Senior Institutional Consultant, Financial Advisor, Senior Vice President - Investments, Portfolio Management Director, Family Wealth Director
Phone:
(402) 399-6326(402) 399-6326
The Wright Group at Morgan Stanley
Direct:
(402) 399-6319(402) 399-6319
Toll-Free:
(800) 228-3309(800) 228-3309
Our Mission Statement
Investment decisions are tested not by the investment performance, but instead by the soundness of the decision-making process that led to the performance.
Our Story and Services
Built upon our strengths as institutional investment consultants, the Wright Group assists fiduciaries of Foundations, Endowments, Corporate Retirement Plans - Qualified and Non-Qualified, Cash Management Plans and Trust Accounts.
Our team offers direct access to the knowledge, skills and resources needed to assist institutional fiduciaries in managing their fiduciary responsibility. We accomplish this by controlling the cost of the portfolio, developing investment and spending policies, asset allocation, determining how investment managers generate returns on a risk adjusted basis, performance measurement of investment managers, including stress-testing portfolios, and compliance within investment objectives.
Developed over three decades, we utilize our institutional investment process to provide investment solutions and comprehensive wealth management services to High Net Worth individuals and families. We combine this results-driven approach with a deep exploration of needs and aspirations and an extensive range of wealth management capabilities. The result is a total wealth management solution that touches every aspect of your financial life.
We believe that whether the objective is accumulating wealth or investing for income, our goal is to add value, not cost, to the investment process.
Our team offers direct access to the knowledge, skills and resources needed to assist institutional fiduciaries in managing their fiduciary responsibility. We accomplish this by controlling the cost of the portfolio, developing investment and spending policies, asset allocation, determining how investment managers generate returns on a risk adjusted basis, performance measurement of investment managers, including stress-testing portfolios, and compliance within investment objectives.
Developed over three decades, we utilize our institutional investment process to provide investment solutions and comprehensive wealth management services to High Net Worth individuals and families. We combine this results-driven approach with a deep exploration of needs and aspirations and an extensive range of wealth management capabilities. The result is a total wealth management solution that touches every aspect of your financial life.
We believe that whether the objective is accumulating wealth or investing for income, our goal is to add value, not cost, to the investment process.
Services Include
- Institutional ServicesFootnote1
- Endowments and FoundationsFootnote2
- Corporate Pension Plans
- Qualified Retirement PlansFootnote3
- Defined Contribution PlansFootnote4
- Corporate Investment SolutionsFootnote5
- Cash ManagementFootnote6
- Wealth ManagementFootnote7
- Professional Portfolio ManagementFootnote8
- Retirement PlanningFootnote9
- Financial PlanningFootnote10
- Executive Financial ServicesFootnote11
- Philanthropic ManagementFootnote12
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Professional Details
John Wright Professional Details
• 1987 - Present: Morgan Stanley: Senior Vice President - Investments, Senior Institutional Consultant, Portfolio Management Director, Family Wealth Director
• 1982 - 1987: Paine Webber: Vice President
• CFA®– Chartered Financial Analyst
• CFP® – Certified Financial Planner™
• CRPS® – Chartered Retirement Plans Specialist
• FINRA Arbitrator
• Series 7 - General Securities License
• Series 63 - Uniform State Exam
• Series 65 - Investment Advisory Agent
• Series 3 - National Commodity Futures
• Series 5 – Debt Options
• Series 9 – General Sales Supervisor
• Series 10 – NYSE Branch Office Manager
• Series 86 – Investment Research
• Nebraska Life, Health & Variable Contracts Insurance Licensed
• 401(k) Consulting Director - Morgan Stanley
• 25 Year Dedicated & Loyal Service Award
Jill Wright Young Professional Details
• 2009 - Present: Morgan Stanley: First Vice President, Senior Portfolio Manager, Financial Planning Specialist, Financial Advisor
• Master of Business Administration (MBA) - University of Nebraska - Omaha
• Series 7 - General Securities License
• Series 66 – Combined Uniform State Exam
• Nebraska & Iowa Life, Health & Variable Contracts Insurance Licensed
• Consulting Group Analyst
• Financial Planning Specialist Designation
• Pacesetter Club Recognition 2012, 2013, 2014, 2015 & 2016
• 1987 - Present: Morgan Stanley: Senior Vice President - Investments, Senior Institutional Consultant, Portfolio Management Director, Family Wealth Director
• 1982 - 1987: Paine Webber: Vice President
• CFA®– Chartered Financial Analyst
• CFP® – Certified Financial Planner™
• CRPS® – Chartered Retirement Plans Specialist
• FINRA Arbitrator
• Series 7 - General Securities License
• Series 63 - Uniform State Exam
• Series 65 - Investment Advisory Agent
• Series 3 - National Commodity Futures
• Series 5 – Debt Options
• Series 9 – General Sales Supervisor
• Series 10 – NYSE Branch Office Manager
• Series 86 – Investment Research
• Nebraska Life, Health & Variable Contracts Insurance Licensed
• 401(k) Consulting Director - Morgan Stanley
• 25 Year Dedicated & Loyal Service Award
Jill Wright Young Professional Details
• 2009 - Present: Morgan Stanley: First Vice President, Senior Portfolio Manager, Financial Planning Specialist, Financial Advisor
• Master of Business Administration (MBA) - University of Nebraska - Omaha
• Series 7 - General Securities License
• Series 66 – Combined Uniform State Exam
• Nebraska & Iowa Life, Health & Variable Contracts Insurance Licensed
• Consulting Group Analyst
• Financial Planning Specialist Designation
• Pacesetter Club Recognition 2012, 2013, 2014, 2015 & 2016
Location
13625 California St
Ste 400
Omaha, NE 68154
US
Direct:
(402) 399-6319(402) 399-6319
Toll-Free:
(800) 228-3309(800) 228-3309
Meet The Wright Group
Jill Wright Young, MBA
First Vice President, Financial Advisor, Senior Portfolio Manager, Financial Planning Specialist
Phone:
(402) 399-6319(402) 399-6319
About John P Wright
John P. Wright works with and assists fiduciaries of various Foundations, Endowments, Trust Accounts, Corporate Cash Management Plans, Corporations, Corporate and Qualified Plans as well as High Net Worth individuals. John began his career in 1982 and earned his CFA® (Chartered Financial Analyst®) designation from the Institute of Chartered Financial Analysts in 1995, his CFP® (CERTIFIED FINANCIAL PLANNERTM) designation from the College of Financial Planning in 1986, and the CRPS® (CHARTERED RETIREMENT PLANS SPECIALISTSM) designation in 2007 from the College of Financial Planning. John is a member of the Omaha/Lincoln Financial Analyst Society as well as a FINRA Arbitrator. Within Morgan Stanley, John is a Family Wealth Director, Portfolio Management Director and a Senior Institutional Consultant.
Since 1986 John has presented many seminars on retirement and investment planning to public and private audiences in addition to having published articles in the Journal of Financial Planning. He currently holds FINRA Series 3 (Commodities), Series 5 (Debt Options), Series 7 (NYSE General Securities), Series 9 & 10 (General Sales Supervisor/NYSE Branch Office Manager), Series 63 (Uniform State Exam), Series 65 (Investment Advisor Representative) and Series 86 (Investment Research) licenses.
John has an experienced, working knowledge of the portfolio management process, from determining investor constraints and objectives, capital market expectations and asset allocation decisions to portfolio management and performance measurement. He has a thorough understanding of performance standards and techniques and understands the administration of ethical and professional standards.
Since 1986 John has presented many seminars on retirement and investment planning to public and private audiences in addition to having published articles in the Journal of Financial Planning. He currently holds FINRA Series 3 (Commodities), Series 5 (Debt Options), Series 7 (NYSE General Securities), Series 9 & 10 (General Sales Supervisor/NYSE Branch Office Manager), Series 63 (Uniform State Exam), Series 65 (Investment Advisor Representative) and Series 86 (Investment Research) licenses.
John has an experienced, working knowledge of the portfolio management process, from determining investor constraints and objectives, capital market expectations and asset allocation decisions to portfolio management and performance measurement. He has a thorough understanding of performance standards and techniques and understands the administration of ethical and professional standards.
Securities Agent: KS, NY, ME, OH, AR, NE, IL, IA, CO, CA, NM, IN, FL, SD, OK, MI, AZ, TX; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
About Jill Wright Young, MBA
As First Vice President, Senior Portfolio Manager and Financial Planning Specialist, Jill Wright Young specializes in providing prudent, ethical and sophisticated advice to fiduciaries and clients.
Jill assists institutional clients in providing asset allocation recommendations, risk and performance measurement and evaluation reports. As a Consulting Group Analyst, Jill is responsible for investment manager searches, technical reports, attribution studies and provides analytical support for investment and spending policy statements.
Additionally, Jill focuses on servicing middle market institutional fixed income clients, as well as implements and designs comprehensive wealth management strategies and investment solutions to High Net Worth individuals with an emphasis on estate, retirement and education planning.
Jill earned her graduate degree, Master of Business Administration (MBA), at the University of Nebraska. She received her Bachelor of Arts degree from Southern Methodist University in Dallas, Texas. Jill is Series 7 and 66 registered and Life, Health and Variable Contracts licensed.
Jill assists institutional clients in providing asset allocation recommendations, risk and performance measurement and evaluation reports. As a Consulting Group Analyst, Jill is responsible for investment manager searches, technical reports, attribution studies and provides analytical support for investment and spending policy statements.
Additionally, Jill focuses on servicing middle market institutional fixed income clients, as well as implements and designs comprehensive wealth management strategies and investment solutions to High Net Worth individuals with an emphasis on estate, retirement and education planning.
Jill earned her graduate degree, Master of Business Administration (MBA), at the University of Nebraska. She received her Bachelor of Arts degree from Southern Methodist University in Dallas, Texas. Jill is Series 7 and 66 registered and Life, Health and Variable Contracts licensed.
Securities Agent: OK, IA, SD, ME, KY, KS, MS, CO, OH, NE, FL, ID, CT, MI, IL, NY, AZ, AR, NM, CA, TX, MN, IN; General Securities Representative; Investment Advisor Representative
NMLS#: 1703197
NMLS#: 1703197
Contact John P Wright
Contact Jill Wright Young, MBA
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Rational Investing in an Age of Uncertainty
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Wright Group today.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
12Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
1Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
8Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
9When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
10Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
11Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
12Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)