Steven J. Maroon
Client Service Associate
Phone:
(720) 391-0188(720) 391-0188
Todd Hatfield
Executive Director, Wealth Management,
Financial Advisor,
Financial Planning Specialist,
Senior Portfolio Management Director
Direct:
(303) 545-1801(303) 545-1801
Toll-Free:
(800) 621-2842(800) 621-2842
My Mission Statement
"While you're taking care of your company's future, we're taking care of yours."
My Story
Since 1999, Todd Hatfield has distinguished himself by providing highly tailored advice, tax-efficient investment management solutions, multi-generation wealth planning and concierge-level service to high-net-worth individuals and families. As an Executive Director, Wealth Management and Senior Portfolio Management Director, Todd is a lead member of the Foothills Group at Morgan Stanley. His team works primarily with corporate executives and their families and is adept at addressing the unique challenges arising from concentrated wealth.
Recognized repeatedly as a Forbes' Best-In-State Wealth Advisor, Todd possesses deep expertise in managing concentrated stock positions, strategies for hedging and monetization, as well as estate and retirement planning. His approach involves engaging clients in a comprehensive wealth management process, creating a constructive framework for the integration of financial planning, corporate benefits, and investment advice while transitioning from career to retirement.
Originally from Champaign, IL, Todd moved to Chicago in 1996 after earning his Economics degree from Denison University. In 2019, he relocated to Boulder, Colorado with his wife, Melissa, and their daughter, Simone. Outside of work, Todd is passionate about the outdoors - enjoying hiking, fly fishing, and skiing -and spends his leisure time playing and studying music on his bass guitar.
Recognition & Awards:
Executive Director, Wealth Management at Morgan Stanley
Financial Advisor at Morgan Stanley
Financial Planning Specialist at Morgan Stanley
Senior Portfolio Management Director at Morgan Stanley
Master’s Club at Morgan Stanley
2020 - 2025 Forbes Best-in-State Wealth Management Teams
Source: Forbes.com (Awarded 2020-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
2020 – 2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2020-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Recognized repeatedly as a Forbes' Best-In-State Wealth Advisor, Todd possesses deep expertise in managing concentrated stock positions, strategies for hedging and monetization, as well as estate and retirement planning. His approach involves engaging clients in a comprehensive wealth management process, creating a constructive framework for the integration of financial planning, corporate benefits, and investment advice while transitioning from career to retirement.
Originally from Champaign, IL, Todd moved to Chicago in 1996 after earning his Economics degree from Denison University. In 2019, he relocated to Boulder, Colorado with his wife, Melissa, and their daughter, Simone. Outside of work, Todd is passionate about the outdoors - enjoying hiking, fly fishing, and skiing -and spends his leisure time playing and studying music on his bass guitar.
Recognition & Awards:
Executive Director, Wealth Management at Morgan Stanley
Financial Advisor at Morgan Stanley
Financial Planning Specialist at Morgan Stanley
Senior Portfolio Management Director at Morgan Stanley
Master’s Club at Morgan Stanley
2020 - 2025 Forbes Best-in-State Wealth Management Teams
Source: Forbes.com (Awarded 2020-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
2020 – 2024 Forbes Best-In-State Wealth Advisors
Source: Forbes.com (Awarded 2020-2024). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Securities Agent: TX, UT, VA, VT, WA, WI, WV, WY, MS, MO, MN, MI, ME, MD, MA, LA, KY, KS, IN, IL, ID, IA, GA, FL, DC, CT, CO, CA, AZ, AR, AL, NM, NC, NE, NH, NJ, MT, NV, NY, OH, OK, OR, PA, SC, TN; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1293932
NMLS#: 1293932
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
From Workplace to Retirement
A comprehensive financial plan is integral to helping achieve your retirement goals, and the initial consultation to create your plan is arguably one of the most important steps in the planning process because it forms the foundation on which so many other decisions are made.
Todd Hatfield will work closely with you striving to make the most of this first step. He takes the time to understand your needs and concerns through a collaborative discovery process. Moreover, because of his experience, he is able to identify needs that often get overlooked in the planning process.
During this discovery process, we list your main sources of income, obligations and assets. Next, we identify your goals. For example, do you plan to downsize or move to another town or city? What are you family’s needs? What type of lifestyle do you have in mind? Do you plan to travel? What estate planning strategies should we take into consideration? Once Todd has the information, he leverages Morgan Stanley’s global resources and vast research capabilities to create a plan tailored specifically for you.
Morgan Stanley is one of the world’s most respected financial institutions, having helped literally thousands of investors like you achieve their myriad financial goals. Todd utilizes many different types of investment vehicles for your plan. His clients know their assets are well-diversified and prudently managed with the utmost care.
Corporate Executives
As a corporate executive, you have more intricate needs than most individuals because of the many benefits made available to you through your employer, such as employee stock options, deferred compensation, etc. This is especially true when planning for retirement. At the Foothills Group, we have a comprehensive wealth management process that addresses those needs, as well as some you may have yet to consider. Our process creates a constructive framework for the integration of financial planning, retirement planning, corporate benefits and investment advice. Additionally, we have extensive knowledge about concentrated stock positions, hedging and monetization, estate and retirement planning strategies, as well as lending and insurance.
The Foothills Group at Morgan Stanley can help you make a successful transition from your work life to a fulfilling and comfortable retirement
Disclaimer:
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Todd Hatfield will work closely with you striving to make the most of this first step. He takes the time to understand your needs and concerns through a collaborative discovery process. Moreover, because of his experience, he is able to identify needs that often get overlooked in the planning process.
During this discovery process, we list your main sources of income, obligations and assets. Next, we identify your goals. For example, do you plan to downsize or move to another town or city? What are you family’s needs? What type of lifestyle do you have in mind? Do you plan to travel? What estate planning strategies should we take into consideration? Once Todd has the information, he leverages Morgan Stanley’s global resources and vast research capabilities to create a plan tailored specifically for you.
Morgan Stanley is one of the world’s most respected financial institutions, having helped literally thousands of investors like you achieve their myriad financial goals. Todd utilizes many different types of investment vehicles for your plan. His clients know their assets are well-diversified and prudently managed with the utmost care.
Corporate Executives
As a corporate executive, you have more intricate needs than most individuals because of the many benefits made available to you through your employer, such as employee stock options, deferred compensation, etc. This is especially true when planning for retirement. At the Foothills Group, we have a comprehensive wealth management process that addresses those needs, as well as some you may have yet to consider. Our process creates a constructive framework for the integration of financial planning, retirement planning, corporate benefits and investment advice. Additionally, we have extensive knowledge about concentrated stock positions, hedging and monetization, estate and retirement planning strategies, as well as lending and insurance.
The Foothills Group at Morgan Stanley can help you make a successful transition from your work life to a fulfilling and comfortable retirement
Disclaimer:
Morgan Stanley Smith Barney LLC offers insurance products in conjunction with its licensed insurance agency affiliates.
Forbes BEST-IN-STATE WEALTH MANAGEMENT TEAMS for 2022-2025
2022 - 2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2022 - 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
Forbes Press ReleaseSource: Forbes.com (Awarded 2022 - 2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award.
2020 - 2024 Forbes Best-in-State Wealth Advisors (Todd Hatfield)
2020 - 2024 Forbes Best-In- State Wealth Advisors
Source: Forbes.com Awarded, 2020, 2021, 2022, 2023, 2024. Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
Source: Forbes.com Awarded, 2020, 2021, 2022, 2023, 2024. Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
CFP® - Certified Financial Planner™
The Certified Financial Planner™ designation is awarded to candidates who have demonstrated extensive knowledge in the areas of Education, Investment, Tax, Retirement, Estate and Insurance planning strategies. CFP® professionals must accrue several years of experience related to delivering financial planning services to clients and pass a comprehensive exam before calling themselves a CFP® Professional and are held to strict ethical standards to ensure financial planning recommendations are in the best interest of their clients.
Workplace Advisor - Equity Compensation
Workplace Advisors are financial advisors who receive rigorous training and education on company specific plans to service their clients’ needs. These designated advisors can help you determine how your equity compensation fits into your overall goals and financial strategy.
Upcoming Events
Every month, Todd and a guest speaker from other various prestigious financial firms host a monthly presentation on a variety of investment and financial planning topics. Below is our upcoming presentation. Please reach out to Todd at todd.n.hatfield@morganstanley.com for access to our next event!
Previous Events:
June 27th at 10 AM CT
2022 Midyear Outlook Update with BlackRock
May 23rd at 10 AM CT
Estate Planning Strategies
March 28th at 10 AM CT
The Informed Investor with Wellington Management
February 28th at 10 AM CT
2022 Tax, Social Security, and Medicare Limits and Potential Tax Reform
January 24th at 10 AM CT
2022 Market Outlook with BlackRock
Previous Events:
June 27th at 10 AM CT
2022 Midyear Outlook Update with BlackRock
May 23rd at 10 AM CT
Estate Planning Strategies
March 28th at 10 AM CT
The Informed Investor with Wellington Management
February 28th at 10 AM CT
2022 Tax, Social Security, and Medicare Limits and Potential Tax Reform
January 24th at 10 AM CT
2022 Market Outlook with BlackRock
Financial Planning
Financial planning provides you with a roadmap to help reach your goals. Todd Hatfield has a process to help create the financial plan that is appropriate for your unique needs. This process begins with the completion of our comprehensive financial questionnaire, which covers virtually all areas you will need to address to create your financial plan. (Click the link below to review our Financial Questionnaire and feel free to call us to help you complete it. We would be more than happy to assist you.)
Through our extensive discovery process, Todd assists you develop and define specific lifestyle goals and create a customized strategy for helping achieve financial freedom. Once we have your plan set up, we will leverage the global resources, technological expertise and vast capabilities of Morgan Stanley to your full advantage. Through Morgan Stanley, Todd has ready access to world-renown investment professionals, a premier trading and execution platform, and a full spectrum of investment choices and solutions.
Your time is valuable, so let us help you complete our financial questionnaire and create your financial plan. Make an appointment with The Foothills Group today. There’s no obligation.
Through our extensive discovery process, Todd assists you develop and define specific lifestyle goals and create a customized strategy for helping achieve financial freedom. Once we have your plan set up, we will leverage the global resources, technological expertise and vast capabilities of Morgan Stanley to your full advantage. Through Morgan Stanley, Todd has ready access to world-renown investment professionals, a premier trading and execution platform, and a full spectrum of investment choices and solutions.
Your time is valuable, so let us help you complete our financial questionnaire and create your financial plan. Make an appointment with The Foothills Group today. There’s no obligation.
Corporate Executives
We know how busy you are, and we are acutely sensitive to the many challenges that you face in creating a comprehensive financial plan, particularly if you are employed by a publicly traded company. Issues such as stock option planning, regulatory and company trading restrictions, and concentrations in company stock are very common. Some of the strategies to potentially maximize these benefits can be complicated, requiring navigation through various legal, tax and estate planning issues. Todd is highly proficient at implementing the necessary planning techniques and strategies to help you achieve your long-term financial objectives.
Corporate Executives: Below is a link to our Executive Retirement Checklist, which is a time-effective way to get started creating your custom financial plan.
Click Here to Start Your Financial Planning QuestionnaireCorporate Executives: Below is a link to our Executive Retirement Checklist, which is a time-effective way to get started creating your custom financial plan.
Location
1800 Broadway
Ste 120
Boulder, CO 80302
US
Direct:
(303) 545-1801(303) 545-1801
Toll-Free:
(800) 621-2842(800) 621-2842
Fax:
(312) 419-3515(312) 419-3515
Meet My Team
Jennifer Feeney
Portfolio Associate
Phone:
(303) 545-1806(303) 545-1806
About Steven J. Maroon
As the team’s Client Service Associate, Steve focuses on marketing and community relations and is often the first line of contact on administrative and operational activities. Originally from Madison, SD, Steve graduated from St. Olaf College in Northfield MN with a B.A. /economics major in 1988.
Steve began his career in financial services with Dain Bosworth in Denver in 1988 as an Investment Consultant. In 1991 he moved over to Charles Schwab & Co. in Denver as a Senior Registered Representative (1991-1997), then transferred to New York City where he served as Operations Manager of the Schwab Penn Station office and Schwab Forest Hills acting manager (1997-2006), and with Schwab Institutional Alliance back in Denver until 2022. Steve joined our team in Boulder in June of 2023. He has worked in the financial services industry for over 30 years and brings a great deal of experience and value to our team.
Outside of work Steve enjoys traveling to archeological locations designated by UNESCO as World Heritage Sites and interacting with the local populations.
He also enjoys closely following geopolitical events and studying the socio-economic repercussions.
Steve is happy to be a part of our team, and excited to be involved with helping all of us take care of your financial future.
Steve began his career in financial services with Dain Bosworth in Denver in 1988 as an Investment Consultant. In 1991 he moved over to Charles Schwab & Co. in Denver as a Senior Registered Representative (1991-1997), then transferred to New York City where he served as Operations Manager of the Schwab Penn Station office and Schwab Forest Hills acting manager (1997-2006), and with Schwab Institutional Alliance back in Denver until 2022. Steve joined our team in Boulder in June of 2023. He has worked in the financial services industry for over 30 years and brings a great deal of experience and value to our team.
Outside of work Steve enjoys traveling to archeological locations designated by UNESCO as World Heritage Sites and interacting with the local populations.
He also enjoys closely following geopolitical events and studying the socio-economic repercussions.
Steve is happy to be a part of our team, and excited to be involved with helping all of us take care of your financial future.
About Jennifer Feeney
With more than 20 years of experience in the financial services industry, Jennifer serves the comprehensive needs of clients by executing outstanding administrative support. She began her financial services career in 1996 and joined the Morgan Stanley family in 2013.
Jennifer operates the systems and processes that enable the Legacy Wealth Management team to provide timely and efficient operational support.
Jennifer operates the systems and processes that enable the Legacy Wealth Management team to provide timely and efficient operational support.
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Michael Gallagher
Managing Director, Wealth Management, Financial Advisor, Corporate Client Group Director
James R Fucigna
Managing Director, Wealth Management, Financial Advisor, Corporate Client Group Director, Executive Financial Services Director, Family Wealth Director, Financial Wellness Director
Mark T Curtis
Managing Director, Stock Plan Director, Financial Planning Specialist, Family Wealth Director, International Client Advisor, Investing with Impact Director
James J Detterick, CRPS®
Managing Director, Corporate Client Group Director, Institutional Consulting Director, Stock Plan Director
Managing Director, Private Wealth Management, Private Wealth Advisor, Stock Plan Director
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Wealth Management
Global Investment Office
Portfolio Insights
This is a video content
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact Todd Hatfield today.
1Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
5Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
6Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)
