
Adam Kokinis, QPFC

My Mission Statement
Welcome
I look to develop a conservative and well defined approach to managing and investing client assets. I believe everyone deserves to create a financial plan, regardless of income, background and education. With access to Morgan Stanley's products and services, you and I will implement four key values; organization, proactivity, education and relationship.
Organization: helping bring order to your financial life at both high (insurance, estate, etc.) and low levels (household cash flow). Together we will focus on getting your "house" in order.
Proactivity: tailoring action plans to what may come in the near and distant future allows for anticipation of life transitions. Simply put, "knowing we are prepared".
Education: exploring what is known and the knowledge needed to help you succeed in any situation is crucial to developing a strong financial plan. We start with understanding it, leverage resources to create decision and highlight options and risks associated with each. The more you know about your financial plan, the stronger our relationship.
Relationship: providing the best life possible is our mission – we work together to help you achieve. I put in the time to understand your background, philosophy, needs and objectives.
Collaboration with you and on your behalf (with permission) supports transparency around costs and compensation. My practice is built on supporting your individual and family goals. Together we create a living plan on where you want to go in life and what you want to achieve. Our process starts with a discussion which leads us to a strategic approach to investment decision and ultimate financial freedom.
- Retirement PlanningFootnote1
- Planning for Education FundingFootnote2
- Wealth ManagementFootnote3
- Estate Planning StrategiesFootnote4
- 401(k) Rollovers
- Financial PlanningFootnote5
- Sustainable InvestingFootnote6
- Cash ManagementFootnote7
- Corporate Retirement PlansFootnote8
- Trust Services*
- Divorce Financial AnalysisFootnote9
NMLS#: 588398
Working With You
I believe that identifying potential financial solutions begins with a solid understanding of each client's situation, goals, objectives and risk tolerance. I follow a disciplined process that enables us to work with you to craft a strategy that can help meet your individual financial needs:
- Develop a thorough understanding of your financial goals and objectives.
- Review and analyze your current financial situation.
- Identify and tailor strategies that can help you meet your individual needs.
- Implement your customized strategy, including personalized services and benefits.
- Review your strategy, meeting periodically to discuss your goals and changing needs.
Whatever your financial goal—whether to grow your wealth, preserve it or pass it on to others, you can count on us to help you with a strategy that is:
- Personal - Highly individualized and committed to helping you achieve financial success.
- Flexible - Responsive to changes in your life and in your priorities over time.
- Comprehensive - Covering a broad array of investment products and services, with preferred benefits tied to your valued status with us.
Community Involvement
Constance Brown Hearing Centers Board Member (Ex-Officio) Nov 2020 – Oct 2021
- The Mission of Constance Brown Hearing Centers is to impact lives through comprehensive hearing care provided by experts with advanced degrees in audiology.
Residential Opportunities, Inc. Fund Development & Public Relations Committee Oct 2020 – Oct 2022
- Review all previous year fundraising activity and make recommendations for improvements for new fiscal year
- Analyze relationships with current and prospective donors and funders and develop individualized strategies to cultivate or strengthen those relationships
- Analyze relationships with current and prospective corporate sponsors and work with staff and Board to develop relationships
- Work with staff to plan and execute fundraising and friend-raising events.
- Along with CEO and/or Director of Development and Public Relations, meet with current and prospective major donors and funders (foundations and corporations).
- Tap respective networks for potential donors of time, talent and treasure
- Committee Chair provides guidance on annual giving
Western Michigan University Theatre Guild Theatre Guild Board Member Mar 2019 - Mar 2022
- Promote the mission of the theatre guild
- Promote membership
- Secure funding for scholarships
- Donor Cultivation Committee member
Kiwanis Club of Kalamazoo Past Club President/Board of Directors/Member July 2019 - Current
- Support of organization's mission and purpose
- Evaluate goals of organization with focus on effective planning
- Monitor consistency of programs, emphasis placed on community
- Adhere to legal & ethical standards and norms
- Duty of loyalty to organization and other board members
- Self evaluation to ensure representation, board expertise and commitment
Education
Western Michigan University, Financial Planning and Services
Mission: To empower learners to build knowledge and develop skills that can help make a difference.
Vision: To be an exceptional leader in transformational business education, applied research and community partnerships.
Core values: Community-engaged, discovery-driven, equity-centered, learner-focused and sustainability-guided.
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6The returns on a portfolio consisting primarily of Environmental, Social and Governance (“ESG”) aware investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because ESG criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
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Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
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