Jillian M Pleakis
Managing Director, Wealth Management, Financial Advisor, Resident Manager, Portfolio Manager
Phone:
(716) 372-0133(716) 372-0133
The Willowbridge Group at Morgan Stanley
Direct:
(716) 372-0133(716) 372-0133
Direct:
(716) 631-4629(716) 631-4629
Our Mission Statement
Experience, intellectual capital and dedicated personal service to help you meet your life goals
Our Story and Services
As your Financial Advisors, we can help you define and strive to meet your goals by delivering a vast array of resources to you in the way that is most appropriate for how you invest and what you want to achieve. Working together we can help you to preserve and grow your wealth. You’ll have access to some of the world’s most seasoned and respected investment professionals, a premier trading and execution platform and a full spectrum of investment choices.
Services Include
- Retirement PlanningFootnote1
- Financial PlanningFootnote2
- 401(k) Rollovers
- Wealth ManagementFootnote3
- Alternative InvestmentsFootnote4
- Trust ServicesFootnote5
- Wealth PlanningFootnote6
- Professional Portfolio ManagementFootnote7
- Philanthropic ManagementFootnote8
- Business Succession PlanningFootnote9
- Asset Management
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
As your dedicated wealth management team, our role is to tailor a personalized financial strategy which fits your needs. In our experience working with clients, we have developed a step-by-step approach to service.
Discovery Process
We take the time to fully understand you and your family - whether you're planning for retirement, purchasing a home, or living out your golden years - we consider all of your challenges, goals, and aspirations when building your financial picture.
Forming Your Strategy
Using your life goals as our compass, we create a risk-balanced strategy which maps a clear path to helping you achieve your success.
Implementing Your Plan
We apply extensive research and analysis, and also utilize Morgan Stanley's full suite of resources, to help ensure swift decisive action in all market scenarios.
Measuring Your Success
We check in with you to deliver metrics around your portfolio, and ultimately measure trajectory towards your goals. Our ultimate mission is your success and well-being.
Digital Tools
Our comprehensive suite of digital tools are designed to help enhance every aspect of your financial life. Here are a few of the technologies we have to offer our clients.
Portfolio Risk Platform
Morgan Stanley's Portfolio Risk Platform, powered by Aladdin, analyzes over 3,000 risk factors, and models what-if scenarios so you can see the potential impact of hypothetical market shocks.
Learn More About Our Portfolio Risk Platform
Total Wealth View
Complete your financial picture with Total Wealth View. By linking your account information, you will benefit from more informed wealth planning, more secure data access, and convenient connectivity.
Learn More About Total Wealth View
Goals Based Planning
Working with us, paired with our technology, is a great way to access advice and build a wealth plan. Read more about the advantages ow working with our planning technology in reaching your financial goals.
Learn More About Goals Based Planning
Spending and Budgeting Tool
Track spending habits, categorize expenses and create budgets across your Morgan Stanley and external financial accounts. Our Spending and Budgeting Tool makes it easy for you and your Financial Advisor to see your complete financial picture.
Learn More About Our Spending and Budgeting Tool
Morgan Stanley Online
Your investments and everyday finances are always just a few clicks away with Morgan Stanley Online (MSO) and the Morgan Stanley Mobile App.
Learn More About MSO
Online Security Center
At Morgan Stanley, safeguarding your assets and personal information is among our highest priorities. Learn about our security measures and use our resources and ideas to help protect yourself online.
Learn More About Online Security
Digital Vault
The Digital Vault on Morgan Stanley Online and the Mobile App allows you and your clients to build a central, shared document library where all documents are stored using encryption.
Learn More About Digital Vault
eDelivery
eDelivery provides you with the ability to view statements and other Firm documents electronically in lieu of paper. Clients who are registered in Morgan Stanley Online may enroll in eDelivery.
Enroll in eDeliveryResources and Research
At Morgan Stanley, we provide clients with resources meant to transform complex financial analysis and research into concise and easily digestible content. The links below offer insight into the modern market and economic landscape.
Thoughts On The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief US Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Thoughts On The Market Podcast
On The Markets Research Reports
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy and more.
On The Markets Research Reports
Morgan Stanley Ideas Podcast
From the use of satellite data technology to solve some of the world's most complex problems, to learning how not to follow the crowd when making decisions, The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology and beyond. Click the link below for more information and to access a library of interesting content.
Morgan Stanley Ideas Podcast
Global Investment Committee Weekly Research Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance and fixed income.
Global Investment Committee Weekly Research ReportUpcoming Firm Events
We hope you will join us for this upcoming event.
U.S. Policy Pulse: Trump 2.0 and the Markets
DATE: February 25, 2025 at 4:15 p.m. ETJoin Morgan Stanley Wealth Management Chief Investment Officer, Lisa Shalett, on Tuesday, February 25, for a conversation with Chief Economic Strategist and Global Head of Thematic and Macro Investing, Ellen Zentner, and Head of U.S. Public Policy, Monica Guerra, on the top policy and regulatory actions that could impact investors in the months ahead.
CRC4192005 02/2025
Online
Location
450 Essjay Road
Ste 100
Williamsville, NY 14221
US
Direct:
(716) 372-0133(716) 372-0133
50 Fountain Plaza
Suite 400
Buffalo, NY 14202
US
Direct:
(716) 631-4629(716) 631-4629
Meet The Willowbridge Group
Jessica Roach, CFP®, CIMA®
Senior Vice President, Wealth Management, Financial Advisor, Branch Manager
Phone:
(716) 849-2310(716) 849-2310
Associate Vice President, Wealth Management, Financial Advisor, Financial Planning Specialist
Phone:
(716) 849-4857(716) 849-4857
Tallena Kallenbach
Wealth Management Associate
Hillary Muffoletto
Senior Registered Client Service Associate
Courtney McCutcheon
Client Service Associate
About Jillian M Pleakis
As a financial advisor with The Willowbridge Group at Morgan Stanley, Jillian works with clients to create and implement comprehensive wealth management and financial planning strategies. She works closely with the groups clients supporting them across all facets of their financial lives. Jillian is the Resident Manager of the Olean, NY office as well.
As a Sociology Major at the State University of New York at Geneseo Jillian knew she wanted to help people and work with them to improve their lives. During her junior year she started with the Wilday Group as an intern. There she discovered a passion for helping people pursue their financial dreams and resolve stumbling blocks on their path to financial independence. Jillian served in various roles within the group. These different positions have provided her with a vast knowledge of how best to care for clients and address their needs and concerns.
Jillian is the acting Past Commodore of the Cuba Lake Yacht Club, she has also served as social chair of the club for many years. She enjoys sailing as well as cooking and watching her son play sports in her spare time. Jillian lives in Black Creek, NY with her husband Joe and son Grant in the approximately 200 year old farmhouse they have lovingly restored.
As a Sociology Major at the State University of New York at Geneseo Jillian knew she wanted to help people and work with them to improve their lives. During her junior year she started with the Wilday Group as an intern. There she discovered a passion for helping people pursue their financial dreams and resolve stumbling blocks on their path to financial independence. Jillian served in various roles within the group. These different positions have provided her with a vast knowledge of how best to care for clients and address their needs and concerns.
Jillian is the acting Past Commodore of the Cuba Lake Yacht Club, she has also served as social chair of the club for many years. She enjoys sailing as well as cooking and watching her son play sports in her spare time. Jillian lives in Black Creek, NY with her husband Joe and son Grant in the approximately 200 year old farmhouse they have lovingly restored.
Securities Agent: ID, VI, WY, SC, WI, UT, KY, IA, MS, NE, NV, DE, WV, WA, VT, VA, TX, TN, SD, RI, PR, PA, OR, OK, OH, NY, NM, NJ, NH, ND, NC, MT, MO, MN, MI, ME, MD, MA, LA, KS, IN, IL, HI, GA, FL, DC, CT, CO, CA, AZ, AR, AL, AK; BM/Supervisor; General Securities Representative; Investment Advisor Representative
NMLS#: 1398804
NMLS#: 1398804
About Jessica Roach
Jessica is passionate about helping clients at all stages of their lives reach their goals. As a Financial Advisor with Morgan Stanley for over 23 years, Jessica offers a full spectrum of financial planning and investment strategies designed to help meet the needs of her clients and their families. She works with her clients to develop a roadmap that is individualized to each of their beliefs, objectives and circumstances.
Dedicated to providing clients with a high level of experience and knowledge, as a CERTIFIED FINANCIAL PLANNER™, Jessica has completed the extensive training and experience requirements and is held to rigorous ethical standards. She has also attained Morgan Stanley’s Family Wealth Advisor designation. As a Family Wealth Advisor, she has gained the knowledge to help families have meaningful conversations about money, set priorities, protect their family enterprise, practice impactful philanthropy and put estate planning strategies in place. This also includes connecting with the next generation to engage them in becoming educated about how family finances affect them. Additionally, her Certified Investment Management Analyst designation, through the Wharton School of Business, provides me with a higher level of technical portfolio construction knowledge.
Jessica joined Morgan Stanley after graduating from the University of New Mexico Robert O. Anderson School of Management. It is rewarding and reassuring for her to have worked her entire career for a company whose core values align with hers. A resident of Grand Island, Jessica and her husband have two daughters in high school. Committed to the community, she tries to give back as often as possible. Jessica is also actively involved in the Girl Scouts local leadership and with her college sorority in selecting scholarship candidates. She spends much of our free time on family activities, traveling, hiking and live music venues.
Dedicated to providing clients with a high level of experience and knowledge, as a CERTIFIED FINANCIAL PLANNER™, Jessica has completed the extensive training and experience requirements and is held to rigorous ethical standards. She has also attained Morgan Stanley’s Family Wealth Advisor designation. As a Family Wealth Advisor, she has gained the knowledge to help families have meaningful conversations about money, set priorities, protect their family enterprise, practice impactful philanthropy and put estate planning strategies in place. This also includes connecting with the next generation to engage them in becoming educated about how family finances affect them. Additionally, her Certified Investment Management Analyst designation, through the Wharton School of Business, provides me with a higher level of technical portfolio construction knowledge.
Jessica joined Morgan Stanley after graduating from the University of New Mexico Robert O. Anderson School of Management. It is rewarding and reassuring for her to have worked her entire career for a company whose core values align with hers. A resident of Grand Island, Jessica and her husband have two daughters in high school. Committed to the community, she tries to give back as often as possible. Jessica is also actively involved in the Girl Scouts local leadership and with her college sorority in selecting scholarship candidates. She spends much of our free time on family activities, traveling, hiking and live music venues.
Securities Agent: AK, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IL, IN, KY, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, AL, WY, VI, LA, KS, ID, IA; BM/Supervisor; General Securities Representative; Investment Advisor Representative; Transactional Futures/Commodities; Managed Futures
NMLS#: 1278649
NMLS#: 1278649
About Andrew Smigiera
Andy believes a sound financial future starts with a responsible plan. Portfolios measure a wealthy state of being, they cannot measure a wealthy state of mind. For a wealth management plan to be truly effective and meaningful it must balance both money and life equally. As an Advisor, Andy provides personalized advice through a disciplined wealth management approach that results in an effective investment strategy for the future. Andrew obtained his CERTIFIED FINANCIAL PLANNER™ certification in 2021. According to the CFP board, Only 5.4 percent of all CFP® Professionals are under the age of 30 of which Andy is one of them. Also, he is a Chartered Retirement Planning Counselor® earned through the College of Financial Planning.
With prior experience in financial analysis and tax preparation, Andy’s skillset is unique in fact that he prides himself on solving complex situations and communicating solutions to clients clearly. From a leadership standpoint, Andy was a former Division 1 Football captain and Track and Field athlete. Prior to his role as a financial advisor, Andy was a wealth advisor associate with the firm. Throughout his tenure as an associate, he was involved in over eleven hundred financial planning discussions ranging from retirement income planning to multigenerational estate planning. Andy was frequently asked to speak on multi-branch conference calls to guide advisors through comprehensive planning techniques and also the digital capabilities of the firm.
Designation and Licenses
• CERTIFIED FINANCIAL PLANNER™
• Chartered Retirement Planning Counselor®
• Financial Planning Specialist
• Series 7 License
• Series 66 License
• New York State Life, Accident & Health Insurance License
Volunteer Work -
• Mercy flight of WNY
• Hospice & Palliative Care Buffalo
With prior experience in financial analysis and tax preparation, Andy’s skillset is unique in fact that he prides himself on solving complex situations and communicating solutions to clients clearly. From a leadership standpoint, Andy was a former Division 1 Football captain and Track and Field athlete. Prior to his role as a financial advisor, Andy was a wealth advisor associate with the firm. Throughout his tenure as an associate, he was involved in over eleven hundred financial planning discussions ranging from retirement income planning to multigenerational estate planning. Andy was frequently asked to speak on multi-branch conference calls to guide advisors through comprehensive planning techniques and also the digital capabilities of the firm.
Designation and Licenses
• CERTIFIED FINANCIAL PLANNER™
• Chartered Retirement Planning Counselor®
• Financial Planning Specialist
• Series 7 License
• Series 66 License
• New York State Life, Accident & Health Insurance License
Volunteer Work -
• Mercy flight of WNY
• Hospice & Palliative Care Buffalo
Securities Agent: WV, VA, NY, AL, UT, IN, CT, CO, WI, MT, MN, KY, GA, SD, MD, VT, NV, ME, IL, FL, CA, OH, IA, DC, AZ, WY, TN, OR, NM, ND, DE, TX, RI, NJ, NH, NC, WA, SC, PA, OK, NE, MI, MA, AR; General Securities Representative; Investment Advisor Representative
NMLS#: 2131708
NMLS#: 2131708
About Tallena Kallenbach
Tallena joined Morgan Stanley in March 2015. With over 10 years of experience in the local banking industry, Tallena has developed strong connections within the Olean community. She enjoys assisting clients with their day to day financial needs as the primary contact for the groups clients and is registered with her Series 7 and 66 licenses. She resides in Olean with her husband Danny and their two children. In her free time she enjoys traveling with her husband for their kids' sporting events and they are avid Bills/Sabres fans.
About Hillary Muffoletto
A Senior Registered Associate, Hillary is responsible for client administration, helping on-board new clients, educating clients about on-line access, responding to clients’ requests and scheduling meetings. Hillary joined Morgan Stanley in 2015 and is dedicated to providing exceptional customer service. Her professionalism, personal touch and sense of urgency lets clients know that their questions or issues will be addressed with the highest level of care. Hillary and her husband, Mark, reside in Darien Center and enjoy spending time keeping their energic dog, Duke, busy with exercise.
About Courtney McCutcheon
Courtney joined Morgan Stanley in January 2020. She graduated from Alfred State College with a Bachelor’s degree in Financial Planning. She is getting to know each of the clients and enjoys assisting them in any way that she can. She is learning new things every day from her coworkers and is eager to continue learning in this industry. Courtney currently resides in Olean.
Contact Jillian M Pleakis
Contact Jessica Roach
Contact Andrew Smigiera
The Power of Partnerships
By partnering with experienced individuals across wealth disciplines, Morgan Stanley Financial Advisors can align specialized resources with your custom needs and deliver strategic guidance through the familiarity and trust of existing relationships
Christopher Dubie, CRPS®
Financial Advisor, Corporate Retirement Director, Financial Wellness Director
Julie Braun, CRPS®
Financial Advisor, Corporate Retirement Director, Financial Wellness Director
Morgan Stanley Wealth Management Financial Advisers can conduct their business in several ways: individually, as a member of a team of Financial Advisors, or through the formation of a Strategic Partnership with another Financial Advisor or team of Financial Advisors. A Strategic Partnership is an arrangement between a Financial Advisor or a team of Financial Advisors with another Financial Advisor or team of Financial Advisors that has a unique focus or knowledge regarding a specific business concentration, product area, and/or client type. If your account is with an individual Financial Advisor, that Financial Advisor services all facets of your account. If your account is with a Financial Advisor who is a member of a team, any Financial Advisor on the team can service your account. If your Financial Advisor is part of a Strategic Partnership, his or her role in that Strategic Partnership may be limited to a specific business and/or product area and may not cover all facets of your account. The use of the terms “Partner” or “Strategic Partner” and/or “Partnership” or “Strategic Partnership” are used as terms of art and not used to imply or connote any legal relationship.
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
Article Image
Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
Article Image
Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
Article Image
Ready to start a conversation? Contact The Willowbridge Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
2Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
3Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
4Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
5Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third-party corporate trustee.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
6Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
8Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
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Awards Disclosures
CRC 6491812 (04/2024), 3582895 (6/2024)
