Robert Kyle
Executive Director, Financial Advisor, Alternatives Investments Director
Phone:
(610) 260-7684(610) 260-7684
Wendy Masse, CIMA®, CDFA®
Senior Vice President,
Financial Advisor,
Senior Portfolio Manager
Direct:
(610) 940-4544(610) 940-4544
My Mission Statement
My team and I are in the business to help improve the financial lives of our clients for generations through creative and focused investment management, wealth planning, and philanthropic services.
About Me
Wendy Masse has been in the Financial Services Industry over 30 years. Wendy joined Nuveen Investments in 1992 where she earned the title of Vice President. For 15 years, Wendy worked with some of the most successful financial advisors in the Mid-Atlantic, helping to deliver sophisticated investment strategies to their high-net-worth clients.
In 2007, Wendy was recruited by Neuberger Berman where she earned the titles of Senior Vice President and Regional Director. Wendy was consistently a top performing salesperson at Neuberger Berman. In addition to helping advisors grow their practices to gain significant competitive advantage, she also became proficient on investment strategies ranging from Separate Accounts and Mutual Funds, to Alternative Investments.
In 2018, Wendy was recruited to Morgan Stanley as a Financial Advisor.
Before her career in finance, Wendy earned her BS in Broadcasting and Film at Boston University and her MBA in both Marketing and Finance from American University. Wendy is a graduate of the Agnes Irwin School, in Rosemont PA. She has also earned her Certified Investment Management Analyst (CIMA®) designation in association with The Wharton School at The University of Pennsylvania. The CIMA® designation is one of the highest levels of advanced investment education available to financial advisors. It is a technical portfolio construction program centered upon statistics and advanced investment/portfolio management. Wendy has also earned the Certified Divorce Financial Analyst (CDFA®) designation.
Wendy has been able to draw on her industry experience and education to serve her clients which include C-suite executives, highly successful entrepreneurs, physicians, and multigenerational families in making informed decisions by offering investment analysis, wealth management strategies, and comprehensive wealth planning services.
Wendy and her husband have been married over 25 years, and they have two college age sons. When not in the office she enjoys fitness, especially golf, racquet sports, and trap. She serves on the Executive Committee of The Women’s Board at The Children’s Hospital of Philadelphia (CHOP). Wendy is also a Parent Ambassador at The Haverford School.
Wendy holds the following licenses: General Securities Representative (Series 7), Combined Uniform State Exam (Series 63), Investment Advisory Agent (Series 65), and is Life, Health & Annuities Insurance Licensed.
As one of the premier designations in the industry, the CIMA® is an intense educational experience focusing on asset allocation, manager search and selection, investment policy and performance measurement.
Disclaimer: The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Diversification and Asset Allocation does not guarantee a profit or protect against loss in a declining financial market.
In 2007, Wendy was recruited by Neuberger Berman where she earned the titles of Senior Vice President and Regional Director. Wendy was consistently a top performing salesperson at Neuberger Berman. In addition to helping advisors grow their practices to gain significant competitive advantage, she also became proficient on investment strategies ranging from Separate Accounts and Mutual Funds, to Alternative Investments.
In 2018, Wendy was recruited to Morgan Stanley as a Financial Advisor.
Before her career in finance, Wendy earned her BS in Broadcasting and Film at Boston University and her MBA in both Marketing and Finance from American University. Wendy is a graduate of the Agnes Irwin School, in Rosemont PA. She has also earned her Certified Investment Management Analyst (CIMA®) designation in association with The Wharton School at The University of Pennsylvania. The CIMA® designation is one of the highest levels of advanced investment education available to financial advisors. It is a technical portfolio construction program centered upon statistics and advanced investment/portfolio management. Wendy has also earned the Certified Divorce Financial Analyst (CDFA®) designation.
Wendy has been able to draw on her industry experience and education to serve her clients which include C-suite executives, highly successful entrepreneurs, physicians, and multigenerational families in making informed decisions by offering investment analysis, wealth management strategies, and comprehensive wealth planning services.
Wendy and her husband have been married over 25 years, and they have two college age sons. When not in the office she enjoys fitness, especially golf, racquet sports, and trap. She serves on the Executive Committee of The Women’s Board at The Children’s Hospital of Philadelphia (CHOP). Wendy is also a Parent Ambassador at The Haverford School.
Wendy holds the following licenses: General Securities Representative (Series 7), Combined Uniform State Exam (Series 63), Investment Advisory Agent (Series 65), and is Life, Health & Annuities Insurance Licensed.
As one of the premier designations in the industry, the CIMA® is an intense educational experience focusing on asset allocation, manager search and selection, investment policy and performance measurement.
Disclaimer: The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please visit us at http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Diversification and Asset Allocation does not guarantee a profit or protect against loss in a declining financial market.
Securities Agent: CA, WY, NY, DE, IN, DC, WA, FL, TX, RI, MA, UT, SC, PA, NH, MI, HI, CT, OR, NJ, WI, TN, VA, OH, NC, AL, MN, MD, AZ, OK; General Securities Representative; Investment Advisor Representative
NMLS#: 1780433
NMLS#: 1780433
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
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Learn MoreFinancial Planning
Financial planning begins with your financial goals and investment objectives. We aim to tailor all aspects of your financial life to help meet your needs through the many phases of life: moving ahead in your career, enjoying retirement, or somewhere in between.
Wendy holds a Certified Investment Management Analyst (CIMA®) certification which allows her to analyze clients' financial situations comprehensively during the planning process.
Wendy holds a Certified Investment Management Analyst (CIMA®) certification which allows her to analyze clients' financial situations comprehensively during the planning process.
LifeView
LifeView is a suite of planning tools that includes goal-specific analysis that we use with clients to create a realistic, holistic strategy that integrates the various aspects of an individual’s financial life, including investments and cash management needs.
LifeView Client Questionnaire
Tax-Efficient Planning
Tax implications are always present in planning. Morgan Stanley Total Tax 365 offers a full spectrum of tax-efficient strategies to help manage the tax drag on your portfolio—so you can potentially keep more of what you earn and improve after-tax returns.
Total Tax 365
Total Wealth View
We can enhance your goal planning by using Total Wealth View. The tool will feed external data directly into your plan, eliminating the tedious task of manually collecting and entering information.
How to Link Accounts From Other Financial Institutions
Spending and Budgeting
Get a comprehensive view of your incoming and outgoing cash no matter where your money is held with Morgan Stanley Online. Also, create custom budgets which can help you optimize how you put your money to work.
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Investing is an important part of your wealth planning strategy, and you to invest in a way that fits both your lifestyle and your long-term goals. For women, that may mean factoring in pays gaps, career breaks, longer lifespans, and higher healthcare costs in retirement.
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The use of the CDFA® designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.
The use of the CDFA® designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.
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Going through a divorce can be tough enough. Sorting out your finances afterwards can be even tougher. In this episode of What Should I Do With My Money?, guest, Victoria, is recently divorced and looking after her own money again for the first time in a while.
Listen to the PodcastLocation
100 Front St
Ste 600
West Conshohocken, PA 19428
US
Direct:
(610) 940-4544(610) 940-4544
Meet My Team
Allison Slobodian, CFP®
Financial Advisor, Financial Planning Specialist
Phone:
(610) 260-7452(610) 260-7452
Carol Kwietnieski
Senior Registered Client Service Associate
Phone:
(610) 260-8640(610) 260-8640
About Robert Kyle
Robert is an Executive Director for Morgan Stanley Wealth Management and is based in West Conshohocken, PA. He has over 28 years’ experience managing client’s portfolios within the Wealth Management field. Robert has spent his entire carrier working with Families and Institutions to construct & manage both Strategic & Tactical allocation models. Those allocations are designed to preserve client’s wealth. Prior to joining Morgan Stanley, Robert had spent the previous five years at Citi Private Bank. There, he was a Director & Investment Counselor, working with Ultra High Net Worth Families, Institutions, as well as partners within Law Firms. Prior to Citi Private Bank, Robert spent almost a decade at Wachovia Wealth Management and Wells Fargo Bank a Senior Investment Manager. During his time at Morgan Stanley, Robert attained the Master's Club in 2020, 2022, 2023, and 2024, as well as the Century Club in 2021.
Robert works with some of this country’s most affluent families and individuals, developing customized & innovative investment strategies using Equities, Fixed Income, Alternative Investments, Real Estate and Private Equity. Robert is committed to providing the highest quality wealth management advice, assisting Families to grow and preserve their assets and achieve proper generational planning for them.
Robert, in working with Ultra High Net Worth Families, has a primary focus on Investment Management, Trust Services, Family Wealth Planning as well as Lending & Banking strategies. Additionally, Robert works closely with, and helps support, Ultra High New Worth Family Offices.
Robert earned his B.S. from St. Joseph's University. While at St. Joseph's, Robert was a member of the Men's Rowing Team (1986-1990). Additionally, he was the men's rowing coach at Loyola College from 1990-1994. Robert was also a co-host of "You & Your Money" (WWLG am-Baltimore), and investment oriented radio show while living in Baltimore, MD in the mid 90's.
Robert, his wife Beth, and their three children reside in Blue Bell, PA. He volunteers his time to Simon's Heart, an organization that raises awareness for heart health for children and young adults, Mt. Saint Joseph's Academy, St. Joseph's Prep as well as with the Philadelphia Scholastic Rowing Association (PSRA).
Robert works with some of this country’s most affluent families and individuals, developing customized & innovative investment strategies using Equities, Fixed Income, Alternative Investments, Real Estate and Private Equity. Robert is committed to providing the highest quality wealth management advice, assisting Families to grow and preserve their assets and achieve proper generational planning for them.
Robert, in working with Ultra High Net Worth Families, has a primary focus on Investment Management, Trust Services, Family Wealth Planning as well as Lending & Banking strategies. Additionally, Robert works closely with, and helps support, Ultra High New Worth Family Offices.
Robert earned his B.S. from St. Joseph's University. While at St. Joseph's, Robert was a member of the Men's Rowing Team (1986-1990). Additionally, he was the men's rowing coach at Loyola College from 1990-1994. Robert was also a co-host of "You & Your Money" (WWLG am-Baltimore), and investment oriented radio show while living in Baltimore, MD in the mid 90's.
Robert, his wife Beth, and their three children reside in Blue Bell, PA. He volunteers his time to Simon's Heart, an organization that raises awareness for heart health for children and young adults, Mt. Saint Joseph's Academy, St. Joseph's Prep as well as with the Philadelphia Scholastic Rowing Association (PSRA).
Securities Agent: RI, IL, FL, VA, MD, MA, TX, OK, OH, NY, DC, AZ, CT, TN, OR, DE, HI, CA, WA, SC, PA, WI, NJ, WY, NC, MI, IN, UT; General Securities Representative; Investment Advisor Representative
About Allison Slobodian
Allison is a Financial Advisor at Morgan Stanley based in West Conshohocken, PA. Allison has been in the wealth management industry for over 10 years. As a CERTIFIED FINANCIAL PLANNER™, she focuses on creating and monitoring financial plans for clients. Through the planning process, Allison addresses all aspects of clients’ financial lives including asset allocation, cash flow management, insurance planning, tax and estate strategies, philanthropic giving, and family financial education. Prior to this role, Allison was the Financial Planning Director for the Philadelphia Complex at Morgan Stanley.
Allison obtained her BA in Media and Communication Studies at Ursinus College. While at Ursinus, Allison competed on the gymnastics’ team and enjoyed cheering on the Bears as a member of the cheerleading team. Allison holds her Series 6, 7, 63 and 65 licenses as well as her life, accident, and health insurance licenses. Allison is a member of the Fox Chase Cancer Center’s Board of Associates and founded their Young Professional Chapter. She enjoys running, traveling, hiking, reading and trying new restaurants. Allison lives in Wayne, PA with her husband, daughter, and dog, a very active Border Collie named Wyatt.
Allison obtained her BA in Media and Communication Studies at Ursinus College. While at Ursinus, Allison competed on the gymnastics’ team and enjoyed cheering on the Bears as a member of the cheerleading team. Allison holds her Series 6, 7, 63 and 65 licenses as well as her life, accident, and health insurance licenses. Allison is a member of the Fox Chase Cancer Center’s Board of Associates and founded their Young Professional Chapter. She enjoys running, traveling, hiking, reading and trying new restaurants. Allison lives in Wayne, PA with her husband, daughter, and dog, a very active Border Collie named Wyatt.
Securities Agent: TX, MI, SC, NJ, NC, MA, DC, RI, UT, OK, FL, CA, AZ, VA, PA, AL, TN, OH, NY, IN, HI, WA, MD, DE, CT, WY, WI; General Securities Representative; Investment Advisor Representative
About Carol Kwietnieski
Carol joined Morgan Stanley in January, 2009. Previously, she was a Client Associate at Merrill Lynch for 26 years and was a member of the Quarter Century Club. She was a mentor to her fellow Client Associates and trained new hires.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact Wendy Masse today.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
