My Story and Services

As a First Vice President and Senior Portfolio Manager, Tom has built his business by developing deep relationships with his clients and their families. He focuses on understanding each of their individual needs and designs investment strategies to help achieve their personal goals. Tom utilizes Morgan Stanley’s extensive research and financial planning tools to develop personal financial plans. Tom takes pride in communicating with his clients personally and discussing the ever-changing capital markets environment.

Tom has been honing his understanding of capital markets for over two decades. His experience in insurance markets enables him to view client investments from multiple angles. Tom is an Alternative Investment Director and holds the Chartered Retirement Plans Specialist (CRPS®) designation.

A native of Iowa City, Tom graduated from the University of Iowa with a Bachelor of Science double major degree in journalism and political science. After graduation, Tom lived in St. Louis, MO, and later moved to Davenport, Iowa where he entered the retail industry before joining Mass Mutual as a personal insurance broker. In 2002, he joined A.G. Edwards as a financial advisor. He moved to Wells Fargo in 2005 and Morgan Stanley in 2008.
Services Include
Securities Agent: IL, MD, IA, NV, CA, TX, MI, AZ, WA, OR, NH, ND, KS, DC, VA, NY, IN, FL, SC, GA, PA, OK, NJ, NC, DE, OH, MN, LA, CO, TN, MO, KY, AR, WV, WI, UT; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1285082
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*

WORKING WITH YOU

As your dedicated Financial Advisor, my role is to tailor a personalized financial strategy designed to fit whatever needs you may have. In my experience working with clients, I have developed a step-by-step approach to service:

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    Discovery

    I take time to fully understand you and your family's needs and goals. Whether you're planning for retirement, purchasing a home, or living out your retirement years - I take in to account your aspirations, challenges, risk tolerance and other factors to help me develop your financial plan .

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    Formulating Your Strategy

    Using your goals as a guide, I create a detailed strategy with recommendations to help you grow, preserve and transfer your wealth. I use proprietary financial planning tools in tandem with your personal priorities to formulate a plan that fits your needs.

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    Implementing Your Plan

    In this step, I present the strategy I created for you. Upon your approval, I begin to implement the strategy using the firm's world class platforms.

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    Monitoring and Evaluation

    Continuing the conversation allows me to ensure that your current goals are top of mind when working on your wealth management strategy. I monitor your plan and portfolio to help make certain your assets are positioned to meet your changing circumstances.

INVESTMENT SOLUTIONS AT EVERY STAGE

My investment strategies utilize Morgan Stanley's many resources and are customized to help give each client what they want, and need, at every stage of their financial life through retirement, taking into consideration taxes, estate planning, philanthropy and any other goals clients may have.

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    Custom Portfolio Management

    I utilize my experience to help build portfolios designed to maximize returns taking into consideration your investment time horizon, risk tolerance and long-term goals. Understanding that investing is more a marathon than a sprint, I actively monitor and adjust your portfolio to change not just according to the markets, but your life and evolving needs.

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    Tax Efficiency

    My choice of investment strategies always considers the impact of taxes on your returns. I use a handful of tax efficient strategies in combination with Morgan Stanley's world class tax management platforms to help minimize the impact taxes have on your portfolio.

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    Income Planning

    I continually monitor your financial plan and make necessary updates to ensure you have the income and resources to match the lifestyle you envision, while accounting for the unexpected.

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    Alternative Investments

    With over 45 years of experience and $180 billion in client assets invested in alternatives, Morgan Stanley Wealth Management is a renowned industry leader in this asset class. Individuals and institutions have access to exclusive offerings, preeminent fund managers, and creative investment opportunities spanning:
    • Private Equity
    • Private Credit
    • Real Estate / Real Assets
    • Hedge Funds
    • Digital Assets
    • Tax-Advantaged Strategies

    Disclosures

    Alternative investments are often speculative and include a high degree of risk. Investors can lose all or a substantial amount of their investment. They may be highly illiquid, can engage in leverage, short-selling and other speculative practices that may increase volatility and the risk of loss, and may be subject to large investment minimums and initial lock-ups. They may involve complex tax structures, tax inefficient investing and delays in distributing important tax information. They may have higher fees and expenses that traditional investments, and such fees and expenses can lower the returns achieved by investors.

MODERN WEALTH MANAGEMENT TOOLS AND RESOURCES

Morgan Stanley's comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Below are a few of the technologies offered to Morgan Stanley clients.

    Morgan Stanley Online (icon) - DO NOT EDIT CONTENT - MUST USE AS IS - RT
    Morgan Stanley Online

    Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.

    Register for Morgan Stanley Online Today
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    Digital Vault

    Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.

    Get Started Today
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    eDelivery

    Sign up for eDelivery today and start receiving email notifications as soon as your account documents are available on Morgan Stanley Online or the Morgan Stanley Mobile App. It's quick, convenient & secure.

    Enroll Today
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    Total Tax 365

    Taxes can be a substantial drag on investment returns. Morgan Stanley Total Tax 365 offers access to a broad range of tax-efficient strategies to help you integrate tax planning into your investment process all year long, maximize portfolio after-tax return potential and help keep more of what you earn.

    Learn More
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    Portfolio Risk Platform

    Our Portfolio Risk Platform, backed by institutional-caliber analytics, assesses thousands of risk factors using a holdings-based approach to assess a portfolio's exposures, analyze how securities behave together across portfolios and forecast how they influence risk and return moving forward.

    Portfolio Risk Platform
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    Total Wealth View

    Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, as well as a complete view of your assets and liabilities whether they are held at Morgan Stanley or elsewhere.

    Link your external accounts within MSO

Cybersecurity Resource Center

Your security is my top priority. Morgan Stanley proactively defends our systems and monitors our digital landscapes to anticipate issues before they arise and responds appropriately when they do. The Firm is actively supporting a multitude of layers of security. Read more about the cybersecurity resources used by the firm below.

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    Multi-Factor Authentication

    Learn about multi-factor authentication and how it has evolved to improve security. Learn why it's important and how you can add it to your online accounts.

    Learn More
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    Cybersecurity Terms

    Having a basic understanding of cyber terminology—and staying up to date about new schemes—can go a long way towards keeping your money, identity and family safe.

    Learn More
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    Security Center

    Check out Morgan Stanley's collection of practical takeaways and best practices from our cybersecurity professionals on our dedicated cybersecurity page.

    Visit the Security Center
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    Cybersecurity Quick Tips

    Whether it's strengthening your passwords or treating emails from unknown senders with more caution, you can take a number of steps to help reduce the threat of identity theft, online scams, malware, fraud and more.

    Learn More

Location

4300 East 53rd St
Ste 300
Davenport, IA 52807
US
Direct:
(563) 344-4364(563) 344-4364
Toll-Free:
(800) 553-1871(800) 553-1871
Fax:
(563) 344-4356(563) 344-4356

Meet My Team

About Jennifer Keel

Jen is a Senior Registered Client Service Associate with 15 years in the financial service industry. She is a graduate of DePaul University and holds a bachelor's degree in Business and Entrepreneurship.

She began her financial services career in Chicago, IL, spent a few years in Portland, OR, and returned home to the Quad Cities in 2019. During her career, she has worked for firms including Merrill Lynch, Wells Fargo Advisors, and Morgan Stanley. Jen is excited to have joined the team and is looking forward meeting and working with our clients.

As a Senior Registered Client Service Associate, Jen makes it her goal to help clients implement their financial planning objectives. Jen's mission is to use plain, logical language to convey the steps of a process, provide a simple timeline, and communicate how she will support clients during each stage and be a champion for them as they put their plans into place.

Prior to beginning her career in finance, Jen worked as a professional photographer, a licensed real estate assistant, an operations and programming lead for a nonprofit museum, and she founded and led a ballet and tap dance program in her daughter's Chicago elementary school while completing her bachelor's degree. She remembers how foreign the language of finance sounded when she began in 2010 and aims to use her tenure in the industry as the foundation for keeping things moving and enjoyable for the clients she serves.

The Power of Partnerships

By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships

About Sarah Ott

Sarah Ott, CFP® is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth
Management offices in the St. Louis area. She is responsible for helping Financial Advisors with their clients'
and prospects' financial planning needs.

Sarah began her career in Financial Services in 2014 and joined Morgan Stanley in 2022. Prior to
her current position, she was a Financial Advisor and Director of Financial Planning Operations at
Thrivent Financial.

Sarah graduated from Saint Louis University with a Bachelor of Science in Business Administration
and holds her Certified Financial Planner® designation. Outside of work, Sarah enjoys traveling with
her family, trying new restaurants, volunteering at her church, and attending concerts and sporting
events.

Morgan Stanley Smith Barney LLC offers a wide array of brokerage and advisory services to its clients, each of
which may create a different type of relationship with different obligations to you. Please visit us at
http://www.morganstanleyindividual.com or consult with your Financial Advisor to understand these differences.
Wealth Management
Global Investment Office

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1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.

For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.

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2Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.

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3Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.

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4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.

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6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.

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7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.

Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY

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8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.

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Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.

The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.

Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.

The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.

Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.

The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.

*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney.  The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.

Awards Disclosures
CRC 6491812 (04/2024)