C. Thomas Lee, CFP®
Senior Vice President, Financial Advisor, Resident Manager, Senior Portfolio Manager
Phone:
(334) 340-4026(334) 340-4026
The Wiregrass Group at Morgan Stanley
C. Thomas Lee, CFP®George Liddon, CFP®Jon Lee, CFP®Lee Forehand, CIMA®, C(k)P®, QPFC, CRPS®, CRPC®J.H. Johnson
Direct:
(334) 340-4020(334) 340-4020
Toll-Free:
(877) 237-1230(877) 237-1230
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals.
Our Story
The Wiregrass Group at Morgan Stanley was formed in 2002 to divide and conquer this world of financial complexity for our clients. One individual is simply incapable of knowing all that’s necessary to address these challenges alone so each of our team members bring their specific areas of focus and experience together to provide comprehensive wealth management solutions to our individual and corporate clients. We also utilize the immense resources and offerings within Morgan Stanley to ensure our clients have access to industry-leading solutions. We then wrap this capability into a strategic plan, which we design shoulder-to-shoulder with our clients and their other professionals, to help ensure that everything works seamlessly and harmoniously to help achieve their goals and objectives.
Our team also has a focus on helping companies with the management of their 401(k) and other corporate retirement plans. These services include assistance with plan governance, plan design, investment selection oversight, vendor management and education support for plan committees, plan fiduciaries and participants.
Our team also has a focus on helping companies with the management of their 401(k) and other corporate retirement plans. These services include assistance with plan governance, plan design, investment selection oversight, vendor management and education support for plan committees, plan fiduciaries and participants.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Designations & Awards
2025, 2024 Forbes Best-In-State Wealth Management Teams
2024-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award. https://www.morganstanley.com/disclosures/awards-disclosure.html
Source: Forbes.com (Awarded 2024-2025). Data compiled by SHOOK Research LLC based on 12-month time period concluding in March of year prior to the issuance of the award. https://www.morganstanley.com/disclosures/awards-disclosure.html
Certified Financial Planner (CFP®)
The CFP® mark is widely recognized as the highest standard of excellence for financial planners. Candidates for the CERTIFIED FINANCIAL PLANNER™ certification must agree to abide by the CFP Board’s Code of Ethics and Professional Responsibility, Rules of Conduct and Financial Planning Practice Standards. The CFP Board also conducts a background check on each candidate to ensure they meet the rigorous education, examination, experience, and ethical requirements. *Tom, George & Jon hold this designation.
Certified Investment Management Analyst (CIMA®)
As the premier designation in the industry, the CIMA® is an intense educational experience focusing on asset allocation, manager search and selection, investment policy and performance measurement. The CIMA® designation is administered by the Investments & Wealth Institute and taught in conjunction with the Yale School of Management. *Lee holds this designation.
Disclosures:
Asset allocation and diversification do not guarantee a profit or protect against a loss in a declining financial market.
Disclosures:
Asset allocation and diversification do not guarantee a profit or protect against a loss in a declining financial market.
Certified 401(k) Professional (C(k)P®)
C(k)P® represents the pinnacle of achievement for the professional Retirement Plan Advisor, recognizing a combination of substantial practical retirement plan management experience and the completion of a comprehensive and highly focused educational program. The C(k)P® designation is administered by The Retirement Advisor University (TRAU®) in conjunction with the UCLA Anderson School of Management. *Lee holds this designation.
Qualified Plan Financial Consultant (QPFC)
QPFC is the professional credential for financial professionals who sell, advise, market or support qualified retirement plans. The QPFC program provides an understanding of general retirement planning concepts, terminology, distinctive features of qualified plans and the role of retirement plan professionals. The QPFC designation is sponsored by the National Association of Plan Advisors (NAPA). *Lee holds this designation.
Chartered Retirement Plans Specialist (CRPS®)
The CRPS® provides experienced advisors who are focused on retirement plans with the knowledge to recommend implementation techniques to help execute into well-structured, company-appropriate retirement plans. Students will be able to effectively administer retirement plans for businesses and their employees. The CRPS® designation is earned through the College for Financial Planning®. Lee holds this designation.
Chartered Retirement Planning Counselor (CRPC®)
The CRPC® program, is a designation program for financial professionals. This program enables experienced advisors, who are focused on retirement planning for individuals, define a “road map to retirement.” There is a focus on clients’ pre- and post-retirement needs, as well as issues related to asset management and estate planning. The CRPC® designation is earned through the College for Financial Planning®. *Lee holds this designation.
PLANADVISER Top Retirement Plan Adviser from 2022 - 2024
2022-2024 PLANADVISER Retirement Plan Adviser of the Year (previously referred to as PLANSPONSOR Retirement Plan Adviser of the Year)
Source: planadviser.com (Awarded 2022-2024) Data compiled by ISS Media during the period from 1/1 – 12/31 of the year preceding the award. . *Lee received this award.
2022 & 2023 PLANADVISER Top Retirement Advisors – Source: planadviser.com (Awarded May 2022-2023) Data compiled by ISS Media based on responses to PLANADVISER survey as of Jan/Feb of the year the award was given.
Source: planadviser.com (Awarded 2022-2024) Data compiled by ISS Media during the period from 1/1 – 12/31 of the year preceding the award. . *Lee received this award.
2022 & 2023 PLANADVISER Top Retirement Advisors – Source: planadviser.com (Awarded May 2022-2023) Data compiled by ISS Media based on responses to PLANADVISER survey as of Jan/Feb of the year the award was given.
NAPA's Top Retirement Plan Advisors Under 40 in 2019 & 2020
2019 & 2020 NAPA's Top Retirement Plan Advisors Under 40 (Aces) (previously referred to as NAPA's Top Retirement Plan Advisors Under 40 (Young Guns)) – Source:napa-net.org (2019-2020) Data compiled by NAPA from Aug of the year prior to the award – Aug of the year the award was given. *Lee received this award.
PLANS TAILORED SPECIFICALLY TO YOU
The Wiregrass Group is here for you every financial stage of life. Whether your focus is wealth creation, wealth preservation or wealth distribution, we work hand in hand with you to create a tax efficient plan to help increase your comfort level along the way. The two primary tools we use to create these personalized plans are the Goals Planning System and LifeView. We invite you to explore these tools further and contact us when you are ready to begin this important process.
Goals Planning System
Goals Planning System (GPS) is Morgan Stanley’s own integrated planning tool. Built on the Firm’s intellectual capital and capabilities, GPS is an intuitive and efficient platform used to quickly assess whether a client is “On Track” to achieving their financial goals. To learn more about GPS, you can click the link below.
Click Here To Watch The GPS Video
LifeView
LifeView is a suite of planning tools that includes goal-specific analysis that we can use with our clients to create a realistic, integrated strategy that incorporates the various aspects of an individual’s financial life, including investments and cash management needs. Fill out the questionnaire to get started talking with us about creating a personalized strategy for your long-term goals.
To Complete The LifeView Questionnaire, Click HereCorporate Retirement Plan Services
Many companies and owners do not fully understand their responsibility and potential liability as plan fiduciaries, and may not be aware of the total expenses they are paying due to the lack of transparency of many plan fees. It's very important for Plan Sponsors to have a clear understanding of their responsibilities and have documented processes to demonstrate this understanding along with prudently operating their plan in the best interest of their participants.
Our extensive experience and education in compliance and plan design helps enable us to advise Plan Sponsors on the overall management of their corporate plans rather than focusing solely on investments. We review all plan documents to help ensure our clients are utilizing the most cost-effective plan provisions available to help meet the specific needs of their company. We provide education and enrollment services for plan participants to help employees better understand and maximize the company benefits being provided for them. We also assist in reviewing and benchmarking plan costs and provide education to plan fiduciaries on their responsibility, and potential liability, as it relates to the operation of the plan.
Please contact us with any questions or if we may be of assistance.
- Enrollment & Participant Education Meetings
Investment Policy Statement
Investment Selection & Monitoring
Plan Design Review
Service Provider Selection & Review
Fee Benchmarking
Regulatory Updates
Fiduciary Audit File Support Corporate Financial Wellness Services Available - 401(k) Plans
Profit Sharing Plans
Cash Balance Plans
403(b) Plans
SEP IRAs
SIMPLE IRAs
Non-Qualified Deferred Compensation
Services
Types of Plans
MODERN WEALTH MANAGEMENT TOOLS AND TEAM NEWS
Morgan Stanley has an all-inclusive collection of digital tools and resources to assist you in enhancing every aspect of your financial portfolio. Take a look at just a few of the many tools and resources we have to offer our clients. Furthermore, take a peek of our lives outside the office and see important information we shared in our team newsletters.
Mobile App
The Morgan Stanley Mobile App will give you the flexibility & ease of keeping tabs of your finances on the go. You will be able to log in faster online, easily view activity, deposit checks, among many other benefits the mobile app provides.
To Learn More And Download The App, Click Here
Morgan Stanley Online
In addition to viewing your balance and activity, Morgan Stanley Online (MSO) has a suite of features that allow you to manage everyday finances. You can take advantage of:
- Total Wealth View - Access streamlined views of your assets and liabilities, aggregated from all your financial institutions
- Current Financial News - access up-to-date news, current market data, research, company profiles, and quotes
- Access Import Documents - sign up for digital access to all your financial documents
- Manage Everyday Finances - mobile deposit, online bill pay, send money , and e-authorizations
- Help Desk available 24/7 1(888) 454-3965
Disclosures:
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Information related to your external accounts is provided for informational purposes only. It is provided by third parties, including the financial institutions where your external accounts are held. Morgan Stanley does not verify that the information is accurate and makes no representation or warranty as to its accuracy, timeliness, or completeness. Additional information about the features and services offered through Total Wealth View are available on the Total Wealth View site on Morgan Stanley Online and also in the Total Wealth View Terms and Conditions of Use.
To Learn More About MSO, Click Here- Total Wealth View - Access streamlined views of your assets and liabilities, aggregated from all your financial institutions
- Current Financial News - access up-to-date news, current market data, research, company profiles, and quotes
- Access Import Documents - sign up for digital access to all your financial documents
- Manage Everyday Finances - mobile deposit, online bill pay, send money , and e-authorizations
- Help Desk available 24/7 1(888) 454-3965
Disclosures:
Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
Information related to your external accounts is provided for informational purposes only. It is provided by third parties, including the financial institutions where your external accounts are held. Morgan Stanley does not verify that the information is accurate and makes no representation or warranty as to its accuracy, timeliness, or completeness. Additional information about the features and services offered through Total Wealth View are available on the Total Wealth View site on Morgan Stanley Online and also in the Total Wealth View Terms and Conditions of Use.
Total Wealth View
Total Wealth View will round out your financial profile. By linking your external account information, you will benefit from more educated and holistic wealth planning, as well as convenient connectivity. Adding simplicity to your financial picture by having all your accounts in one place.
To Learn More About Total Wealth View, Click Here
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Get Started TodayLocation
101 O'Brannan Park Drive
Dothan, AL 36303
US
Direct:
(334) 340-4020(334) 340-4020
Toll-Free:
(877) 237-1230(877) 237-1230
Meet The Wiregrass Group
George Liddon, CFP®
Senior Vice President, Financial Advisor, Portfolio Management Director, Workplace Advisor - Equity Compensation
Phone:
(334) 340-4029(334) 340-4029
Jon Lee, CFP®
First Vice President, Financial Advisor, Senior Portfolio Manager
Phone:
(334) 340-4027(334) 340-4027
Vice President, Financial Advisor, Corporate Retirement Director, Financial Wellness Director, Workplace Advisor - Equity Compensation, Financial Planning Specialist
Phone:
(334) 340-4034(334) 340-4034
J.H. Johnson
Financial Advisor
Phone:
(334) 340-4031(334) 340-4031
Pamela J. McCoy
Senior Registered Client Service Associate
Phone:
(334) 340-4023(334) 340-4023
D. Michelle Johnson
Senior Registered Client Service Associate
Phone:
(334) 340-4024(334) 340-4024
Christy Coskrey
Registered Client Service Associate
Phone:
(334) 340-4032(334) 340-4032
About C. Thomas Lee
Tom has worked in the financial services industry for 26 years. Tom’s role on the team includes alternative investments, structured investments, and sophisticated planning strategies for high net worth families. He also serves as the resident manager for the local office.
Tom received a Bachelor of Science degree and a Masters in Accountancy degree from Auburn University. Prior to entering the securities industry in 1999, Tom worked as a Certified Public Accountant with PriceWaterhouseCoopers in Birmingham, Alabama. In the spring of 2004, he successfully completed the requirements for the designation of Certified Financial Planner.
He has been married to his wife, Katherine, for 25 years and has two children. His hobbies include golf, fishing and snow skiing.
C.Thomas.Lee@morganstanley.com
334-340-4026
Tom received a Bachelor of Science degree and a Masters in Accountancy degree from Auburn University. Prior to entering the securities industry in 1999, Tom worked as a Certified Public Accountant with PriceWaterhouseCoopers in Birmingham, Alabama. In the spring of 2004, he successfully completed the requirements for the designation of Certified Financial Planner.
He has been married to his wife, Katherine, for 25 years and has two children. His hobbies include golf, fishing and snow skiing.
C.Thomas.Lee@morganstanley.com
334-340-4026
Securities Agent: OH, MT, NH, MI, IL, PR, TN, VI, WV, WY, WI, WA, VT, VA, UT, TX, SD, SC, RI, PA, OR, OK, NY, NV, NM, NJ, NE, ND, NC, MS, MO, MN, ME, MD, MA, LA, KY, KS, IN, ID, IA, HI, FL, DE, DC, CT, CO, CA, AZ, AR, AL, AK, GA; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1279479
NMLS#: 1279479
About George Liddon
George has worked 22 years in the financial services industry. George is responsible for overseeing the team’s discretionary Taxable Fixed Income strategy and is involved in business development planning as well as financial planning for clients.
George attended the University of Alabama and graduated in 1996 with a Bachelor of Science degree in Commerce and Business. Prior to his current role as a Financial Advisor, he worked for Ernst & Young in Atlanta and then moved home to work for a local accounting firm as a Certified Public Accountant. In 2008 he successfully completed the requirements for the designation of Certified Financial Planner.
George and his wife, Betsy, have been married for 19 years and have four children. George enjoys spending time with his family and taking trips to the beach.
George.Liddon@morganstanley.com
334-340-4029
George attended the University of Alabama and graduated in 1996 with a Bachelor of Science degree in Commerce and Business. Prior to his current role as a Financial Advisor, he worked for Ernst & Young in Atlanta and then moved home to work for a local accounting firm as a Certified Public Accountant. In 2008 he successfully completed the requirements for the designation of Certified Financial Planner.
George and his wife, Betsy, have been married for 19 years and have four children. George enjoys spending time with his family and taking trips to the beach.
George.Liddon@morganstanley.com
334-340-4029
Securities Agent: MI, KY, GA, FL, NC, MD, MS, CT, TN, NJ, CA, NY, LA, AZ, MA, DE, AL, WY, VT, TX, SC, PA, VA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1265023
NMLS#: 1265023
About Jon Lee
Jon has worked in the financial services industry for 24 years. He serves as the group’s technology coordinator, head of discretionary trading, and manages all insurance planning. He is also Portfolio Manager of our Capital Appreciation and Covered Call strategies.
Jon graduated from Auburn University in 1999 with a Bachelor of Science degree in Management Information Systems. Jon began his career as an insurance agent for a Fortune 100 company. After 1 year of discovering how difficult this business is, Jon joined a high net worth estate planning firm where he worked with clients and attorneys all over the country helping solve sophisticated planning issues. Following a 3 year stint with an independent insurance firm where he created a Financial Division and also served as Chief Operating Officer, Jon joined The Wiregrass Group in 2005. Continuing his interest in a career based on planning, Jon achieved the Certified Financial Planner™ designation in 2008.
Jon and his wife, Jennie, have been married for 23 years and have three active boys. Outside of the office, Jon would prefer to be at the lake or on a boat in the bay, but he will also hunt, fish, play golf, watch football and any other cliché activity men do.
Jon.D.Lee@morganstanley.com
334-340-4027
Jon graduated from Auburn University in 1999 with a Bachelor of Science degree in Management Information Systems. Jon began his career as an insurance agent for a Fortune 100 company. After 1 year of discovering how difficult this business is, Jon joined a high net worth estate planning firm where he worked with clients and attorneys all over the country helping solve sophisticated planning issues. Following a 3 year stint with an independent insurance firm where he created a Financial Division and also served as Chief Operating Officer, Jon joined The Wiregrass Group in 2005. Continuing his interest in a career based on planning, Jon achieved the Certified Financial Planner™ designation in 2008.
Jon and his wife, Jennie, have been married for 23 years and have three active boys. Outside of the office, Jon would prefer to be at the lake or on a boat in the bay, but he will also hunt, fish, play golf, watch football and any other cliché activity men do.
Jon.D.Lee@morganstanley.com
334-340-4027
Securities Agent: MS, WY, FL, TN, NC, TX, NY, MD, MA, LA, VA, GA, CT, VT, PA, MI, AL; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1275604
NMLS#: 1275604
About Lee Forehand
Lee is a Corporate Retirement Director and Financial Advisor with Morgan Stanley and has focused on 401(k) plans for over 16 years. His experience as a former IRS Enrolled Retirement Plan Agent and Third Party Administrator (TPA), along with the 17 professional designations he’s earned, is very uncommon among financial advisors. Lee’s extensive knowledge in plan design and compliance allows him to advise plan sponsors on overall plan management and fiduciary best practices rather than focusing solely on investments. This has helped Lee to stand out in the industry and be recognized nationally as one of the top 401(k) advisors in the country. He was most recently named a PLANADVISER Top Retirement Plan Adviser in 2022, 2023 & 2024 and included on the Financial Times prestigious list of “401 Top Retirement Advisors of 2020.” Lee was also recognized by the National Association of Plan Advisors (NAPA) as one of the “Top Retirement Plan Advisors Under 40” in both 2019 and 2020 and his team as a “NAPA Top DC Advisor Team” in 2019, 2020, 2021, 2022 & 2024.
Prior to joining Morgan Stanley, Lee was a partner in a regional CPA firm where he directed the Retirement Plan Services division for more than 8 years. Lee held several designations during this time which reflect his technical expertise in reference to corporate plans. These previously held designations include Qualified 401K Administrator (QKA), Qualified Pension Administrator (QPA) and Certified Pension Consultant (CPC) from the American Society of Pension Professionals & Actuaries (ASPPA) and Accredited Pension Representative (APR) and Accredited Pension Administrator (APA) from the National Institute of Pension Administrators (NIPA).
Lee received degrees in business and finance from Enterprise State Junior College and Troy University. He also received a Master’s in Financial Planning from the University of Alabama where he was a member of the Phi Kappa Phi National Honor Society and graduated with a perfect 4.0 GPA. Lee maintains more than a dozen professional designations including the Certified Investment Management Analyst (CIMA®) from the Investments & Wealth Institute & Yale School of Management , Certified 401(k) Professional (C(k)P®) from The Retirement Advisor University & UCLA Anderson School of Management, Qualified Plan Financial Consultant (QPFC) from the National Association of Plan Advisors and the Chartered Retirement Plans Specialist (CRPS) and Chartered Retirement Planning Counselor (CRPC) from the College for Financial Planning.
Awards Disclosures
*2022-2024 PLANADVISER Top Retirement Advisors – Source: planadviser.com (Awarded May 2022-2024) Data compiled by ISS Media based on responses to PLANADVISER survey as of Jan/Feb of the year the award was given.
*2020 Financial Times 401 Top Retirement Advisors – Source: ft.com (Awarded Oct 2020) Data compiled by the Financial Times based on time period from 12/31/16-12/31/19.
*2019 & 2020 NAPA's Top Retirement Plan Advisors Under 40 (Aces) (previously referred to as NAPA's Top Retirement Plan Advisors Under 40 (Young Guns)) – Source:napa-net.org (2019-2020) Data compiled by NAPA from Aug of the year prior to the award – Aug of the year the award was given.
*2019-2024 NAPA's Top DC Advisor Teams – Source: napa-net.org (Awarded 2019-2024) Data compiled by NAPA based on self-reported assets under advisement (AUA) as of Dec 31 of the year prior to year the award was given.
Prior to joining Morgan Stanley, Lee was a partner in a regional CPA firm where he directed the Retirement Plan Services division for more than 8 years. Lee held several designations during this time which reflect his technical expertise in reference to corporate plans. These previously held designations include Qualified 401K Administrator (QKA), Qualified Pension Administrator (QPA) and Certified Pension Consultant (CPC) from the American Society of Pension Professionals & Actuaries (ASPPA) and Accredited Pension Representative (APR) and Accredited Pension Administrator (APA) from the National Institute of Pension Administrators (NIPA).
Lee received degrees in business and finance from Enterprise State Junior College and Troy University. He also received a Master’s in Financial Planning from the University of Alabama where he was a member of the Phi Kappa Phi National Honor Society and graduated with a perfect 4.0 GPA. Lee maintains more than a dozen professional designations including the Certified Investment Management Analyst (CIMA®) from the Investments & Wealth Institute & Yale School of Management , Certified 401(k) Professional (C(k)P®) from The Retirement Advisor University & UCLA Anderson School of Management, Qualified Plan Financial Consultant (QPFC) from the National Association of Plan Advisors and the Chartered Retirement Plans Specialist (CRPS) and Chartered Retirement Planning Counselor (CRPC) from the College for Financial Planning.
Awards Disclosures
*2022-2024 PLANADVISER Top Retirement Advisors – Source: planadviser.com (Awarded May 2022-2024) Data compiled by ISS Media based on responses to PLANADVISER survey as of Jan/Feb of the year the award was given.
*2020 Financial Times 401 Top Retirement Advisors – Source: ft.com (Awarded Oct 2020) Data compiled by the Financial Times based on time period from 12/31/16-12/31/19.
*2019 & 2020 NAPA's Top Retirement Plan Advisors Under 40 (Aces) (previously referred to as NAPA's Top Retirement Plan Advisors Under 40 (Young Guns)) – Source:napa-net.org (2019-2020) Data compiled by NAPA from Aug of the year prior to the award – Aug of the year the award was given.
*2019-2024 NAPA's Top DC Advisor Teams – Source: napa-net.org (Awarded 2019-2024) Data compiled by NAPA based on self-reported assets under advisement (AUA) as of Dec 31 of the year prior to year the award was given.
Securities Agent: VA, MS, CT, MD, FL, PA, GA, WY, TN, NY, SD, CA, MI, MA, LA, AL, TX, VT; General Securities Representative; Investment Advisor Representative
NMLS#: 1472977
NMLS#: 1472977
About J.H. Johnson
J.H. has worked in the financial services industry for 5 years. J.H.’s role on the team includes new business development, financial planning, and portfolio analysis.
J.H. graduated from the University of Alabama in 2014 with a Bachelor of Science degree in Commerce and Business. In 2017, J.H. obtained his Master’s in Business Administration from UAB. Prior to his role as a financial advisor, he was a Personal Banker with Wells Fargo and a small business Controller.
Outside the office, J.H. enjoys the outdoors, cheering for the Crimson Tide or the Braves (depending on the season), and playing music.
J.H. graduated from the University of Alabama in 2014 with a Bachelor of Science degree in Commerce and Business. In 2017, J.H. obtained his Master’s in Business Administration from UAB. Prior to his role as a financial advisor, he was a Personal Banker with Wells Fargo and a small business Controller.
Outside the office, J.H. enjoys the outdoors, cheering for the Crimson Tide or the Braves (depending on the season), and playing music.
Securities Agent: MD, GA, IL, LA, CA, NC, MS, CT, VA, MO, TX, NJ, AR, FL, PA, CO, AL, VT, TN, KS, SC, OH, NY, NM; General Securities Representative; Investment Advisor Representative
NMLS#: 1394758
NMLS#: 1394758
About Pamela J. McCoy
Pam is a Senior Registered Client Service Associate with The Wiregrass Group and has worked in the financial services industry since 1982. She earned her Series 7 and Series 63 licenses in 1984 and has been a member of the team since its inception in 2002. Prior to joining Morgan Stanley in 2010, Pam held similar positions with Merrill Lynch and A.G. Edwards & Sons, Inc.
Pam focuses on servicing clients and is very involved in daily operations, account opening and maintenance, securities trading and investment research.
Pam has one son and two grandchildren. When away from the office, she enjoys reading, attending arts and crafts festivals and spending time with family.
Pam.McCoy@morganstanley.com
334-340-4023
Pam focuses on servicing clients and is very involved in daily operations, account opening and maintenance, securities trading and investment research.
Pam has one son and two grandchildren. When away from the office, she enjoys reading, attending arts and crafts festivals and spending time with family.
Pam.McCoy@morganstanley.com
334-340-4023
About D. Michelle Johnson
Michelle has multifaceted duties comprised of coordinating the overall day-to-day operations of the group, including regulatory compliance, and implementing business management systems to increase client service quality.
Michelle has been in the financial services industry for 24 years. Prior to joining the industry, she was a paralegal for a national law firm.
Michelle and her husband Chris have been married for 33 years and have two grown children. She enjoys spending time with family and reading.
Michelle.M.Johnson@morganstanley.com
334-340-4024
Michelle has been in the financial services industry for 24 years. Prior to joining the industry, she was a paralegal for a national law firm.
Michelle and her husband Chris have been married for 33 years and have two grown children. She enjoys spending time with family and reading.
Michelle.M.Johnson@morganstanley.com
334-340-4024
About Christy Coskrey
New to the financial industry, Christy has a background in marketing and also practiced as a licensed Realtor. She received her Bachelor of Science degree in Business Administration and Marketing from Troy University, and worked as the Directors of Marketing and Community Relations for advertising and healthcare facilities locally. Christy has been married to her husband Mark for 19 years and they have two sons. She enjoys painting, reading, and attending her sons’ ball tournaments.
Christy.Coskrey@morganstanley.com
334-340-4032
Christy.Coskrey@morganstanley.com
334-340-4032
Contact C. Thomas Lee
Contact George Liddon
Contact Jon Lee
Contact Lee Forehand
Contact J.H. Johnson
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Debbie Booth
Senior Private Banker
Brandon Marsh, CPWA®
Financial Planning Director, Vice President
Sam Gaitan
Planning Associate
About Debbie Booth
Debbie Booth is a Senior Private Banker serving Morgan Stanley Wealth Management offices in Alabama, Arkansas, and Florida.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Debbie began her career in financial services in 1987 and joined Morgan Stanley in 2010 as a Senior Private Banker. Prior to joining the firm, she held many roles including Wealth Management Banker, Banking Center Manager, and Retail Mortgage Manager at Bank of America/Merrill Lynch.
Debbie and her family reside in Gulf Breeze, Florida. She is an active member of the community by volunteering her time with March of Dimes, Women’s Build with Habitat for Humanity and Manna Food Bank. When not in the office, she enjoys watching football, going to the beach, and spending time with her family.
Private Bankers partner with Financial Advisors to develop a specialized approach for managing clients’ cash flow, liquidity and financing needs, leveraging our comprehensive suite of cash management and lending solutions.
Debbie began her career in financial services in 1987 and joined Morgan Stanley in 2010 as a Senior Private Banker. Prior to joining the firm, she held many roles including Wealth Management Banker, Banking Center Manager, and Retail Mortgage Manager at Bank of America/Merrill Lynch.
Debbie and her family reside in Gulf Breeze, Florida. She is an active member of the community by volunteering her time with March of Dimes, Women’s Build with Habitat for Humanity and Manna Food Bank. When not in the office, she enjoys watching football, going to the beach, and spending time with her family.
NMLS#: 801310
About Brandon Marsh
Brandon Marsh, CPWA® is a Vice President and Financial Planning Director serving Morgan Stanley’s Wealth Management offices in Alabama, Arkansas, and the Florida Panhandle. Brandon is responsible for helping Financial Advisors with their clients' and prospects' financial planning needs.
Brandon began his career in financial services as a financial analyst upon graduating from college and joined Morgan Stanley in 2014. His career in the financial services industry spans more than 21 years, during which time he has held roles in various aspects of the industry, including fixed income, asset liability, portfolio management, and derivative experience. Brandon’s scope of experience lends delivering guidance and skilled focus to clients on a variety of areas of financial planning concerns.
Brandon holds an undergraduate degree in Business Administration. As a FINRA registered representative, he holds Series 7, 63, and 65 licenses. Brandon has earned a CPWA (Certified Private Wealth Advisor) designation, awarded by the Investments & Wealth Institute. Brandon lives in Birmingham, Alabama with his wife Hayley and two sons Paul and Walton. He enjoys time spent with family, fishing with his boys, coaching sports teams, and scouts.
Brandon began his career in financial services as a financial analyst upon graduating from college and joined Morgan Stanley in 2014. His career in the financial services industry spans more than 21 years, during which time he has held roles in various aspects of the industry, including fixed income, asset liability, portfolio management, and derivative experience. Brandon’s scope of experience lends delivering guidance and skilled focus to clients on a variety of areas of financial planning concerns.
Brandon holds an undergraduate degree in Business Administration. As a FINRA registered representative, he holds Series 7, 63, and 65 licenses. Brandon has earned a CPWA (Certified Private Wealth Advisor) designation, awarded by the Investments & Wealth Institute. Brandon lives in Birmingham, Alabama with his wife Hayley and two sons Paul and Walton. He enjoys time spent with family, fishing with his boys, coaching sports teams, and scouts.
About Sam Gaitan
Sam Gaitan is a Planning Associate at Morgan Stanley providing dedicated financial planning support to Financial Advisors and their teams. Operating as an extension of the FA/Team, he collaborates with clients to discover and define goals that matter most to them. Leveraging state of the art technology, he will evaluate various options and their potential outcomes to help clients confidently choose the appropriate course of action. Sam provides expertise across a wide suite of Morgan Stanley planning tools designed to assist in the areas of investment accumulation, retirement, education, major purchase, cash flow, risk management, tax efficiency, and wealth transfer planning.
He earned his undergraduate degree from Pace University and received the Financial Planning Specialist® designation from the College for Financial Planning. Sam is originally from Forest Hills, Queens New York and currently resides in Queens, New York.
He earned his undergraduate degree from Pace University and received the Financial Planning Specialist® designation from the College for Financial Planning. Sam is originally from Forest Hills, Queens New York and currently resides in Queens, New York.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
A Parent's Guide to Talking to Your Kids About Money
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Retirement for Plan Sponsors
End-to-End Services, Made Simple:
We can provide the tools and guidance to help you manage a retirement plan.
We can provide the tools and guidance to help you manage a retirement plan.
- Plan Evaluation
- Investment Management
- Plan Management Support
- Plan Participant Education
Roth 401(k) Benefits for Employers
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Financial Wellness
Enhancing Financial Wellness enables your workforce to do their best work. Companies that invest in financial wellness have an opportunity to:
- Reduce employee stress,
- Improve retention and engagement, and
- Set themselves apart by offering comprehensive financial wellness benefits.
Ready to start a conversation? Contact The Wiregrass Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
7Insurance products are offered in conjunction with Morgan Stanley Smith Barney LLC’s licensed insurance agency affiliates.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
