Joseph DeSarro
Senior Vice President, Branch Manager, Financial Advisor
Phone:
(315) 792-1227(315) 792-1227
Morgan Stanley
Utica Branch Office
You define success, we help you achieve it
106 Business Park Dr
Utica, NY 13502
US
Branch:
(315) 797-2000(315) 797-2000
Toll-Free:
(800) 443-5450(800) 443-5450
Branch Manager
Joseph DeSarroPhone:
(315) 792-1227(315) 792-1227
About Morgan Stanley Utica Branch
At the Morgan Stanley Utica Branch, we are dedicated to developing tailored financial strategies that resonate with your unique goals and life plans. Our branch offers a wide array of services, including investment management, retirement planning, educational funding strategies, and solutions for transferring wealth across generations. Our experienced financial advisors leverage Morgan Stanley’s extensive global resources and innovative research to provide personalized insights and strategies, empowering you to navigate today’s intricate financial landscape with confidence.
At the Utica Branch, our approach is firmly grounded in Morgan Stanley’s core values. We prioritize client-first service, ensuring that your needs and goals are always at the forefront of our efforts. Our branch upholds the highest standards of ethical conduct and actively engages with our community to make a positive impact.
We welcome you to discover the opportunities at our office, where your path to financial success is supported by a network of dedicated financial advisors, innovative strategies, and an unwavering commitment to your future. Whether your aim is to preserve wealth, grow your assets, or plan for major life events, our team is here to guide you every step of the way.
At the Utica Branch, our approach is firmly grounded in Morgan Stanley’s core values. We prioritize client-first service, ensuring that your needs and goals are always at the forefront of our efforts. Our branch upholds the highest standards of ethical conduct and actively engages with our community to make a positive impact.
We welcome you to discover the opportunities at our office, where your path to financial success is supported by a network of dedicated financial advisors, innovative strategies, and an unwavering commitment to your future. Whether your aim is to preserve wealth, grow your assets, or plan for major life events, our team is here to guide you every step of the way.
Services Provided
- Retirement PlanningFootnote1
- Saving for CollegeFootnote2
- Maintaining Cash Flow
- Long-term Care InsuranceFootnote3
- Traditional Investments
- Alternative InvestmentsFootnote4
- Insurance ServicesFootnote5
- Investing with ImpactFootnote6
- Legacy PlanningFootnote7
- Succession PlanningFootnote8
- Family Mission Statements
- Next Generation EducationFootnote9
- Lending SolutionsFootnote10
- Cash Management SolutionsFootnote11
Our Team at Morgan Stanley Utica Branch
About Joseph DeSarro
Joseph DeSarro is a Senior Vice President, Branch Manager and Financial Advisor with The Oneida Collier Group at Morgan Stanley. With more than 12 years of experience, he focuses on customized wealth management strategies for professionals, small business owners, and families.
A graduate of Siena College, Joe earned a B.S. in Marketing and Management. He worked in sales for several years before following his passion to a career in financial services. After a successful run as a solo practitioner at Merrill Lynch, Joe moved his practice to Morgan Stanley with the Oneida Collier Group.
Dedicated to providing highly personalized service, Joe builds financial planning and investment strategies that are tailored to help meet each client’s unique needs, objectives, and risk tolerance. Joe is able to guide clients through the entire planning process – with a keen understanding of retirement income sources, employer-sponsored plans, distributions, and estate planning strategies.
Outside of work, Joe lives in Frankfort, NY with his wife Jennifer and their two children. Active in his community, he has served as both President and Vice President of the Frankfort Youth Association, and is a former member of the Friends of The Arc Foundation. In his free time, Joe enjoys coaching baseball and playing golf.
NMLS # 579005
A graduate of Siena College, Joe earned a B.S. in Marketing and Management. He worked in sales for several years before following his passion to a career in financial services. After a successful run as a solo practitioner at Merrill Lynch, Joe moved his practice to Morgan Stanley with the Oneida Collier Group.
Dedicated to providing highly personalized service, Joe builds financial planning and investment strategies that are tailored to help meet each client’s unique needs, objectives, and risk tolerance. Joe is able to guide clients through the entire planning process – with a keen understanding of retirement income sources, employer-sponsored plans, distributions, and estate planning strategies.
Outside of work, Joe lives in Frankfort, NY with his wife Jennifer and their two children. Active in his community, he has served as both President and Vice President of the Frankfort Youth Association, and is a former member of the Friends of The Arc Foundation. In his free time, Joe enjoys coaching baseball and playing golf.
NMLS # 579005
Securities Agent: MI, CO, VA, RI, PR, ND, HI, WA, VI, AR, AK, UT, IA, CT, AL, LA, GA, VT, NV, NH, MT, ME, KS, FL, CA, WV, NY, AZ, SD, SC, PA, NJ, NE, MN, MA, WY, TX, OR, MS, MD, IL, DE, WI, TN, OK, NM, MO, KY, ID, DC, OH, NC, IN; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 579005
NMLS#: 579005
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Branch Address
106 Business Park Dr
Utica, NY 13502
US
Branch:
(315) 797-2000(315) 797-2000
Toll-Free:
(800) 443-5450(800) 443-5450
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
The investments and products listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments or products, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or product will depend upon an investor's individual circumstances and objectives.
Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
The investments and products listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments or products, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or product will depend upon an investor's individual circumstances and objectives.
Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
© 2025 Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures | Morgan Stanley
CRC 4665150 (08/2025)