Senior Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager
Phone:
(713) 658-2749(713) 658-2749
Wulf Group at Morgan Stanley
Direct:
(713) 658-2700(713) 658-2700
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Approach
Our four-step investment process is a disciplined approach that begins and ends with you. It is a method designed to help you reach your investment objectives, maintain a diversified protfolio and manage your exposure to risk. We will help you:
Our Services
As your wealth grows, so does its complexities and the resources needed to manage it effectively. We leverage our experience and relationships to deliver innovative strategies that are tailored to your needs. We look forward to speaking with you to understand your challenges, so we may map out a strategy to help achieve your particular priorities and goals.
Location
717 Texas Avenue
Suite 3050
Houston, TX 77002
US
Direct:
(713) 658-2700(713) 658-2700
Meet Wulf Group
Phone:
(713) 658-2710(713) 658-2710
About Gary Wulf
With many years of experience helping individuals and families preserve and grow their wealth, Gary focuses his practice on guiding clients and their attorneys toward good financial decision making before, during and after divorce.
Gary believes that every client deserves the best financial, legal, and emotional support during divorce for the best possible outcome.
As a Certified Divorce Financial Analyst (CDFA®), he provides analysis that illustrates the financial impact of settlement proposals to help his clients choose the best option. Post-divorce, he helps them become financially independent through financial education, comprehensive financial planning, investment strategies, budgeting and cash management.
Along with his CDFA®, Gary also earned the Certified Investment Management Analyst (CIMA®) designation after successful completion of coursework at the Wharton School of Business at The University of Pennsylvania.
A graduate of the University of Texas, Arlington, with a Bachelor of Arts in Communications, Gary was Ernst & Young's Southwest Regional Director for Investment Advisory Services, serving high-net-worth individuals, family businesses and institutions. He was also a member of their National Investment Committee.
Gary began his career as a financial advisor at Fidelity Investments, where he was a Retirement Specialist and Senior Financial Advisor. he joining Morgan Stanley in 2008 from Merrill Lynch.
Active in many professional and community organizations, Gary is a member of the Investment Management Consultants Association and Collaborate Divorce, Houston. He volunteers with Interfaith of The Woodlands and the Montgomery Country Food Bank. He is also a lifetime member of The Greater Houston Partnership.
A naturalized Texan, Gary has resided here for over 30 years. Before wising up, he participated in many marathons and Ironman-sponsored events. He now enjoys a more balanced approach to fitness through biking, strength and yoga training, He actively promotes the idea of additional grandchildren to his two sons and is likely planning his next domestic or international trip, preferably to a region where the food is excellent!
The use of the CDFA® designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.
Gary believes that every client deserves the best financial, legal, and emotional support during divorce for the best possible outcome.
As a Certified Divorce Financial Analyst (CDFA®), he provides analysis that illustrates the financial impact of settlement proposals to help his clients choose the best option. Post-divorce, he helps them become financially independent through financial education, comprehensive financial planning, investment strategies, budgeting and cash management.
Along with his CDFA®, Gary also earned the Certified Investment Management Analyst (CIMA®) designation after successful completion of coursework at the Wharton School of Business at The University of Pennsylvania.
A graduate of the University of Texas, Arlington, with a Bachelor of Arts in Communications, Gary was Ernst & Young's Southwest Regional Director for Investment Advisory Services, serving high-net-worth individuals, family businesses and institutions. He was also a member of their National Investment Committee.
Gary began his career as a financial advisor at Fidelity Investments, where he was a Retirement Specialist and Senior Financial Advisor. he joining Morgan Stanley in 2008 from Merrill Lynch.
Active in many professional and community organizations, Gary is a member of the Investment Management Consultants Association and Collaborate Divorce, Houston. He volunteers with Interfaith of The Woodlands and the Montgomery Country Food Bank. He is also a lifetime member of The Greater Houston Partnership.
A naturalized Texan, Gary has resided here for over 30 years. Before wising up, he participated in many marathons and Ironman-sponsored events. He now enjoys a more balanced approach to fitness through biking, strength and yoga training, He actively promotes the idea of additional grandchildren to his two sons and is likely planning his next domestic or international trip, preferably to a region where the food is excellent!
The use of the CDFA® designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.
Securities Agent: MO, VA, OK, NY, SC, CO, LA, TX, FL, WI, NM, UT, OR, CA, MT, IL, WA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1288110
NMLS#: 1288110
About Lona McManus, MBA
Raised in the Chicago suburbs, Lona grew up playing violin and piano. She attended Boston University School of Theater Arts, graduating Magna Cum Laude. She spent eleven years in New York City producing, directing, and acting in off-Broadway productions, as well as a relatively short but formative experience working in Broadway production for National Artists Management Company. It was then that she realized her potential for raising capital and working behind the scenes with funders and teams to bring quality performances to life.
After September 11, Lona had a change of heart about her career trajectory and what she wanted out of life. She transitioned to become a full-time professional fundraiser, initially in the arts, and joined her family in Houston, Texas. She has raised philanthropic capital for Houston Grand Opera, and the Museum of Fine Arts, Houston, and most recently, she spent eleven years in the Texas Medical Center with Baylor College of Medicine and UTHealth Science Center working with generous donors to commit over $50 Million for capital projects, scientific research, and public interest projects.
Realizing how important that financial planning is to the giving equation, Lona decided to pursue an MBA and a career in finance in 2020. Now she works with individuals, families, closely held businesses, non-profits, and charitable foundations to help them secure the future and realize their philanthropic goals. She is a proud member of Wulf Group at Morgan Stanley.
Lona volunteers in leadership positions at local non-profit organizations, including Houston Community College Foundation, ROCO, Westcott Cemetery Association and 4th Wall Theater Company.
After September 11, Lona had a change of heart about her career trajectory and what she wanted out of life. She transitioned to become a full-time professional fundraiser, initially in the arts, and joined her family in Houston, Texas. She has raised philanthropic capital for Houston Grand Opera, and the Museum of Fine Arts, Houston, and most recently, she spent eleven years in the Texas Medical Center with Baylor College of Medicine and UTHealth Science Center working with generous donors to commit over $50 Million for capital projects, scientific research, and public interest projects.
Realizing how important that financial planning is to the giving equation, Lona decided to pursue an MBA and a career in finance in 2020. Now she works with individuals, families, closely held businesses, non-profits, and charitable foundations to help them secure the future and realize their philanthropic goals. She is a proud member of Wulf Group at Morgan Stanley.
Lona volunteers in leadership positions at local non-profit organizations, including Houston Community College Foundation, ROCO, Westcott Cemetery Association and 4th Wall Theater Company.
Securities Agent: VA, LA, IL, UT, CA, MT, NM, MO, CO, OR, OK, WA, TX, FL; General Securities Representative; Investment Advisor Representative
NMLS#: 2370618
NMLS#: 2370618
Contact Gary Wulf
Contact Lona McManus, MBA
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Ben Cucuzza
Private Banker
Joe Saadi
Trust Specialist
Elizabeth Chand
Family Office Resources Generalist
About Ben Cucuzza
Ben Cucuzza is a Private Banker serving Morgan Stanley Wealth Management offices in Texas.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Ben began his career in financial services in 2005, and joined Morgan Stanley in 2022. Prior to joining the firm, he was an Affluent Segment Leader at Wells Fargo Bank, N.A.
Ben is a graduate of the University of Georgia, where he received a Bachelor of Business Administration in Marketing. He lives in Houston, Texas with his family. Outside of the office, Ben is involved in the Junior Achievement as well as the Big Brothers Big Sisters program. He also enjoys fishing, sports, and watching the Georgia Bulldogs.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Ben began his career in financial services in 2005, and joined Morgan Stanley in 2022. Prior to joining the firm, he was an Affluent Segment Leader at Wells Fargo Bank, N.A.
Ben is a graduate of the University of Georgia, where he received a Bachelor of Business Administration in Marketing. He lives in Houston, Texas with his family. Outside of the office, Ben is involved in the Junior Achievement as well as the Big Brothers Big Sisters program. He also enjoys fishing, sports, and watching the Georgia Bulldogs.
NMLS#: 703137
About Joe Saadi
Joseph Saadi is the Regional Trust Specialist for Morgan Stanley’s Central Region. Within the Trust Services Group, Joe is responsible for delivering the “Open Architecture” trustee platform, which consists of several unaffiliated third-party trust companies who serve in a fiduciary, agency or custodial role for high-net-worth and ultra-high-net-worth families. Joe and the Trust Services Group help Morgan Stanley Financial Advisors, clients, prospects and the professional community understand the corporate trustee services available through Morgan Stanley and how their corporate trustee partners provide fiduciary services to clients. The process involves reviewing trust documents and statements as well as analyzing family dynamics. Joe then uses this information to help clients select one or more of the Firm’s corporate trustee partners to possibly serve as trustee, co-trustee or administrative agent for client trust accounts.
Prior to joining the firm, Joe’s 30 years of legal and comprehensive wealth planning experience include positions as Managing Director at TIAA Trust Company, Market Trust Director at JP Morgan Trust Company, Trust & Estate Specialist at Merrill Lynch Trust Company, and District Attorney General at the Ohio Attorney General’s Office.
Joe obtained his Bachelor of Science in Business Administration degree from John Carroll University and his Juris Doctor from Cleveland-Marshall College of Law. Joe is a member of the State Bar of Ohio and holds his Series 7 and 66 licenses.
Prior to joining the firm, Joe’s 30 years of legal and comprehensive wealth planning experience include positions as Managing Director at TIAA Trust Company, Market Trust Director at JP Morgan Trust Company, Trust & Estate Specialist at Merrill Lynch Trust Company, and District Attorney General at the Ohio Attorney General’s Office.
Joe obtained his Bachelor of Science in Business Administration degree from John Carroll University and his Juris Doctor from Cleveland-Marshall College of Law. Joe is a member of the State Bar of Ohio and holds his Series 7 and 66 licenses.
About Elizabeth Chand
Elizabeth Chand leads the Family Office Resource Generalist team and also covers the Central Region. As a FOR Generalist Elizabeth provides specialized expertise to Financial Advisors and their UHNW clients, educating and advising across a broad spectrum of family wealth management concerns, including family legacy and governance, customized wealth education for the next generation, lifestyle advisory and concierge services, strategic estate and financial planning, and philanthropy management.
Most recently, Elizabeth worked with New York Life in their Advanced Planning Group. She worked with agents and their UHNW clients to advise them on issues of estate and legacy planning as well as business succession planning. Prior to New York Life she ran a boutique estate planning law firm in Southern California working with high net worth families and businesses. Her practice focused exclusively on trusts and estates, probate, trust administration and tax. She has over 15 years of experience as an attorney representing individuals and business clients in connection with the development and implementation of sophisticated estate planning strategies and techniques.
Elizabeth holds a Bachelor of Arts and Master of Science degrees from the University of Pennsylvania and her J.D. degree from Chapman University School of Law where she graduated Cum Laude. Elizabeth also holds her Series 7, 66 and 24 securities licenses. Elizabeth lives in the Dallas, TX area with her husband, four daughters and dog Zoe.
Most recently, Elizabeth worked with New York Life in their Advanced Planning Group. She worked with agents and their UHNW clients to advise them on issues of estate and legacy planning as well as business succession planning. Prior to New York Life she ran a boutique estate planning law firm in Southern California working with high net worth families and businesses. Her practice focused exclusively on trusts and estates, probate, trust administration and tax. She has over 15 years of experience as an attorney representing individuals and business clients in connection with the development and implementation of sophisticated estate planning strategies and techniques.
Elizabeth holds a Bachelor of Arts and Master of Science degrees from the University of Pennsylvania and her J.D. degree from Chapman University School of Law where she graduated Cum Laude. Elizabeth also holds her Series 7, 66 and 24 securities licenses. Elizabeth lives in the Dallas, TX area with her husband, four daughters and dog Zoe.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Wulf Group today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)