative
    Tariq Evans
    Securities Agent: VA, AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY; General Securities Representative; Investment Advisor Representative

Location

1 Penn Plaza 43rd
Fl
New York, NY 10119
US
Direct:
(212) 643-5719(212) 643-5719
Toll-Free:
(800) 223-4565(800) 223-4565
Fax:
(212) 643-5841(212) 643-5841
111 North Washington Ave
Suite 201
Scranton, PA 18503
US
Direct:
(212) 643-5719(212) 643-5719

The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.

Wealth Management
Global Investment Office

Portfolio Insights

Retirement

Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
  • 401(k) Rollovers
  • IRA Plans
  • Retirement income strategies
  • Retirement plan participants
  • Annuities
4 Financially Smart Ways to Take Money Out of Retirement Accounts
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4 Financially Smart Ways to Take Money Out of Retirement Accounts

Discover how planning for required minimum distributions from retirement accounts can help you fund future needs and support loved ones.

Investing

Working closely with you to guide your wealth and investments through the most challenging market cycles.
  • Asset Management
  • Wealth Planning
  • Traditional Investments
  • Alternative Investments
  • Impact Investing
2025 Global Economic Outlook: U.S. Policies May Temper Global Growth
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2025 Global Economic Outlook: U.S. Policies May Temper Global Growth

Global growth is likely to be around 3% in 2025 and 2026, as tariff and immigration policies begin to slow the U.S. economy late next year, and China's underperformance restrains emerging markets.

Family

Creating customized financial strategies for the challenges that today’s families face.
  • Estate Planning Strategies
  • 529 Plans / Education Savings Planning
  • Long Term Care Insurance
  • Special Needs Planning
  • Trust Services
Taking Control of Your Finances After Death of a Spouse
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Taking Control of Your Finances After Death of a Spouse

Financial planning after a divorce or death can be trying, but with the right approach and the right advice you can turn a difficult situation into empowerment.

Business Planning

Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
  • Succession Planning
  • Business Planning
  • Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Financial Planning for Life After Selling a Business

Selling your business can mean big changes for your life, both personally and financially. Know how to make the most of your windfall.

Philanthropy

Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
  • Endowments
  • Foundations
  • Donor Advised Funds
  • Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving 
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Donor Advised Funds: A Smart Way to Manage Your Giving 

There’s more to charitable giving than you may realize. Here’s one method that may be a tax-efficient way to give and can help maximize your impact.

Retirement for Plan Sponsors

End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
  • Plan Evaluation
  • Investment Management
  • Plan Management Support
  • Plan Participant Education
State of the Workplace Study 2023
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State of the Workplace Study 2023

Explore Morgan Stanley at Work’s State of the Workplace III Financial Benefits Study results. Discover workforce challenges and how to stay competitive.

Financial Wellness

Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
  • Reduce employee stress,
  • Improve retention and engagement, and
  • Set themselves apart by offering comprehensive financial wellness benefits.
The Business Case for a Financially Resilient Workforce
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The Business Case for a Financially Resilient Workforce

In the face of turbulent markets, the word “resilience” may be top of mind. Broadly speaking, resilience is the ability to “bounce back” when encountering life’s inevitable challenges.
Ready to start a conversation? Contact Andrew Wilshinsky today.
Market Information Delayed 20 Minutes
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For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

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Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)