Dave Smith
Executive Director, Branch Manager
Phone:
(858) 597-7706(858) 597-7706
Morgan Stanley
University Towne Center Branch Office
You define success, we help you achieve it
4350 La Jolla Village Dr
Ste 1000
San Diego, CA 92122
US
Branch:
(858) 597-7777(858) 597-7777
Toll-Free:
(800) 821-4593(800) 821-4593
Branch Manager
Dave SmithPhone:
(858) 597-7706(858) 597-7706
About Morgan Stanley University Towne Center Branch
The University Towne Center branch of Morgan Stanley Wealth Management is at the epicenter of a thriving community. Whether you’re a small business owner, an executive at a major tech firm, a retiree or an investor just starting out, we provide the advice, solutions and liquidity necessary to help you succeed. Our industry leading people, products and platforms are here to support you and to help drive growth and prosperity.
The culture at Morgan Stanley is about doing first-class business in a first-class way and always putting the client first. You can count on our financial advisors to consistently deliver an extremely high touch service model. standard of care. And while we have all the resources of a global powerhouse to enhance your investment opportunities, we’re especially good at making a big firm feel small.
The goal of our management team is to partner with our advisors so they can get things done. We make decisions at the local level and reduce the barriers that get in the way of our clients achieving their goals. If you’re an advisor looking to grow your practice, we’re committed to providing you with more tailwinds—and working with you through the headwinds.
The UTC branch has deep roots in the community. We’re at the top of the list for everything from Annual Appeal to Feeding San Diego events. We’re also deeply involved with the military community. We support their local ASYMCA, give gifts to their children during the holidays and even help a growing number of veterans land their first civilian jobs.
Whether you’re an investor in the early stages of wealth accumulation, late-stage philanthropy or anywhere in between, we can play a vital role in your success story.
The culture at Morgan Stanley is about doing first-class business in a first-class way and always putting the client first. You can count on our financial advisors to consistently deliver an extremely high touch service model. standard of care. And while we have all the resources of a global powerhouse to enhance your investment opportunities, we’re especially good at making a big firm feel small.
The goal of our management team is to partner with our advisors so they can get things done. We make decisions at the local level and reduce the barriers that get in the way of our clients achieving their goals. If you’re an advisor looking to grow your practice, we’re committed to providing you with more tailwinds—and working with you through the headwinds.
The UTC branch has deep roots in the community. We’re at the top of the list for everything from Annual Appeal to Feeding San Diego events. We’re also deeply involved with the military community. We support their local ASYMCA, give gifts to their children during the holidays and even help a growing number of veterans land their first civilian jobs.
Whether you’re an investor in the early stages of wealth accumulation, late-stage philanthropy or anywhere in between, we can play a vital role in your success story.
Services Provided
- Retirement PlanningFootnote1
- Saving for CollegeFootnote2
- Maintaining Cash Flow
- Long-term Care InsuranceFootnote3
- Traditional Investments
- Alternative InvestmentsFootnote4
- Insurance ServicesFootnote5
- Investing with ImpactFootnote6
- Legacy PlanningFootnote7
- Succession PlanningFootnote8
- Family Mission Statements
- Next Generation EducationFootnote9
- Lending SolutionsFootnote10
- Cash Management SolutionsFootnote11
Our Team at Morgan Stanley University Towne Center Branch
Stephany Horn
Assistant Vice President, Risk Officer
Phone:
(858) 597-7705(858) 597-7705
Savannah Lowe
Branch Administrator
Phone:
(858) 597-7812(858) 597-7812
Russ Gallen
Vice President, Private Banker
Phone:
(858) 729-5095(858) 729-5095
Michael Mackowiak
Assistant Vice President, Private Banker
Phone:
(619) 238-6253(619) 238-6253
Anthony Weiner
Business Service Officer
Phone:
(858) 597-7704(858) 597-7704
About Dave Smith
As the Branch Manager for the University Town Center office in San Diego for Morgan Stanley Wealth Management I’ve witnessed significant growth in our business and community. Money is constantly in motion in Silicon Beach—and that creates unique opportunities for our clients. They count on us to deliver a high service model and sophisticated solutions on industry leading platforms that help drive their growth and prosperity.
I’ve been in the financial services industry for more than 20 years and joined Morgan Stanley in 2005. Prior to coming to UTC, I served as the Associate Complex Manager in Dallas/N. Texas and as a senior member of our Capital Markets organization in New York.
On a personal note, I’m originally from Philadelphia where I became an avid sports fan. I earned a B.S. in Finance from Fairfield University and an MBA from Fordham University. I’m an experienced traveler and also enjoy many outdoor activities including golf, hiking and scuba diving. I live in Del Mar with my wife, Katherine, and our two dogs—a Rhodesian Ridgeback and a very active Cavalier King Charles.
I’ve been in the financial services industry for more than 20 years and joined Morgan Stanley in 2005. Prior to coming to UTC, I served as the Associate Complex Manager in Dallas/N. Texas and as a senior member of our Capital Markets organization in New York.
On a personal note, I’m originally from Philadelphia where I became an avid sports fan. I earned a B.S. in Finance from Fairfield University and an MBA from Fordham University. I’m an experienced traveler and also enjoy many outdoor activities including golf, hiking and scuba diving. I live in Del Mar with my wife, Katherine, and our two dogs—a Rhodesian Ridgeback and a very active Cavalier King Charles.
About Stephany Horn
Stephany Horn is a Risk Officer for the San Diego Market. Prior to joining the San Diego Market, Stephany worked as a Senior Registered Associate in the Arizona Market. She is originally from Kansas City, Missouri. Stephany enjoys hiking, live music and watching the Kansas City Chiefs.
About Savannah Lowe
Savannah Lowe is the Branch Administrator of the UTC Office, working closely with the Branch Manager as well as the Market Management Team to support branch needs and providing operational and administrative support throughout the San Diego Market. Savannah provides direct support to approximately 60 branch employees in UTC focusing on Administrative, Operations, Sales Support and Risk and Compliance oversight in her role. Savannah also aids the Market Administrator in planning and supporting market-wide events designed to educate both clients and staff about relevant changes in the Investment Industry that help to inspire innovation and information sharing.
Savannah joined Morgan Stanley in 2024 as a Branch Administrator. Prior to her employment at Morgan Stanley, Savannah worked in Customer Service as well as Training & Development, both in and out of the finance industry.
Savannah earned her two B.A.s in Theatre Arts and Deaf Studies from University of South Florida. Originally born and raised in Orlando, she has lived in San Diego since 2018.
In her free time, she enjoys reading, crocheting, and spending time with friends and loved ones.
Savannah joined Morgan Stanley in 2024 as a Branch Administrator. Prior to her employment at Morgan Stanley, Savannah worked in Customer Service as well as Training & Development, both in and out of the finance industry.
Savannah earned her two B.A.s in Theatre Arts and Deaf Studies from University of South Florida. Originally born and raised in Orlando, she has lived in San Diego since 2018.
In her free time, she enjoys reading, crocheting, and spending time with friends and loved ones.
About Russ Gallen
Russ Gallen is a Private Banker serving Morgan Stanley’s Wealth Management offices in California.
Russ began his career in financial services in 2001, and joined Morgan Stanley in 2018. Prior to joining the firm, he served as a Wealth Management Banker at Merrill Lynch.
Russ received a Bachelor of Science in Finance from Arizona State University. He currently resides in Solana Beach, CA.
Outside of the office, Russ remains active by playing a variety of sports, such as golf and tennis, amongst many others. He also enjoys watching professional and college basketball and football, as well as traveling to new destinations.
Russ began his career in financial services in 2001, and joined Morgan Stanley in 2018. Prior to joining the firm, he served as a Wealth Management Banker at Merrill Lynch.
Russ received a Bachelor of Science in Finance from Arizona State University. He currently resides in Solana Beach, CA.
Outside of the office, Russ remains active by playing a variety of sports, such as golf and tennis, amongst many others. He also enjoys watching professional and college basketball and football, as well as traveling to new destinations.
About Michael Mackowiak
Michael Mackowiak is a Private Banker serving Morgan Stanley’s Wealth Management offices in Southern California.
Michael began his career in financial services in 2008 and joined Morgan Stanley in 2019. Prior to joining the firm, he was a Premier Banker at Wells Fargo Bank.
Michael and his family currently reside in Chula Vista, California. Outside of the office, he enjoys watching soccer and baseball, traveling, and spending time with his family.
Michael began his career in financial services in 2008 and joined Morgan Stanley in 2019. Prior to joining the firm, he was a Premier Banker at Wells Fargo Bank.
Michael and his family currently reside in Chula Vista, California. Outside of the office, he enjoys watching soccer and baseball, traveling, and spending time with his family.
About Anthony Weiner
Anthony Weiner is a Business Service Officer for the San Diego Market, starting with Morgan Stanley in 2021. Prior to joining the firm, Anthony worked for several years in the financial services industry, coming to Morgan Stanley from Wells Fargo Bank where he had gained years of experience, specializing in providing world class service to clients since 2007. Anthony started his journey at Morgan Stanley as a Registered Client Service Associate at the La Jolla Branch, where he quickly embraced the role and was recognized as a standout amongst his peers across the firm as a 2023 Field Service Champion. He transitioned to Business Service Officer in 2024 where he has the opportunity to lead Support Professionals who are in roles similar to his previous one. Anthony advocates collaboration among all in his branches and champions diversity and inclusion. Anthony is a native San Diegan and enjoys rollerblading on the boardwalks of the beautiful local beaches and trying new restaurants in town with friends and family.
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Branch Address
4350 La Jolla Village Dr
Ste 1000
San Diego, CA 92122
US
Branch:
(858) 597-7777(858) 597-7777
Toll-Free:
(800) 821-4593(800) 821-4593
Fax:
(858) 597-0455(858) 597-0455
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
The investments and products listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments or products, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or product will depend upon an investor's individual circumstances and objectives.
Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
© 2022 Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
3Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6The returns on a portfolio consisting primarily of sustainable investments may be lower or higher than a portfolio that is more diversified or where decisions are based solely on investment considerations. Because sustainability criteria exclude some investments, investors may not be able to take advantage of the same opportunities or market trends as investors that do not use such criteria. Diversification does not guarantee a profit or protect against loss in a declining financial market.
7Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Tax laws are complex and are subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
10Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
11Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).
The investments and products listed may not be appropriate for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments or products, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. The appropriateness of a particular investment or product will depend upon an investor's individual circumstances and objectives.
Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
© 2022 Morgan Stanley Smith Barney LLC. Member SIPC.
Awards Disclosures
CRC 6491812 04/2024