Tom Huynh, CFP®
Associate Vice President, Wealth Management,
Financial Advisor,
Workplace Advisor - Equity Compensation
Direct:
(510) 891-0535(510) 891-0535
My Mission Statement
My unwavering commitment lies in the pursuit of exceptional client service and investment excellence for you and your family
My Story and Services
Tom Huynh, a partner at The Napa Harvest Group within Morgan Stanley, is a Certified Financial Planner™ with over 11 years of industry experience. Based in our Oakland office, Tom serves as a key strategic advisor to a diverse clientele, including affluent families with global interests, technology executives from both private and public sectors, and successful real estate entrepreneurs.
Tom has taken great pride in crafting bespoke strategies tailored to the unique needs of each family he serves. He and his partners are deeply committed to simplifying the financial planning process, taking great honor in their ability to clearly articulate every detail and action item. Their approach is designed to ensure that clients fully understand their financial strategies and have well-defined expectations throughout their relationship.
Using a consultative approach to help him understand each client’s unique perspective and priorities, Tom utilizes both qualitative and quantitative factors to help clients achieve their goals and objectives. His commitment to fostering long-term relationships built on trust and transparency is a key reason families choose to work with him. He believes that collaborating closely with clients' CPAs and attorneys is essential for the seamless implementation and execution of financial plans.
Tom's experience in executive corporate financial services and equity compensation includes helping corporate insiders manage concentrated equity risks, develop predetermined trading plans (10b5-1), and plan philanthropic contributions. He provided guidance to families in managing the intricacies associated with having equity as a substantial part of their compensation, helping plan for both current and future goals.
For his clients who have a bi-continental presence, Tom actively engages in conversations about estate planning, and gifting strategies, tailoring his approach to accommodate changing policies. With most of his international clients based in Asia, he has developed a deep understanding of the complexities involved in managing both onshore and offshore assets of these families. This has allowed him to navigate the subtleties of cross-border relationships.
Before joining Morgan Stanley, Tom served as a Vice President - Senior Wealth Advisor at Citigroup Global Markets. At Citigroup, Tom advised first-generation affluent, international families, technology executives, and attorneys. Earlier in his career, he managed private banking services for both individuals and small businesses and focused on financial planning for high-net-worth clients. His career in finance began during his college years with internships in private wealth management and technology investment banking.
Tom, a native of the Bay Area, has deep connections to the East Bay, and he currently resides in Walnut Creek. Outside of work, he enjoys playing tennis, traveling, and exploring a variety of restaurants throughout the Bay Area.
Tom earned a Bachelor of Science in Applied Statistics from the University of California, Davis.
Tom has taken great pride in crafting bespoke strategies tailored to the unique needs of each family he serves. He and his partners are deeply committed to simplifying the financial planning process, taking great honor in their ability to clearly articulate every detail and action item. Their approach is designed to ensure that clients fully understand their financial strategies and have well-defined expectations throughout their relationship.
Using a consultative approach to help him understand each client’s unique perspective and priorities, Tom utilizes both qualitative and quantitative factors to help clients achieve their goals and objectives. His commitment to fostering long-term relationships built on trust and transparency is a key reason families choose to work with him. He believes that collaborating closely with clients' CPAs and attorneys is essential for the seamless implementation and execution of financial plans.
Tom's experience in executive corporate financial services and equity compensation includes helping corporate insiders manage concentrated equity risks, develop predetermined trading plans (10b5-1), and plan philanthropic contributions. He provided guidance to families in managing the intricacies associated with having equity as a substantial part of their compensation, helping plan for both current and future goals.
For his clients who have a bi-continental presence, Tom actively engages in conversations about estate planning, and gifting strategies, tailoring his approach to accommodate changing policies. With most of his international clients based in Asia, he has developed a deep understanding of the complexities involved in managing both onshore and offshore assets of these families. This has allowed him to navigate the subtleties of cross-border relationships.
Before joining Morgan Stanley, Tom served as a Vice President - Senior Wealth Advisor at Citigroup Global Markets. At Citigroup, Tom advised first-generation affluent, international families, technology executives, and attorneys. Earlier in his career, he managed private banking services for both individuals and small businesses and focused on financial planning for high-net-worth clients. His career in finance began during his college years with internships in private wealth management and technology investment banking.
Tom, a native of the Bay Area, has deep connections to the East Bay, and he currently resides in Walnut Creek. Outside of work, he enjoys playing tennis, traveling, and exploring a variety of restaurants throughout the Bay Area.
Tom earned a Bachelor of Science in Applied Statistics from the University of California, Davis.
Securities Agent: WI, TX, TN, WY, NY, GA, CO, AL, VT, MO, MI, FL, UT, OH, NM, MT, ME, MA, NV, MD, CT, NJ, CA, WA, VA, SD, NH, ND, IN, HI, PA, OR, KS, AZ, SC, RI, NC, MN, IL, ID, DC, MS; General Securities Representative; Investment Advisor Representative
NMLS#: 1488686
NMLS#: 1488686
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You and Your Family
Tom values each family he serves as a trust advisor, and he believes in fostering long-term relationships built on trust and mutual understanding. His most successful relationships are with families who seek advice and are willing to delegate some of their financial responsibilities.
Through exploratory conversations, Tom will bring to light strategies employed by other families that could be beneficial to consider. These strategies encompass various areas such as tax planning, estate planning, retirement planning, philanthropy, college funding, and public and private investment strategies.
When necessary, Tom leverages the expertise of other professionals within Morgan Stanley to provide specialize counsel to clients. These experts may include estate planning attorneys or portfolio managers of alternative funds. Tom recognizes the importance of collaborating with external professionals like CPAs and estate attorneys, as their insights and guidance are crucial in developing comprehensive financial solutions.
Through exploratory conversations, Tom will bring to light strategies employed by other families that could be beneficial to consider. These strategies encompass various areas such as tax planning, estate planning, retirement planning, philanthropy, college funding, and public and private investment strategies.
When necessary, Tom leverages the expertise of other professionals within Morgan Stanley to provide specialize counsel to clients. These experts may include estate planning attorneys or portfolio managers of alternative funds. Tom recognizes the importance of collaborating with external professionals like CPAs and estate attorneys, as their insights and guidance are crucial in developing comprehensive financial solutions.
Home
Each family and their unique situations are important. Tom believes in taking the time to truly understand the family, their current life stage, and their individual relationship with money
Financial Plan
Similar to chess Grandmasters who plan several moves ahead, we recognize the significance of strategic foresight. If a financial plan hasn’t been established yet, we are committed to crafting a comprehensive financial roadmap that outlines the next steps in your financial journey
Collaboration
Tom highly encourages any exploratory ideas you might have. During our discussions, we thoroughly evaluate the suitability of those ideas or investment strategies based on your circumstances and financial goals
Communication
As technology continues to evolve, Tom is committed to meeting families on the platforms where they feel most comfortable. Whether it be in-person, over the phone, or via video conference, he ensures that the current meeting methods align with the preferences and convenience of each family
Market Cycles
Bull and bear markets have existed in the past, and they will continue to be a reality in the future. Tom’s objective is to understand your family’s situation during these cycles to protect and safeguard the estate
Service Model
The specific services and meeting arrangements will be determined based on the type of relationship we establish. We will assess and agree upon the frequency of meetings and set clear expectations
Wealth Redefined
Enhance your banking capabilities and discover new possibilities with our Private Bank. We recognize the significance of integrating your investments seamlessly into your daily life. With our Private Bank, we provide an extensive range of banking solutions for you and your family’s needs.
Location
1999 Harrison St
Suite 2200
Oakland, CA 94612
US
Direct:
(510) 891-0535(510) 891-0535
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Tom Huynh today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
