

Verga Pollard Group at Morgan Stanley

Our Mission Statement
We help clients achieve their life goals by providing customized financial solutions.
Our Story and Services
The Verga Pollard Group at Morgan Stanley provides affluent clients with a holistic approach to wealth management, where our clients’ life goals are the beginning of the process. We collaborate with our clients each step of the way, often discussing and assessing issues well beyond the scope of financial management.
Once we determine “why” we are investing, we will then assist clients in developing a tailored strategy for the long-term that will consider the different needs and obstacles that might arise during their lifetime; including retirement investing, cash-flow planning, education financing, wealth transfer, charitable giving, executive compensation issues and wealth preservation strategies. As we help address each of your needs, we will create a specific portfolio considering the risks as well as the potential for meeting expectations.
Our goals-based wealth management approach allows us to sit on the same side of the table to help you:
• Focus on what is important to you and your family.
• Customize a strategy.
• Commit resources efficiently.
• Monitor and review changes over time.
As time goes on, we will continue to keep you apprised of any factors that could impact your plan. We are always available to help with any questions or concerns as they may arise.
If you would like to learn more about our service, contact us today! The Verga Pollard Group is ready to help you begin a successful financial journey.
Once we determine “why” we are investing, we will then assist clients in developing a tailored strategy for the long-term that will consider the different needs and obstacles that might arise during their lifetime; including retirement investing, cash-flow planning, education financing, wealth transfer, charitable giving, executive compensation issues and wealth preservation strategies. As we help address each of your needs, we will create a specific portfolio considering the risks as well as the potential for meeting expectations.
Our goals-based wealth management approach allows us to sit on the same side of the table to help you:
• Focus on what is important to you and your family.
• Customize a strategy.
• Commit resources efficiently.
• Monitor and review changes over time.
As time goes on, we will continue to keep you apprised of any factors that could impact your plan. We are always available to help with any questions or concerns as they may arise.
If you would like to learn more about our service, contact us today! The Verga Pollard Group is ready to help you begin a successful financial journey.
Services Include
- Professional Portfolio ManagementFootnote1
- Wealth ManagementFootnote2
- Retirement PlanningFootnote3
- Estate Planning StrategiesFootnote4
- Alternative InvestmentsFootnote5
- Business PlanningFootnote6
- Financial PlanningFootnote7
- 401(k) Rollovers
- Trust ServicesFootnote8
- Cash Management and Lending ProductsFootnote9
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
1 Financial Plaza 19th
Fl
Providence, RI 02903
US
Meet Verga Pollard Group
About Marc Verga
Marc Verga is a Managing Director at Morgan Stanley where he focuses on providing wealth management solutions to high-net-worth clients and their families. He also holds the titles of Financial Advisor, Senior Portfolio Management Director and Alternative Investments Director. Marc started his career in 1993 with Smith Barney, a predecessor firm to Morgan Stanley. As a student of the industry, Marc has held various positions, including Financial Advisor, National Training Officer, and Branch Manager and he brings a unique perspective to the wealth management process when working with affluent clients. In an industry that is dynamic and constantly changing, he has built a comprehensive and holistic practice and has trained many other financial advisors in the same style.
Marc was named to Barron's Top 1,200 Financial Advisors in 2023 and 2024. He also earned Morgan Stanley's President's Club Status as well as the title of Alternative Investment Director.
Marc earned a B.S in Finance from Northeastern University in Boston, graduating cum laude. Growing up in the fishing town of Gloucester, MA, he has a great affinity for the ocean and a deep appreciation for hard work. While not in the office, Marc is philanthropically involved with the Italian Home for Children, where he serves as a member of the board. In his free time, he enjoys golfing and travel and is a member of the Wannamoisett Country Club in Rumford, RI. He currently resides in Providence, RI.
2023-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barron's.com (Awarded Mar 2023 and Mar 2024) Data compiled by Barron's based on time period from Sept 2021 - Sept 2022 and Sept 2022 - Sept 2023.
Marc was named to Barron's Top 1,200 Financial Advisors in 2023 and 2024. He also earned Morgan Stanley's President's Club Status as well as the title of Alternative Investment Director.
Marc earned a B.S in Finance from Northeastern University in Boston, graduating cum laude. Growing up in the fishing town of Gloucester, MA, he has a great affinity for the ocean and a deep appreciation for hard work. While not in the office, Marc is philanthropically involved with the Italian Home for Children, where he serves as a member of the board. In his free time, he enjoys golfing and travel and is a member of the Wannamoisett Country Club in Rumford, RI. He currently resides in Providence, RI.
2023-2024 Barron's Top 1,200 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,000 Financial Advisors: State-by-State)
Source: Barron's.com (Awarded Mar 2023 and Mar 2024) Data compiled by Barron's based on time period from Sept 2021 - Sept 2022 and Sept 2022 - Sept 2023.
Securities Agent: HI, RI, NY, UT, ND, WY, NH, NC, MI, MA, AL, NM, ME, ID, CT, CA, WI, MT, IA, AZ, OR, NV, NE, MD, DE, DC, VA, TX, IN, GA, FL, VT, CO, PA, OH, NJ, IL, WA, SC, MN; BM/Supervisor; General Securities Principal; General Securities Representative; Investment Advisor Representative
NMLS#: 174618
NMLS#: 174618
About Marisa Fezza Pollard
Marisa Fezza Pollard began her career in the financial services industry in New York City over 20 years ago. She has worked in many facets of the business including Institutional Soft Dollar sales for the Bank of New York and Institutional Fixed Income for Loomis Sayles in Boston. Since 2003 she has worked in the Private Client Wealth Management business for Smith Barney, Oppenheimer & Co and since 2017, Morgan Stanley. She takes pride in her work and often describes her interactions with clients as “financial therapy”. Marisa holds the Certified Financial Planner™ designation by the Certified Financial Planner Board of Standards Inc. She has also achieved her Certified Exit Planning Advisor (CEPA®) designation and firmly believes that planning is at the core of what she does.
Marisa was named to Forbes Best In State Wealth Advisors and also Forbes Best In State Women Wealth Advisors in 2022. She has also earned the title of Alternative Investments Director at Morgan Stanley.
A New Jersey native, Marisa moved to Rhode Island to attend college. She will always be a New Jerseyan but has grown to love Rhode Island. She dedicates her time volunteering with Rhodeway Financial, an organization committed to offering comprehensive financial planning services to underserved communities. In her free time, she enjoys exploring the state and discovering the beauty and culture it has to offer. She also enjoys traveling, playing tennis, exercising and experiencing the great outdoors. She lives in East Greenwich with her husband Jim, their three young children, and her mom.
She holds her General Securities License (Series 7), the Uniform Securities Agent State Law Exam (Series 63), and the Uniform Investment Advisor Law Exam (Series 65). She is licensed as an agent for Life, Health, and Variable Annuities.
2022-2025 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2022, 2023, 2024, & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Marisa was named to Forbes Best In State Wealth Advisors and also Forbes Best In State Women Wealth Advisors in 2022. She has also earned the title of Alternative Investments Director at Morgan Stanley.
A New Jersey native, Marisa moved to Rhode Island to attend college. She will always be a New Jerseyan but has grown to love Rhode Island. She dedicates her time volunteering with Rhodeway Financial, an organization committed to offering comprehensive financial planning services to underserved communities. In her free time, she enjoys exploring the state and discovering the beauty and culture it has to offer. She also enjoys traveling, playing tennis, exercising and experiencing the great outdoors. She lives in East Greenwich with her husband Jim, their three young children, and her mom.
She holds her General Securities License (Series 7), the Uniform Securities Agent State Law Exam (Series 63), and the Uniform Investment Advisor Law Exam (Series 65). She is licensed as an agent for Life, Health, and Variable Annuities.
2022-2025 Forbes America's Top Women Wealth Advisors & Forbes Top Women Wealth Advisors Best-In- State (formerly referred to as Forbes Top Women Wealth Advisors, Forbes America's Top Women Wealth Advisors)
Source: Forbes.com (Awarded 2022, 2023, 2024, & 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in Sept of year prior to the issuance of the award.
Securities Agent: WY, CA, NV, VA, MN, MA, UT, NJ, NE, NC, AZ, WI, WA, NY, MI, FL, AL, RI, OH, NM, ID, IA, HI, DC, SC, ME, MD, VT, NH, ND, MT, DE, TX, IN, IL, PA, OR, MO, GA, CT, CO; General Securities Representative; Investment Advisor Representative
NMLS#: 1703202
NMLS#: 1703202
About Jennifer Thorpe
Jennifer Thorpe is a Wealth Management Associate with the Verga Pollard Group at Morgan Stanley. She joined Morgan Stanley in 2021 and previously worked at Merrill Lynch for over 20 years. She held various positions in operations during the first 10 years of her career and spent the last 11 years supporting a Wealth Management team.
Jennifer is passionate about helping people and being a resource clients know they can rely on during difficult or uncertain times. She is focused on helping clients succeed and can resolve any issues or concerns they might have. Jennifer is described as being incredibly empathetic, trustworthy, reliable, and she will never shy away from a challenging client situation. She treats her clients like they are family by understanding their needs and making sure they are being well taken care of.
Jennifer holds her Series 7 and Series 66 financial securities licenses and received her bachelor’s degree in Business Administration from The College of New Jersey. She relocated to Rhode Island from Pennsylvania to be closer to her extended family members. During her spare time, she enjoys having adventures with her family, traveling, and skiing.
Jennifer is passionate about helping people and being a resource clients know they can rely on during difficult or uncertain times. She is focused on helping clients succeed and can resolve any issues or concerns they might have. Jennifer is described as being incredibly empathetic, trustworthy, reliable, and she will never shy away from a challenging client situation. She treats her clients like they are family by understanding their needs and making sure they are being well taken care of.
Jennifer holds her Series 7 and Series 66 financial securities licenses and received her bachelor’s degree in Business Administration from The College of New Jersey. She relocated to Rhode Island from Pennsylvania to be closer to her extended family members. During her spare time, she enjoys having adventures with her family, traveling, and skiing.
About Sofia Salhi
Sofia Salhi joined the Verga Pollard Group as a Client Service Associate in October 2022 shortly after graduating from the University of Colorado Boulder with a Bachelor's Degree in Economics and a double minor in Mathematics and English. A native of Laguna Beach, California, she moved to Newport, Rhode Island, after receiving her degree and is thrilled to have relocated to the East Coast.
Sofia is currently studying for her financial licensing exams and intends to take the SIE, Series 7, and Series 66 soon. While not in the office, she enjoys the great outdoors, spending time with her loved ones in California, and visiting new places. Sofia is also bilingual, being fluent in both English and Farsi.
Sofia is currently studying for her financial licensing exams and intends to take the SIE, Series 7, and Series 66 soon. While not in the office, she enjoys the great outdoors, spending time with her loved ones in California, and visiting new places. Sofia is also bilingual, being fluent in both English and Farsi.
About Kimberly Demara
Kimberly Demara is a Registered Client Service Associate who joined the Verga Pollard Group at Morgan Stanley in May of 2023. Prior to joining the Firm, she spent 8 years working in a similar role at Merrill Lynch and 6 years as an operations specialist at Bank of America. Throughout her many years in the industry, she has obtained her Series 7 and 66 licenses.
A native of North Stonington, Connecticut, Kimberly currently resides in Preston, Connecticut, and has three children: William, Lilliana, and Weston. While not in the office, Kim enjoys spending time with her loved ones at the beach and going on vacation. She also has a passion for soccer, having played competitively until 2022.
A native of North Stonington, Connecticut, Kimberly currently resides in Preston, Connecticut, and has three children: William, Lilliana, and Weston. While not in the office, Kim enjoys spending time with her loved ones at the beach and going on vacation. She also has a passion for soccer, having played competitively until 2022.

Contact Marc Verga

Contact Marisa Fezza Pollard
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Verga Pollard Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
7Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
8Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
9Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)