Andy Fent, CFA
Vice President, Financial Advisor
Phone:
(913) 402-5269(913) 402-5269
74 Madison Group at Morgan Stanley
Direct:
(913) 402-5200(913) 402-5200
Our Mission Statement
Inspire you to live life fully and have a caring experience together.
Our Story and Services
74 Madison Group at Morgan Stanley is committed to serving a select group of multi generational families through a caring approach by offering integrated financial planning, tailored advice, and customized investment strategies.
Our team has worked together for more than two decades not only do we know each other extremely well, but we take pleasure
in knowing our clients deeply as well. Our ability to connect with clients is what truly sets us apart. A genuine, caring experience is
at the center of every encounter we share. Making meaningful connections with you and your family is important to us.
Through a team approach, you will have accessibility to every advisor on our team and their individual areas of focus.
We take pride in being highly responsive, as well as collaborating with your CPA, attorney, and other outside professionals to help
ensure every aspect of your financial life is being cared for. Through a broad range of resources from Morgan Stanley and the depth
of our services we help bring more confidence and comfort to live your life to the fullest.
Our team has worked together for more than two decades not only do we know each other extremely well, but we take pleasure
in knowing our clients deeply as well. Our ability to connect with clients is what truly sets us apart. A genuine, caring experience is
at the center of every encounter we share. Making meaningful connections with you and your family is important to us.
Through a team approach, you will have accessibility to every advisor on our team and their individual areas of focus.
We take pride in being highly responsive, as well as collaborating with your CPA, attorney, and other outside professionals to help
ensure every aspect of your financial life is being cared for. Through a broad range of resources from Morgan Stanley and the depth
of our services we help bring more confidence and comfort to live your life to the fullest.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
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The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
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On the Markets Research Report
Morgan Stanley's thought leaders provide detailed market commentary on topics such as global equities, monetary policy, investment trends, and more.
Read HerePersonalized Solutions
From buying a home to rolling over your 401(k) to leaving a lasting legacy, we are here to answer your financial questions and implement the best strategies for your specific goals and circumstances. Here are just some of the questions we help our clients answer every day.
Financial Planning
Life is constantly changing. How do I prepare for a more secure future knowing that certain events – like a divorce or a death in the family – can dramatically impact my plans?
Retirement Planning
Have I saved enough for retirement so I can maintain my current lifestyle without worrying I’ll run out of money? What is the best way to re-invest my 401(k) when I get ready to leave my company and retire?
Asset Organization
I have assets spread across multiple organizations and platforms. How do I get organized and simplify my financial life?
Managing Risk
Life’s risks can reveal themselves in many ways – from loss of life to loss of health. How do I protect myself and my family from life’s unknowns?
Professional Portfolio Management
I have so many things I want to do with my life. How can one investment strategy balance them all?
Socially-Responsible Investing
Is there a way to incorporate my personal values into the way I invest?
Charitable Giving
Are my charitable donations having the impact I want them to have?
Growing Older
Given extended life expectancy, how do I make certain I can afford the health services I may need?
Insights and Information
We are proud to work at Morgan Stanley, a global leader in financial services with a long history of putting the needs of clients first. Like us, our firm focuses on making complex financial ideas more digestible, so you can fully understand the “why” behind each recommendation we make. The articles and links below provide in-depth analysis on interesting topics that may have an impact on your wealth – not only now, but in the years ahead.
Behavioral Finance in the Markets: Identify Bias
When it comes to investing, even the most savvy of us fall prey to bias and emotional trades. So what triggers should you watch for?
Read More Here
6 Steps to Creating an Emergency Fund
Keeping a reserve of cash on hand in case of an emergency is essential. For many, it’s challenging to create a dedicated emergency fund and even more difficult to maintain. If you dipped into your rainy-day fund over the past few years—or never had one in the first place—I can help you prioritize your fund and identify your savings needs.
Click Here to Learn More
Investing for the Long Term in an Uncertain Market
The recent stock market rally overlooks fundamental risks. Here’s why cautious investors shouldn’t fear missing out on short-term gains.
Click Here To Learn More
Generative AI’s Impact and Opportunity in Tech and Beyond
Online shopping, enterprise software and video gaming all have the potential to be disrupted by generative AI.
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Monthly Newsletter
Read our teams monthly newsletter to stay up to date on relevant topics and trends.
Read HereStay updated on the markets
Slimmons Take
Andrew Slimmon, lead portfolio manager of the Applied Equity Advisors suite of funds and strategies shares his TAKE -- Takeaways & Key Expectations – on the financial markets.
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Capital Market Indices
Daily recap of global asset classes' total returns, FX rates, volatility, bond yields, and corporate spreads.
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11161 Overbrook Rd.
Ste 225
Leawood, KS 66211
US
Direct:
(913) 402-5200(913) 402-5200
Meet 74 Madison Group
Ryan Lovill, CFP®
Vice President, Financial Advisor
Phone:
(913) 402-5271(913) 402-5271
Phone:
(913) 402-5295(913) 402-5295
Justin Shelman, CFA
Vice President, Financial Advisor
Phone:
(913) 402-5270(913) 402-5270
Emily Pittman
Senior Client Services Associate
Phone:
(913) 402-5267(913) 402-5267
About Andy Fent
Andy Fent brings 20 years of experience in the field, holding positions of equity analyst, portfolio manager, market leader, director of relationship management, managing director of private wealth advisors, and is Co-Founder of the Fent Lovill Shelman Team at Morgan Stanley. He calls on his experience and knowledge when advising clients, and his primary goal is for you to feel confident working with our team. For wealthy families, Andy’s passion lies in delivering tailored advice, strategy, management, and convenience.
Andy believes people are best-equipped to arrive at their destination, when they have a solid map. Financially, this is certainly the case. Accordingly, Andy works with you to create that map and recommend & execute strategies to make progress towards your goals, while helping you navigate ever-changing circumstances along the way. These strategies include planning discussions regarding what’s most important to you, estate & legacy goals, financial planning, investment strategy & management, and cash management needs.
Andy holds his Chartered Financial Analyst designation. He is a native of the Kansas City area and is a graduate of Benedictine College, where his focus of study was finance. He is also a member of the Kansas City CFA Society, and the Kansas City Estate Planning Society. Andy volunteers on the boards of Armor Oaks Senior Living as well as Calvary Lutheran church.
Andy and his wife Courtenay live in the Waldo neighborhood with their dogs Mick & Ginnie, and enjoys all things outdoors, golf, reading, and is an auto enthusiast.
Andy believes people are best-equipped to arrive at their destination, when they have a solid map. Financially, this is certainly the case. Accordingly, Andy works with you to create that map and recommend & execute strategies to make progress towards your goals, while helping you navigate ever-changing circumstances along the way. These strategies include planning discussions regarding what’s most important to you, estate & legacy goals, financial planning, investment strategy & management, and cash management needs.
Andy holds his Chartered Financial Analyst designation. He is a native of the Kansas City area and is a graduate of Benedictine College, where his focus of study was finance. He is also a member of the Kansas City CFA Society, and the Kansas City Estate Planning Society. Andy volunteers on the boards of Armor Oaks Senior Living as well as Calvary Lutheran church.
Andy and his wife Courtenay live in the Waldo neighborhood with their dogs Mick & Ginnie, and enjoys all things outdoors, golf, reading, and is an auto enthusiast.
Securities Agent: TX, AL, NC, CT, AZ, MA, GA, OH, CO, KS, ME, AR, IL, KY, WI, MN, MI, FL, NY, MO, CA; General Securities Representative; Investment Advisor Representative
NMLS#: 1339789
NMLS#: 1339789
About Ryan Lovill
Ryan Lovill is a Vice President and Wealth Advisor at Morgan Stanley where he works with clients to develop tailored solutions and strategies for their investment, insurance, cash management and estate planning needs.
In 2003, Ryan began his career in the investment and financial services industry. Prior to joining Morgan Stanley, Ryan served in the role of Private Wealth Advisor at U.S. Bank. He also held previous roles as a Portfolio Manager and Market Executive at The Commerce Trust Company and as a Portfolio Manager at Blue Ridge Bank & Trust Co.
He graduated from Benedictine College with a degree in business and went on to earn his MBA from the University of Missouri - Kansas City. Along with earning his Master's degree he was awarded the CERTIFIED FINANCIAL PLANNER™ designation in 2008. Ryan is also a member of the Financial Planning Association of Greater Kansas City.
Outside of work, Ryan serves on the advisory board for the Prosperity Center for Financial Opportunity (an initiative of LISC and United Way of Greater Kansas City) and is involved with the Global Orphan Project. He was also a candidate for the Leukemia and Lymphoma Society Man of the Year in 2016.
Ryan was born and raised in Denver, Colorado and moved to Kansas City after graduating from college. He and his wife (Katy), their two boys (Ridge and Jude), and their dog (Walter) live in Parkville, Missouri.
As a family, the Lovill's enjoy the outdoors, spending time with family and friends and being involved in their church.
Disclaimer:
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
In 2003, Ryan began his career in the investment and financial services industry. Prior to joining Morgan Stanley, Ryan served in the role of Private Wealth Advisor at U.S. Bank. He also held previous roles as a Portfolio Manager and Market Executive at The Commerce Trust Company and as a Portfolio Manager at Blue Ridge Bank & Trust Co.
He graduated from Benedictine College with a degree in business and went on to earn his MBA from the University of Missouri - Kansas City. Along with earning his Master's degree he was awarded the CERTIFIED FINANCIAL PLANNER™ designation in 2008. Ryan is also a member of the Financial Planning Association of Greater Kansas City.
Outside of work, Ryan serves on the advisory board for the Prosperity Center for Financial Opportunity (an initiative of LISC and United Way of Greater Kansas City) and is involved with the Global Orphan Project. He was also a candidate for the Leukemia and Lymphoma Society Man of the Year in 2016.
Ryan was born and raised in Denver, Colorado and moved to Kansas City after graduating from college. He and his wife (Katy), their two boys (Ridge and Jude), and their dog (Walter) live in Parkville, Missouri.
As a family, the Lovill's enjoy the outdoors, spending time with family and friends and being involved in their church.
Disclaimer:
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Securities Agent: ID, WA, MA, OH, MN, CO, MO, NY, AZ, AR, TX, KS, GA, IL, MI, CT, CA, WI, ME, FL, AL, VT, NC; General Securities Representative; Investment Advisor Representative
NMLS#: 1423018
NMLS#: 1423018
About Patrick Aubry
Patrick J Aubry has 39 years in wealth management and serves as both a Morgan Stanley Portfolio Manager and Wealth Management Advisor for his clients. Today, Patrick is a senior vice president and Morgan Stanley Masters Club member and resides in Leawood, KS, where he’s raised two children. Aubry launched his career as a sales representative at Bristol-Myers Squibb, before moving into financial services.
Patrick attended Miami University on a football scholarship, where he earned a bachelor’s degree in business before marrying his high school sweetheart, Susan. Patrick remains a fitness enthusiast and spending time with his family and two grandchildren.
The path to financial success starts with solid planning. Our team focuses on every facet of your financial life, from your dreams to your objectives, building a clear road map to help you envision and work towards your goals. Markets can change. A strong financial plan helps avoid missteps along the way.
Whether you’re looking to pay for college or create a financial legacy, your financial aims can evolve. With 39 years of experience as a wealth advisor, we focus on building investing options tailored to your individual objectives helping ensure the financial future for a new family addition or a plan for retirement. Staying in constant communication with your financial advisor helps clarify those goals to keep them a priority. We are at your side at every step. It’s never too late to start planning. Let us help you build your financial future today.
Patrick attended Miami University on a football scholarship, where he earned a bachelor’s degree in business before marrying his high school sweetheart, Susan. Patrick remains a fitness enthusiast and spending time with his family and two grandchildren.
The path to financial success starts with solid planning. Our team focuses on every facet of your financial life, from your dreams to your objectives, building a clear road map to help you envision and work towards your goals. Markets can change. A strong financial plan helps avoid missteps along the way.
Whether you’re looking to pay for college or create a financial legacy, your financial aims can evolve. With 39 years of experience as a wealth advisor, we focus on building investing options tailored to your individual objectives helping ensure the financial future for a new family addition or a plan for retirement. Staying in constant communication with your financial advisor helps clarify those goals to keep them a priority. We are at your side at every step. It’s never too late to start planning. Let us help you build your financial future today.
Securities Agent: CT, TX, MO, MI, AZ, WI, AR, IL, CA, OH, NC, FL, CO, VT, MN, KS, GA, AL, ME, NY, MA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1288298
NMLS#: 1288298
About Justin Shelman
Justin began building his wealth management knowledge 18 years ago. He’s worn many hats in his career, including Equity Analyst, Portfolio Manager, Market Leader, and Managing Director of Portfolio Management, where he set the investment strategy for a team of portfolio managers.
What led Justin to co-found the Fent Lovill Shelman Team at Morgan Stanley is his core belief in the experience that should be felt by those we genuinely care about; our clients, our friends. Justin believes deeply that consistency in relationships leads to a better understanding of what is truly important to clients and enables the Fent Lovill Shelman Team to coordinate better outcomes for our client’s wealth management experience. He strives to build better investment, planning, and cash management relationships by applying his broad wealth management knowledge with a thoughtful delivery.
Justin holds his Chartered Financial Analyst (CFA) designation. He is a graduate of The University of Kansas, where he studied Finance and Accounting.
Justin grew up near Wichita, but has called the Kansas City area home for over 18 years. Justin, his wife Kara, and son Sammy live in Brookside. They’re proud to support Habitat for Humanity and Mother Child Health Coalition of Kansas City. They enjoy being outside, whether on the deck, in the mountains, or at the beach.
What led Justin to co-found the Fent Lovill Shelman Team at Morgan Stanley is his core belief in the experience that should be felt by those we genuinely care about; our clients, our friends. Justin believes deeply that consistency in relationships leads to a better understanding of what is truly important to clients and enables the Fent Lovill Shelman Team to coordinate better outcomes for our client’s wealth management experience. He strives to build better investment, planning, and cash management relationships by applying his broad wealth management knowledge with a thoughtful delivery.
Justin holds his Chartered Financial Analyst (CFA) designation. He is a graduate of The University of Kansas, where he studied Finance and Accounting.
Justin grew up near Wichita, but has called the Kansas City area home for over 18 years. Justin, his wife Kara, and son Sammy live in Brookside. They’re proud to support Habitat for Humanity and Mother Child Health Coalition of Kansas City. They enjoy being outside, whether on the deck, in the mountains, or at the beach.
Securities Agent: WI, MN, MI, TX, OH, FL, CA, NY, CO, MO, KS, AL, NC, ME, CT, AR, MA, AZ, IL, GA; General Securities Representative; Investment Advisor Representative
NMLS#: 2083433
NMLS#: 2083433
About Emily Pittman
Emily Pittman serves as the Senior Client Services Associate for 74 Madison Group. Her 15 years of Private Wealth knowledge assists her in creating strong trusting relationships with her clients. Emily uses her diverse financial background to go above and beyond in creating a comfortable, caring and easy experience for not only her clients but for the team as well.
Outside of work, Emily resides in Platte City, MO along with her husband Josh and their son Logan. She is a supporter of the United Way as well as the APA Archery of Platte County. In their free time they enjoy fishing, playing with their two dogs and board game/movie nights.
Outside of work, Emily resides in Platte City, MO along with her husband Josh and their son Logan. She is a supporter of the United Way as well as the APA Archery of Platte County. In their free time they enjoy fishing, playing with their two dogs and board game/movie nights.
Contact Andy Fent
Contact Ryan Lovill
Contact Patrick Aubry
Contact Justin Shelman
Wealth Management
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Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact 74 Madison Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
