Amber M Terry

It's natural to feel overwhelmed by all the life events we need to prepare for. But women are tough, and we're smart, and we're planners. Feeling in control of your finances can propel you in so many other areas of your life, so you owe it to yourself to define your goals, start a dialogue with your loved ones and create a game plan. The modern face of wealth is female, so walk confidently into your financial future.

Divorce or the death of a spouse can turn the best laid financial plans upside down. An income stream dries up; assets may be divided; in short, where life had a feeling of certainty, you may now be standing on shifting ground.

Navigating the division of assets in a divorce can be a long and difficult process. Learn how to avoid mistakes and plan for your future.

Major relationship transitions can be overwhelming in both a personal and practical way. Dealing with the impact of divorce on your financial life can make an emotionally difficult time even more challenging. Although divorce is seldom easy, you can prepare for it- and being prepared will help you feel more in control and better equipped to make informed, confident decisions about your financial future.

Going through a divorce can be tough enough. Sorting out your finances afterwards can be even tougher. Our guest, Victoria, is recently divorced and looking after her own money again for the first time in a while. Listen to her initial conversation with a Financial Advisor.

I take time to fully understand you and your family's needs and goals. Whether you're planning for retirement, purchasing a home, or living out your retirement years - I take in to account your aspirations, challenges, risk tolerance and other factors to help me develop your financial plan .

Using your goals as a guide, I create a detailed strategy with recommendations aimed to help you grow, preserve and transfer your wealth. I use proprietary financial planning tools in tandem with your personal priorities to help formulate a plan that fits your needs.

In this step, I present the strategy I created for you. Upon your approval, I begin to implement the strategy using the firm's world class platforms.

Continuing the conversation allows me to help ensure that your current goals are top of mind when working on your wealth management strategy. I monitor your plan and portfolio to help make certain your assets are positioned to align with your changing circumstances.

Welcoming a child into the family is a joyous occasion for everyone—for parents, grandparents, aunts, uncles, siblings, cousins and other extended family members. I will help you plan and prepare for the financial components that a new child might introduce to your lives.

Education is a major investment that often requires years of careful, advanced planning. As educational costs continue to rise - from primary education through undergraduate, graduate and professional schools - I will work with you to implement the appropriate funding strategies for your needs.

There are few events more exciting than tying the knot with the person you love. Managing your wealth is a critical component to maintaining a long, fruitful marriage. Also, helping fund your child's wedding is a goal for many parents and grandparents.

Divorce is a stressful ordeal that is seldom easy. In can be very difficult to brave this battle alone. If necessary, I will help guide you through the priorities and issues that need to be settled to ensure that your needs are met with care and respect.

Some people look forward to retirement as their time to relax and enjoy the fruits of their decades-long career. Others worry about their ability to support their lifestyle given certain life challenges. Saving for retirement is a lifelong process that relies on defined financial planning strategies.

I know how difficult losing a loved one can be. I am here to help you navigate the decisions to be made following the death of your spouse or other family member.

Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.

Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.

Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.

Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, as well as a complete view of your assets and liabilities whether they are held at Morgan Stanley or elsewhere.