Senior Vice President, Wealth Management, Financial Advisor, Senior Portfolio Manager, Financial Planning Specialist
Phone:
(212) 643-5887(212) 643-5887
Water Street Wealth Management at Morgan Stanley
Direct:
(212) 643-5887(212) 643-5887
Toll-Free:
(800) 223-4565(800) 223-4565
Our Mission Statement
We combine intelligent, comprehensive investment and wealth management solutions with proactive, highly personal service to sophisticated investors.
About Us & Our Services
Water Street Wealth Management at Morgan Stanley works with sophisticated clients looking for an innovative, proactive approach to investing and wealth management. Many of them work in the financial services industry themselves. They choose us because they believe that intelligent analysis and meticulous evaluation makes a difference for investors. They count on us to leverage the vast intellectual capital of Morgan Stanley, one of the leading investment firms in the world. They know that every financial decision can help them reach their goals. They demand solutions tailored to their goals, lifestyle and preferences – not the other way around. And they want advice and recommendations based on facts, logic and experience, and seek an advisor who can help them refrain from the emotional mistakes so common in a complex and volatile market. Experienced professionals in the financial services industry understand the importance of these pillars of our business – that’s why they choose us to start … and why many of our clients have been with us for their entire working lives. Our clients range from aggressive young professionals to successful pre-retirement individuals and families. If you are interested in a sophisticated, intellectually rigorous approach to managing your wealth, we would like to speak with you.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Process
Building a resilient financial life is a journey that evolves with establishing strong retirement-saving habits early, strengthening your strategy with a well-rounded plan, and then executing confidently as key milestones approach.
Morgan Stanley is one of the most respected Wealth Management firms globally and is on the cutting edge in terms of providing investment and financial planning advice.
We are confident in the firm's capabilities and resources that our team can offer you and your family, starting with a comprehensive financial plan.
Morgan Stanley is one of the most respected Wealth Management firms globally and is on the cutting edge in terms of providing investment and financial planning advice.
We are confident in the firm's capabilities and resources that our team can offer you and your family, starting with a comprehensive financial plan.
Establishing a Resilient Financial Life
As you consider your financial goals and create a plan to work towards them, there’s one long-term goal you should be mindful of — setting aside funds for the “retirement phase” of your life. Through the benefits of compounding, you can use time to your advantage.
Financial Checklist for Your 20s and 30s
Fortifying a Resilient Financial Life
Creating a well-rounded plan with a sound strategy for retirement can help you feel more confident and ready for any changes that life may present.
Retirement Planning Checklist for Your 40s and 50s
Executing a Resilient Retirement
As retirement approaches, keep these major milestones and considerations in mind to help you prepare for the next exciting phase.
Retirement Milestones for Your 60s and BeyondOur Valued Clients
Managing Wealth, Making a Difference
Our family wealth practice is built on the development of deep and enduring relationships and the delivery of comprehensive wealth management services.
We work with a broad range of clients who value and respect the advice and guidance we carefully craft to help them achieve their personal and professional goals.
These goals often involve life-changing events, such as:
• Starting a family
• A new job or career change
• Planning for and enjoying retirement
• Relocating from another city or state
• The sale of a business
• A divorce or loss of a spouse
• A large inheritance
We work with a broad range of clients who value and respect the advice and guidance we carefully craft to help them achieve their personal and professional goals.
These goals often involve life-changing events, such as:
• Starting a family
• A new job or career change
• Planning for and enjoying retirement
• Relocating from another city or state
• The sale of a business
• A divorce or loss of a spouse
• A large inheritance
Our clients include:
• Successful individuals and multiple generations of families
• Professionals in the healthcare, legal, technology and financial fields
• Business owners and entrepreneurs
• Women seeking guidance for themselves and their families
• Individuals faced with a major life event, such as a divorce, loss of a spouse or an inheritance
• Referrals from existing clients and industry professionals
While each client has unique goals and circumstances, they all have one thing in common: The desire to simplify their financial lives and develop an integrated strategy to preserve and grow their wealth.
• Professionals in the healthcare, legal, technology and financial fields
• Business owners and entrepreneurs
• Women seeking guidance for themselves and their families
• Individuals faced with a major life event, such as a divorce, loss of a spouse or an inheritance
• Referrals from existing clients and industry professionals
While each client has unique goals and circumstances, they all have one thing in common: The desire to simplify their financial lives and develop an integrated strategy to preserve and grow their wealth.
We also help our clients:
• Minimize taxes
• Optimize investment performance
• Manage risk and provide family protection
• Finance a major acquisition
• Achieve long-term philanthropic goals
• Pass wealth to the next generation effectively
• Optimize investment performance
• Manage risk and provide family protection
• Finance a major acquisition
• Achieve long-term philanthropic goals
• Pass wealth to the next generation effectively
Next Steps…
If this sounds like what you need to gain confidence in your financial life and you're ready to explore what that could look like, please reach out to receive your complimentary external portfolio review.
What We Provide
Our team at Morgan Stanley combines their years of expertise and knowledge to help clients of substantial wealth simplify and manage their complex financial lives so that their families can live the lifestyle that they wish. Our team's goal is to be an extension of your family.
Family Office Resources help clients and financial advisors utilize an expansive suite of highly specialized resources to address complex challenges of managing significant wealth so clients may make complicated decisions confidently.
Family Office Resources help clients and financial advisors utilize an expansive suite of highly specialized resources to address complex challenges of managing significant wealth so clients may make complicated decisions confidently.
Morgan Stanley Family Office
When it comes to providing institutional-level support for your family office, scale matters. Our offering aims to bring together specialized investment services and operational support to enhance your life and legacy.
Explore Morgan Stanley Family Office Resources
Wealth Education
Financial Literacy means being empowered with the knowledge to make smart financial decisions during every stage of life. Discussing family finances is especially important with adult children, no matter their age. It is not always easy, but starting the conversation is a key step in long-term wealth planning.
6 Steps to Financial Literacy
Business Succession Planning
Selling a business should be the reward for years of entrepreneurial savvy and hard work. Here's how to make the process go smoothly.
Read the Business-Succession Planning Guide
Trust and Estate Planning
With you every step of the way. We analyze your tax and estate structures so that their tax characteristics are accurately incorporated in the asset allocation analysis performed for the client.
Review the Estate Planning ChecklistResources For Select Investors
You may have heard the urban legend that our loved ones die twice - once when they pass away and once when they are forgotten. It is up to us to promote the legacy of our ancestors when they are no longer here to do it themselves. Their hard work, love, and value to posterity is something that is worth reciprocating. In following their example, we not only trace their footsteps, but also blaze our own trail.
Morgan Stanley offers a plethora of tools that can help solidify your family legacy - past, present, and future:
Morgan Stanley offers a plethora of tools that can help solidify your family legacy - past, present, and future:
Morgan Stanley Portfolio Solutions
Portfolios that harness Morgan Stanley's industry-leading advice, resources and risk management—calibrated to your specific goals.
Total Tax 365
Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential, manage unrealized gains and help keep more of what you earn.
Learn More
Security Center
Learn about our latest security measures, how we are safeguarding your assets and personal information and find actionable insights and resources on important cybersecurity topics to enhance your own online security.
Visit our Security Center
Portfolio Risk Platform
Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio’s exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.
Portfolio Risk Platform
Alternative Investments
Our leading alternatives platform offers 200+ third-party and proprietary funds, including first look and exclusive opportunities, that may help qualified investors enhance returns, reduce volatility, manage taxes and generate income. From simplified vehicles available more broadly to institutional strategies, the platform supports a goals-based approach for asset allocation tailored to investor needs.
Morgan Stanley Alternative Investments
Global Investment Office
The Morgan Stanley Global Investment Office provides you with world-class thought leadership timely market commentary, and portfolio ideas to help guide your investment decisions.
Morgan Stanley Portfolio Insights
Financial Planning
Morgan Stanley Financial Planning can show you a single, comprehensive snapshot of your finances. We can help you create a wealth plan that’s adaptable to the different stages of your life using our cutting edge tools- Goals Planning System (GPS) and LifeView.
Morgan Stanley Goals-Based Wealth Management
Request a Morgan Stanley Financial Plan
Fill out this form to get a head start on a personalized financial plan
LifeView QuestionnaireLocation
1 Penn Plaza
43rd Fl
New York, NY 10119
US
Direct:
(212) 643-5887(212) 643-5887
Toll-Free:
(800) 223-4565(800) 223-4565
Fax:
(917) 267-7144(917) 267-7144
Meet Water Street Wealth Management
Brian P Dunne
First Vice President, Wealth Management, Financial Advisor, International Client Advisor, Financial Planning Specialist
Phone:
(212) 643-5916(212) 643-5916
Maureen A. Ferrante
Senior Client Service Associate
Phone:
(212) 643-5930(212) 643-5930
Francesca Stefanelli
Registered Client Relationship Analyst
Phone:
(212) 643-5794(212) 643-5794
About Jason M. Hochstrasser
Jason serves as Team Lead and Senior Partner, focused on portfolio management and comprehensive financial planning. Drawing on Morgan Stanley’s resources and his extensive industry experience, he designs, implements, and monitors disciplined investment strategies aligned to each client’s goals, risk tolerance, and long-term priorities.
His Chartered Retirement Planning Counselor (CRPC®) designation underscores his commitment to helping clients prepare for—and confidently navigate—retirement.
Jason began his career at Morgan Stanley in 2010 as a Client Service Associate, where he quickly developed a strong interest in portfolio management. He later joined Morgan Stanley’s Private Bank, gaining valuable experience in liability and cash management—insights that continue to inform his planning approach and help clients make well-coordinated decisions across investments, cash flow, and borrowing.
In 2022, Jason was named to Morgan Stanley’s Pacesetter’s Club, a global recognition program honoring Financial Advisors who, early in their careers, demonstrate exceptional professional standards and a strong commitment to client service.
Jason earned a degree in Finance from Towson University in Baltimore, Maryland.
He lives in West Islip, New York with his wife, Kristen, and their three daughters, Zoey, Hadley, and Quinn. Outside the office, he enjoys long-distance running, golf, and cooking—often pairing home-cooked meals with wines from around the world.
In 2019, he ran the TCS New York City Marathon in support of Right To Play, a charitable organization he continues to champion.
His Chartered Retirement Planning Counselor (CRPC®) designation underscores his commitment to helping clients prepare for—and confidently navigate—retirement.
Jason began his career at Morgan Stanley in 2010 as a Client Service Associate, where he quickly developed a strong interest in portfolio management. He later joined Morgan Stanley’s Private Bank, gaining valuable experience in liability and cash management—insights that continue to inform his planning approach and help clients make well-coordinated decisions across investments, cash flow, and borrowing.
In 2022, Jason was named to Morgan Stanley’s Pacesetter’s Club, a global recognition program honoring Financial Advisors who, early in their careers, demonstrate exceptional professional standards and a strong commitment to client service.
Jason earned a degree in Finance from Towson University in Baltimore, Maryland.
He lives in West Islip, New York with his wife, Kristen, and their three daughters, Zoey, Hadley, and Quinn. Outside the office, he enjoys long-distance running, golf, and cooking—often pairing home-cooked meals with wines from around the world.
In 2019, he ran the TCS New York City Marathon in support of Right To Play, a charitable organization he continues to champion.
Securities Agent: VT, NE, IL, MD, WV, PA, NH, MO, MA, CT, CA, PR, OH, FL, DE, RI, OR, NY, CO, SC, MI, DC, TX, NV, NC, IN, GA, WY, TN, NM, WA, VA, OK, ME, NJ, ID, AZ; General Securities Representative; Investment Advisor Representative
NMLS#: 1468438
NMLS#: 1468438
About Brian P Dunne
Brian helps lead our financial planning team, working with clients to define and articulate their goals, then construct portfolios to reach them. During his 40 years of experience, nearly all at Morgan Stanley, he has formed close relationships with his clients, many of whom have been with him for most of his career.
Brian believes in the importance of understanding market and economic conditions and investor behavior. He is an avid proponent of financial and market research – he leverages both Morgan Stanley’s vast resources and his own specific skills, focusing on both top-down (macroeconomic) and bottom-up (company) investing.
Brian is a graduate of Villanova University.
He lives in Manhattan with his wife Bindiya, a neuroscientist - Graduate of Mount Sinai School of Medicine. He is a committed golfer.
Brian believes in the importance of understanding market and economic conditions and investor behavior. He is an avid proponent of financial and market research – he leverages both Morgan Stanley’s vast resources and his own specific skills, focusing on both top-down (macroeconomic) and bottom-up (company) investing.
Brian is a graduate of Villanova University.
He lives in Manhattan with his wife Bindiya, a neuroscientist - Graduate of Mount Sinai School of Medicine. He is a committed golfer.
Securities Agent: MT, MA, IN, IA, WI, VA, TX, TN, NH, NC, MI, ME, LA, HI, UT, NE, KS, CA, RI, NY, MO, MN, MD, DC, WA, SC, PA, FL, PR, OH, ID, DE, CO, AZ, WV, GA, CT, NM, IL, OK, VT, OR, NV, NJ; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1294048
NMLS#: 1294048
About Maureen A. Ferrante
Maureen is a highly regarded Senior Client Service Associate with more than 39 years of experience in the financial services industry. She has spent her entire career with Morgan Stanley and companies that were eventually acquired by the firm.
Maureen handles all of the day-to-day administration and operational responsibilities associated with client accounts. This requires her to interface regularly with clients to help ensure their satisfaction.
Some of Maureen’s responsibilities include helping clients with their banking needs as it pertains to the firm’s Cash management solutions, wiring funds, handling margin calls, and ensuring that all documentation of client accounts is up-to-date.
What she likes most about her job is that each day is never the same.
Maureen lives in Queens and is most proud of her two daughters, Antonia and Amanda.
In her free time, she enjoys running, traveling and spending summers in Montauk, New York.
Maureen handles all of the day-to-day administration and operational responsibilities associated with client accounts. This requires her to interface regularly with clients to help ensure their satisfaction.
Some of Maureen’s responsibilities include helping clients with their banking needs as it pertains to the firm’s Cash management solutions, wiring funds, handling margin calls, and ensuring that all documentation of client accounts is up-to-date.
What she likes most about her job is that each day is never the same.
Maureen lives in Queens and is most proud of her two daughters, Antonia and Amanda.
In her free time, she enjoys running, traveling and spending summers in Montauk, New York.
About Francesca Stefanelli
Francesca graduated from Rutgers University magna cum laude with a Bachelor of Science degree in Finance and a concentration in Global Business. Francesca first started with the Water Street Wealth Management team as an intern in June of 2023, followed by becoming a part-time employee while finishing her education, and upon graduation transitioned into a full time Client Service Associate. Francesca is Series 7 and Series 66 licensed and was promoted to Registered Client Relationship Analyst in 2025.
Francesca’s day-to-day is very much client oriented, helping ensure that clients’ needs are met on the administrative end. Francesca is eager to learn more about the industry.
Francesca is from New Jersey and enjoys spending her time down at the jersey shore with her family and friends.
Francesca’s day-to-day is very much client oriented, helping ensure that clients’ needs are met on the administrative end. Francesca is eager to learn more about the industry.
Francesca is from New Jersey and enjoys spending her time down at the jersey shore with her family and friends.
Contact Jason M. Hochstrasser
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Contact Brian P Dunne
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The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Supriya A. Jagnanan
Private Banker
Dominique Hicks, CFP®
Financial Planning Director, Vice President
Angelo Loumbas
Family Office Resource Generalist
Sia Hildebrand
Wealth Solutions Associate - Cash Management
About Supriya A. Jagnanan
Supriya Jagnanan is a Private Banker serving Morgan Stanley Wealth Management offices in New York.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Supriya began her career in financial services in 1994 and joined Morgan Stanley in 2022 as an Associate Private Banker. Prior to joining the firm, she was a Senior Branch Manager at HSBC Bank. She also served as a Premier Sales Coach and a Senior Premier Relationship Manager at HSBC Bank.
Supriya lives in Forest Hills, New York with her family. Outside of the office, Supriya enjoys spending time with her family, cooking and traveling.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Supriya began her career in financial services in 1994 and joined Morgan Stanley in 2022 as an Associate Private Banker. Prior to joining the firm, she was a Senior Branch Manager at HSBC Bank. She also served as a Premier Sales Coach and a Senior Premier Relationship Manager at HSBC Bank.
Supriya lives in Forest Hills, New York with her family. Outside of the office, Supriya enjoys spending time with her family, cooking and traveling.
NMLS#: 470933
About Dominique Hicks
Dominique Hicks is a dedicated financial planning director and CERTIFIED FINANCIAL PLANNER™ professional at Morgan Stanley Wealth Management in New York, NY, specializing in financial planning solutions that encompass estate and legacy planning, charitable giving, retirement strategies, executive compensation, and next-generation planning. Residing in Stony Brook, NY, Dominique earned her BS in accounting from the State University of New York at Old Westbury and achieved her CFP® designation through rigorous education and examination, underscoring her commitment to the highest standards in financial planning.
With a profound passion for finance, Dominique has worked with 500+ financial advisors, utilizing her expertise to contribute to the financial security of families and communities. Prior to joining Morgan Stanley, Dominique spent seven years as a financial advisor and private client banker at Merrill Lynch and JP Morgan Chase, where she focused on helping clients achieve their goals through financial planning.
Dominique cherishes time spent with her loved ones. As a proud mother of two, their joyful presence inspires her to cultivate a happier and more prosperous life. Dominique is also passionate about mentoring youth, sharing her financial knowledge and empowering the next generation to make informed financial decisions.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
© 2026 Morgan Stanley Smith Barney LLC. Member SIPC.
With a profound passion for finance, Dominique has worked with 500+ financial advisors, utilizing her expertise to contribute to the financial security of families and communities. Prior to joining Morgan Stanley, Dominique spent seven years as a financial advisor and private client banker at Merrill Lynch and JP Morgan Chase, where she focused on helping clients achieve their goals through financial planning.
Dominique cherishes time spent with her loved ones. As a proud mother of two, their joyful presence inspires her to cultivate a happier and more prosperous life. Dominique is also passionate about mentoring youth, sharing her financial knowledge and empowering the next generation to make informed financial decisions.
DISCLOSURE:
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
© 2026 Morgan Stanley Smith Barney LLC. Member SIPC.
About Angelo Loumbas
Angelo is the Family Office Resources Generalist in the Northeast Region. Angelo provides in depth knowledge to ultra-high net worth (UHNW) clients and Financial Advisors across a broad range of family wealth and family office management matters. His area of focus includes family governance, wealth education,, strategic estate and financial planning, philanthropy management, lifestyle advisory, and customized asset allocation and portfolio construction. Angelo has over 25 years’ experience advising wealthy families, business owners, and philanthropic organizations.
Originally from Chicago and now residing in Westchester County, New York, , Angelo practiced law for 15 years and represented UHNW clients, closely held businesses, and major philanthropic organizations. He is admitted to the Society of Trust and Estate Practitioners and has been asked to speak over the years before tax, trust and estate committees of estate planning councils and other organizations. Angelo has also contributed thought leadership through Morgan Stanley’s Family Legacy and Governance Institute leadership series and authored an article for Barrons.com, “Should I Invest in My Kid’s Start-Up? Financial Advisors Can Help Clients Decide” (2023).
Angelo has been advising UHNW clients in the financial services industry for over 17 years, with 13 of those years at Morgan Stanley in Chicago and New York. He earned his J.D. from Indiana University at Bloomington, his M.B.A. from the University of Notre Dame, and B.A. from DePaul University. He also holds his Series 7, 66 and 24 licenses. In addition, Angelo served as President of the Rotary Club of Chicago (“ROTARY/One”), the world’s first Rotary club (2009-2010).
Originally from Chicago and now residing in Westchester County, New York, , Angelo practiced law for 15 years and represented UHNW clients, closely held businesses, and major philanthropic organizations. He is admitted to the Society of Trust and Estate Practitioners and has been asked to speak over the years before tax, trust and estate committees of estate planning councils and other organizations. Angelo has also contributed thought leadership through Morgan Stanley’s Family Legacy and Governance Institute leadership series and authored an article for Barrons.com, “Should I Invest in My Kid’s Start-Up? Financial Advisors Can Help Clients Decide” (2023).
Angelo has been advising UHNW clients in the financial services industry for over 17 years, with 13 of those years at Morgan Stanley in Chicago and New York. He earned his J.D. from Indiana University at Bloomington, his M.B.A. from the University of Notre Dame, and B.A. from DePaul University. He also holds his Series 7, 66 and 24 licenses. In addition, Angelo served as President of the Rotary Club of Chicago (“ROTARY/One”), the world’s first Rotary club (2009-2010).
About Sia Hildebrand
Sia Hildebrand is a Wealth Solutions Associate & Cash Engagement Specialist at Morgan Stanley providing dedicated support to Financial Advisors and their teams. Operating as an extension of the FA/Team, Sia collaborates with clients to discover how best to engage and enroll in the services available at Morgan Stanley during their onboarding journey, specifically cash management. Sia provides guidance across a wide suite of cash management offerings and is able to help open cash management accounts, transfer funds, assist with credit cards and provide education on the breadth of what Morgan Stanley has to offer in the cash management space.
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Important information about your relationship with your Financial Advisor and Morgan Stanley Smith Barney LLC when using a Financial Planning tool. When your Financial Advisor prepares a Financial Plan, they will act in an investment advisory capacity for thirty (30) days after the delivery of your Financial Plan. To understand the differences between brokerage and advisory relationships, you should consult your Financial Advisor, or review our “Understanding Your Brokerage and Investment Advisory Relationships,” brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
You have sole responsibility for making all investment decisions with respect to the implementation of a Financial Plan. You may implement the Financial Plan at Morgan Stanley or at another firm. If you engage or have engaged Morgan Stanley, it will act as your broker, unless you ask it, in writing, to act as your investment adviser on any particular account.
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Morgan Stanley, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Wealth Management
Global Investment Office
Portfolio Insights
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Water Street Wealth Management today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
