Julian Alteri
Senior Vice President, Financial Advisor, Resident Manager
Phone:
(315) 786-5116(315) 786-5116
Morgan Stanley
Watertown Branch Office
You define success, we help you achieve it
215 Washington St
Watertown, NY 13601
US
Branch:
(315) 788-5800(315) 788-5800
Branch Manager
Julian AlteriPhone:
(315) 786-5116(315) 786-5116
About Morgan Stanley Watertown Branch
Welcome to Morgan Stanley's Watertown, NY branch, where our dedicated team is committed to delivering exceptional financial services tailored to your specific needs. We proudly feature the Alteri Group at Morgan Stanley, the Couch Group at Morgan Stanley, and Jeffrey Barnard, a seasoned independent financial advisor, all of whom bring a broad spectrum of experience and a shared commitment to helping clients achieve their financial goals. Our branch emphasizes cultivating enduring relationships with clients, taking the time to understand your unique financial circumstances and aspirations to ensure our services align with your objectives. Whether you're planning for retirement, managing your investment portfolio, or seeking guidance on wealth management, our team is here to provide support and dedication at every stage.
We warmly invite you to visit our branch or contact us by phone to discuss how we can collaborate with you on your financial journey, offering insights and strategies designed to help you succeed. Your financial well-being is our top priority, and we look forward to the opportunity to work with you.
We warmly invite you to visit our branch or contact us by phone to discuss how we can collaborate with you on your financial journey, offering insights and strategies designed to help you succeed. Your financial well-being is our top priority, and we look forward to the opportunity to work with you.
Services Provided
- Retirement PlanningFootnote1
- Saving for CollegeFootnote2
- Maintaining Cash Flow
- Long-term Care InsuranceFootnote3
- Traditional Investments
- Alternative InvestmentsFootnote4
- Insurance ServicesFootnote5
- Investing with ImpactFootnote6
- Legacy PlanningFootnote7
- Succession PlanningFootnote8
- Family Mission Statements
- Next Generation EducationFootnote9
- Lending SolutionsFootnote10
- Cash Management SolutionsFootnote11
Our Team at Morgan Stanley Watertown Branch
About Julian Alteri
Julian is the current Resident Manager of the Morgan Stanley office in Watertown, NY. Prior to joining Morgan Stanley as a Financial Advisor in 2015, Julian Alteri spent nearly a decade in the banking industry. His most recent role was with Wilmington Trust as a Private Banker where he provided customized lending and deposit products to high-net-worth individuals and their families, while also working hand-in-hand with the firm’s Wealth Advisory group. Prior to Wilmington Trust, he spent seven years at HSBC Bank USA, N.A. in Commercial Lending working primarily with Middle Market businesses in all types of industries.
Julian received his Bachelor of Science from Utica College where he majored in Business Management with a minor in Finance. Some of his fondest memories were meeting his wife Julia and playing Men’s Varsity Lacrosse and Soccer which led to lifelong friendships. Other activities included tutoring fellow college students and being involved with the Young Scholars program that partnered with the Utica City School District to help high school students maximize their potential.
Julian’s prior community involvement includes Treasurer of The Italian American Civic Association, Education Council Member of Immaculate Heart Central School, and a member of the Knights of Columbus. As a father of twin girls and at times responsible for prepping their hair, he previously organized Daddy Daughter Hair Factory classes in partnership with the Jefferson-Lewis BOCES cosmetology program. He has also participated in the Real men Wear Pink campaign for Making Strides Against Breast Cancer of the North Country and the Jefferson Leadership Institute class of 2016.
Julian is proud to work for Morgan Stanley in his hometown and lives in his childhood home with his wife Julia and their three greatest assets, twin daughters Giana and Natalia and a son Christian. His true passions are spending time with family and friends and helping others in any capacity.
NMLS # 985404
Julian received his Bachelor of Science from Utica College where he majored in Business Management with a minor in Finance. Some of his fondest memories were meeting his wife Julia and playing Men’s Varsity Lacrosse and Soccer which led to lifelong friendships. Other activities included tutoring fellow college students and being involved with the Young Scholars program that partnered with the Utica City School District to help high school students maximize their potential.
Julian’s prior community involvement includes Treasurer of The Italian American Civic Association, Education Council Member of Immaculate Heart Central School, and a member of the Knights of Columbus. As a father of twin girls and at times responsible for prepping their hair, he previously organized Daddy Daughter Hair Factory classes in partnership with the Jefferson-Lewis BOCES cosmetology program. He has also participated in the Real men Wear Pink campaign for Making Strides Against Breast Cancer of the North Country and the Jefferson Leadership Institute class of 2016.
Julian is proud to work for Morgan Stanley in his hometown and lives in his childhood home with his wife Julia and their three greatest assets, twin daughters Giana and Natalia and a son Christian. His true passions are spending time with family and friends and helping others in any capacity.
NMLS # 985404
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Branch Address
215 Washington St
Watertown, NY 13601
US
Branch:
(315) 788-5800(315) 788-5800
Fax:
(315) 788-8384(315) 788-8384
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
The investments and products listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments or products, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or product will depend upon an investor's individual circumstances and objectives.
Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
The investments and products listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments or products, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or product will depend upon an investor's individual circumstances and objectives.
Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures | Morgan Stanley
CRC 4665150 (08/2025)