Thomas F. Gayer III
Senior Vice President, Financial Advisor
Phone:
(239) 449-7803(239) 449-7803
Thomas F. Gayer IV
Vice President,
Financial Advisor,
Portfolio Manager
Direct:
(941) 364-7415(941) 364-7415
My Mission Statement
Empowering successful individuals, families and business owners with the expertise to make confident financial decisions that bring their personal visions to life.
My Story and Services
As your Financial Advisor, I can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together, I can help you to preserve and grow your wealth. You will have access to highly seasoned and respected investment professionals, a premier trading and execution platform, and a full spectrum of investment choices.
Securities Agent: SC, MI, CT, MA, FL, DC, CO, VA, NY, IN, GA, VT, WI, OH, NM, PA, NE, MN, CA, AZ, TX, NC, DE, NV, KS, AK, RI, MD, KY, IL, ID, WA, AR, UT, TN, MT, ME, HI, AL, SD, OR, OK, NJ; General Securities Representative; Investment Advisor Representative
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
The Client Experience
My clients are much more than a portfolio of assets - they are families with active lives, who want an advisor who will provide them with thorough, unbiased, and carefully considered guidance on a full range of financial topics. When working with me, you will be treated with respect, care and confidentiality, and given an unwavering commintement to you and your family.
I work with a broad range of clients who need professional guidance from managing life-changing events and retirement planning to financing major acquisitions or achieving philanthropic goals. While all clients have unique personal and professional circumstances, they have one thing in common, securing and maintaining a solid financial future for themselves and for their families.
I use a disciplined four-step consultative process to uncover your most important goals, so that we may design and implement appropriate solutions to help plan for your future.
Listen & Understand
We'll begin with an in-depth conversation where I'll listen carefully to understand what is important to you, your family, and your legacy. I learn about the values that shape your decisions and identify any challenges and circumstances unique to your situation.
Analyze & Assess
Next, we'll review your current and future financial situation, determine the likelihood of reaching your goals and address any potential shortfalls or the impact of unexpected life events. In this step, we may also contact your CPA and estate attorney to understand your existing estate plan so we can help ensure the strategies we recommend are cohesive and fully coordinated.
Propose & Implement
Here, we'll present a tailored wealth management plan with specific strategies designed to achieve your particular goals. Upon your approval, we'll set into motion a course of action that strives to align your values and vision.
Monitor & Adapt
We'll oversee your performance towards your goal through ongoing calls and meetings. We may recommend adjustments over time, due to changing market conditions or changes in your circumstances to help keep you on track towards achieving your goals.
The Planning Process
To reach your goals, you need a wealth plan informed by a comprehensive assessment of your current budget and finances, clear objectives and sound advice that puts you in the center of the process. I use a four-step Goals Planning System (GPS) to create your personal roadmap towards financial achievement and protection.
- Discover: Understand your values, objectives and quantify your goals.
- Advise: Create a tailored wealth plan to help keep you on track.
- Implement: Add value with tax-aware and cost-sensitive capabilities.
- Track Progress: Know where you stand and adjust to your changing needs and the environment that changes around you. Using advanced technology and years of industry experience, allows me to develop a plan that includes not only investments, but also ways to help mitigate investment-related taxes, manage your everyday finances and address borrowing needs. Plus, the I will provide regular progress updates so you can see whether your savings and spending habits are in line with your goals – making it easier for you to stay the course.
LifeView - Intelligent Planning
LifeView is a suite of planning tools that includes goal-specific analysis that I can use to create a realistic, holistic strategy that integrates the various aspects of an individual's financial life, including investments and cash management needs.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED
MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY<o:p></o:p>
Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at https://www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf
Goals Planning System
The Goals Planning System (GPS) is an innovative platform built on Morgan Stanley's intellectual capital and capabilities, to provide clients with comprehensive investing and planning solutions for their individual goals.
DIGITAL CAPABILITIES
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Digital Vault
Keeping important documents and financial records organized and readily available is one of the best gifts you can give those you love. In the event of catastrophe or serious illness, disability or death, your Family Records Organizer can immediately provide vital, timely information to both your family and professional advisors.
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
Location
2 North Tamiami Trail
Ste 1100
Sarasota, FL 34236
US
Direct:
(941) 364-7415(941) 364-7415
Meet My Team
Christine Levine
Wealth Management Analyst
Phone:
(941) 364-7418(941) 364-7418
About Thomas F. Gayer III
Born and raised in Barrington, Illinois, Thomas F. Gayer III has a rich and varied background in business and finance. He graduated with a Business degree from the University of Dayton in 1973, setting the stage for a successful career that spans over four decades.
Thomas started his professional journey as a buyer at JC Penney Co. in New York, where he worked for ten years, honing his expertise in purchasing and market trends. Following that, he ventured into entrepreneurship and became the owner of Euro-American Textiles, a well-regarded textile business in New York City. His entrepreneurial success laid a solid foundation for his transition into the world of finance.
For the past 25 years, Thomas has been a trusted financial advisor, helping clients navigate the complexities of wealth management and financial planning. He takes great pride in his deep industry knowledge and commitment to client success.
Beyond his professional work, Thomas is actively engaged in the arts and community. He is a member of the Metropolitan Museum of Art, the Museum of Modern Art, and Lincoln Center in New York City, reflecting his passion for culture and the arts. He also serves as a board member of Funtime Learning Academy, contributing to the educational growth of future generations, and is an active member of the Rotary Club, supporting local and international community initiatives.
With a diverse background and unwavering dedication to both his clients and community, Thomas is committed to providing skilled financial guidance while continuing to contribute to causes he is passionate about.
Thomas started his professional journey as a buyer at JC Penney Co. in New York, where he worked for ten years, honing his expertise in purchasing and market trends. Following that, he ventured into entrepreneurship and became the owner of Euro-American Textiles, a well-regarded textile business in New York City. His entrepreneurial success laid a solid foundation for his transition into the world of finance.
For the past 25 years, Thomas has been a trusted financial advisor, helping clients navigate the complexities of wealth management and financial planning. He takes great pride in his deep industry knowledge and commitment to client success.
Beyond his professional work, Thomas is actively engaged in the arts and community. He is a member of the Metropolitan Museum of Art, the Museum of Modern Art, and Lincoln Center in New York City, reflecting his passion for culture and the arts. He also serves as a board member of Funtime Learning Academy, contributing to the educational growth of future generations, and is an active member of the Rotary Club, supporting local and international community initiatives.
With a diverse background and unwavering dedication to both his clients and community, Thomas is committed to providing skilled financial guidance while continuing to contribute to causes he is passionate about.
Securities Agent: MI, DE, RI, GA, FL, WA, ME, NJ, MD, HI, DC, AL, KS, CA, AZ, WI, VA, NE, KY, IN, IL, CT, CO, TN, SC, NY, MT, MN, MA, UT, OK, OH, NV, NM, TX, OR, AR, VT, SD, PA, NC; General Securities Representative; Investment Advisor Representative
About Christine Levine
With over two decades of experience in the financial services industry, Christine Levine is dedicated to helping clients navigate their financial journeys with confidence. As a Wealth Management Analyst at Morgan Stanley, Christine works closely with clients to develop personalized strategies that align with their unique financial goals, risk tolerance, and long-term aspirations.
Christine has held leadership roles at top financial institutions, including Janney Montgomery Scott, Morgan Stanley, Morgan Keegan & Company, and Credit Suisse First Boston. Her extensive background in branch operations, client service, and investment strategy has equipped her with a deep understanding of financial markets, regulatory compliance, and wealth management best practices.
Prior to her current role, Christine served as Branch Operations Manager at Janney Montgomery Scott, where she oversaw compliance, client support, and marketing initiatives, ensuring a seamless experience for both clients and advisors. She has also held positions as Complex Service Manager at Morgan Stanley and Operations Manager at Morgan Keegan & Company, where she managed operational efficiency, policy compliance, and client service excellence.
Christine holds a Bachelor of Science in Business Education from Baruch College (City University of New York) and maintains Series 7, 63, 66, and Series 9 & 10 supervisory licenses. Her commitment to financial education and client success drives her approach to wealth management, providing tailored solutions that empower individuals and families to achieve financial stability and growth.
Christine has been married to her husband, Adam Levine, for 26 years, and they have a 17-year-old son, Aidan, who is a junior at Cardinal Mooney High School and a dedicated baseball pitcher. Active in the Lakewood Ranch community, Christine and her family enjoy supporting local events and watching Aidan play baseball. They also share their home with their two beloved Teddy Bear dogs, Max and Milo.
Christine has held leadership roles at top financial institutions, including Janney Montgomery Scott, Morgan Stanley, Morgan Keegan & Company, and Credit Suisse First Boston. Her extensive background in branch operations, client service, and investment strategy has equipped her with a deep understanding of financial markets, regulatory compliance, and wealth management best practices.
Prior to her current role, Christine served as Branch Operations Manager at Janney Montgomery Scott, where she oversaw compliance, client support, and marketing initiatives, ensuring a seamless experience for both clients and advisors. She has also held positions as Complex Service Manager at Morgan Stanley and Operations Manager at Morgan Keegan & Company, where she managed operational efficiency, policy compliance, and client service excellence.
Christine holds a Bachelor of Science in Business Education from Baruch College (City University of New York) and maintains Series 7, 63, 66, and Series 9 & 10 supervisory licenses. Her commitment to financial education and client success drives her approach to wealth management, providing tailored solutions that empower individuals and families to achieve financial stability and growth.
Christine has been married to her husband, Adam Levine, for 26 years, and they have a 17-year-old son, Aidan, who is a junior at Cardinal Mooney High School and a dedicated baseball pitcher. Active in the Lakewood Ranch community, Christine and her family enjoy supporting local events and watching Aidan play baseball. They also share their home with their two beloved Teddy Bear dogs, Max and Milo.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact Thomas F. Gayer IV today.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
