Tom Bardwell, CFP®
Senior Vice President, Wealth Management, Portfolio Management Director, Family Wealth Advisor, Financial Advisor
Tom Bardwell, CFP®
Senior Vice President, Wealth Management,
Financial Advisor,
Senior Portfolio Management Director,
CERTIFIED FINANCIAL PLANNER®,
Workplace Advisor – Equity Compensation
Direct:
(941) 364-7436(941) 364-7436
My Mission Statement
Partnering with clients to provide objective, high quality advice and services to simplify their life and provide peace of mind.
About Tom Bardwell
With over two decades of experience in the financial services industry, Tom Bardwell has established himself as a trusted advisor, catering to affluent individuals, families, and institutional clients since 1999. His journey began at Van Kampen Investments, where he acquired a deep understanding of portfolio management and asset allocation strategies.
From late 2005 until 2008, Tom assumed the position of Manager of the Central Illinois Complex for Morgan Stanley, further refining his leadership acumen. In 2008, he joined the Cornerstone Capital Group at Morgan Stanley, leveraging his expertise to optimize investment portfolios and implement effective planning strategies for both individuals and institutions.
Tom's commitment to community engagement was evident during his time in Central Illinois, where he actively participated in various organizations. He served as a member of the Board of Directors for the Peoria Riverfront Museum, contributed as a member of the Campaign Cabinet for the Heart of Illinois United Way Drive, and held a Board Member position for the Central Illinois Estate Planning Council.
In 2014, Tom, accompanied by his family, made the decision to relocate to Sarasota, Florida, embarking on a new chapter by establishing a Cornerstone Capital Group office in the area. Today, he continues to serve clients nationwide, offering his comprehensive financial expertise. Tom takes great pride in his involvement in the Sarasota community, actively participating as a member of Bayside Community Church and engaging in local outreach events that aim to make a positive impact.
Tom and his wife, Courtney, share the joy of raising four children while nurturing their fulfilling life in Sarasota. With his unwavering dedication and commitment to clients' financial well-being, Tom Bardwell continues to be a beacon of trust and expertise in the financial services industry.
From late 2005 until 2008, Tom assumed the position of Manager of the Central Illinois Complex for Morgan Stanley, further refining his leadership acumen. In 2008, he joined the Cornerstone Capital Group at Morgan Stanley, leveraging his expertise to optimize investment portfolios and implement effective planning strategies for both individuals and institutions.
Tom's commitment to community engagement was evident during his time in Central Illinois, where he actively participated in various organizations. He served as a member of the Board of Directors for the Peoria Riverfront Museum, contributed as a member of the Campaign Cabinet for the Heart of Illinois United Way Drive, and held a Board Member position for the Central Illinois Estate Planning Council.
In 2014, Tom, accompanied by his family, made the decision to relocate to Sarasota, Florida, embarking on a new chapter by establishing a Cornerstone Capital Group office in the area. Today, he continues to serve clients nationwide, offering his comprehensive financial expertise. Tom takes great pride in his involvement in the Sarasota community, actively participating as a member of Bayside Community Church and engaging in local outreach events that aim to make a positive impact.
Tom and his wife, Courtney, share the joy of raising four children while nurturing their fulfilling life in Sarasota. With his unwavering dedication and commitment to clients' financial well-being, Tom Bardwell continues to be a beacon of trust and expertise in the financial services industry.
Securities Agent: OR, MT, UT, TX, SC, NH, ME, KS, AK, NC, MN, LA, GA, WY, RI, NY, NE, MO, HI, CA, PA, KY, IN, IA, CT, CO, AR, OK, NM, MA, DE, DC, WA, NJ, IL, AL, WI, VA, TN, OH, MS, MI, MD, FL, SD, NV, AZ; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1272770
NMLS#: 1272770
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Our Team
The Cornerstone Capital Group has an extensive team of seasoned professionals with a complementary set of skills, knowledge and experience. Together, we provide highly customized advice and comprehensive wealth management services to individuals and families located throughout the country.
Our planning process helps you prepare for all of life's milestones - your children's education, your business succession, your retirement, your estate and your ideal future. Working cooperatively with your accountants, attorneys and other trusted professionals, we help you build a comprehensive plan that encompasses all aspects of your life.
Our investment process starts with having a strong understanding of economics and we are well versed in the equity and fixed income markets. Carefully crafting each portfolio, we emphasize diversification, tax efficiency, risk mitigation, capital preservation and long-term growth. This results in making appropriate asset allocation decisions for each client. Our Portfolio Managers then use technical and analytical experience to conduct the research and due diligence for every specific recommendation we make.
Our goal is to become trusted stewards of your wealth, here to help you make informed decisions on every financial challenge you face. We are committed to helping you preserve and build your wealth and will work to strengthen your family's financial security for generations to come.
Our planning process helps you prepare for all of life's milestones - your children's education, your business succession, your retirement, your estate and your ideal future. Working cooperatively with your accountants, attorneys and other trusted professionals, we help you build a comprehensive plan that encompasses all aspects of your life.
Our investment process starts with having a strong understanding of economics and we are well versed in the equity and fixed income markets. Carefully crafting each portfolio, we emphasize diversification, tax efficiency, risk mitigation, capital preservation and long-term growth. This results in making appropriate asset allocation decisions for each client. Our Portfolio Managers then use technical and analytical experience to conduct the research and due diligence for every specific recommendation we make.
Our goal is to become trusted stewards of your wealth, here to help you make informed decisions on every financial challenge you face. We are committed to helping you preserve and build your wealth and will work to strengthen your family's financial security for generations to come.
WANT TO BECOME A FLORIDA RESIDENT?
Our team of advisors has personally made the transition from residency in another state to becoming full time Florida residents. We stand ready to help assist you with your questions and connect you with other local professionals if necessary to help in your transition. There are quite a few benefits to becoming a full time Florida resident, and not just the beautiful weather and great community. Please give the Sarasota office a call at (941) 364-7436, and we will be happy to assist you!
- Florida Domicile (Residency)
- Homestead Exemption
- Financial Documents and Relationships
- Drivers License/Voting
- More to discuss
- Florida Domicile (Residency)
- Homestead Exemption
- Financial Documents and Relationships
- Drivers License/Voting
- More to discuss
WORKING WITH YOU
We are confident you will not find a team of professionals more committed to helping you reach your objectives. To that end, we believe in the following principles which serve as the foundation of our practice:
Client-Advisor Fit
Our Relationship is the right fit. A successful relationship begins with the right fit between client and advisor. We limit the number of clients we serve and are proud to work with families who seek the type of long-term, fully-engaged relationship we offer. The bond we form is fundamental to our mission.
Consistent, Long-Term Service
A differentiated level of service. We value long-term relationships and are available to address your needs beyond the traditional work week. We're also honored that our client relationships span decades and generations; our clients not only trust us to help build their futures, but the futures of their children and grandchildren.
Lifestyle Financial Planning
Planning for your lifestyle. You've dedicated your life to creating wealth for yourself and your family; now is the time to enjoy the benefits of your labor. Using your goals as our guide, we create a financial strategy aimed at helping you create and maintain the lifestyle you desire.
Knowledge & Experience
Experience and education. Our team leverages years of experience and believes in continued education as a means to provide the highest quality of advice and guidance. With our combined experience in the banking, insurance and financial services industry, as well as our advanced certifications, we provide up-to-date ideas and solutions to our clients.
VALUABLE TOOLS AND RESOURCES
Our goal is simple: “To be the firm where the most talented advisors in the industry leverage cutting-edge technology and deliver customized wealth management solutions to their clients and their families to enable them to achieve their life goals.” Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies we have to offer our clients. We have also included resources meant to transform complex financial analysis and research into concise and easily digestible content.
Morgan Stanley Online
Morgan Stanley Online digital capabilities and the Morgan Stanley Mobile App provide clients with access to their account information, enriched reporting tools, several cash management solutions and robust market research. The Morgan Stanley Mobile App provides clients with access to their accounts in just a few taps.
Morgan Stanley Online
Global Investment Committee “On the Markets” Report
Every month, Morgan Stanley’s top research analysts publish their “On the Markets” report, providing detailed market commentary on such topics as global equities, fixed income and monetary policy.
Read the most recent report
Total Wealth View
The ability to view all of your assets together provides the opportunity to advise on your Morgan Stanley accounts with your entire financial picture in mind. This new tool allows you to link information from your accounts at other financial institutions directly to your Morgan Stanley Online or Morgan Stanley Mobile App profile.
To learn more, click here
Global Investment Committee Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Access this week's edition
Digital Vault
Keeping important documents and financial records organized and readily available is one the best gifts you can give those you love. In the event of catastrophe or serious illness, disability or death, your Family Records Organizer can immediately provide vital, timely information to both your family and professional advisors. The Digital Vault on Morgan Stanley Online and the Mobile App allows you to build a central, shared document library where all documents are stored using encryption.
Watch this video to learn more
Thoughts on the Markets Podcast
With perspectives on the forces shaping the market, Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen to the latest episode
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery. Currently, documents available through eDelivery include statements, trade confirmations and prospectuses, general correspondence, selected Internal Revenue Service (IRS) approved tax documents, syndicate offerings, shareholder communications, and portfolio reports.
eDeliveryLocation
2 North Tamiami Trail
Ste 1100
Sarasota, FL 34236
US
Direct:
(941) 364-7436(941) 364-7436
Meet My Team
Susan Wilson
Senior Vice President, Wealth Management, Family Wealth Advisor, Alternative Investments Director, Financial Advisor
T. Michael Osterman
Morgan Stanley Wealth Management, Senior Vice President-Investments, Financial Planning Specialist
Rylan Lanham
Financial Advisor, Financial Planning Specialist, Pacesetter’s Club Member, 2021, 2022
Susan Knight
Sr. Registered Associate, Financial Planning Specialist
Adrienne Lambers
Senior Registered Client Service Associate
Phone:
(941) 364-3583(941) 364-3583
Amanda Lewis
Client Service Associate
Phone:
(941) 364-3549(941) 364-3549
About Tom Bardwell
Tom Bardwell has been in the financial services industry since 1999, serving affluent individuals, families, and institutional clients. He began his career at Van Kampen Investments, where he was able to develop a deep understanding of portfolio management and asset allocation strategies. Before joining the Cornerstone Capital Group, Tom served as the Manager of the Central Illinois Complex for Morgan Stanley from late 2005 until 2008.* Tom joined the Cornerstone Capital Group at Morgan Stanley in 2008 to work with both individuals and institutions, where he utilized his background to help optimize investment portfolios and implement appropriate planning strategies for clients. Tom was also involved in a variety of community organizations while living in Central Illinois and served in numerous leadership roles, in which he was a member of the Board of Directors for the Peoria Riverfront Museum Foundation, a member of the Campaign Cabinet for the Heart of Illinois United Way Drive, and a Board Member for the Central Illinois Estate Planning Council.
In 2014, Tom and his family moved to Sarasota, Florida, to start a new office for the Cornerstone Capital Group. He still lives here today, and continues to serve clients all over the country. Tom and his wife, Courtney, have four children. In Sarasota, Tom is member of Bayside Community Church, and enjoys local outreach events to help the community.
In 2014, Tom and his family moved to Sarasota, Florida, to start a new office for the Cornerstone Capital Group. He still lives here today, and continues to serve clients all over the country. Tom and his wife, Courtney, have four children. In Sarasota, Tom is member of Bayside Community Church, and enjoys local outreach events to help the community.
Securities Agent: OR, MT, UT, TX, SC, NH, ME, KS, AK, NC, MN, LA, GA, WY, RI, NY, NE, MO, HI, CA, PA, KY, IN, IA, CT, CO, AR, OK, NM, MA, DE, DC, WA, NJ, IL, AL, WI, VA, TN, OH, MS, MI, MD, FL, SD, NV, AZ; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
About Susan Wilson
Susan Wilson has devoted her life to helping people with their finances-her longevity as a wealth manager attests to the relationships and trust she has built in her dedication to taking care of clients. “It is very personal and meaningful to me to take care of my clients. They become family,” Wilson Said. “Although everyone’s needs and expectations differ, they all want someone to guide them to the best outcome, which often includes leaving something for the next generation or philanthropy.” Most recently she has earned recognition as Forbes Best in State Wealth Advisor for 2022 as well as being recognized as Forbes Top Women Wealth Advisors for 2020, 2021 and 2022.
After living in Manhattan for 30 years, Wilson and her husband, Charlie, bought a home on Bird Key and transitioned to Sarasota. They actively support the arts and other local non-profits including sponsoring graduate students in the FSU/Asolo Conservatory for Actor Training, Dance the Next Generation at the Sarasota Ballet, as well as supporting the Westcoast Black Theatre Troupe as Ambassadors. Fundraising for SPARCC (Safe Place and Rape Crisis Center) and the Van Wezel Foundation have been important philanthropic endeavors for both of them. They also like socializing with friends at the Bird Key Yacht Club, where Charlie served as Commodore, and are avid golfers who enjoy playing locally and internationally.
After living in Manhattan for 30 years, Wilson and her husband, Charlie, bought a home on Bird Key and transitioned to Sarasota. They actively support the arts and other local non-profits including sponsoring graduate students in the FSU/Asolo Conservatory for Actor Training, Dance the Next Generation at the Sarasota Ballet, as well as supporting the Westcoast Black Theatre Troupe as Ambassadors. Fundraising for SPARCC (Safe Place and Rape Crisis Center) and the Van Wezel Foundation have been important philanthropic endeavors for both of them. They also like socializing with friends at the Bird Key Yacht Club, where Charlie served as Commodore, and are avid golfers who enjoy playing locally and internationally.
Securities Agent: VI, CO, TN, OR, OK, OH, MO, CA, AK, WY, NY, NM, NJ, ND, MN, MA, LA, AL, WI, NH, MI, ME, AZ, AR, MT, CT, UT, TX, NC, DC, WA, MS, GA, PA, KS, IN, FL, SC, IA, MD, KY, IL, HI, DE, VA, SD, RI, NV; General Securities Representative; Investment Advisor Representative
About T. Michael Osterman
Michael Osterman brings over 30 years of Wealth Management experience to every client he advises.
Securities Agent: CT, OH, MA, IA, WA, VA, NM, IN, WY, RI, OK, MT, GA, FL, AK, OR, LA, HI, DE, TX, TN, AZ, NY, NJ, MO, KS, CO, SD, NC, MS, IL, PA, MN, CA, AL, VT, UT, NV, MI, MD, KY, DC, AR, WI, SC, NH, ME; General Securities Representative; Investment Advisor Representative; Managed Futures
About Rylan Lanham
Rylan K. Lanham is a financial advisor with the Cornerstone Capital Group in Sarasota, Florida. After a successful professional golfing career Rylan transitioned to the financial services industry in December 2014. Upon obtaining his series 7, 66, and insurance licenses, Rylan began his career with a boutique independent firm in Sarasota FL. He acted as the financial planning coordinator for the southeastern United States and partnered with over 120 advisors to deliver tailored financial planning solutions to their clients. In analyzing thousands of clients’ portfolios and financial positions Rylan quickly acquired conceptual intelligence of market dynamics and comprehensive financial planning. Morgan Stanley recognized his passion and vision of the financial services industry and recruited Rylan in April of 2017. Rylan has been named to the Firm’s Pacesetter’s Club in 2021 & 2022, a global recognition program for Financial Advisors who, early in their career, have demonstrated the highest professional standards and first class client service. Rylan and his wife enjoy fishing, golfing, and cooking with family and friends.
Securities Agent: TN, AL, WI, WA, NC, CO, SC, RI, NY, SD, OR, MI, AZ, AK, PA, LA, FL, WY, UT, OK, NJ, ME, NH, MA, KY, IL, CA, NM, MO, MD, KS, HI, CT, VA, OH, MT, MN, IN, GA, AR, TX, NV, MS, IA, DE, DC; General Securities Representative; Investment Advisor Representative
About Susan Knight
Susan joined Morgan Stanley and its predecessors in 1984 as she was achieving her Associate Degree in Business Management. Born in Mesquite, Texas, Susan’s family moved to Long Island, NY when she was 5 years old. She ended up in Sarasota in 2018 to aid her aging parents.
Susan brings extensive knowledge and experience to the Cornerstone Capital Group. She is a Senior Registered Associate and has her Series 7, 63, 66, 9 and 10 licenses. Susan is passionate about people and works diligently in building long lasting client relationships and providing excellent client service. She provides administrative and operational support for the team’s private clients along with working closely with the Financial Advisors.
Susan enjoys the sunshine, time at the beach and outdoor activities like biking, kayaking, swimming, and walking trails. She loves to spend time with her grown kids, family, and friends. She is a member with New Day Christian Church and enjoys volunteering her time there.
Susan brings extensive knowledge and experience to the Cornerstone Capital Group. She is a Senior Registered Associate and has her Series 7, 63, 66, 9 and 10 licenses. Susan is passionate about people and works diligently in building long lasting client relationships and providing excellent client service. She provides administrative and operational support for the team’s private clients along with working closely with the Financial Advisors.
Susan enjoys the sunshine, time at the beach and outdoor activities like biking, kayaking, swimming, and walking trails. She loves to spend time with her grown kids, family, and friends. She is a member with New Day Christian Church and enjoys volunteering her time there.
About Adrienne Lambers
Adrienne began her career with Morgan Stanley in 2019 and joined the Cornerstone Capital Group in 2022. As a Senior Registered Client Service Associate, Adrienne is passionate about delivering great service. She enjoys solving problems for clients and making their lives a little simpler. She holds her Series 7 and 66 licenses, as well as her Life, Accident, Health, and Variable Annuity insurance licenses.
Adrienne graduated in 2018 from Calvin College in Grand Rapids, Michigan, where she then began her career with Morgan Stanley. She moved to Sarasota, Florida to join the Cornerstone Capital Group and to be closer to her family in her hometown of Tampa. Adrienne is happy to be back in Florida and enjoys biking, running, and spending time at the beach.
Adrienne graduated in 2018 from Calvin College in Grand Rapids, Michigan, where she then began her career with Morgan Stanley. She moved to Sarasota, Florida to join the Cornerstone Capital Group and to be closer to her family in her hometown of Tampa. Adrienne is happy to be back in Florida and enjoys biking, running, and spending time at the beach.
About Amanda Lewis
Amanda Lewis is a Client Service Associate originally from Deleon Springs, Florida. She has an MBA from Southeastern University and completed her undergraduate studies at the University of South Florida, where she majored in interdisciplinary Social Sciences. Before joining the firm, she worked as an elementary and middle school teacher and coached several sports teams. Amanda strives to create every client interaction an amazing experience where they feel they have received quality customer service.
Amanda currently resides in Parrish, Florida, with her husband Marsden and their baby boy Asher. They also have an adorable Pekingese named Dallas. In her free time she enjoys shopping, repurposing furniture, and spending quality time with her family and friends.
Amanda currently resides in Parrish, Florida, with her husband Marsden and their baby boy Asher. They also have an adorable Pekingese named Dallas. In her free time she enjoys shopping, repurposing furniture, and spending quality time with her family and friends.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Justine Smale
Private Banker
About Justine Smale
Justine Smale is a Private Banker serving Morgan Stanley Wealth Management offices in Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Justine began her career in financial services in 1992, and joined Morgan Stanley in 2016. Prior to joining the firm, she spent 21 years at Merrill Lynch and Bank of America and held many positions including Wealth Management Banker, Premier Client Manager, and Branch Manager.
Justine is a graduate of Florida International University, where she received a Bachelor of Arts in Business Administration, Business Management, and
International Business with Magna Cum Laude distinction. She lives in Sarasota, Florida with her family.
Outside of the office, Justine donates her time volunteering for different organizations. She also enjoys being active, gardening, spending time outdoors, entertaining at home and spending time with family and friends.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Justine began her career in financial services in 1992, and joined Morgan Stanley in 2016. Prior to joining the firm, she spent 21 years at Merrill Lynch and Bank of America and held many positions including Wealth Management Banker, Premier Client Manager, and Branch Manager.
Justine is a graduate of Florida International University, where she received a Bachelor of Arts in Business Administration, Business Management, and
International Business with Magna Cum Laude distinction. She lives in Sarasota, Florida with her family.
Outside of the office, Justine donates her time volunteering for different organizations. She also enjoys being active, gardening, spending time outdoors, entertaining at home and spending time with family and friends.
NMLS#: 641860
Wealth Management
Global Investment Office
Portfolio Insights
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Tom Bardwell today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
