Peter J Kokolis
Senior Vice President, Financial Advisor, Portfolio Management Director, Family Wealth Director
Phone:
(757) 259-7138(757) 259-7138
The Williamsburg Capitol Group at Morgan Stanley
Direct:
(757) 259-7115(757) 259-7115
Toll-Free:
(855) 361-0703(855) 361-0703
Our Mission Statement
Applying specialized knowledge to clients’ unique circumstances to help them reach their goals.
Our Story
The Williamsburg Capitol Group at Morgan Stanley works with families and business owners to provide comprehensive generational wealth planning and investment management. As the financial services industry rapidly evolves, the team is well-positioned to incorporate the most up-to-date approaches and processes that are integral in helping clients achieve their goals. We are passionate about building close friendships and lasting relationships with our clients.
The Williamsburg Capitol Group was formed in 2018 with partners Pete Kokolis, John Kokolis, Mitchell Harry, and Doug Myers (ret.). Through their partnership, they strive to offer a top-tier client service experience that represents the culmination of decades of investment management experience, financial planning experience and generational wealth oversight.
We are thrilled to announce that our team has been named one of the Forbes Best-In-State Wealth Management Teams. This prestigious award recognizes the top financial advisors in each state who have demonstrated exceptional performance and commitment to their clients' financial well-being. We take great pride in the level of service and experience we provide to our clients, and this recognition is a testament to the hard work and dedication of our entire team. We believe that financial planning is about more than just investments, it's about understanding our clients' unique needs and goals, and creating a customized plan to help them achieve their goals.
2024-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes (Awarded Jan 2024-2025). Data compiled by SHOOK Research LLC based on time period from 3/31/22 – 3/31/23.
https://www.morganstanley.com/disclosures/awards-disclosure.html
The Williamsburg Capitol Group was formed in 2018 with partners Pete Kokolis, John Kokolis, Mitchell Harry, and Doug Myers (ret.). Through their partnership, they strive to offer a top-tier client service experience that represents the culmination of decades of investment management experience, financial planning experience and generational wealth oversight.
We are thrilled to announce that our team has been named one of the Forbes Best-In-State Wealth Management Teams. This prestigious award recognizes the top financial advisors in each state who have demonstrated exceptional performance and commitment to their clients' financial well-being. We take great pride in the level of service and experience we provide to our clients, and this recognition is a testament to the hard work and dedication of our entire team. We believe that financial planning is about more than just investments, it's about understanding our clients' unique needs and goals, and creating a customized plan to help them achieve their goals.
2024-2025 Forbes Best-In-State Wealth Management Teams
Source: Forbes (Awarded Jan 2024-2025). Data compiled by SHOOK Research LLC based on time period from 3/31/22 – 3/31/23.
https://www.morganstanley.com/disclosures/awards-disclosure.html
Services Include
- Wealth ManagementFootnote1
- Retirement PlanningFootnote2
- Estate Planning StrategiesFootnote3
- Professional Portfolio ManagementFootnote4
- Alternative InvestmentsFootnote5
- Executive Benefit ServicesFootnote6
- Corporate Retirement PlansFootnote7
- Endowments and FoundationsFootnote8
- Lending Products
- 529 PlansFootnote9
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Working With You
Our structured, six step client advice process enables us to provide you with detailed assessment of your current situation as well as a comprehensive, prioritized plan to help fulfill your purpose and achieve your goals.
We provide both initial and ongoing guidance so that you are able to see your progress and make refinements as necessary due to changes in your own situation or to adjust in market conditions.
We provide both initial and ongoing guidance so that you are able to see your progress and make refinements as necessary due to changes in your own situation or to adjust in market conditions.
Contact Us
Get In Touch
We think the value we provide clients is not just substantial knowledge, but the application of that knowledge based on their unique circumstances, customized to help them reach their goals. We believe they are investing in us as the markets. Our aim is to earn their ongoing confidence and trust in that investment.
Step 1: The Introduction
Our initial meeting provides you with the opportunity to tell us about your situation, what you want to accomplish and what you are looking for in a financial advisor. In turn, we provide you with the information about our background and experience and how we typically work with clients. Our goal is to reach a mutual agreement on whether or not it makes sense to move forward to our discovery process.
Step 2: Your Vision
Our second meeting is focused on the discovery process, i.e. your vision of your future. The more specific our understanding of your current circumstances and goals, the more efficient our analysis will be in the formulation of our recommendation for you.
Step 3: The Action Plan
The purpose of our third meeting is to examine together the draft analysis we have prepared and our recommendations for implantation.
Step 4: The Plan in Action
Once we have completed the final draft of your analysis, our objective is to facilitate the implementation of your investment strategy in a timely & seamless manner.
Step 5: Resource Orientation
The orientation is intended to familiarize you with all of the resources available to you through us at Morgan Stanley and to determine your service expectations of us.
Step 6: Review
At your periodic progress review meetings, we ask you provide us with any updates pertaining to your personal and financial life that may impact your strategy as well as feedback on our service to you. We provide you with an analysis of your performance towards your goals
FAMILY WEALTH MANAGEMENT LIFE PLAN
Managing wealth involves far more than managing an investment portfolio. It begins with developing a holistic, comprehensive understanding of who you are and the financial forces at work in your life. It means helping you understand and respond effectively to these forces. And, of course, it means helping you preserve and grow your assets in a way that reflects the realities of your life and the uniqueness of your long-term goals.
The seven core areas of wealth planning below incorporate many of the key elements needed to develop your family’s wealth management plan.
The seven core areas of wealth planning below incorporate many of the key elements needed to develop your family’s wealth management plan.
Family Wealth Management Life Plan
- Financial Planning
- Investment Planning
- Retirement Planning
- Wealth Planning
- Asset Protection Planning
- Executive Planning
- Business Owner Planning
- Investment Planning
- Retirement Planning
- Wealth Planning
- Asset Protection Planning
- Executive Planning
- Business Owner Planning
Financial Planning
Financial planning includes comprehensive goal analysis, addressing needs, wants and wishes while actively tracking and managing cash flow through budget evaluation. Our services extend to strategic savings for retirement and education, debt analysis, assessing borrowing needs, navigating decisions between buying and renting, and tailed solutions for life's special circumstances.
Learn More
Investment Planning
Investment planning involves considering economic cycles, inflation, and tax factors to design personalized strategies for asset allocation and risk management. We provide guidance on selecting investments, managing portfolios and optimizing tax efficiency to help clients achieve their financial goals with confidence.
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Retirement Planning
Retirement planning involves conducting a lifestyle review and envision retirement goals, evaluating needs, wants, and wishes. We provide comprehensive strategies for coordinating retirement income from various sources such as IRAs, 401(k)/ 403(b) plans, annuities, while addressing longevity, inflationary risks, and optimizing Social Security and pension benefits analysis. We also offer guidance on Medicare, healthcare spending accounts, and retirement healthcare planning to ensure a secure and fulfilling retirement journey.
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Wealth Planning
Wealth planning involves ensuring the protection and transfer of assets through comprehensive legal documents such as wills, revocable trusts, and healthcare directives. We offer tailored strategies for legacy planning, including gifting and trust utilization, along with family governance structures like family councils and charitable planning solutions such as lifetime gifts, bequests, and charitable trusts to fulfill philanthropic goals while maximizing tax benefits.
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Asset Protection Planning
Assets protection planning involves assessing capital needs and disability risks through insurance solutions like life, disability, and long term care coverage. We also offer specialized property insurance and advice on entity structing to safeguard assets, alongside personal security measures such as home and travel security and identity theft protection.
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Executive Planning
Executive planning includes income tax implications and strategies for restricted stock, stock options, and vesting. We also offer risk analysis, diversification strategies, excitative stock monetization options such as sales of restricted shares under rules 144 and rule 105-1 trading plans, along with tailed loans and hedging strategies.
Learn More
Business Owner Planning
Business owner planning involves addressing critical aspects like ownership, control, and liquidity needs identifying keep opportunities and challenges. We provide comprehensive reviews of cash management and lending, operational needs retirement benefits assessments and risk management strategies such as continuity planning, succession planning, and employee stock ownership plans to ensure the long term success and prosperity of your business.
Learn MoreMEDIA AND RESEARCH
Here at Morgan Stanley, we strive to make complex financial ideas more digestible so that our clients understand what is being done on their behalf to plan for their financial future.
We are firm believers of giving our clients as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
We are firm believers of giving our clients as many resources as possible so they can stay informed about the latest market trends, outlooks, and breakdowns. The links below provide detailed analysis on interesting topics that are affecting the finance and business worlds.
GIC Weekly Report
The Global Investment Committee's Lisa Shalett headlines this weekly look at markets, asset class performance, and fixed income.
Read the Latest Report
On The Markets Report
Detailed market commentary from Morgan Stanley's thought leaders on topics such as global equities, fixed income, monetary policy, and more.
Read The Latest Report
Thoughts on The Market Podcast
With perspectives on the forces shaping the market, join Mike Wilson, Chief Investment Officer and Chief Equity Strategist for Morgan Stanley, as he and his colleagues discuss a variety of viewpoints regarding the latest trends in the financial marketplace.
Listen to the Latest Episode
Morgan Stanley Ideas Podcast
The Morgan Stanley Ideas Podcast brings you revealing stories about the world of business, finance, technology, and beyond.
Listen to the Latest Episode
2025 Tax Tables
This helpful resource outlines the 2025 Income Tax Tables. With tax season seemingly always right around the corner, it's best to be as informed as possible.
Access the 2025 Tax Tables
6 Financially Smart Ways to Start 2025
Heading into 2025, it’s time to take stock of your budget, debt and investments—and check them against your financial goals. These six steps can get you started.
Ways to Start 2025
Retirement in the Age of Aging
Learn why longevity and longer life spans may boost demand for retirement services and could fuel a revenue opportunity for wealth and asset managers.
Age of Aging
Morgan Stanley Technology, Media and Telecom
Discover the latest trends in generative artificial intelligence and other themes shaping technology, media and telecom from this year’s TMT conference in Barcelona.
Technology, Media and Telecom
2025 Outlooks
As inflation around the world continues to normalize, investors will contend with the new shape of policies in the U.S., which may impact growth but could bring favor to riskier assets in 2025.
Outlooks
2024 In Review
In a monumental year for markets, Morgan Stanley looks back at some of 2024’s most compelling stories.
ReviewVALUABLE TOOLS AND RESOURCES
Please find below links to resources you may find useful as you familiarize yourself with the Morgan Stanley Wealth Management platforms.
If you have any questions, feel free to reach out to a member of the team.
If you have any questions, feel free to reach out to a member of the team.
Morgan Stanley Online
Morgan Stanley Online allows you to seamlessly and securely manage your investments and everyday finances in one place.
Register for Morgan Stanley Online Today
Total Wealth View
With total wealth view, you can view all your investments together - whether they are held at Morgan Stanley or elsewhere. When you add your external 401(k) as well as your checking, savings, and brokerage accounts to this portal, all your assets will be in one place, providing a comprehensive view of your wealth.
Total Wealth View
Digital Vault
Digital Vault lets you easily and securely manage and share important documents such as account statements, authorizations, tax filings and other relevant documents with your Financial Advisor.
Digital Vault
Cyber Security
Safeguarding your assets and information is one of our highest priorities, but you also have a critical role to play. Check out our collection of practical takeaways and best practices from our cybersecurity professionals, then explore a few of the ways we help protect you.
Cyber Security
Morgan Stanley Mobile App
The Morgan Stanley Mobile App gives you the same capabilities as Morgan Stanley Online – all from the convenience of your own phone. It also offers features to simplify your everyday finances. These include mobile check deposit and Send Money with Zelle, a convenient way to send and receive money.
Sign Up
Goals Planning System
Have a goal you always wanted to accomplish? Along with your Financial Advisor and our Goals Planning System, you will be able to quantify your goals, get advice on what approach to take, and track your progress. GPS is designed to evolve as your life changes to help you reach your goal, even with varying situations.
Goals Planning System
eSign
eSign offers a secure and efficient way to electronically sign documents, eliminating the need for physical paperwork, and simplifying transactions.
eSign
eDelivery
eDelivery services ensure clients receive crucial financial documents efficiently and securely, enhancing their digital financial management.
eDeliveryLocation
437 W Duke Of Gloucester Street
Williamsburg, VA 23185
US
Direct:
(757) 259-7115(757) 259-7115
Toll-Free:
(855) 361-0703(855) 361-0703
Meet The Williamsburg Capitol Group
John J Kokolis
Senior Vice President, Financial Advisor, Portfolio Management Director
Phone:
(757) 259-7137(757) 259-7137
Mitchell Harry, CFP®
Senior Vice President, Financial Advisor, Portfolio Management Director
Phone:
(757) 259-7144(757) 259-7144
Melanie S Walton
Financial Planning Associate, Wealth Management Associate, Assistant Vice President
Phone:
(757) 259-7123(757) 259-7123
Beth Brauner
Client Service Associate
Phone:
(757) 259-7120(757) 259-7120
About Peter J Kokolis
Peter Kokolis is a Senior Vice President, Financial Advisor and Portfolio Management Director with Morgan Stanley Wealth Management in Williamsburg, VA, where he has been a resident since 1976.
After earning an Economics and Business degree from the Virginia Military Institute, Peter started his career in financial services with Merrill Lynch Wealth Management in August 1996. Peter adopted an early belief that financial planning is the foundation of advising clients successfully toward their goals. As his client base grew, Peter and his brother, John, formed a partnership to better serve their clients’ needs.
During the financial crisis of 2008-2009, many of their clients became concerned about the direction of the investment industry. In January of 2009, Morgan Stanley and Smith Barney announced that they would merge into one company, making them one of the largest financial firms in the industry. The Kokolis’ considered this combination would create the stability and a robust investment platform that would be essential to advising their clients in the future. Peter and John decided to move their practice to Morgan Stanley in April of 2009.
Peter and his wife, Christina, have three children, Noelle, Arianna, and James. Outside of work, Pete is an active member of the James City County Rotary Club, the local VMI Alumni Chapter. He is also a member of St. Demetrios Greek Orthodox Church in Williamsburg, VA. Pete enjoys spending quality time with his family, exercising and coaching his children in sports.
After earning an Economics and Business degree from the Virginia Military Institute, Peter started his career in financial services with Merrill Lynch Wealth Management in August 1996. Peter adopted an early belief that financial planning is the foundation of advising clients successfully toward their goals. As his client base grew, Peter and his brother, John, formed a partnership to better serve their clients’ needs.
During the financial crisis of 2008-2009, many of their clients became concerned about the direction of the investment industry. In January of 2009, Morgan Stanley and Smith Barney announced that they would merge into one company, making them one of the largest financial firms in the industry. The Kokolis’ considered this combination would create the stability and a robust investment platform that would be essential to advising their clients in the future. Peter and John decided to move their practice to Morgan Stanley in April of 2009.
Peter and his wife, Christina, have three children, Noelle, Arianna, and James. Outside of work, Pete is an active member of the James City County Rotary Club, the local VMI Alumni Chapter. He is also a member of St. Demetrios Greek Orthodox Church in Williamsburg, VA. Pete enjoys spending quality time with his family, exercising and coaching his children in sports.
Securities Agent: KY, AL, UT, NJ, FL, NV, DE, AZ, IN, WY, WA, VA, TN, OR, LA, CA, WV, OK, MI, GA, CO, NH, NC, MO, MD, MA, CT, WI, TX, SC, NY, NM, IL, PA, DC, AR, MS, OH, MT; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278795
NMLS#: 1278795
About John J Kokolis
John Kokolis is a Senior Vice President, Financial Advisor and Portfolio Management Director with Morgan Stanley Wealth Management in Williamsburg, VA.
John has been a resident of Williamsburg, VA since 1976. After earning a Business and Economics degree from the Virginia Military Institute, John started his career in the financial services industry at Merrill Lynch in August 2000. As his practice grew, John and his brother Peter decided form a partnership to better service their clients.
During the 2008-2009 financial crisis the investment industry landscape began to change rapidly. During that time Morgan Stanley and Smith Barney decided to merge, making them one of the largest financial institutions in the industry. John and Pete believed the new firm would provide the financial stability and investment resources their clients would require going forward.
John and his wife, Joanna have a son, Nicholas. Outside of work, John is an active member of the VMI Alumni Williamsburg Chapter and the St. Demetrios Greek Orthodox Church. John enjoys spending quality time with his family, coaching his son in sports, and oil painting in his spare time.
John has been a resident of Williamsburg, VA since 1976. After earning a Business and Economics degree from the Virginia Military Institute, John started his career in the financial services industry at Merrill Lynch in August 2000. As his practice grew, John and his brother Peter decided form a partnership to better service their clients.
During the 2008-2009 financial crisis the investment industry landscape began to change rapidly. During that time Morgan Stanley and Smith Barney decided to merge, making them one of the largest financial institutions in the industry. John and Pete believed the new firm would provide the financial stability and investment resources their clients would require going forward.
John and his wife, Joanna have a son, Nicholas. Outside of work, John is an active member of the VMI Alumni Williamsburg Chapter and the St. Demetrios Greek Orthodox Church. John enjoys spending quality time with his family, coaching his son in sports, and oil painting in his spare time.
Securities Agent: FL, AZ, LA, AR, WY, NM, DE, CT, VA, OH, AL, NC, MA, CO, NV, MO, MI, KY, DC, WV, WA, NY, MT, IN, WI, UT, TX, OR, OK, NH, CA, TN, SC, PA, IL, MS, NJ, MD, GA; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1278799
NMLS#: 1278799
About Mitchell Harry
Mitchell Harry serves as Senior Vice President, Portfolio Management Director and Financial Advisor at Morgan Stanley, where he brings a distinctive blend of academic insight and practical experience to wealth management. A graduate of the University of Virginia with dual degrees in Economics and Government, Mitchell approaches client portfolios with a deep appreciation for financial market history, allowing him to provide context-rich guidance in an ever-evolving market environment.
His unique perspective on family business dynamics and long-term financial planning was shaped by his family’s experience in owning and operating a commercial beef cattle ranch in Northern California. This background has proven invaluable in helping clients navigate the complexities of wealth preservation and business succession planning.
Mitchell’s clients value his balanced approach to wealth management—maintaining focus on long-term objectives while demonstrating the agility to adapt to changing market conditions.
Based in Williamsburg, Mitchell maintains an active presence in his community as a board member of the Rotary Club of The Historic Triangle. When not serving clients, he can be found on the golf course or pickleball and tennis courts. Mitchell and his wife, Anna, share an enthusiasm for travel and wine exploration, and remain loyal supporters of the Virginia Cavaliers.
His unique perspective on family business dynamics and long-term financial planning was shaped by his family’s experience in owning and operating a commercial beef cattle ranch in Northern California. This background has proven invaluable in helping clients navigate the complexities of wealth preservation and business succession planning.
Mitchell’s clients value his balanced approach to wealth management—maintaining focus on long-term objectives while demonstrating the agility to adapt to changing market conditions.
Based in Williamsburg, Mitchell maintains an active presence in his community as a board member of the Rotary Club of The Historic Triangle. When not serving clients, he can be found on the golf course or pickleball and tennis courts. Mitchell and his wife, Anna, share an enthusiasm for travel and wine exploration, and remain loyal supporters of the Virginia Cavaliers.
Securities Agent: MD, AR, WV, TN, OR, MO, LA, WA, SC, PA, NY, DE, UT, TX, IL, CA, OH, NJ, NH, KY, NM, FL, DC, WY, OK, CO, AZ, AL, NC, MT, MI, MA, GA, MS, WI, VA, NV, IN, CT; General Securities Representative; Investment Advisor Representative
NMLS#: 1608152
NMLS#: 1608152
About Melanie S Walton
Melanie Walton’s attention to detail and commitment to delivering the highest possible level of personal service to clients makes her an integral part of The Williamsburg Capitol Group. Melanie oversees the monitoring of the team’s client service model to ensure superior service. In addition, she focuses on client inquiry resolution, financial planning solutions, and portfolio reporting.
Melanie joined Morgan Stanley in 2007 after seven years as an administrative assistant with a local engineering company. She has served as the CSA coach twice for local branches and has also been involved in new hire training. Melanie is actively involved in the Daughters of the American Revolution, Newport News-Warwick Chapter, and the Yorktown Elementary School PTSA.
Melanie has been a resident of the local area for over forty years. She and her husband, Leo, have three adult daughters, Hailie, Abbey and Kaitlyn, and a son, Gray. Hailie is a graduate of VCU and is currently attending nursing school with Riverside. Abbey and her husband, Brandon, are residents of Chesapeake and in 2024 they welcomed their son, Baylor. Abbey is a therapy dog trainer and Brandon serves our country in the United States Navy. Kaitlyn has worked hard to build her thriving pet sitting business. Gray is ten years old and loves playing baseball and soccer. Their goldendoodle, Bodhi, rounds out the family.
Melanie enjoys spending time with her family, playing piano, reading, and spending summers on their boat or at the beach. She has a passion for traveling and exploring new places.
Melanie joined Morgan Stanley in 2007 after seven years as an administrative assistant with a local engineering company. She has served as the CSA coach twice for local branches and has also been involved in new hire training. Melanie is actively involved in the Daughters of the American Revolution, Newport News-Warwick Chapter, and the Yorktown Elementary School PTSA.
Melanie has been a resident of the local area for over forty years. She and her husband, Leo, have three adult daughters, Hailie, Abbey and Kaitlyn, and a son, Gray. Hailie is a graduate of VCU and is currently attending nursing school with Riverside. Abbey and her husband, Brandon, are residents of Chesapeake and in 2024 they welcomed their son, Baylor. Abbey is a therapy dog trainer and Brandon serves our country in the United States Navy. Kaitlyn has worked hard to build her thriving pet sitting business. Gray is ten years old and loves playing baseball and soccer. Their goldendoodle, Bodhi, rounds out the family.
Melanie enjoys spending time with her family, playing piano, reading, and spending summers on their boat or at the beach. She has a passion for traveling and exploring new places.
About Beth Brauner
Beth joined the Williamsburg Capitol Group in 2023 after working many years in Corporate Accounting and the real estate and mortgage industries. When her children, Jacob and Carly, were younger she volunteered extensively at their schools, the York County School Division and Girl Scouts of America. During that time, she also worked as a Professional Organizer.
She is a native of Northern Virginia and graduated from the University of Arizona (BSBA Finance) and the American University (MBA with a concentration in Marketing). She enjoys traveling, reading, being outdoors and spending time with family and friends.
She is a native of Northern Virginia and graduated from the University of Arizona (BSBA Finance) and the American University (MBA with a concentration in Marketing). She enjoys traveling, reading, being outdoors and spending time with family and friends.
Contact Peter J Kokolis
Contact John J Kokolis
Contact Mitchell Harry
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
Are You Prepared for Tax Day?
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Donor Advised Funds: A Smart Way to Manage Your Giving
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Mosaic
Explore ideas and inspiration with captivating, original lifestyle stories created exclusively for Morgan Stanley clients.
A Change of Greenery
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Ready to start a conversation? Contact The Williamsburg Capitol Group today.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
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Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States.
2When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
3Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
4Morgan Stanley’s investment advisory programs may require a minimum asset level and, depending on your specific investment objectives and financial position, may not be appropriate for you. Please see the Morgan Stanley Smith Barney LLC program disclosure brochure (the “Morgan Stanley ADV”) for more information in the investment advisory programs available. The Morgan Stanley ADV is available at www.morganstanley.com/ADV.
5Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
6When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
7When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
8Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
9Investors should consider many factors before deciding which 529 plan is appropriate. Some of these factors include: the Plan’s investment options and the historical investment performance of these options, the Plan’s flexibility and features, the reputation and expertise of the Plan’s investment manager, Plan contribution limits and the federal and state tax benefits associated with an investment in the Plan. Some states, for example, offer favorable tax treatment and other benefits to their residents only if they invest in the state’s own Qualified Tuition Program. Investors should determine their home state’s tax treatment of 529 plans when considering whether to choose an in-state or out-of-state plan. Investors should consult with their tax or legal advisor before investing in any 529 Plan or contact their state tax division for more information. Morgan Stanley Smith Barney LLC does not provide tax and/or legal advice. Investors should review a Program Disclosure Statement, which contains more information on investment options, risk factors, fees and expenses and possible tax consequences.
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The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the U.S, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures
CRC 6491812 (04/2024)
