Tod Asmussen
My Mission Statement
My Story and Services
My career began in 1994 with Dean Witter / Morgan Stanley, and I was honored to receive the firm's National Sales Director Award early in my journey. For the past 17 years, I had the privilege of working with UBS, where I deepened my experience advising individuals, families, and business owners. Now, I've come full circle- returning to Morgan Stanley to provide clients with world-class resources and personalized guidance backed by a global platform.
Before entering the financial world, I proudly served our country in the U.S. Navy- first on active duty and later as a reserve officer. I served on board four aircraft carriers, worked alongside multiple branches of government including the CIA, and retired in 2003 with the rank of Commander. That experience shaped who I am today: disciplined, mission-driven, and deeply committed to doing the right thing- for my country, my family, and my clients.
But life isn't just about spreadsheets and strategy. When I'm not working, you'll find me outside- fly fishing a quiet stream, riding horses with friends, skiing with my kids, or cheering on just about any major sports event. I'm a husband to my incredible wife, Cari, and the proud father of one daughter and two boys. Family is everything to me, and it's the same sense of loyalty, care, and long-term thinking that I bring to every client relationship.
If you're looking for a financial advisor who takes the time to understand your values, priorities, and what truly matters most- I'd be honored to connect.
A Financial Plan Made For You
I'm confident that clients of every age group and financial situation gain value from developing, implementing, and following a financial plan. Discover how my four-step process can support you in reaching your financial goals.
Your journey begins with a relaxed , no-obligation meeting where I take the time to truly understand what matters most to you - your goals, concerns, and unique financial needs. Together, we'll explore your current financial situation, risk comfort level, and investment preferences to build a personalized plan that fits your life perfectly.
Leveraging the insights from our discovery session, I'll craft a comprehensive financial strategy tailored specifically to your needs and goals. Throughout the process, I'll provide clear explanations and valuable education, ensuring you fully understand the plan and the strategies we're using, ultimately empowering you to make confident, informed decisions.
Once you approve your personalized financial plan, the journey toward your goals begins in earnest. Taking consistent action and adhering to the plan is key; each step brings you closer to achieving your financial aspirations while strengthening your overall financial well-being.
We'll meet regularly to review and refine your financial plan, ensuring it evolves with your life's changes and milestones, whether that's a new addition to the family, a wedding, a property sale, or shifts in the market. By staying proactive, and seizing these opportunities, we can adjust your goals and set new, ambitious targets that reflect your growing financial potential.
LifeView is a suite of planning tools that includes goal-specific analysis that I can use with clients to create a realistic, integrated strategy that incorporates the various aspects of an individuals' financial life, including investments and cash management needs.
This helpful resource outlines the 2025 tax rate schedule, education and health savings account limits, retirement contribution and deduction limits, among other information.
Resources to help keep you educated and protected.
When preparing for tax season, it's important to get organized early. You can place tax forms and other tax filing resources and documentation in a folder, keeping them together and easy to find when you or your CPA are ready for them. These are some resources you may find helpful in preparing your taxes for the past year and planning for the year ahead.
Strategies for reducing or optimizing your tax liability include a variety of possible approaches to retirement savings and charitable giving. Below are some resources that may help determine the right approach for your situation:
The following workbook can help you organize the critical details of your financial life and begin the process of: providing for your loved ones, clarifying your personal and financial goals, and updating your estate plan:
The following reports, articles, and podcasts address many of the concepts that support our wealth management philosophy and investment strategies and can help you keep your finger on the pulse of market movements and trends.
The Global Investment Committee's Lisa Shalett headlines this weekly look at interest rates and inflation expectations
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
A monthly publication that summarizes the Global Investment Committee's market outlook and contains thought-provoking essays that examine the forces shaping the investment landscape. Check out this month's edition below.
To help you understand the most impactful tax and financial changes that came from the recent signing of the One Big Beautiful Bill Act (OBBBA), please check out the 2-page cheat sheet below.
Identity theft and financial scams are rampant today and constantly evolving. They can come by telephone (e.g., robocalls), email, and text messages. Be aware of social engineering techniques designed to compromise valuable personal and financial information, which frequently target senior and vulnerable adults. Here we've included fact sheets on several common scams, as well as links to additional guidance on protecting your identity and security, and to our Experian Identity & Credit Protection benefit available to clients.
Romance Scams
Location
Portfolio Insights
Retirement
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Business Planning
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Philanthropy
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
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4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
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