Michael Y. Yen, CFP®
Senior Vice President, Wealth Management, Financial Advisor, International Client Advisor, Senior Portfolio Management Director
Phone:
(949) 760-2428(949) 760-2428
The Yen Group at Morgan Stanley
Direct:
(949) 760-2428(949) 760-2428
Toll-Free:
(800) 468-3352(800) 468-3352
Our Mission Statement
Our mission is to preserve, enhance and simplify the wealth of families and individuals. We strive to understand your goals and the core values that motivate you - our client. You are the reason we are in business. We are committed to providing you with a truly personal experience and a distinct level of support.
Welcome
What do we do for our clients?
We help our clients address 3 of the most important components regarding their financial future:
- 1 - Recognize and mitigate potential financial blind spots
- 2 - Help define and identify financial objectives
- 3 - Create strategies based on those objectives
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
How do we do it?
By the end of our initial planning process you will have a
financial plan in place and we will have helped you lay the
framework to address these 3 very important issues.
We have yet to meet two clients that have the exact same
financial situation and personal goals. Our team will take the
time to understand everything you would like to accomplish
with your wealth and personalize the strategy that is best for
you and your family.
financial plan in place and we will have helped you lay the
framework to address these 3 very important issues.
We have yet to meet two clients that have the exact same
financial situation and personal goals. Our team will take the
time to understand everything you would like to accomplish
with your wealth and personalize the strategy that is best for
you and your family.
5 Steps
1 - LifeView(R) and model recommendation
2 - Global asset allocation
3 - Manager search and investment selection
4 - Ongoing review and discipline
5 - Client involvement
2 - Global asset allocation
3 - Manager search and investment selection
4 - Ongoing review and discipline
5 - Client involvement
Financial Planning
- Guides you to think about areas of your financial life you may not have considered
- Prioritize your financial goals
- Determine realistic goals
- Scenarios that could meet those goals
- Reviews your assets and liabilities
- Directs you to someone for trust & estate and tax planning
- Ongoing updates and reviews to ensure we stay on track
- Prioritize your financial goals
- Determine realistic goals
- Scenarios that could meet those goals
- Reviews your assets and liabilities
- Directs you to someone for trust & estate and tax planning
- Ongoing updates and reviews to ensure we stay on track
Investment Management
- Implements a disciplined process to your investments
- Creates and maintains a completely diversified, cost-effective, efficient global portfolio
- Improves your risk-adjusted return profile
- Consider tax provisions to efficiently manage & minimize tax liabilities
- Assistance with evaluating external holdings, i.e. real estate, private equity
- Proactively stays up-to-date on changes in the investment world
- Reviews your existing investments; 401Ks, 403Bs, variable contracts
- Guide you through difficult periods in the markets by sharing rationale and historical perspective
- Creates and maintains a completely diversified, cost-effective, efficient global portfolio
- Improves your risk-adjusted return profile
- Consider tax provisions to efficiently manage & minimize tax liabilities
- Assistance with evaluating external holdings, i.e. real estate, private equity
- Proactively stays up-to-date on changes in the investment world
- Reviews your existing investments; 401Ks, 403Bs, variable contracts
- Guide you through difficult periods in the markets by sharing rationale and historical perspective
Location
800 Newport Center Dr.
Ste 500
Newport Beach, CA 92660
US
Direct:
(949) 760-2428(949) 760-2428
Toll-Free:
(800) 468-3352(800) 468-3352
Meet The Yen Group
Justin Stone
First Vice President, Wealth Management, Financial Advisor, Portfolio Management Director, International Client Advisor
Phone:
(949) 760-2426(949) 760-2426
Emily S. Gai
Portfolio Associate
Phone:
(949) 760-2423(949) 760-2423
About Michael Y. Yen
- CERTIFIED FINANCIAL PLANNER™ professional
- M.B.A. - University of Southern California - Marshall School of Business
- B.A. - University of California, Irvine
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23. https://www.morganstanley.com/disclosures/awards-disclosure.html
2014, 2015 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2014, 2015) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Financial Advisor of the Year 2008 (HSBC Securities, Inc.)
National Sales Director's Award 2005 (Banc of America Investment Services, Inc.)
- M.B.A. - University of Southern California - Marshall School of Business
- B.A. - University of California, Irvine
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23. https://www.morganstanley.com/disclosures/awards-disclosure.html
2014, 2015 Five Star Wealth Manager Award
Source: fivestarprofessional.com (Awarded 2014, 2015) The award was determined based on an evaluation process conducted by Five-Star Professional based on objective criteria. The award was not based on a specific time period.
Financial Advisor of the Year 2008 (HSBC Securities, Inc.)
National Sales Director's Award 2005 (Banc of America Investment Services, Inc.)
Securities Agent: ID, LA, WY, AZ, IL, WA, OR, DE, NJ, CA, GA, TX, IN, HI, CO, VA, UT, PA, NV, FL, NY; General Securities Representative; Investment Advisor Representative
NMLS#: 1272782
CA Insurance License #: 0D01585
NMLS#: 1272782
CA Insurance License #: 0D01585
About Justin Stone
- B.A. - Economics - Cornell University, Ithaca, NY
- Full-Time dedication to investment analytics and real-time events
- Asset Allocation Portfolio Manager of the Cayuga Fund (2008-2010)
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23. https://www.morganstanley.com/disclosures/awards-disclosure.html
- Full-Time dedication to investment analytics and real-time events
- Asset Allocation Portfolio Manager of the Cayuga Fund (2008-2010)
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23. https://www.morganstanley.com/disclosures/awards-disclosure.html
Securities Agent: VA, OR, FL, DE, GA, CO, IL, CA, UT, TX, IN, AZ, WY, PA, ID, OH, NY, NJ, HI, WA, NV; General Securities Representative; Investment Advisor Representative
About Emily S. Gai
BA - Accounting, California State University, Fullerton
Industry Experience since 2011
Series 7- General Securities Representative
Series 66- Investment Advisor Representative
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23. https://www.morganstanley.com/disclosures/awards-disclosure.html
Industry Experience since 2011
Series 7- General Securities Representative
Series 66- Investment Advisor Representative
Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded Jan 2024) Data compiled by SHOOK Research LLC based for the period from 3/31/22-3/31/23. https://www.morganstanley.com/disclosures/awards-disclosure.html
CA Insurance License #: 0L79136
Contact Michael Y. Yen
Contact Justin Stone
Wealth Management
Global Investment Office
Portfolio Insights
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Ready to start a conversation? Contact The Yen Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Fixed Income investing entails credit risks and interest rate risks. When interest rates rise, bond prices generally fall.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
