Ty Wilcox
Senior Vice President, Financial Advisor
Phone:
(214) 468-7202(214) 468-7202
The Wilcox Pletcher Group at Morgan Stanley
Direct:
(214) 468-7202(214) 468-7202
Toll-Free:
(866) 289-3159(866) 289-3159
Our Mission Statement
We offer the experience and intelligent strategy to help you preserve and grow your wealth for decades to come.
Our Story and Services
For over 15 years, The Wilcox Pletcher Group has dedicated its time and resources to helping multi-generational families and individuals protect and grow their assets, secure their legacies and meet their specific goals and objectives. Many of our clients not only trust us to help create their financial futures, but also refer their children to us. We take great pride in guiding families through life's financial challenges, while preserving their shared values and lasting family legacy.
Our team spans generations. We balance historical perspective with insightful forethought. This allows us to offer and craft custom financial solutions that help build, preserve and protect your family's wealth for decades to come.
Our team spans generations. We balance historical perspective with insightful forethought. This allows us to offer and craft custom financial solutions that help build, preserve and protect your family's wealth for decades to come.
Check the background of Our Firm and Investment Professionals on FINRA's BrokerCheck.*
Investor Resources
Stay connected with the latest updates from our team. Here you'll find an archive of past communications, including market commentary, planning insights, and timely updates - all available for download in PDF format. You can also explore upcoming client events and opportunities to engage with our team throughout the year.
We invite you to check back regularly for new additions and announcements.
2026 Mid-Year Outlooks – June 1
A mid-year market update focused on key themes shaping markets and the economy, including an AI-driven capex cycle, resilient earnings, and potential risks tied to geopolitics and energy prices. Includes both an investment outlook and an economic outlook to help frame the second half of the year.
Graduation Month Insights – May 18
A timely set of planning resources for graduates and families, covering budgeting basics, investing fundamentals, and credit education. Also includes practical guidance for students entering the workforce, including job search tips and early-career perspective.
Estate Planning Strategies: Understanding Trusts – May 11
A client-friendly overview of estate planning and trusts, including a curated set of articles to support legacy planning conversations. It also includes a side-by-side comparison of a Revocable Living Trust and a Transfer on Death (TOD) account, highlighting key considerations such as probate, privacy, and asset eligibility.
Have You Checked for a Forgotten 401(k)? – March 9
A quick retirement planning reminder for anyone who has changed jobs over the years. This note highlights a Department of Labor database designed to help people locate missing workplace retirement accounts and outlines options for consolidating old accounts.
2025 Tax Form Mailing Schedule & Access – January 21
A quick reference for when tax forms are expected to be mailed or delivered electronically, plus steps for finding documents on Morgan Stanley Online and the Mobile App. Useful for tax planning and filing preparation.
Wilcox Pletcher Group New Year Newsletter – January 14
A new year check-in featuring timely reads on the 2026 economic outlook, investment outlook, and major developments shaping markets. A helpful starting point for early-year planning conversations.
Key Dates for the Upcoming Tax Season – December 9
A checklist of key IRS deadlines and planning dates, including year-end actions, estimated tax payments, IRA and HSA contribution timing, and extension deadlines. Includes recommended processing time for common requests like Roth conversions and RMDs.
Wilcox Pletcher Group Fall Newsletter – October 21
Seasonal insights and articles focused on fall planning, including portfolio and financial plan check-ins, tax-saving ideas, and timely reads on markets and technology. Designed to support proactive planning as the year progresses.
3 Tools to Help Protect Your Financial Wishes – September 24
A practical reminder to review key account safeguards, including Power of Attorney, a Trusted Contact, and Transfer on Death designations. Helpful for estate planning basics and keeping account instructions current.
A Multi-Generational Guide to Education Planning – August 25
Education planning insights for families, including how 529 plans may support K-12 through college savings and potential tax benefits. Also includes conversation starters and next-generation financial literacy resources.
Expanding Possibilities Beyond Public Markets
We believe alternative investments can play a powerful role in a modern portfolio. From private equity and private credit to real estate and hedge funds, these strategies aim to enhance diversification, reduce exposure to public market volatility, and unlock new sources of return.
📎For a breakdown of the key strategies in this space, click the link below.
Our approach focuses on sourcing and curating high-conviction opportunities across private markets—giving clients access to strategies once limited to institutions and endowments.
Why Consider Alternatives?
- Diversification beyond traditional stocks and bonds
- Low correlation to public markets, offering balance during volatility
- Return potential from illiquidity premiums and active strategies
- Access to high-barrier strategies in sectors like energy transition, sports ownership, and technology
We Leverage Access To:
- Private Equity Growth capital, buyouts, and sector-specific strategies with long-term return potential
- Private Credit Direct lending and specialty finance offering yield and downside resilience
- Private Markets Private equity, private credit, and real assets that may add diversification and access to opportunities beyond public markets
- Real Estate & Infrastructure Institutional-grade property and energy assets offering income and diversification
- Hedge Funds Multi-strategy and opportunistic approaches aimed at generating risk-adjusted alpha
- Thematic Alternatives Blockchain, sports media rights, and impact-oriented infrastructure
📎For a more comprehensive looks at Alternative Investments, click the link below.
Integrated planning for complex wealth
Ultra-high net worth planning is a discipline that connects investment strategy with tax, estate, and multigenerational decision-making. The team helps clients coordinate across entities, jurisdictions, and family stakeholders, with an emphasis on after-tax outcomes, governance, and implementation discipline.
Tax Strategy and After-Tax Portfolio Design
UHNW tax planning is most effective when integrated into portfolio construction and reviewed year-round. Key areas may include asset location, tax-aware rebalancing, loss harvesting, direct indexing, charitable strategies, liquidity planning, and concentrated tax lot management. The team coordinates with clients' tax professionals to align investment decisions with the broader tax picture.
Real Estate Tax Planning and 1031 Exchange Coordination
Real estate transactions can create meaningful tax and liquidity considerations, especially for UHNW families with concentrated property exposure. A 1031 exchange may help defer capital gains taxes when properly structured, but timing, documentation, and replacement property selection are critical. The team helps evaluate fit and coordinate with tax and legal advisors.
Estate Planning and Wealth Transfer Architecture
Estate planning for significant wealth requires coordination across ownership structures, beneficiaries, trusts, gifting, philanthropy, and liquidity needs. The team helps clients clarify objectives, evaluate decision points, and coordinate with estate counsel so plans remain aligned as laws, assets, and family circumstances evolve.
Trust and Fiduciary Strategy
Trust planning can provide flexibility, continuity, and control, but outcomes depend on structure, fiduciary roles, governance, and jurisdiction. UHNW families may need to evaluate trustee selection, directed trusts, administrative capabilities, and distribution objectives. The team helps coordinate these decisions with estate counsel.
Family Office Resources and Multigenerational Complexity
As wealth grows, complexity often shifts from investment selection to coordination across entities, cash flows, reporting, governance, philanthropy, and generations. Family office-style planning can help create structure around major decisions and ongoing administration. The team helps clients organize priorities and connect with the right specialists.
Family Governance and Wealth Education
For UHNW families, governance helps turn planning into lasting execution. Clear decision frameworks, communication routines, and education for rising generations can reduce friction and support stewardship. The team helps families define objectives, align stakeholders, and build practical structures for continuity.
Concentrated Wealth, Liquidity Events, and Transition Planning
Concentrated positions and liquidity events require coordination across market risk, tax exposure, timing, and family objectives. Planning may include tax lot analysis, staged diversification, risk budgeting, and hedging or monetization strategies where appropriate. The team helps clients build transition plans for long-term portfolio resilience.
Philanthropy and Strategic Giving
Philanthropy can serve as both a family legacy tool and a tax-aware planning strategy. UHNW giving often involves aligning mission, governance, funding vehicles, and long-term grantmaking goals. The team helps clients evaluate charitable structures and integrate giving into the broader estate, tax, and investment plan.
Your Path to Comprehensive Financial Planning
Our team is committed to helping you achieve your financial aspirations through personalized strategies and a holistic approach.
Our Approach:
- Personalized Planning: We begin with understanding your unique needs and goals, crafting a customized plan to preserve and grow your wealth.
- Family First Perspective: We cherish the relationships we build with multigenerational families, excelling in both financial and interpersonal aspects.
- Legacy and Values: We assist you in using your wealth to express your family's values, ensuring its preservation for future generations.
Meet Our Team:
- Ty Wilcox: Senior Vice President and Financial Advisor, specializing in multigenerational wealth and estate planning.
- Stephen Pletcher: Senior Vice President and Financial Advisor, focusing on wealth management for individuals and families.
- Kim Turner: Senior Registered Client Service Associate, dedicated to providing exceptional client service.
Our Services:
We offer a comprehensive range of services to meet your financial needs, including investment management, trust and estate planning, philanthropy management, and more. Our team is here to guide you through life's financial challenges while preserving your family's legacy.
Contact Us:
Let's discuss how we can work together to expand your financial horizons. Visit us at 2121 North Pearl Street, Ste 500, Dallas, TX 75201, or call us at (214) 468-7202. You can also reach us toll-free at (866) 289-3159.
Location
2121 North Pearl St
Ste 500
Dallas, TX 75201
US
Direct:
(214) 468-7202(214) 468-7202
Toll-Free:
(866) 289-3159(866) 289-3159
Meet The Wilcox Pletcher Group
Stephen Pletcher
Senior Vice President, Financial Advisor
Phone:
(214) 468-7203(214) 468-7203
Kim Turner
Senior Registered Client Service Associate
Phone:
(214) 468-7210(214) 468-7210
About Ty Wilcox
Ty has worked as a financial advisor for nearly 2 decades. He began his career at UBS Paine Webber before moving to Morgan Stanley in 2009. He enjoys working with successful business owners and entrepreneurs, helping them plan for major life and business events with multi-generational planning strategies.
Ty received his Bachelor of Science degree in 2002 from Oklahoma State University majoring in International Business with minors in Finance and Japanese Studies. At OSU, Ty was a 4-year letterman for the wrestling team, winning 2 individual Big 12 titles. Ty is still active in the wrestling community, both locally and nationally. He co-founded and ran a successful youth wrestling club in Dallas for more than 10 years. In 2016 he joined the Board of Governors for National Wrestling Hall of Fame in Stillwater, OK. He currently volunteer coaches for his local youth club.
Ty lives in Southlake with his wife Natalie and their 2 children. Outside of the office, he spends most of his time at local softball and baseball fields watching his kids play.
Ty received his Bachelor of Science degree in 2002 from Oklahoma State University majoring in International Business with minors in Finance and Japanese Studies. At OSU, Ty was a 4-year letterman for the wrestling team, winning 2 individual Big 12 titles. Ty is still active in the wrestling community, both locally and nationally. He co-founded and ran a successful youth wrestling club in Dallas for more than 10 years. In 2016 he joined the Board of Governors for National Wrestling Hall of Fame in Stillwater, OK. He currently volunteer coaches for his local youth club.
Ty lives in Southlake with his wife Natalie and their 2 children. Outside of the office, he spends most of his time at local softball and baseball fields watching his kids play.
Securities Agent: NC, TN, IL, GA, AZ, FL, NY, TX, NM, LA, MO, CO, OK, MS, CA, SC, MI; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1270096
NMLS#: 1270096
About Stephen Pletcher
Drawing on more than 30 years of industry experience, Stephen advises clients and ultra-high-net-worth families on the management, preservation, and transfer of wealth. He helps clients coordinate with estate planning practitioners.
Stephen began his career on a fixed-income trading desk, helping institutional clients manage fixed-income portfolios. In 1998, he transitioned to the Private Client Group at Paine Webber (later UBS). He moved to his current role at Morgan Stanley in 2009.
A fifth-generation Texan, Stephen lives in Dallas with his wife and three sons. He is a member of the Salesmanship Club of Dallas, a 100-year-old nonprofit service organization that supports Momentous Institute, which is dedicated to innovative mental health services, education, and professional training for children and families. He also serves as a deacon at Park Cities Presbyterian Church and enjoys spending time with his family, playing golf, and traveling.
Stephen began his career on a fixed-income trading desk, helping institutional clients manage fixed-income portfolios. In 1998, he transitioned to the Private Client Group at Paine Webber (later UBS). He moved to his current role at Morgan Stanley in 2009.
A fifth-generation Texan, Stephen lives in Dallas with his wife and three sons. He is a member of the Salesmanship Club of Dallas, a 100-year-old nonprofit service organization that supports Momentous Institute, which is dedicated to innovative mental health services, education, and professional training for children and families. He also serves as a deacon at Park Cities Presbyterian Church and enjoys spending time with his family, playing golf, and traveling.
Securities Agent: AZ, FL, CA, CO, TN, MO, GA, TX, OK, NY, MI, LA, NM, IL, SC, NC, MS; General Securities Representative; Investment Advisor Representative; Managed Futures
NMLS#: 1274454
NMLS#: 1274454
About Kim Turner
Kim joined The Wilcox Pletcher Group in 2020 as a Registered Client Service Associate. Prior to joining Morgan Stanley in 2019, Kim has worked in mortgage banking, luxury retail and with qualified plans. She was also a stay-at-home mom with her girls until the oldest was in 5th grade and decided to get back into the workforce in 2010. Knowledgeable and responsive, she provides timely, accurate and meaningful answers to our client’s questions and makes sure their needs are always her greatest priority. Her role focuses on providing support for opening and maintaining accounts, executing wire transfers and check requests, and executing trades.
Kim holds a Bachelor of Business degree in Finance from the University of Houston and holds her Series 7 and 66 licenses. Kim is married and has two daughters, Kenley and Kalli. Kim enjoys reading, gardening, and spending time with family and friends.
Kim holds a Bachelor of Business degree in Finance from the University of Houston and holds her Series 7 and 66 licenses. Kim is married and has two daughters, Kenley and Kalli. Kim enjoys reading, gardening, and spending time with family and friends.
Contact Ty Wilcox
Contact Stephen Pletcher
Wealth Management
Global Investment Office
Portfolio Insights
Retirement
Working with you to understand your life goals and develop a personalized wealth strategy. Today and for the years to come.
- 401(k) Rollovers
- IRA Plans
- Retirement income strategies
- Retirement plan participants
- Annuities
A Simple Six-Step Retirement Checkup
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Investing
Working closely with you to guide your wealth and investments through the most challenging market cycles.
- Asset Management
- Wealth Planning
- Traditional Investments
- Alternative Investments
- Impact Investing
Iran Conflict: Seven Takeaways for Investors
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Family
Creating customized financial strategies for the challenges that today’s families face.
- Estate Planning Strategies
- 529 Plans / Education Savings Planning
- Long Term Care Insurance
- Special Needs Planning
- Trust Services
529 Plans: A Powerful Tool to Save for Education
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Business Planning
Helping you on key aspects of your business such as ownership, liquidity and developing opportunities.
- Succession Planning
- Business Planning
- Qualified Retirement Plans
Financial Planning for Life After Selling a Business
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Philanthropy
Making sure your philanthropic dollars are managed with the same high quality service as the rest of your wealth.
- Endowments
- Foundations
- Donor Advised Funds
- Impact Investing
Ready to start a conversation? Contact The Wilcox Pletcher Group today.
1Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. Morgan Stanley Wealth Management is a business of Morgan Stanley Smith Barney LLC.
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
For more information, please see the Morgan Stanley Smith Barney LLC Client Relationship Summary.
2Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning and other legal matters.
3When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
4Products and services are provided by third party service providers, not Morgan Stanley Smith Barney LLC (“Morgan Stanley”). Morgan Stanley may not receive a referral fee or have any input concerning such products or services. There may be additional service providers for comparative purposes. Please perform a thorough due diligence and make your own independent decision.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice. Clients should consult their tax advisor for matters involving taxation and tax planning and their attorney for matters involving trust and estate planning, charitable giving, philanthropic planning and other legal matters.
5Morgan Stanley offers a wide array of brokerage and advisory services to its clients, each of which may create a different type of relationship with different obligations to you. Please consult with your Financial Advisor to understand these differences or review our Understanding Your Brokerage and Investment Advisory Relationships brochure available at www.morganstanley.com/wealth-relationshipwithms/pdfs/understandingyourrelationship.pdf.
6Alternative Investments are speculative and include a high degree of risk. An investor could lose all or a substantial amount of his/her investment. Alternative investments are appropriate only for qualified, long-term investors who are willing to forgo liquidity and put capital at risk for an indefinite period of time.
7Morgan Stanley Smith Barney LLC is a registered Broker/Dealer, Member SIPC, and not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services.
Investment, insurance and annuity products offered through Morgan Stanley Smith Barney LLC are: NOT FDIC INSURED | MAY LOSE VALUE | NOT BANK GUARANTEED | NOT A BANK DEPOSIT | NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
8When Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors (collectively, “Morgan Stanley”) provide “investment advice” regarding a retirement or welfare benefit plan account, an individual retirement account or a Coverdell education savings account (“Retirement Account”), Morgan Stanley is a “fiduciary” as those terms are defined under the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), and/or the Internal Revenue Code of 1986 (the “Code”), as applicable. When Morgan Stanley provides investment education, takes orders on an unsolicited basis or otherwise does not provide “investment advice”, Morgan Stanley will not be considered a “fiduciary” under ERISA and/or the Code. For more information regarding Morgan Stanley’s role with respect to a Retirement Account, please visit www.morganstanley.com/disclosures/dol. Tax laws are complex and subject to change. Morgan Stanley does not provide tax or legal advice. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a Retirement Account, and (b) regarding any potential tax, ERISA and related consequences of any investments or other transactions made with respect to a Retirement Account. Individuals should always check with their tax or legal advisor before engaging in any transaction involving 529 Plans, Education Savings Accounts and other tax-advantaged investments.
Check the background of our Firm and Investment Professionals on FINRA's BrokerCheck*.
The information, products and services described here are intended only for individuals residing in states where this Financial Advisor is properly registered as described in this site.
Morgan Stanley reserves the right, to the extent permitted under applicable law, to retain and monitor all electronic communications. Morgan Stanley will not accept purchase or sale orders via any Internet site, social media site and/or its messaging systems. Morgan Stanley does not endorse and is not responsible and assumes no liability for content, products or services posted by third-parties on any Internet site, social media site and/or its messaging systems. All electronic communications are subject to terms available at the following link:
https://www.morganstanley.com/disclaimers/mswm-email.html. Any profiles and associated content are for U.S. residents only.
The securities/instruments, services, investments and investment strategies discussed in this material may not be appropriate for all investors. The appropriateness of a particular investment, investment strategy or service will depend on an investor's individual circumstances and objectives. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, strategies and services, and encourages investors to seek the advice of a Financial Advisor or Private Wealth Advisor. This material does not provide individually tailored investment advice. It has been prepared without regard to the individual financial circumstances and objectives of persons who receive it.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors or Private Wealth Advisors do not provide tax or legal advice. Individuals should consult their tax advisor for matters involving taxation and tax planning and their attorney for legal matters.
Morgan Stanley Smith Barney LLC (“Morgan Stanley”) is not implying an affiliation, sponsorship, endorsement with/of the third party or that any monitoring is being done by Morgan Stanley of any information contained within the website. Morgan Stanley is not responsible for the information contained on the third-party website or the use of or inability to use such site. Nor do we guarantee their accuracy or completeness.
The views, opinions or advice contained within third party websites or materials are solely those of the author, who is not a Morgan Stanley employee, and do not necessarily reflect those of Morgan Stanley Smith Barney LLC, or its affiliates. The strategies and/or investments referenced may not be appropriate for all investors as the appropriateness of a particular investment or strategy will depend on an investor's individual circumstances and objectives.
*References to length of service at Morgan Stanley include years at Morgan Stanley and predecessor firms.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
The use of the CDFA designation does not permit the rendering of legal advice by Morgan Stanley or its Financial Advisors which may only be done by a licensed attorney. The CDFA designation is not intended to imply that either Morgan Stanley or its Financial Advisors are acting as experts in this field.
Awards Disclosures | Morgan Stanley
CRC 4665150 (8/2025)
