James Woldert, CIMA®, CAIA
Managing Director, Wealth Management, Financial Advisor, Portfolio Management Director, Alternative Investments Director
Phone:
(713) 965-5086(713) 965-5086
The Woldert Group at Morgan Stanley
Direct:
(713) 965-5086(713) 965-5086
Toll-Free:
(800) 231-0060(800) 231-0060
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Integral. Intelligent. Involved.
We believe that our team plays an Integral part of helping you to achieve your goals and objectives. We believe in providing integrity, knowledge and professionalism to our clients, as this is paramount to building and maintaining strong, long- lasting relationships. We begin each relationship with a thorough process of understanding our clients' short and long term goals and objectives. We work together to determine intelligent, individualized strategies designed to help achieve these goals. We take a holistic approach to working with clients. We become Involved with CPA's, estate attorneys and other family members to help implement tax efficient strategies designed to help grow, preserve and to pass on multi-generational wealth. We are fully committed to helping you achieve your goals and objectives.
Awards and Certifications
- "Certified Investment Management Analyst® (CIMA®)" - James maintains his CIMA® designation which is the peak international, technical portfolio construction program for investment consultants, analysts, financial advisors and wealth management professionals. The CIMA® certification continues to be the highest level of advanced investment education for client-facing advisors. It demonstrates James's commitment and ability to service his clients in an impactful way.
- "Chartered Alternative Investment Analyst (CAIA®)" - James maintains his CAIA® designation which is the globally-recognized credential for professionals managing, analyzing, distributing, or regulating alternative investments. The alternative investments that a Chartered Alternative Investment Analyst is trained to assess include hedge funds, venture capital, private equity, funds of funds, derivatives, and real estate investments.
- "2026 Forbes America's Top Wealth Advisors" -James has been named to the Forbes ranking of America's Top Wealth Advisors. Source: Forbes.com (Awarded April 2026). Data compiled by SHOOK Research LLC for the period 6/30/24-6/30/25.
- "2024, 2025, 2026 Forbes Best-In-State Wealth Management Teams" - We are honored to receive the recognition on the Forbes Best-in-State Wealth Management Teams list in Texas. Source: Forbes.com (2024-2026). Data compiled by SHOOK Research LLC based 12-month time period concluding in June of year prior to the issuance of the award.
- "2023, 2024, 2025 Barron's Top 1500" - James has been included in Barron's ranking of the Top 1,500 Financial Advisors: State-By-State ranking for Texas. Selection for this list is based on a host of criteria, including the value of Assets Under Management, firm nomination, years of industry experience and best practices. Barron's Top 1,500 Financial Advisors: State-by-State (formerly referred to as Barron's Top 1,200 Financial Advisors: State-by-State and Top 1,000 Financial Advisors: State-by-State) Source: Barrons.com (Awarded 2022, 2023, 2024, 2025, 2026). Data compiled by Barron's based on 12-month period concluding in Sept of the year prior to the issuance of the award.
- "2023, 2024, 2026 Chairman's Club" - James has been named to the Firm's prestigious Chairman's Club, an elite group composed of the Firm's top Financial Advisors. The appointment recognizes James's consistent creativity and excellence in providing a wide range of investment products and wealth management services to his clients.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Planning For You
Regardless of what stage your life is in - moving ahead in your career, enjoying retirement, or somewhere in between - as your Financial Advisory Team, we can help you achieve your financial goals on your timeline.
Leveraging a sophisticated suite of digital and analytical tools, the thought leadership of Morgan Stanley, and the combined experience of our highly-credentialed team, we can work with you to create a robust, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
We can create your personal roadmap to help achieve and protect your goals — a framework that addresses you and your family's unique circumstances, greatest dreams, and most pressing concerns, while taking into account risks and opportunities in your life and the environment.
Leveraging a sophisticated suite of digital and analytical tools, the thought leadership of Morgan Stanley, and the combined experience of our highly-credentialed team, we can work with you to create a robust, holistic strategy that integrates the various aspects of your financial life, including your investments and cash management needs.
We can create your personal roadmap to help achieve and protect your goals — a framework that addresses you and your family's unique circumstances, greatest dreams, and most pressing concerns, while taking into account risks and opportunities in your life and the environment.
LifeView Intelligent Planning
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, integrated strategy that incorporates the various aspects of an individual’s financial life, including investments and cash management needs.
Retirement
Leading up to and through retirement, our team helps you identify the most appropriate ways to obtain the income you need and helps ensure that you are on track to achieve your financial goals.
Managing Investments
We take care of your retirement accounts and other investments based on your comfort level with risk and your current tax circumstances, tailoring your financial strategy to your unique situation, needs, and goals.
Estate Planning Strategies
Regardless of your current financial circumstances. It is crucial to have a back-up plan for your money. We regularly review your finances with you and coordinate with your estate attorney to help ensure that your wishes are met in the most efficient and cost-effective way possible.
Estate Planning Brochure
Insurance
We take an extremely close look at your financial profile to ascertain what type(s) of insurance most fit your needs and determine if current insurance policies are best suited for you and your goals.
Tax Tables
Check out this year's tax tables here. We will update this once the new tax tables are released! Let us know if you have any questions.
Access the Tax TablesHow We Can Help You
As your family grows and your wealth increases, you may face more subtle and profound wealth management issues. As the demands of your family grow and evolve, we are here to help you with our expanded capabilities and resources.
Family Governance & Wealth Education
The Family Governance & Wealth Education group helps ultra high net worth families strive to maximize the value
of their human capital by driving family wealth education, making it more likely that all members of the family will
have the foundation they need to lead meaningful, fulfilled and engaged lives.
Wealth Education Development Planof their human capital by driving family wealth education, making it more likely that all members of the family will
have the foundation they need to lead meaningful, fulfilled and engaged lives.
Wealth and Estate Planning Strategies
The Wealth and Estate Planning Strategists look at all aspects of an individual’s estate to understand the potential income tax and estate planning attributes of the vehicles.
Tax, Trust and Estate Planning Overview
Private Banking Group
Morgan Stanley cash management and Lending Solutions allow clients to finance personal or business need, access a flexible line of credit and keep assets invested in the market.
Morgan Stanley Private Bank, National Association, and Morgan Stanley Bank, N.A. are affiliates of Morgan Stanley Smith Barney LLC, and are each a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Morgan Stanley Private Bank, National Association, and Morgan Stanley Bank, N.A. are affiliates of Morgan Stanley Smith Barney LLC, and are each a Member FDIC that is primarily regulated by the Office of the Comptroller of the Currency.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
The Basics of Estate Planning
Explore the basics of estate planning, outlining the set of documents suggested for your clients to make their intentions clear.
• Power of attorney
• Healthcare directive
• Last will and testament
• Revocable trusts
Watch Video• Power of attorney
• Healthcare directive
• Last will and testament
• Revocable trusts
Estate & Gift Taxes
Learn more about the parameters around estate and gift taxes with guidance on the tax-efficient ways clients can give.
• The Federal Estate and Gift Tax
• Non-taxable transfers
Watch Video• The Federal Estate and Gift Tax
• Non-taxable transfers
Irrevocable Life Insurance Trust (ILIT)
Discover how life insurance policy proceeds can be passed down to family members without the imposition of state tax.
• Cash gifts
• Existing life insurance policy transfers
Watch Video• Cash gifts
• Existing life insurance policy transfers
Alternative Investments
James Woldert, an Alternative Investments Director, can provide clients with further guidance, insights and thought leadership about the alternative investments asset class and strategies provided by Morgan Stanley Wealth Management.
With 45+ years of experience and ~$190 billion in client assets invested in alternatives,¹ Morgan Stanley is an industry leader in the asset class. Individuals and institutions can gain access to exclusive offerings, preeminent fund managers and innovative investment opportunities spanning private equity, private credit, real assets, hedge funds and more.
1. Morgan Stanley Wealth Management Alternative Investments Group. As of March 31, 2024.
With 45+ years of experience and ~$190 billion in client assets invested in alternatives,¹ Morgan Stanley is an industry leader in the asset class. Individuals and institutions can gain access to exclusive offerings, preeminent fund managers and innovative investment opportunities spanning private equity, private credit, real assets, hedge funds and more.
1. Morgan Stanley Wealth Management Alternative Investments Group. As of March 31, 2024.
Types of Alternative Investment Categories
• Private Equity
• Private Credit
• Real Estate / Real Assets
• Hedge Funds
• Digital Assets
• Tax-Advantaged Strategies
• Private Credit
• Real Estate / Real Assets
• Hedge Funds
• Digital Assets
• Tax-Advantaged Strategies
Trust Services Professional’s Guide
The Trust Services Professional’s Guide can be used to introduce third-party advisers, such as attorneys, CPAs and family office professionals, to our Trust Services platform and identify opportunities where we can collaborate to deliver a comprehensive planning experience to clients.
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Information related to your external accounts is provided for informational purposes only. It is provided by third parties, including the financial institutions where your external accounts are held. Morgan Stanley does not verify that the information is accurate and makes no representation or warranty as to its accuracy, timeliness or completeness.
Financial Advisor(s) may not provide advice on any external account. Additional information about the services described above and offered on Morgan Stanley Online are in the applicable Terms and Conditions of Use.
Learn More About Total Wealth ViewInformation related to your external accounts is provided for informational purposes only. It is provided by third parties, including the financial institutions where your external accounts are held. Morgan Stanley does not verify that the information is accurate and makes no representation or warranty as to its accuracy, timeliness or completeness.
Financial Advisor(s) may not provide advice on any external account. Additional information about the services described above and offered on Morgan Stanley Online are in the applicable Terms and Conditions of Use.
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security
Digital Vault
Digital vault lets you easily and securely manage and store life's documents such as wills, deeds, and estate plans. You can also safely upload financial statements and tax filings for organization.
Global Investment Committee Weekly Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
Read GIC Weekly Report
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Check Out The Latest Episode
Our Monthly Newsletter
To ensure our clients are equipped with the most up-to-date insights and resources, on a monthly basis, our team releases a carefully curated newsletter. With topics ranging from tax strategies to financial tips, each edition features handpicked and timely resources designed to support your financial journey.
2025 November NewsletterLocation
2800 Post Oak Blvd 18th
Fl
Houston, TX 77056
US
Direct:
(713) 965-5086(713) 965-5086
Toll-Free:
(800) 231-0060(800) 231-0060
Meet The Woldert Group
Natalie Holden
Director of Business Strategy
Phone:
(713) 966-2192(713) 966-2192
Elese Jackson
Group Director
Phone:
(713) 965-5076(713) 965-5076
Everett Nelson
Registered Associate
Phone:
(713) 965-8040(713) 965-8040
Sarah Vandiver
Client Service Associate
Phone:
(713) 993-2733(713) 993-2733
Sidney Schmitz
Client Service Associate
Phone:
(713) 965-5084(713) 965-5084
About James Woldert
How I can help you?
James works closely with clients and their other advisers throughout the entire wealth management process, helping with everything from tax strategies and diversifying concentrated holdings to estate and retirement planning strategies. James also designs, builds and manages our proprietary models, leveraging his deep knowledge and experience in traditional and alternative strategies to customize portfolios to meet the specific needs of each client.
What makes me Knowledgeable?
James has been helping clients to understand their options and achieve their goals for 22 years. Prior to working with Morgan Stanley, his experience includes positions at UBS and Smith Barney. James has been recognized by becoming part of the Morgan Stanley Masters Club.
James received his bachelor’s degree in Economics from the University of Texas at Austin and completed a two-year program at the Wharton School of Business in which he attained the CIMA® designation. James was recently named to Barron’s 2023 Top 1200 Financial Advisors State-by-State and Forbes Best In-state 2023.
Getting to Know Me?
James is a member of The Story Houston; an avid supporter of Candlelighters, supporter of St. Jude’s Hospital, Wounded Warriors and the Salvation Army; is an Ambassador Member of Texas Children’s Hospital. James and his wife, Beth, call Houston home with their two sons, Freeman and Hudson. If he’s not in the office, he’s out on the baseball fields coaching Little League, playing tennis, or in the Texas brush country hunting with his family.
Barron's Top 1,200 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Mar 2023-2025) Data compiled by Barron's based on time period from Sept 2021 - Sept 2024.
Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
James works closely with clients and their other advisers throughout the entire wealth management process, helping with everything from tax strategies and diversifying concentrated holdings to estate and retirement planning strategies. James also designs, builds and manages our proprietary models, leveraging his deep knowledge and experience in traditional and alternative strategies to customize portfolios to meet the specific needs of each client.
What makes me Knowledgeable?
James has been helping clients to understand their options and achieve their goals for 22 years. Prior to working with Morgan Stanley, his experience includes positions at UBS and Smith Barney. James has been recognized by becoming part of the Morgan Stanley Masters Club.
James received his bachelor’s degree in Economics from the University of Texas at Austin and completed a two-year program at the Wharton School of Business in which he attained the CIMA® designation. James was recently named to Barron’s 2023 Top 1200 Financial Advisors State-by-State and Forbes Best In-state 2023.
Getting to Know Me?
James is a member of The Story Houston; an avid supporter of Candlelighters, supporter of St. Jude’s Hospital, Wounded Warriors and the Salvation Army; is an Ambassador Member of Texas Children’s Hospital. James and his wife, Beth, call Houston home with their two sons, Freeman and Hudson. If he’s not in the office, he’s out on the baseball fields coaching Little League, playing tennis, or in the Texas brush country hunting with his family.
Barron's Top 1,200 Financial Advisors: State-by-State
Source: Barron's.com (Awarded Mar 2023-2025) Data compiled by Barron's based on time period from Sept 2021 - Sept 2024.
Forbes America's Top Wealth Advisors & Best-In-State Wealth Advisors
Source: Forbes.com (Awarded April 2023) Data compiled by SHOOK Research LLC based on time period from 6/30/21 - 6/30/22.
Securities Agent: DC, OH, NE, GA, CT, IA, PR, OR, WA, MT, KS, VA, TX, AZ, AK, NY, NJ, LA, AL, NV, NC, ID, MS, MN, IL, FL, TN, CA, PA, KY, DE, SC, OK, MO, MI, MD; General Securities Representative; Investment Advisor Representative
NMLS#: 1288090
NMLS#: 1288090
About Natalie Holden
How I can help you?
Natalie is responsible for shaping and enhancing the client experience to ensure we provide the highest level of service. She helps develop and implement investment recommendations in collaborating with the rest of the team.
What makes me Knowledgeable?
Natalie has been in the financial services industry for over 15 years. Prior to joining The Woldert Group, she was the Business Development Manager for Morgan Stanley in Houston and the Regional Vice President for Touchstone Investments, a asset management firm for 11 years. She has earned many accolades including being nominated to participate in Morgan Stanley’s Leadership Readiness Programs and National Business Development Manager Council. She holds a bachelor’s degree from Emory University and a Master of Business Administration from Xavier University.
Getting to Know Me?
Outside of the office, Natalie serves on the Board of Directors for the Women’s Masters Network, a local non-profit that provides professional development for executive women in Houston. Natalie and her husband, Jared, are the proud parents of their son Jared Jr, “JJ”. They are active members of the Briar Club and are creating great family memories together there. They also enjoy traveling and running together.
Natalie is responsible for shaping and enhancing the client experience to ensure we provide the highest level of service. She helps develop and implement investment recommendations in collaborating with the rest of the team.
What makes me Knowledgeable?
Natalie has been in the financial services industry for over 15 years. Prior to joining The Woldert Group, she was the Business Development Manager for Morgan Stanley in Houston and the Regional Vice President for Touchstone Investments, a asset management firm for 11 years. She has earned many accolades including being nominated to participate in Morgan Stanley’s Leadership Readiness Programs and National Business Development Manager Council. She holds a bachelor’s degree from Emory University and a Master of Business Administration from Xavier University.
Getting to Know Me?
Outside of the office, Natalie serves on the Board of Directors for the Women’s Masters Network, a local non-profit that provides professional development for executive women in Houston. Natalie and her husband, Jared, are the proud parents of their son Jared Jr, “JJ”. They are active members of the Briar Club and are creating great family memories together there. They also enjoy traveling and running together.
About Elese Jackson
How I can help you?
Elese plays a key role in marketing and is responsible for supporting our team and acting as a client concierge—providing our clients with everything they need. She makes sure clients have accurate, up-to-date information and helps them maintain their accounts and their cash flow needs. Elese is often the first person clients (or team members) call when they have questions. Her goal is to ensure that each client has the best possible experience in every interaction.
What makes me Knowledgeable?
Elese has been working in the financial services industry for 20+ years, spending the bulk of her career with Morgan Stanley. Prior to this, her positions included roles at Charles Schwab & Company and JP Morgan Chase. Elese has earned many accolades including the Outstanding Service Award (2007), being named to the National Service Advisory Council (2014-2016) and being a member of the Platform Transformation Initiative Council (2015-2017). Elese holds a bachelor’s degree from the University of Houston.
Getting to Know Me?
Elese is a mom, an active member of her church, Mt. Vernon United Methodist Church. She volunteers her time to support various Houston-area service organizations. In her down-time, she is an avid reader and loves to travel.
Elese plays a key role in marketing and is responsible for supporting our team and acting as a client concierge—providing our clients with everything they need. She makes sure clients have accurate, up-to-date information and helps them maintain their accounts and their cash flow needs. Elese is often the first person clients (or team members) call when they have questions. Her goal is to ensure that each client has the best possible experience in every interaction.
What makes me Knowledgeable?
Elese has been working in the financial services industry for 20+ years, spending the bulk of her career with Morgan Stanley. Prior to this, her positions included roles at Charles Schwab & Company and JP Morgan Chase. Elese has earned many accolades including the Outstanding Service Award (2007), being named to the National Service Advisory Council (2014-2016) and being a member of the Platform Transformation Initiative Council (2015-2017). Elese holds a bachelor’s degree from the University of Houston.
Getting to Know Me?
Elese is a mom, an active member of her church, Mt. Vernon United Methodist Church. She volunteers her time to support various Houston-area service organizations. In her down-time, she is an avid reader and loves to travel.
About Everett Nelson
How I can help you?
As a registered client associate, Everett acts as a direct liaison between the client and the firm resources, which provides him the ability to execute a plethora of client requests in an efficient and time-sensitive manner; while additionally affording him the opportunity to build and maintain strong relationships with our client base. Everett intentionally leverages his Morgan Stanley resources and internal relationships to help ensure client accounts are kept in strong administrative and financial standing with respect to account documentation and day-to-day cash flow needs. Everett works to keep clients continually informed of account and product-related firm initiatives so they may take advantage of the many benefits offered to them through Morgan Stanley’s comprehensive wealth management offerings.
What makes me Knowledgeable?
Everett has been working at Morgan Stanley for 3 years following college graduation. Everett’s experience as a registered client associate is multifaceted as it has consisted of work with high-net-worth individuals, institutional and corporate clients. Everett holds a bachelors degree from Texas A&M University-Mays Business School.
Getting to Know Me?
Everett enjoys spending as much time as he can with his friends and family -- as such you can find him with his college buddies on the golf course, on a ranch in South-Central Texas, enjoying college football wherever possible, or travelling back and forth between San Antonio and Houston to see his family.
As a registered client associate, Everett acts as a direct liaison between the client and the firm resources, which provides him the ability to execute a plethora of client requests in an efficient and time-sensitive manner; while additionally affording him the opportunity to build and maintain strong relationships with our client base. Everett intentionally leverages his Morgan Stanley resources and internal relationships to help ensure client accounts are kept in strong administrative and financial standing with respect to account documentation and day-to-day cash flow needs. Everett works to keep clients continually informed of account and product-related firm initiatives so they may take advantage of the many benefits offered to them through Morgan Stanley’s comprehensive wealth management offerings.
What makes me Knowledgeable?
Everett has been working at Morgan Stanley for 3 years following college graduation. Everett’s experience as a registered client associate is multifaceted as it has consisted of work with high-net-worth individuals, institutional and corporate clients. Everett holds a bachelors degree from Texas A&M University-Mays Business School.
Getting to Know Me?
Everett enjoys spending as much time as he can with his friends and family -- as such you can find him with his college buddies on the golf course, on a ranch in South-Central Texas, enjoying college football wherever possible, or travelling back and forth between San Antonio and Houston to see his family.
Contact James Woldert
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Maricris Felicidario
International Private Banker
About Maricris Felicidario
Maricris Felicidario is an International Private Banker serving Morgan Stanley Wealth Management offices in Texas and Arizona.
International Private Bankers partner with Financial Advisors and International Client Advisors (ICAs) to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maricris began her career in financial services in 1997 and joined Morgan Stanley in 2015 as an Associate Private Banker. Prior to joining the firm, she was a Senior Wealth Management Banker at Merrill Lynch. She also served as a Premier Client Manager at Bank of America.
Maricris lives in Houston, Texas. Outside of the office, she enjoys writing, photography, and traveling.
International Private Bankers partner with Financial Advisors and International Client Advisors (ICAs) to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Maricris began her career in financial services in 1997 and joined Morgan Stanley in 2015 as an Associate Private Banker. Prior to joining the firm, she was a Senior Wealth Management Banker at Merrill Lynch. She also served as a Premier Client Manager at Bank of America.
Maricris lives in Houston, Texas. Outside of the office, she enjoys writing, photography, and traveling.
NMLS#: 620169
Private Banking Group (PBG) Market Managers, Senior Private Bankers, Private Bankers, and Associate Private Bankers are employees of Morgan Stanley Private Bank, National Association.
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Banking products and services are offered by Morgan Stanley Private Bank, National Association, Member FDIC.
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Wealth Management
Global Investment Office
Portfolio Insights
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Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Woldert Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
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2Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
4Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
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Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
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The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025), 4763067 (9/2025)
