Winson Xie, ChFC®
Financial Advisor,
Portfolio Manager,
Chartered Financial Consultant,
Financial Planning Specialist,
Workplace Advisor - Equity Compensation
Direct:
(408) 861-2094(408) 861-2094
Toll-Free:
(888) 802-2501(888) 802-2501
My Mission Statement
Applying my expertise and leveraging Morgan Stanley vast resources to deliver best financial solutions that align with your goals.
Winson Xie
Why I am a financial advisor:
I made the decision to build my career in the financial services industry in 2008 during financial crisis. Watching the stories of individuals and families who suffered severe financial losses due to a lack of risk awareness and limited knowledge of financial and investment principles made a lasting impact on me. I realized then that helping others secure their financial futures was not only a lifelong career, but also my life's purpose.
Throughout this journey, I have truly enjoyed my work, especially the opportunity to build trusted relationships with remarkable individuals and families. It's incredibly rewarding to support my clients as they achieve financial goals and pursue their dreams.
Philosophy:
My philosophy is rooted in helping you achieve your financial goals. I believe that true financial success is measured by accomplishing your objectives, rather than solely focusing on market returns. Through comprehensive planning and disciplined strategies, I aim to keep you on track, regardless of market fluctuations.
Background:
I was born in China and imigrated to the US in my 20s. Being fluent in Chinese-Mandarin and possessing extensive knowledge about Asian cultures and family dynamics, I understand the specific financial needs and challenges that individuals and families from this region face. My personal life revolves around reading, travelling, and cherishing time with my family.
Services Include
- Wealth ManagementFootnote1
- Professional Portfolio ManagementFootnote2
- Retirement PlanningFootnote3
- Planning for Education FundingFootnote4
- Trust AccountsFootnote5
- Cash Management and Lending ProductsFootnote6
- Structured ProductsFootnote7
- AnnuitiesFootnote8
- Life InsuranceFootnote9
- Long Term Care InsuranceFootnote10
Securities Agent: VA, GA, OR, TX, CA, FL, WA, NC, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1832963
CA Insurance License #: 0H89763
NMLS#: 1832963
CA Insurance License #: 0H89763
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
My Clients typically are:
- Established couples who are actively building their family wealth and planning for their children's futures.
- Busy professionals who are highly successful in their fields and prefer to delegate their financial and investment management to a trusted advisor.
- Individuals nearing retirement who worked hard throughout their careers and want to ensure a secure a cash flow and financial stability for their retirement life.
- Retirees who seek to minimize financial stress, simplify their financial lives, and have more time to enjoy with loved ones.
- Individuals receiving an inheritance who are looking to re-evaluate their financial plans and find solutions that align with their personal goals.
- Experienced investors who are interested in exploring advanced investment Streategy to further diversify their concentrated risks.
BELIEVING THAT IN EVERY PROBLEM, THERE IS ALWAYS A BEST SOLUTION.
With so much information available at your fingertips today, I realized it can be confusing to know what advice to follow and where to turn, often leaving you with more questions than answers. Knowing your unique challenge and identifying the suitable solution to implement is the value I provided. That is why we start our relationship with a conversation for understanding your concerns.
• Financial Planning
In an increasingly complex and ever-changing world, we leverage deep expertise and comprehensive analysis to create a goal plan that can help you adapt to your changing needs and helps keep you stay on track to reach your financial goals.
A solid financial planning will focus on moving away from market based conversations to introduce a new, modern wealth management process that provides you with industry leading service. Planning discussions are now based around achieving your goals by using the many sophisticated tools on Morgan Stanley platform.
Set Your Goals TodayA solid financial planning will focus on moving away from market based conversations to introduce a new, modern wealth management process that provides you with industry leading service. Planning discussions are now based around achieving your goals by using the many sophisticated tools on Morgan Stanley platform.
• Investment Advice
We offer a robust foundation of industry-leading product offerings within the broader Wealth Management suite of solutions and provide you the best-in-class fund managers across asset classes and investment vehicles.
You might be busy as a successful executive, business owner, or professional, and you might have almost unlimited access to investment options, but how do you find the time to manage your investment portfolio and periodically re-evaluate it?
Morgan Stanley Portfolio Risk PlatformYou might be busy as a successful executive, business owner, or professional, and you might have almost unlimited access to investment options, but how do you find the time to manage your investment portfolio and periodically re-evaluate it?
• Investing with Impact
Investors have long sought the ability to understand the environmental and social impact of their investment, however, impact data and reporting is complex. We have solution for you. Morgan Stanley has vetted and partnered with leading ESG date providers to deliver a customized impact reporting tool exclusively for our clients. With us, you can understand and monitor your impact to make informed investment decisions based on your unique impact priorities.
Click here for more about Investing with Impact• Liquidity Access
When managing your wealth, it’s important to have access to liquidity to allow you the financial flexibility to act quickly when opportunities or needs arise. Using your cash reserves may cause you to miss investment opportunities. Selling assets can disrupt your investment strategy and may have potential tax consequences. There is a third option to consider—borrowing against your eligible securities using Liquidity Access Line, which may allow you to keep your current investment strategy intact.
• Retirement Income
Thanks to medical advancements and public health improvements, our life expectancy has significantly extended. However, under the environment of the increased longevity and current low-interest rate, for most families Social Security income is not enough, and generating sufficient income from portfolio becomes more challenging than ever before, especially for retirees. That is why Annuities have played an important role that provide lifetime income in retirement life.
Annuity basic concepts• Education Funding
With both the benefits and costs of a good education growing sharply, the biggest distinction is between those who plan ahead and those who do not. There is a significant cost to not planning. The combination of tax-free growth and withdrawal potential, flexible provisions, accelerated gifting advantages, estate tax benefits, attractive continuous control features, and versatility to address any circumstances as they arise make the Morgan Stanley National Advisory 529 Plan an education investment vehicle of choice.
529 Plans and More• Charitable Giving Strategy
Charitable giving is among the highest of human aspirations, woven into the fabric of organizations, countries and societies around the world. While many individuals and families have a deep commitment to philanthropy, charitable giving is not limited to those with significant wealth. We offer you the easiest and most tax-advantaged ways to give to charity for donors across the spectrum of wealth.
Click and learn more details• Concentrated Position
If you have a concentrated stock position from an inheritance, employment stock grants or through building a position over time, you may want to seek to protect yourself against market declines by diversifying your holdings.
Click here for concentrated position solutionsThe ideas you might find helpful
Location
20400 Stevens Creek Blvd
Ste 350
Cupertino, CA 95014
US
Direct:
(408) 861-2094(408) 861-2094
Toll-Free:
(888) 802-2501(888) 802-2501
Fax:
(408) 861-2100(408) 861-2100
Hear from Our Clients
Winson is a patient and detail-oriented financial advisor. He always puts our interest first while explaining our investment options. He conducts portfolio review with regularity and additional review when market experienced unexpected events. We are very comfortable and confident knowing our investment accounts are in good hands. Thank you Winson for taking care of our family finance.
Kyle
Verified ClientFebruary 13, 2025
Winson was referred to me by my sister-in-law who is a satisfied client at Morgan Stanley. I found him very personable, sincere and easy to communicate with. His analytical ability and pleasant personality provided a client like myself, a conservative retired senior, a sense of security. I feel that my portfolio is in good hands. I also referred him to my adult children. It is a nice feeling to be able to build a special bond with our financial planner. We are also satisfied clients now.
Jean C
Verified ClientFebruary 18, 2025
Winson has serviced as my family’s financial advisor for at least 7 years. We are extremely happy and satisfied with his professional skills, knowledge, and attitude, and high quality services. Definitely I would recommend him to my friends.
Nellie
Verified ClientFebruary 20, 2025
I had been searching for a Financial Planner for years and met several consultants but couldn’t decide until I met Winson, recommended by a friend. He is trustworthy, patient, and always responsive. His knowledge and ability to think and plan ahead, gave us confidence. Although not essential for financial planning, his warm and easy personality made the process comfortable and stress-free. I highly recommend him to anyone seeking reliable financial guidance.
Jean Z
Verified ClientMarch 9, 2025
I have known Winson for more than one year and he is the friend you can trust! Winson always provides professional advice to me, did great works on providing the best investement solutions that I was looking for. He is very transparent with risks and rewards of each investment, which is very helpful for me to make investment decisions. I am happy with all my investments.
I feel very lucky to have Winson as my financial advisor and will continue to work with him in the future!
Jack
Verified ClientMarch 9, 2025
Winson has been helping me regarding financial matters for many years. He is very knowledgeable and efficient. I feel very comfortable in having him to help me with my financial needs. I am looking forward to letting him handle my future investment needs.
Peter
Verified ClientMarch 9, 2025
I've been working with Winson for over 6 years. He's always been professional, transparent, and efficient. He makes financial strategy easy to understand and are always there when I need advice. I truly trust him with my finances.
L.J
Verified ClientMarch 9, 2025
Winson always responds as soon as he is available. He is patient and always offers the best solutions for my requests. I'm very satisfied with the financial plan he provided for me. I would like to maintain our long-term relationship.
Min
Verified ClientMarch 9, 2025
Winson consistently demonstrates a proactive, client-first approach and shows genuine care and understanding for his clients' needs. His ability to listen attentively and provide tailored solutions has been invaluable to me. He takes the time to thoroughly analyze my situation, providing clear and thoughtful recommendations that are easy to understand. Thanks to his guidance, I feel confident in my ability to achieve my financial goals.
Wendy S
Verified ClientMarch 9, 2025
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
3846129 9/24
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Winson Xie today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
8Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Structured Investments are complex and not appropriate for all investors. An investment in structured investments involves risks. These risks can include but are not limited to: fluctuations in the price, level or yield of underlying asset(s), interest rates, currency values and credit quality, substantial loss of principal, limits on participation in appreciation of underlying asset(s), limited liquidity, credit risk, and/or conflicts of interest. Many structured investments do not pay interest or guarantee a return above principal at maturity. Investors should read the security’s offering documentation prior to making an investment decision.
8Annuities are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
9Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
10Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Testimonial(s) solicited by Morgan Stanley and provided by current client(s) at the time of publication. No compensation of any kind was provided in exchange for the client testimonial(s) presented. Client testimonials may not be representative of the experience of other clients and are not a guarantee of future performance or success.
Awards Disclosures
CRC 6491812 (04/2024)
