Kevin Nee
Managing Director, Private Wealth Management, Private Wealth Advisor, Global Sports and Entertainment Director
Phone:
(202) 292-5471(202) 292-5471
Morgan Stanley Private Wealth Management
83 Group
Our Mission Statement
Private Wealth Management is dedicated solely to the complex, multigenerational needs of ultra high net worth families, foundations and family offices.
Welcome
We are a Morgan Stanley Private Wealth Management team of experienced planning, investing and client service professionals who bring sophisticated perspective to our clients most complex financial challenges. We offer the objective and consultative approach of a boutique firm, coupled with access to the resources and institutional capabilities of a global financial services firm, to serve a clientele of highly accomplished individuals, their families, foundations and businesses. Our clients currently entrust us with over $6.5 billion in assets under management.
We take a holistic approach that is grounded in investment strategy, but covers virtually every aspect of your financial life: risk management, liabilities, trusts and estate structures and even family dynamics and lifestyle management issues. Our goal is to help preserve and grow your financial, family and social capital so that it can have the greatest positive impact today and for generations to come.
We take a holistic approach that is grounded in investment strategy, but covers virtually every aspect of your financial life: risk management, liabilities, trusts and estate structures and even family dynamics and lifestyle management issues. Our goal is to help preserve and grow your financial, family and social capital so that it can have the greatest positive impact today and for generations to come.
Capabilities
- Comprehensive Wealth Planning
- Investment Management
- Asset AllocationFootnote1
- Consolidated Reporting
- Cash Management & LendingFootnote2
- Single Family Office Services
- Private Investments
- Philanthropy Management
- Family Governance & Wealth Education
- Corporate Services
- Proprietary Investment Opportunities
- Securities Based LendingFootnote3
- Tax, Trust & Estate AdvisoryFootnote4
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
About PWM
Founded in 1977, Private Wealth Management is the division of Morgan Stanley Wealth Management that is dedicated to serving the firm’s most affluent clients, including some of the world’s most accomplished entrepreneurs, executives and stewards of multigenerational wealth. Functioning as an exclusive investment boutique within a global financial firm, we deliver sophisticated solutions that leverage the intellectual capital and insight of Morgan Stanley’s substantial global resources. Drawing on a deep understanding of your financial life, our goal is to help you:
- Manage investments with an unwavering focus on your financial strategy and personal goals
- Create comprehensive, multigenerational wealth management plans based on your needs, challenges and the values that guide your life and legacy
- Simplify financial complexity to help you achieve clarity and control
Private Wealth Management Highlights
- Approximately 300 teams specialized in assisting individuals and families with $20MM+ in investable assets
- Over $1.2 trillion in AUM
- Comprising 26% of the Barron’s Top 100 Financial Advisors list for 2025
- Direct access to ultra high net worth experts in philanthropy, family dynamics, wealth transfer, lifestyle advisory and other areas of interest to ultra high net worth families
1 Morgan Stanley Wealth Management, September 2025
Source: Barron's (Awarded March 2025) This ranking was determined based on an evaluation process conducted by Barron's for the period Oct 2023-Sept 2024. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or Private Wealth Advisors paid a fee to Barron's to obtain or use the ranking. This ranking is based on an algorithm that includes client retention, industry experience, review of compliance records, firm nominations, and quantitative criteria, including assets under management and revenue generated for their firms. Investment performance is not a criterion. Rankings are based on the assessment of Barron's and may not be representative of any one client’s experience. This ranking is not indicative of the Financial Advisor’s future performance. Morgan Stanley Smith Barney LLC is not affiliated with Barron's. Barron’s is a registered trademark of Dow Jones & Company, L.P. All rights reserved.
Approach
Discovery Process
Investing the time to learn about you and your family; your assets and liabilities and the risk exposures, enables us to formulate strategies and customize the relationship to your needs.
Formulation of Tax, Trust and Estate Strategy
Working with your tax and legal advisors, we help analyze your income and estate tax circumstances to identify and tailor planning techniques that may be used to address your objectives.
Creation of Customized Strategic Asset Allocation
Your customized asset allocation reflects risk, opportunities and taxation across multiple entities, while integrating your investing and estate plans.
Integration of Tactical Asset Allocation
Short-term adjustments seek to capitalize on temporary market distortions. Before making adjustments, we analyze the impact of taxes and trading costs on potential returns.
Implementation of a Customized Wealth Strategy
After comprehensive due diligence and analysis of expected results across multiple market scenarios, strategies are chosen from our expansive investment platform.
Ongoing Assessment
In coordination with your other advisors, we can conduct ongoing reviews and comprehensive reporting to ensure that your strategy adapts to changing financial and family needs.
Our Clients
Our clients are ultra-high net worth individuals and families that are committed to growing and preserving their legacy. We primarily work with entrepreneurs, business owners, and corporate executives and have the pleasure of working across multiple generations. We take pride in building long-term, life-enhancing relationships with our clients and maintaining a commitment to exceptional level of professionalism.
Awards
What Advice Means to Us
The O’Neill-Nee Group is firmly committed to long-term relationships and strive to deliver high level client service. We strive to provide advice that empowers our clients to make informed investment decisions, address unique challenges, and help preserve and grow their wealth.
Location
1747 Pennsylvania Ave NW
Ste 700
Washington, DC 20006
US
Direct:
(202) 292-5470(202) 292-5470
Meet 83 Group
Senior Vice President, Private Wealth Advisor, Family Wealth Director, Investment Management Consultant
Phone:
(202) 778-1559(202) 778-1559
Benjamin Meyers
Private Wealth Advisor, Senior Vice President, Private Wealth Management, Corporate Cash Investment Director
Phone:
(212) 761-5042(212) 761-5042
Ryan Maki, CFA, CFP®
Executive Director, Private Wealth Management, Financial Advisor
Phone:
(202) 292-5475(202) 292-5475
Matthew O'Neill
Financial Advisor
Phone:
(202) 292-5474(202) 292-5474
Francesca Zelachowski, CFP®
First Vice President, Group Director
Phone:
(202) 292-5472(202) 292-5472
Michael Hill
PWM Wealth Management Associate
Phone:
(202) 292-5473(202) 292-5473
Wesley Hayward
PWM Portfolio Associate
Phone:
(202) 292-5495(202) 292-5495
Kevin Olswfski
PWM Registered Associate
Phone:
(202) 292-5476(202) 292-5476
Jack Limroth, CFP®
PWM Registered Associate
Phone:
(202) 292-5366(202) 292-5366
About Kevin Nee
Kevin is a Managing Director, Private Wealth Advisor within Morgan Stanley’s Private Wealth Management division. He has been with Morgan Stanley since 2006. Kevin has been nationally recognized by Forbes in 2019, 2020 and 2021 as a Next Generation Best-In-State Wealth Advisor and in 2022, 2023, 2024, and 2025 as Best-In-State Advisor. Kevin lives in Northern Virginia with his wife and three children. He is an active supporter and member of the Cornell Lacrosse Alumni Association and enjoys coaching youth players in the area.
Professional Details and Designations:
19 Years with Morgan Stanley
Cornell University, B.S.
University of Maryland, M.B.A.
Professional Details and Designations:
19 Years with Morgan Stanley
Cornell University, B.S.
University of Maryland, M.B.A.
Securities Agent: IA, NM, SC, VA, MO, ND, UT, ME, MT, PR, MN, NE, WV, NH, VT, WI, NJ, DE, DC, IL, CA, WY, AR, KS, IN, ID, MS, HI, CT, MA, OH, TN, OK, AK, VI, TX, NC, MI, AZ, WA, PA, KY, NY, NV, LA, GA, CO, FL, MD, OR, RI, SD, AL; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1426083
NMLS#: 1426083
About Alyson Chrzan Scott
Alyson Chrzan Scott joined Morgan Stanley in 1999. Her primary responsibilities include working with specific high net worth client relationships to help tailor their asset allocations to meet financial planning goals. Additionally, she leads the research and analysis of the managed mutual fund and separately managed account investments along with the analysis and management of client 529 plans. She has a Bachelor’s of Science degree in Finance with a minor in Economics from Miami University, Oxford, Ohio. She received her Certified Financial Planner designation in 2003 and her Certified Investment Management AnalystSM designation in 2008.
Securities Agent: WV, RI, NJ, MN, LA, MO, ME, MD, MA, DE, OK, IL, WI, VI, SD, SC, MI, CA, UT, TX, TN, NV, ID, IA, OR, NY, NM, MS, KY, KS, AK, VT, NH, HI, FL, CT, WA, VA, OH, NC, PR, PA, NE, ND, GA, CO, MT, IN, DC, AZ, AR, AL, WY; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278743
NMLS#: 1278743
About Benjamin Meyers
Ben is a Senior Vice President and Corporate Cash Investment Director at Morgan Stanley, where he brings over 25 years of experience to his role as a tactical portfolio manager and trader. Over the course of his career at the firm, Benjamin has developed deep expertise in credit and liquidity strategies, spending more than 20 years specializing in this area while managing cash and ultra-short duration portfolios with a disciplined, market-responsive approach.
Known for his hands-on, analytical style, Ben combines rigorous fixed income and credit analysis with a tactical trading mindset to navigate shifting market conditions. His long tenure at Morgan Stanley reflects both deep institutional knowledge and a consistent ability to adapt strategy to evolving markets, making him a trusted resource for the firm’s Investment Banking, Global Capital Markets, and Internal Risk Management practices.
Ben lives in Sparta, New Jersey with his wife and two children.
Known for his hands-on, analytical style, Ben combines rigorous fixed income and credit analysis with a tactical trading mindset to navigate shifting market conditions. His long tenure at Morgan Stanley reflects both deep institutional knowledge and a consistent ability to adapt strategy to evolving markets, making him a trusted resource for the firm’s Investment Banking, Global Capital Markets, and Internal Risk Management practices.
Ben lives in Sparta, New Jersey with his wife and two children.
Securities Agent: CO, WV, SD, SC, OR, NJ, IA, LA, AZ, AL, VT, TN, PR, PA, OK, NV, ND, KS, IN, NC, IL, GA, WY, WA, VA, NH, MT, AR, AK, TX, NY, MN, MI, FL, VI, NE, MO, DC, OH, ME, MA, HI, UT, RI, NM, MS, MD, ID, DE, CA, WI, KY, CT; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 2675554
NMLS#: 2675554
About Ryan Maki
Ryan Maki, CFA, CFP®, is an Executive Director and Investment Consultant for the O’Neill-Nee Group at Morgan Stanley. Prior to his current role, Ryan was the Chicago lead for the Morgan Stanley Institutional Equities Division for ten years, working with large asset managers in the Midwest. Before that, Ryan spent five years playing professional hockey in the Nashville Predators system as well as the top league in Germany. Ryan is a Harvard College graduate, having majored in economics and is both a CFA (Chartered Financial Analyst®) charterholder as well as a CFP® professional. Ryan also is involved in several charitable organizations in the Midwest.
Securities Agent: SD, DE, WI, TN, MT, OH, MS, FL, DC, CO, AZ, NE, NC, CT, AL, NM, NH, KY, ID, VI, PA, MN, MD, WV, NV, NJ, VA, MI, MA, LA, IL, IA, HI, CA, AK, WY, WA, UT, ND, ME, KS, AR, PR, OR, NY, MO, IN, VT, TX, SC, RI, OK, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 2720608
NMLS#: 2720608
About Matthew O'Neill
Matthew O’Neill is a Financial Advisor with Morgan Stanley's Wealth Management Division. Matthew provides tailored financial planning to our Next-Generation clientele. In addition, he is responsible for coordinating the teams use of the state of the art family office software, Addepar. Utilizing Addepar, Matthew assists the team in providing custom reports tailored to individual families needs. Matthew is a graduate of High Point University and has been with Morgan Stanley for 3 Years. He previously spent 4 years working at UBS Wealth Management.
Matthew and his wife Hailey live in Kensington Maryland. They enjoy spending time at the beach with family, traveling with friends and rooting for the Washington Commanders.
Matthew and his wife Hailey live in Kensington Maryland. They enjoy spending time at the beach with family, traveling with friends and rooting for the Washington Commanders.
Securities Agent: NV, NY, TN, TX, WV, UT, NM, GA, DC, MN, ME, AK, NH, IN, AR, IL, NC, RI, WA, OR, MI, LA, KY, WI, MS, ID, NE, ND, AL, VA, VI, AZ, HI, MO, OK, PR, SD, WY, VT, KS, MT, DE, FL, MD, OH, PA, CO, MA, CA, CT, IA, NJ, SC; General Securities Representative; Investment Advisor Representative
NMLS#: 2626167
NMLS#: 2626167
About Francesca Zelachowski
Francesca has over 10 years of securities industry experience beginning her career at Goldman Sachs’ New York headquarters and joining Morgan Stanley Private Wealth Management in 2017. She is a first generation American with roots in Argentina and is proud to have preserved her Spanish fluency. Francesca strives to enhance the ultra-high net worth client experience through white glove service and the newest technology offerings. She obtained her Masters of Science in Finance from Georgetown University and her Bachelor of Science in Business from Babson College.
Francesca serves on the boards of a woman-owned private company and the Annapolis Yacht Club Foundation. She loves to sail and races in sailboat regattas. Francesca, her husband and three children reside in Annapolis, Maryland.
Francesca serves on the boards of a woman-owned private company and the Annapolis Yacht Club Foundation. She loves to sail and races in sailboat regattas. Francesca, her husband and three children reside in Annapolis, Maryland.
About Michael Hill
Michael Hill is a Wealth Management Associate with Morgan Stanley's Private Wealth Management Division. Michael offers personalized service and operational support to the team. He works closely with the advisors to execute asset allocation strategies and helps deliver the firm’s capabilities to our clients. Michael is a graduate of West Virginia University and has been with Morgan Stanley for 15 Years.
About Wesley Hayward
Wesley Hayward is a Senior Registered Associate in Morgan Stanley’s Private Wealth Management Division. Wesley provides logistical support to the team and helps deliver the firm’s expertise to our clients. Wesley is a graduate of Manhattan College and has been with Morgan Stanley since 2018. In his free time, he enjoys playing tennis, reading, and walking his dog.
About Kevin Olswfski
Kevin is a Registered Service Associate with Morgan Stanley Private Wealth Management division. Kevin joined Morgan Stanley in 2024, bringing a wealth of experience in providing client satisfaction. From mastering client service systems to navigating intricate requests, Kevin strives to deliver exceptional support to the team and clients. With a passion for service excellence, he thrives in providing clients tailored solutions and is committed to exceeding expectations. Kevin resides in Maryland with his wife and son, who all enjoy various sports and the outdoors.
About Jack Limroth
Jack Limroth is a Registered Associate with Morgan Stanley's Private Wealth Management Division. Jack joined Morgan Stanley in 2025 and provides personalized service and operational support to the team. In addition, he produces tailored financial plans and works closely with the advisors to maintain and deliver up-to-date plans to clients. Jack is a graduate of the University of Virginia's McIntire School of Commerce and spends most of his free time fishing on the Chesapeake Bay.
Contact Kevin Nee
Contact Alyson Chrzan Scott
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Contact Matthew O'Neill
Private Wealth Management
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Portfolio Insights
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Managing Significant Wealth
- Investment Management
- Wealth Transfer & Philanthropy
- Cash Management & Lending
- Family Governance & Wealth Education
- Lifestyle Advisory
- Business Services
PWM Leadership Insights & Outcomes
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Insights and Outcomes
Thought Leadership for our ultra high net worth clients, which contains thought-provoking articles, authored by leading experts from Morgan Stanley Family Office Resources.
Private Wealth Management Podcast
Bringing you engaging stories and key insights surrounding the complexities associated with significant wealth, including:
- Intergenerational Planning
- Philanthropic Giving
- Non-Traditional Assets
- Managing Family Wealth
Wealth Management for Athletes and Entertainers
Understanding the unique financial challenges of athletes and entertainers and how they differ from one profession to the next, we deliver the experience and resources you need to help create and implement a comprehensive, multigenerational wealth management plan based on your needs, values and aspirations.
- Investment Management
- Wealth Transfer & Philanthropy
- Private Banking Solutions
- Family Governance & Wealth Education
- Lifestyle Advisory
We look forward to discussing your needs and goals, and the exceptional resources we can place at your disposal.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.
1Asset Allocation does not assure a profit or protect against loss in declining financial markets.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Borrowing against securities may not be appropriate for everyone. You should be aware that there are risks associated with a securities based loan, including possible maintenance calls on short notice, and that market conditions can magnify any potential for loss. For details please see the important disclosures below.
Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable.
Important Risk Information for Securities Based Lending: You need to understand that: (1) Sufficient collateral must be maintained to support your loan(s) and to take future advances; (2) You may have to deposit additional cash or eligible securities on short notice; (3) Some or all of your securities may be sold without prior notice in order to maintain account equity at required maintenance levels. You will not be entitled to choose the securities that will be sold. These actions may interrupt your long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as “Morgan Stanley”) reserves the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase your collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason.
With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan.
4Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
1Asset Allocation does not assure a profit or protect against loss in declining financial markets.
2Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
3Borrowing against securities may not be appropriate for everyone. You should be aware that there are risks associated with a securities based loan, including possible maintenance calls on short notice, and that market conditions can magnify any potential for loss. For details please see the important disclosures below.
Securities based loans are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable.
Important Risk Information for Securities Based Lending: You need to understand that: (1) Sufficient collateral must be maintained to support your loan(s) and to take future advances; (2) You may have to deposit additional cash or eligible securities on short notice; (3) Some or all of your securities may be sold without prior notice in order to maintain account equity at required maintenance levels. You will not be entitled to choose the securities that will be sold. These actions may interrupt your long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Bank, N.A., Morgan Stanley Private Bank, National Association or Morgan Stanley Smith Barney LLC (collectively referred to as “Morgan Stanley”) reserves the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities based loan that is identified as a committed facility; (5) Morgan Stanley reserves the right to increase your collateral maintenance requirements at any time without notice; and (6) Morgan Stanley reserves the right to call securities based loans at any time and for any reason.
With the exception of a margin loan, the proceeds from securities based loan products may not be used to purchase, trade, or carry margin stock (or securities, with respect to Express CreditLine); repay margin debt that was used to purchase, trade or carry margin stock (or securities, with respect to Express CreditLine); and cannot be deposited into a Morgan Stanley Smith Barney LLC or other brokerage account.
To be eligible for a securities based loan, a client must have a brokerage account at Morgan Stanley Smith Barney LLC that contains eligible securities, which shall serve as collateral for the securities based loan.
4Morgan Stanley Smith Barney LLC and its affiliates and their employees (including Financial Advisors and Private Wealth Advisors) are not in the business of providing tax or legal advice. These materials and any statements contained herein should not be construed as tax or legal advice. Individuals should consult their personal tax advisor or attorney for matters involving taxation and tax planning and their attorney for matters involving personal trusts and estate planning.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Asset Allocation does not assure a profit or protect against loss in declining financial markets.
The securities/instruments, investments and investment strategies discussed on this website may not be suitable for all investors. The appropriateness of a particular investment or investment strategy will depend on an investor's individual circumstances and objectives. The views and opinions expressed on this website may not necessarily reflect those of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). This website and its associated content are intended for U.S. residents only.
Morgan Stanley and its Private Wealth Advisors do not provide tax or legal advice. Visitors to this website should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
Morgan Stanley Private Wealth Advisers may only transact business in states where they are registered or excluded or exempted from registration. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Morgan Stanley Private Wealth Advisers are not registered or excluded or exempt from registration.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
See the Financial Advisors Biographies for Registration and Licensing information.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Investment Management Consultants Association, Inc. owns the marks CIMA®, Certified Investment Management Analyst® (with graph element)®, and Certified Investment Management Analyst® .
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Life insurance, disability income insurance, and long-term care insurance are offered through Morgan Stanley Smith Barney LLC's licensed insurance agency affiliates.
Lifestyle Advisory Services: Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Awards Disclosures | Morgan Stanley
CRC 4677197 (7/2025)
