

Twenty7 North Group at Morgan Stanley
Direct:
(941) 365-3900(941) 365-3900
Toll-Free:
(800) 347-9656(800) 347-9656

Our Mission Statement
We work with you to understand your unique goals and needs to design and implement your personalized financial plan. We are passionate about nurturing your financial security and well-being.
Our Investment Process
Understand
The first and perhaps most important step in our investment process is to understand your comprehensive financial situation. We need to know your needs, goals, desires, risk tolerance, and time horizon in addition to your income, investment holdings and liquidity needs in order to design an appropriate financial roadmap to help you meet your goals.
Plan
Using an understanding of your stated goals and financial picture, we will develop a financial plan and asset allocation to best help accomplish your goals within the guidelines of your risk tolerance. As your life conditions and needs change, we will work with you to adapt your plan to help you meet your changing needs.
Portfolio Management
We use our Portfolio Management program to help you meet your unique goals. We serve as the Portfolio Manager on several different investment styles. The discretionary nature of this program enables us to act quickly in response to changing market conditions. Portfolio Management clients enjoy personalized service and easy access to us, the professionals responsible for managing their investments.
Service
The Twenty7 North Group is a team of dedicated professionals who take care of your needs through all phases of the investment process. We have extensive experience and achievements in the financial service business. We strive to improve your quality of life by simplifying your financial life. Our relationship with you is a commitment to your future.
Awards
Twenty7 North Group Named to Forbes Best-In-State Wealth Management Teams (2025).
Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC for the period 3/31/23-3/31/24
Twenty7 North Group Named to Forbes Best-In-State Wealth Management Teams (2024).
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC for the period 3/31/22-3/31/23
John Piper Named to the 2025 Forbes Best-In-State Wealth Advisors.
Source: Forbes (Awarded April 2025) Data compiled by SHOOK Research LLC based on time period from 6/30/23-6/30/24.
John Piper Named to the 2024 Forbes Best-In-State Wealth Advisors.
Source: Forbes.com (Awarded April 2024) Data compiled by SHOOK Research LLC based on time period from 6/30/22-6/30/23.
The first and perhaps most important step in our investment process is to understand your comprehensive financial situation. We need to know your needs, goals, desires, risk tolerance, and time horizon in addition to your income, investment holdings and liquidity needs in order to design an appropriate financial roadmap to help you meet your goals.
Plan
Using an understanding of your stated goals and financial picture, we will develop a financial plan and asset allocation to best help accomplish your goals within the guidelines of your risk tolerance. As your life conditions and needs change, we will work with you to adapt your plan to help you meet your changing needs.
Portfolio Management
We use our Portfolio Management program to help you meet your unique goals. We serve as the Portfolio Manager on several different investment styles. The discretionary nature of this program enables us to act quickly in response to changing market conditions. Portfolio Management clients enjoy personalized service and easy access to us, the professionals responsible for managing their investments.
Service
The Twenty7 North Group is a team of dedicated professionals who take care of your needs through all phases of the investment process. We have extensive experience and achievements in the financial service business. We strive to improve your quality of life by simplifying your financial life. Our relationship with you is a commitment to your future.
Awards
Twenty7 North Group Named to Forbes Best-In-State Wealth Management Teams (2025).
Source: Forbes.com (Awarded Jan 2025) Data compiled by SHOOK Research LLC for the period 3/31/23-3/31/24
Twenty7 North Group Named to Forbes Best-In-State Wealth Management Teams (2024).
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC for the period 3/31/22-3/31/23
John Piper Named to the 2025 Forbes Best-In-State Wealth Advisors.
Source: Forbes (Awarded April 2025) Data compiled by SHOOK Research LLC based on time period from 6/30/23-6/30/24.
John Piper Named to the 2024 Forbes Best-In-State Wealth Advisors.
Source: Forbes.com (Awarded April 2024) Data compiled by SHOOK Research LLC based on time period from 6/30/22-6/30/23.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Location
2 North Tamiami Trail
Ste 1100
Sarasota, FL 34236
US
Direct:
(941) 365-3900(941) 365-3900
Toll-Free:
(800) 347-9656(800) 347-9656
Meet Twenty7 North Group
About John Piper
John was born and raised in Michigan and graduated with honors in 1982 from the University of Michigan Ross School of Business with a Bachelor of Business Administration degree. After graduation he joined Manufacturers Bank in Detroit as a credit analyst. John moved to Florida in 1985 and joined Morgan Stanley predecessor firm Dean Witter Reynolds as a financial advisor in 1987. He has been at the same firm since then, becoming a Senior Vice President in 2008. John has focused his business in recent years on Discretionary Portfolio Management, becoming a Portfolio Manager in 2005, a Portfolio Management Director in 2012 and a Senior Portfolio Management Director in 2022. This is where he believes he can best serve clients and add value to the overall relationship.
John has been married to his beautiful wife Patti since 1985 and resides in Sarasota. They have children Jessica and Michael and four grandchildren Joshua, Evan, Isla and Crew. John enjoys an active and healthy lifestyle including working out, bicycling, skiing and mountain climbing. He also enjoys spending time at homes in Northern Michigan and Jackson, Wyoming.
John has been married to his beautiful wife Patti since 1985 and resides in Sarasota. They have children Jessica and Michael and four grandchildren Joshua, Evan, Isla and Crew. John enjoys an active and healthy lifestyle including working out, bicycling, skiing and mountain climbing. He also enjoys spending time at homes in Northern Michigan and Jackson, Wyoming.
Securities Agent: VA, SC, NM, MD, KY, CO, AK, MS, MI, KS, DC, AZ, AL, NE, MT, IN, GA, AR, PA, OR, ME, IA, CT, NJ, NC, IL, NH, FL, OH, WA, NY, WI, VT, TX, WV, WY, TN, MO, MN, MA, CA; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1274631
NMLS#: 1274631
About Michael D Matash
Michael graduated from The Florida Institute of Technology with a Bachelor degree in Aviation Management-Flight in 2003. After graduating he was a flight instructor for several years before attaining his first airline pilot job at ColganAir. Less than a year later Michael was hired by SkyWest Airlines, where he finished the remainder of his time in the airline industry flying passenger jets. For many years he travelled the country and created many lifelong memories. After getting married and starting a family, Michael decided to seek new opportunities which landed him in the field of professional wealth management. Michael, already a student of the financial market, found many similarities between two very different industries, both requiring risk management at the highest level. Michael was honored to join the Twenty7 North Group at Morgan Stanley in January of 2011. The beginning of a new decade was perfect timing to start a new chapter in life.
Michael’s beautiful wife is named Lynda. They have three children together – Isla, Crew, and one of whom happens to be an English Retriever named Scout. Michael and Lynda love traveling out West, visiting family in Michigan, and spending time on the water. Michael continues to remain an avid airman and appreciates the opportunity to view the world from above. You may also find him enjoying the waves at the local surf break.
Michael’s main objective is to help his clients have the smoothest financial voyage possible through customized and fiduciary investment management. He specializes in helping aviation industry professionals navigate unique challenges in an ever-changing environment.
Michael’s beautiful wife is named Lynda. They have three children together – Isla, Crew, and one of whom happens to be an English Retriever named Scout. Michael and Lynda love traveling out West, visiting family in Michigan, and spending time on the water. Michael continues to remain an avid airman and appreciates the opportunity to view the world from above. You may also find him enjoying the waves at the local surf break.
Michael’s main objective is to help his clients have the smoothest financial voyage possible through customized and fiduciary investment management. He specializes in helping aviation industry professionals navigate unique challenges in an ever-changing environment.
Securities Agent: KY, WV, VA, TX, NC, MA, CT, ME, IL, IA, CO, WY, SC, NM, NE, MO, MD, GA, NY, MS, TN, OR, KS, VT, PA, OH, NJ, IN, DC, CA, AL, MI, FL, AR, NH, AZ, AK, WI, WA, MT, MN; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1255483
NMLS#: 1255483
About Susan Kelly
Susan, a Chicago native, graduated from Western Illinois University with honors in 1977 and started her career in the corporate world, first as customer service for the office of the CEO, later into compliance for a major pharmaceutical company.
In 2005 Susan and her husband Victor moved to Sarasota, where she became a client specialist and earned her Series 7 and 66. Soon after, Susan was promoted to Client Specialist Supervisor for two branches at a financial company. In 2018, Susan was recruited by The Twenty7 North Group at Morgan Stanley and became a Financial Advisor. Susan became a member of the Pacesetters Club in 2020 - 2025 and was part of Sarasota Magazine's Women of Influence Event in Sept 2020. Since Susan has worked both sides of the client experience, her number one goal is that of total client satisfaction. She wants to help her clients reach their financial goals, grow and preserve their wealth and leave a lasting financial legacy. In Susan's spare time, she likes teaching fitness at the local YMCA and visiting with her three children and twin grandsons.
In 2005 Susan and her husband Victor moved to Sarasota, where she became a client specialist and earned her Series 7 and 66. Soon after, Susan was promoted to Client Specialist Supervisor for two branches at a financial company. In 2018, Susan was recruited by The Twenty7 North Group at Morgan Stanley and became a Financial Advisor. Susan became a member of the Pacesetters Club in 2020 - 2025 and was part of Sarasota Magazine's Women of Influence Event in Sept 2020. Since Susan has worked both sides of the client experience, her number one goal is that of total client satisfaction. She wants to help her clients reach their financial goals, grow and preserve their wealth and leave a lasting financial legacy. In Susan's spare time, she likes teaching fitness at the local YMCA and visiting with her three children and twin grandsons.
Securities Agent: IA, MD, MA, WI, NM, WV, MI, IN, WY, TX, OR, FL, CO, CA, AR, WA, VT, VA, TN, PA, NE, KS, CT, OH, NC, MO, AZ, SC, KY, GA, AL, NY, MS, AK, NH, MT, MN, ME, DC, NJ, IL; General Securities Representative; Investment Advisor Representative
NMLS#: 1751509
NMLS#: 1751509
About Erin Burnett
Erin was born and raised in Oregon. In 2005, she began her career in the investment industry with Merrill Lynch. Over the next 5 years, Erin progressed in her career by obtaining her Series 7 and Series 66 securities licenses and advanced into the positions of Registered Client Service Associate and Branch Manager’s Assistant. Erin was recruited to join Morgan Stanley as a Senior Registered Associate in 2011. Within the first year, she earned her Financial Planning Specialist certification. In 2016, Erin achieved her long-time goal of escaping the cold Oregon winters by transferring to Sarasota to join The Twenty7 North Group at Morgan Stanley. Since moving to Florida, Erin has broadened her knowledge base by passing the Series 9 and Series 10 securities exams. Erin was also selected to be a Complex Service Coach, which provided her with the opportunity expand her skills and serve as a key resource to clients and over 60 colleagues in the Southwest Florida region for over 3 years. Erin was promoted to the role of Portfolio Associate in 2019, followed by a promotion to Wealth Management Associate in 2024.
In Erin’s spare time she enjoys traveling, going to concerts, amusement parks and exploring Florida's beaches and nature preserves.
In Erin’s spare time she enjoys traveling, going to concerts, amusement parks and exploring Florida's beaches and nature preserves.

Contact John Piper

Contact Michael D Matash

Contact Susan Kelly
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Twenty7 North Group today.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
5When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)