Xiner(Shelly) Zhang 张心尔
Registered Client Service Associate
Phone:
(858) 613-7104(858) 613-7104
Wei Chen 陈巍
Financial Advisor,
Senior Vice President, Wealth Management,
Portfolio Management Director,
Alternative Investments Director,
International Client Advisor
Direct:
(858) 613-8177(858) 613-8177
Toll-Free:
(800) 755-3765(800) 755-3765
My Mission Statement
Leverage my vast experience in engineering and business, Morgan Stanley intellectual capital and dedicated personal service to help you meet investment goals for you and your family.
My Story and Services
Wei Chen is a Senior Vice President and bilingual Mandarin Chinese-speaking financial advisor based in Southern California. He focuses on asset preservation, portfolio strategy, and alternative investments. He received a full scholarship to pursue his Ph.D. in Electrical Engineering (EE) at the University of Cambridge.
Fluent in both Mandarin Chinese and English, Wei Chen works with individuals, families, and business owners—including Chinese-American and internationally connected clients—to develop thoughtful investment strategies designed to support long-term financial goals in an increasingly complex global environment. Risk control and tax efficiency are top priorities.
Wei Chen brings a strong international perspective to his work and frequently assists clients with cross-border financial planning, global asset allocation, and overseas wealth management. His experience working with internationally connected families allows him to help clients navigate complex cross-border financial planning and evolving market dynamics.
Wei Chen believes strong client relationships are built on trust, clarity, and consistency. His goal is to provide thoughtful guidance that helps clients make confident financial decisions across different stages of life.
Fluent in both Mandarin Chinese and English, Wei Chen works with individuals, families, and business owners—including Chinese-American and internationally connected clients—to develop thoughtful investment strategies designed to support long-term financial goals in an increasingly complex global environment. Risk control and tax efficiency are top priorities.
Wei Chen brings a strong international perspective to his work and frequently assists clients with cross-border financial planning, global asset allocation, and overseas wealth management. His experience working with internationally connected families allows him to help clients navigate complex cross-border financial planning and evolving market dynamics.
Wei Chen believes strong client relationships are built on trust, clarity, and consistency. His goal is to provide thoughtful guidance that helps clients make confident financial decisions across different stages of life.
Securities Agent: DE, OR, GA, OH, TX, NV, NH, FL, NE, IL, CT, AZ, IA, CO, WA, MA, RI, MD, ND, MN, NC, CA, NJ, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1395621
NMLS#: 1395621
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
6041 La Flecha
Rancho Santa Fe, CA 92067
US
Direct:
(858) 613-8177(858) 613-8177
Toll-Free:
(800) 755-3765(800) 755-3765
Fax:
(858) 756-0294(858) 756-0294
Meet My Team
Huiling(Lisa) Zhang 张惠羚
Registered Client Service Associate
Phone:
(858) 613-8199(858) 613-8199
About Xiner(Shelly) Zhang 张心尔
Xiner Zhang is a Registered Client Service Associate with a background in Economics and Data Science from UC Berkeley. She has passed the Series 7 and Series 66 exams and supports the team through research, data analysis, client services, and day-to-day account coordination.
Fluent in Mandarin Chinese and English, with working proficiency in Cantonese, Xiner is committed to providing attentive, organized, and culturally thoughtful support to help clients feel informed and well cared for throughout their financial journey.
Outside of work, Xiner enjoys hiking, reading, and exploring new restaurants and local food spots.
Fluent in Mandarin Chinese and English, with working proficiency in Cantonese, Xiner is committed to providing attentive, organized, and culturally thoughtful support to help clients feel informed and well cared for throughout their financial journey.
Outside of work, Xiner enjoys hiking, reading, and exploring new restaurants and local food spots.
About Huiling(Lisa) Zhang 张惠羚
Lisa Zhang holds a Master’s degree from Sichuan University and began her career as a university educator in China, where she developed a strong foundation in communication, mentorship, and relationship building.
In 2012, she moved to the United States to support her son’s education during his high school years. Having lived between China and the United States for more than a decade, Lisa has developed a deep understanding of American culture, financial systems, and the unique needs of immigrant families, while maintaining close ties to China and an ongoing awareness of its social and economic developments. This bicultural perspective enables her to bring a thoughtful understanding of cross-cultural family dynamics and multigenerational financial considerations.
After dedicating many years to family life during an important stage, Lisa re-entered the workforce as her son entered graduate school. She first resumed her professional path by teaching Chinese language classes before transitioning into financial services. She has since passed the Series 7 and Series 66 examinations, establishing a solid foundation in the industry.
Lisa’s educational background, life experience, and interpersonal strengths shape her calm, thoughtful, and client-focused approach. She is committed to helping clients with clarity, trust, and a deep understanding of their long-term goals and family priorities.
Outside of work, Lisa enjoys golf, dancing, fitness, and piano, and believes in maintaining a balanced lifestyle centered on continuous personal and professional growth.
In 2012, she moved to the United States to support her son’s education during his high school years. Having lived between China and the United States for more than a decade, Lisa has developed a deep understanding of American culture, financial systems, and the unique needs of immigrant families, while maintaining close ties to China and an ongoing awareness of its social and economic developments. This bicultural perspective enables her to bring a thoughtful understanding of cross-cultural family dynamics and multigenerational financial considerations.
After dedicating many years to family life during an important stage, Lisa re-entered the workforce as her son entered graduate school. She first resumed her professional path by teaching Chinese language classes before transitioning into financial services. She has since passed the Series 7 and Series 66 examinations, establishing a solid foundation in the industry.
Lisa’s educational background, life experience, and interpersonal strengths shape her calm, thoughtful, and client-focused approach. She is committed to helping clients with clarity, trust, and a deep understanding of their long-term goals and family priorities.
Outside of work, Lisa enjoys golf, dancing, fitness, and piano, and believes in maintaining a balanced lifestyle centered on continuous personal and professional growth.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Wei Chen 陈巍 today.
1Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Participating in a new issue/syndicate is subject to availability. IPOs are highly speculative and may not be appropriate for all investors because they lack a stock-trading history and usually involve smaller and newer companies that tend to have limited operating histories, less-experienced management teams, and fewer products or customers. Also, the offering price of an IPO reflects a negotiated estimate as to the value of the company, which may bear little relationship to the trading price of the securities, and it is not uncommon for the closing price of the shares shortly after the IPO to be well above or below the offering price.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Participating in a new issue/syndicate is subject to availability. IPOs are highly speculative and may not be appropriate for all investors because they lack a stock-trading history and usually involve smaller and newer companies that tend to have limited operating histories, less-experienced management teams, and fewer products or customers. Also, the offering price of an IPO reflects a negotiated estimate as to the value of the company, which may bear little relationship to the trading price of the securities, and it is not uncommon for the closing price of the shares shortly after the IPO to be well above or below the offering price.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
